|
Solice Kirsk posted:Just roll that negative marriage equity into your new one. We Americans call that “rolling with the punches”.
|
#
?
Oct 23, 2017 20:24
|
|
|
|
| # ? May 15, 2024 05:13 |
|
|
Droo posted:She literally bought a $100,000 car on a ~$50k salary? How is that even possible  It gets better, though. Her current boyfriend also has a luxury vehicle, and they got the Merc because his car was always breaking down and in the shop (just high end cars having high-end problems). They simply wanted the white glove treatment that her boyfriend gets at the dealership, being a regular customer and all. Which is why they wouldn't settle for a less expensive car. It's also really strange because her parents are very frugal with their money and otherwise great, caring people. She did not grew up wealthy. Like, at all. But at some point the wheels fell off of the loving wagon and she went and did her own crazy wannabe-Kardashian thing. I haven't piped up about her spending spree because I'd prefer to sit back and  .Solice Kirsk posted:Just roll that negative marriage equity into your new one. melon cat fucked around with this message at 20:44 on Oct 23, 2017 |
|
#
?
Oct 23, 2017 20:28
|
|
|
Droo posted:She literally bought a $100,000 car on a ~$50k salary? How is that even possible could have financed it over 9-10 years with 10k-ish down... probably a grand a month after finance charges but i could definitely see a "helpful" F&I guy (or girl) making the numbers work for such a great, loyal customer.
|
|
#
?
Oct 23, 2017 20:33
|
|
|
Well if you can get a zero interest promotional loan that is only $15, 000 a year for 7 years. That is what half her take home? If the housing is all on her lucky husband then she can "afford" it.
|
|
#
?
Oct 23, 2017 22:04
|
|
|
Sometimes you just have to treat yourself!
|
|
#
?
Oct 23, 2017 22:53
|
|
|
Fake it until you make it. Come on, people - where have you been?PCjr sidecar posted:There's always room in the PCjr family! We've got light pens! A word processor with a spell