Auspol October: Comrade Macklemore is the Hero of the People

The Something Awful Forums > Discussion > Debate & Discussion > Auspol October: Comrade Macklemore is the Hero of the People

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bigis: Jun 21, 2006

That Man Living In Body bloke sounds qualified to be a One Nation senator.

# ? Oct 4, 2017 08:30

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# ? Jun 2, 2024 04:40

hooman: Oct 11, 2007; This guy seems legit.; Fun Shoe

bigis posted:

That Man Living In Body bloke sounds qualified to be a One Nation senator.

Not foreign or bankrupt enough.

# ? Oct 4, 2017 08:45

GoldStandardConure: Jun 11, 2010; I have to kill fast
and mayflies too slow; Pillbug

How long till Cat Hat comes out in support of these new anti-terror laws?

# ? Oct 4, 2017 08:50

do it on my face: Feb 6, 2005; °

GoldStandardConure posted:

How long till Cat Hat comes out in support of these new anti-terror laws?

Has he come out in support of the Las Vegas shooter yet

# ? Oct 4, 2017 08:57

hooman: Oct 11, 2007; This guy seems legit.; Fun Shoe

do it on my face posted:

Has he come out in support of the Las Vegas shooter yet

His feed had pro-gun hot takes from as little as three days ago.. as well as retweeting Milo touring...

# ? Oct 4, 2017 09:37

NTRabbit: Aug 15, 2012; i wear this armour to protect myself from the histrionics of hysterical women

bitches

GoldStandardConure posted:

How long till Cat Hat comes out in support of these new anti-terror laws?

Cat hat does support the laws, he is in favour of the fascist cause

do it on my face posted:

Has he come out in support of the Las Vegas shooter yet

He'll catch them in the traps he set, he'll catch them running with a net

# ? Oct 4, 2017 09:39

Blamestorm: Aug 14, 2004; We LOL at death! Watch us LOL. Love the LOL.

I wonder if the vote comes out with a strong yes if forces inside the coalition will still manage to stop it going to a conscience vote. I'm sure it would be catastrophic for the government so I'm half hoping it happens; followed by a massive Labor majority and swift gay marriage legislation without the discriminatory bullshit the LNP will no doubt try to load it up with.

I mean just think about what a failure the whole thing would look like to everyone in Australia - a horribly expensive and unnecessary activity dominating the airwaves with poison for weeks and nothing happening afterwards. Turnbull would look like the lamest of lame ducks.

# ? Oct 4, 2017 09:42

CrazyTolradi: Oct 2, 2011; It feels so good to be so bad.....at posting.

http://www.abc.net.au/news/2017-10-04/acl-anti-ssm-event-loses-venue-after-wrest-point-cancels/9015626 posted:

"To have the No campaign denied access to venues in order to express their views is a direct challenge to freedom of speech in our society."

And yet you want to allow religious groups to continue to discriminate against others?
:ironicat:

CrazyTolradi fucked around with this message at 09:55 on Oct 4, 2017

# ? Oct 4, 2017 09:51

I would blow Dane Cook: Dec 26, 2008

quote:

Interest-only home loans a ticking time-bomb, warns UBS

Up to a third of borrowers with interest-only loans may not realise they have them, UBS has warned in a stunning finding from its survey of recent borrowers.

The global investment bank surveyed more than 900 people who had taken out home loans over the past year as part of its research into "liar loans", which found up to a third of people had given inaccurate information on their applications.

The analysts cross-checked their survey results against official data to ensure that their sample was representative of the broader mortgage market.

In most cases it was, but UBS noticed a big anomaly when it came to interest-only loans.

Those are mortgages where the borrower does not repay any of the principal for a fixed period at the start of the loan, meaning their monthly repayments are lower at the beginning but jump dramatically later on.

Have you got an interest-only home loan? Join the discussion in the comments.
These loans are often used by investors to enhance their negative gearing tax deductions, but have become increasingly popular with owner-occupiers because of the lower up-front repayments.

The typical investor loan makes no sense at all given the recent targeted rate hike by the big banks, writes Stephen Letts
The anomaly was that the bank regulator APRA's data showed that more than 35 per cent of new loans over the past year had been interest-only, but only 24 per cent of survey respondents told UBS they had taken out an interest-only loan.

Initially, UBS thought it must be a sampling problem with their survey, but the chances of this producing such a big difference were just 0.1 per cent.

That led the bank's analysts to the shocking conclusion that almost a third of interest-only (IO) home loan customers might not realise they have taken out that kind of mortgage.

"We are concerned that it is likely that approximately one-third of borrowers who have taken out an IO mortgage have little understanding of the product or that their repayments will jump by between 30-60 per cent at the end of the IO period," UBS wrote.

While the result surprised the analysts themselves, they argue that there is already a lot of evidence that many Australians have a poor understanding of financial products.

"Although this may seem farfetched it needs to be considered in the context of the lack of financial literacy in Australia," UBS observed.

"A recent survey from S&P found 36 per cent of Australians were not financially literate, while ME Bank's survey found 42 per cent did not understand compound interest and 38 per cent had no understanding of an IO mortgage."

Rising repayments could see spending cuts, housing sell-off

Interest-only borrowers have already faced an increase in their mortgage costs, with banks raising rates on these loans in response to regulatory requirements to limit this kind of lending.

UBS found that the average interest-only loan rate for owners occupiers went up nearly half-a-percentage point over the past year, while investors are paying about three-quarters of a percentage point more.

Banks have increased interest-only home loan rates over the past year.

The survey revealed that these rate rises have already left 71 per cent of recent interest-only borrowers under moderate to high levels of financial stress.

UBS found that 71 per cent of recent interest-only borrowers already under financial stress

In response, more than half expect to cut back on their household spending in other areas.

A further 15 per cent said they may sell their property or another asset, with nearly a quarter of those under high financial stress considering this option.

UBS found most households would cut other spending to cope with rising mortgage repayments.

The economic consequences of these actions could be significant.

With $640 billion of interest-only loans outstanding, UBS estimated that a switch to principal and interest repayments could cost Australian households around $10-15 billion a year in higher repayments.It describes this impact as "modest" and likely to be spread over several years.

However, UBS warned that a bigger effect may be a stagnation in home prices once consumers are unable to keep borrowing larger amounts due to the regulatory limits on interest-only loans.

"We think the larger and broader implication for the economy of these trends is the indirect lagged impact of current macroprudential tightening on the flow of housing demand, which will likely see flatter house price growth ahead, which will drag on consumption growth via the 'household wealth effect'," UBS forecast.

Rising home prices have encouraged many households to lower their savings rate to maintain or increase their purchases of goods and services � UBS is concerned that stagnant or falling home prices will reverse this trend, hitting consumption, economic growth and employment.

http://www.abc.net.au/news/2017-10-04/consumers-unaware-they-have-interest-only-home-loans/9014448

# ? Oct 4, 2017 09:52

BBJoey: Oct 31, 2012

Anidav posted:

Ppm narrowed significantly.

lol @ reporting decimal points in a poll that almost certainly has a margin of error greater than 1

# ? Oct 4, 2017 09:52

Mad Katter: Aug 23, 2010; STOP THE BATS

I would blow Dane Cook posted:

http://www.abc.net.au/news/2017-10-04/consumers-unaware-they-have-interest-only-home-loans/9014448

I saw this today at the cafe. We've learnt nothing from the GFC.

# ? Oct 4, 2017 10:32

Les Affaires: Nov 15, 2004

If it causes a bank failure in Australia then yeah it would literally be exactly the same as the GFC except confined to Australia.

# ? Oct 4, 2017 10:34

MikeJF: Dec 20, 2003

Mad Katter posted:

I saw this today at the cafe. We've learnt nothing from the GFC.

Australia sadly didn't learn poo poo from the GFC on any level because we were shielded from the worst effects and most people had no idea it was as bad as it was.

Shielded by what was left of horrible oppressive government overregulation which the Libs will generously remove, of course.

MikeJF fucked around with this message at 11:03 on Oct 4, 2017

# ? Oct 4, 2017 11:00

Eediot Jedi: Dec 25, 2007; This is where I begin to speculate what being a
man of my word costs me

wayne swan was a terrible treasurer, how dare he keeps us from recession

# ? Oct 4, 2017 11:09

Les Affaires: Nov 15, 2004

The whole "25 years uninterupted growth" thing is kind of a rod for the back of every new federal government because nobody wants to be the one to preside over a recession. APRA has been beefed up as a result of the inability for the RBA to "normalise" rates and you can bet your rear end they are constantly looking at how to lower the number of interest-only loans via further scrutiny over documentation provided in the application process.

# ? Oct 4, 2017 11:10

Anidav: Feb 25, 2010; ahhh fuck its the rats again

Knobb Manwich posted:

wayne swan was a terrible treasurer, how dare he keeps us from recession

Attack on Titan is good.

# ? Oct 4, 2017 11:19

gay picnic defence: Oct 5, 2009; I'M CONCERNED ABOUT A NUMBER OF THINGS

I saw a libtard on facebook claim that NZ was evidence that tighter gun laws are not a solution to mass shootings because they still have laws more or less the same as our pre-Port Arthur laws, yet their murder rate has fallen at the same rate as ours.

Anyone know if this is true? I suspect it isn't but it'd be handy to have some factual backing.

# ? Oct 4, 2017 11:25

I would blow Dane Cook: Dec 26, 2008

fail

quote:

An organisation opposing marriage equality has sponsored ads on Facebook encouraging voters to apply for replacement forms to change their vote in the marriage law postal survey.

The Australian Family Association, a member of the Coalition for Marriage, removed its encouragement for people to change their vote after being contacted by Guardian Australia.

The ABS has stated changing a vote is not a valid reason to request a replacement survey form and the acting special minister of state, Mathias Cormann, said that he and the ABS had made that �very clear, immediately and publicly� when false reports first emerged suggesting it was possible.

https://www.theguardian.com/austral...tes?CMP=soc_567

# ? Oct 4, 2017 11:46

JBP: Feb 16, 2017; You've got to know, to understand,
Baby, take me by my hand,
I'll lead you to the promised land.

Yeah you can get an AR in New Zealand but there are only ten buggers living there and they don't have a widespread gun culture.

# ? Oct 4, 2017 11:46

Anidav: Feb 25, 2010; ahhh fuck its the rats again

# ? Oct 4, 2017 11:48

Sparticle: Oct 7, 2012

gay picnic defence posted:

I saw a libtard on facebook claim that NZ was evidence that tighter gun laws are not a solution to mass shootings because they still have laws more or less the same as our pre-Port Arthur laws, yet their murder rate has fallen at the same rate as ours.

Anyone know if this is true? I suspect it isn't but it'd be handy to have some factual backing.

A cursory search shows that NZ gun law is similar to AUS but a bit less restrictive.
https://en.wikipedia.org/wiki/Firearms_licence_(New_Zealand)
https://en.wikipedia.org/wiki/Military-style_semi-automatic

So I guess you can own certain pump/lever action shotguns and very low capacity semi-autos rifles. It's not like you can buy an AR-15 in NZ so the comparison to pre-Port Arthur is rubbish.

# ? Oct 4, 2017 11:49

Les Affaires: Nov 15, 2004

Plus because it's an island (well, two) imports and industry are heavily controlled just like Australia so as soon as a weapon gets here it's monitored. That way the cops and other feds don't have to worry as much about large groups of people stomping about with huge arsenals that they got from across the border.

# ? Oct 4, 2017 11:50

JBP: Feb 16, 2017; You've got to know, to understand,
Baby, take me by my hand,
I'll lead you to the promised land.

I'm certain you can obtain automatics in NZ but the restrictions are tight.

# ? Oct 4, 2017 11:51

Anidav: Feb 25, 2010; ahhh fuck its the rats again

"loving Queensland Government loving sucking up to Adani"
*votes in an LNP govt*
"loving Queensland Government loving sucking up to Adani and selling our assets"

# ? Oct 4, 2017 11:57

Coucho Marx: Mar 2, 2009; kick back and relax

gay picnic defence posted:

I saw a libtard on facebook claim that NZ was evidence that tighter gun laws are not a solution to mass shootings because they still have laws more or less the same as our pre-Port Arthur laws, yet their murder rate has fallen at the same rate as ours.

Anyone know if this is true? I suspect it isn't but it'd be handy to have some factual backing.

I have no stats for you, but he's partially right, the murder rate has dropped very steadily in most western nations for 2-3 decades.

Mass murders, on the other hand, do tend to drop sharply when people can't access auto/semiautomatics, at least without huge wait times, registrations, background checks, and expenses.

edit: Here's a thing! Looking at homicide and related offences since 1994, NZ's has actually held fairly steady, 110 a year being about average. Looks like 2012 and 2014 were pretty good years, at least, the last triple-digit year was '09.

double edit: NZ have had a couple of massacres since 1990; that one was the largest, the Aramoana massacre - the shooter there used semiautomatic rifles. After that a law was passed, significantly tightening gun laws; semiautomatics were still available but required an endorsement on top of the other procedures.

I can't tell from the massacre list where guns were involved, but it appears that NZ has experienced the same amount or more shootings than us since Port Arthur/Aramoana, even with a significantly smaller population.

Coucho Marx fucked around with this message at 12:31 on Oct 4, 2017

# ? Oct 4, 2017 12:08

bandaid.friend: Apr 25, 2017; My first car was a stick

http://www.abc.net.au/news/2017-10-04/salim-mehajer-starts-wedding-planning-business/9014272

quote:

With the pack of helicopters, fleet of luxury cars, 800,000 flowers, doves and the shutting down of a street, Salim Mehajer's 2015 wedding showed he certainly knows how to celebrate, but would you want him to plan your special day?
If the self-proclaimed "Australia's best wedding" is part of your wedding inspiration, you are in luck, as the former deputy Auburn mayor is going into the business of wedding planning.
In an Instagram post, the disgraced councillor announced the introduction of Mehajer Wedding & Event Planning and advised followers to "stay tuned".

Hopefully future clients have better luck in married life than Mr Mehajer and Ms Learmonth who lasted 11 months before parting ways.
The couple's wedding stirred controversy after the event closed a street in Lidcombe and Mr Mehajer sent fake flyers to neighbours warning them their cars would be towed if they got in the way.

Trouble has since followed Mr Mehajer and he is currently facing 128 charges relating to rigging the 2012 Auburn Council elections. His sister, Fatima Mehajer, has pleaded guilty to 77 charges.
It is alleged the Mehajers engaged in acts of electoral fraud to increase Salim's chances of being elected.
In addition, this month Mr Mehajer will face court over charges of assaulting a taxi driver and a Channel Seven reporter.
In a scuffle at The Star Casino he allegedly stole the taxi EFTPOS machine, tossed it at the driver's head and threw his phone out of the car.
Shortly after that he allegedly injured journalist Laura Banks by shutting a car door on her when she tried to interview him.

# ? Oct 4, 2017 12:31

Fauxbot: Jan 20, 2009; I need more wine.

gay picnic defence posted:

I saw a libtard on facebook claim that NZ was evidence that tighter gun laws are not a solution to mass shootings because they still have laws more or less the same as our pre-Port Arthur laws, yet their murder rate has fallen at the same rate as ours.

Anyone know if this is true? I suspect it isn't but it'd be handy to have some factual backing.

1) The American problem at the moment is spree killings in particular, as others have said. The NZ gun laws are nowhere near as lax as the Americans.

2) American spree killings rise after the Civil War specifically, the nation has never quite recovered. America will have a magnitude less spree killings when they have gun control and stop having a constant low-level race war against blacks.

# ? Oct 4, 2017 12:51

Periphery: Jul 27, 2003; ...

gay picnic defence posted:

I saw a libtard on facebook claim that NZ was evidence that tighter gun laws are not a solution to mass shootings because they still have laws more or less the same as our pre-Port Arthur laws, yet their murder rate has fallen at the same rate as ours.

Anyone know if this is true? I suspect it isn't but it'd be handy to have some factual backing.

Mass shootings are not really a relevant thing to use when talking about murder rates cause there are plenty of other ways to kill people and they are only a small number of total homicides (from my basic understanding and research on the topic).

https://theconversation.com/six-things-to-know-about-mass-shootings-in-america-48934

quote:

Another significant finding is that mass shootings and gun ownership rates are highly correlated. The higher the gun ownership rate, the more a country is susceptible to experiencing mass shooting incidents. This association remains high even when the number of incidents from the United States is withdrawn from the analysis.
...
What is most alarming with mass shootings is the fact that this increasing trend is moving in the opposite direction of overall intentional homicide rates in the U.S., which decreased by almost 50 percent since 1993

Read the rest of the article cause it's good info.

# ? Oct 4, 2017 12:53

Doctor Spaceman: Jul 6, 2010; "Everyone's entitled to their point of view, but that's seriously a weird one."

Gun control also had a strong influence on suicide statistics, but I'm phone posting and can't get links.

# ? Oct 4, 2017 13:12

starkebn: May 18, 2004; "Oooh, got a little too serious. You okay there, little buddy?"

While lying on the physio bed today I heard one old bloke in the next stall banging on about "the libby-tards in America are just going crazy after Obama and then Hillary lost", and then five minutes later a different old bloke started up about "in my day when someone got measles everyone used to get round there to catch it"

Kill all boomers

# ? Oct 4, 2017 14:31

gay picnic defence: Oct 5, 2009; I'M CONCERNED ABOUT A NUMBER OF THINGS

I would blow Dane Cook posted:

fail

https://www.theguardian.com/austral...tes?CMP=soc_567

picked it like a dirty nose

gay picnic defence posted:

Yeah right. It'll probably just lead to a string of attack ads from NO and a bunch telling people have have voted yes they can always call the ABS and say their survey was stolen and ask for a new one.

# ? Oct 4, 2017 21:01

Goffer: Apr 4, 2007; "..."

Doctor Spaceman posted:

Gun control also had a strong influence on suicide statistics, but I'm phone posting and can't get links.

This article has a lot of gun and death and suicide graphs:

https://www.vox.com/policy-and-politics/2017/10/2/16399418/us-gun-violence-statistics-maps-charts

# ? Oct 4, 2017 22:01

Starshark: Dec 22, 2005; Doctor Rope

ad hoc approach to SSM survey continues to pay dividends.

http://www.abc.net.au/news/2017-10-05/same-sex-marriage-survey-forms-burned/9017328

# ? Oct 4, 2017 22:45

I would blow Dane Cook: Dec 26, 2008

Australian Bureau of Statistics deputy statistician Jonathan Palmer told the ABC a group of people in Ramingining, 560 kilometres east of Darwin, had believed the survey was asking whether or not a man should be "compelled" to marry another man.

# ? Oct 4, 2017 23:00

Snowman_McK: Jan 31, 2010

Les Affaires posted:

Plus because it's an island (well, two) imports and industry are heavily controlled just like Australia so as soon as a weapon gets here it's monitored. That way the cops and other feds don't have to worry as much about large groups of people stomping about with huge arsenals that they got from across the border.

Americans really don't have to cross the border, any border, to buy guns. The guns are already there.

# ? Oct 4, 2017 23:02

Anidav: Feb 25, 2010; ahhh fuck its the rats again

So they can't request a survey form in their language?

# ? Oct 4, 2017 23:11

bandaid.friend: Apr 25, 2017; My first car was a stick

I would blow Dane Cook posted:

Australian Bureau of Statistics deputy statistician Jonathan Palmer told the ABC a group of people in Ramingining, 560 kilometres east of Darwin, had believed the survey was asking whether or not a man should be "compelled" to marry another man.

Gotta wonder what their opinion on english-speakers was as they were burning them. They must think we're mad

# ? Oct 4, 2017 23:11

I would blow Dane Cook: Dec 26, 2008

# ? Oct 4, 2017 23:43

bandaid.friend: Apr 25, 2017; My first car was a stick

Use a wide-tip permanent marker to fill out your form so the shapeshifters can't change it later

# ? Oct 4, 2017 23:58

Adbot: ADBOT LOVES YOU

# ? Jun 2, 2024 04:40

Doctor Spaceman: Jul 6, 2010; "Everyone's entitled to their point of view, but that's seriously a weird one."

Lateline dead
https://twitter.com/meadea/status/915717121077739521

# ? Oct 5, 2017 00:18

The Something Awful Forums > Discussion > Debate & Discussion > Auspol October: Comrade Macklemore is the Hero of the People

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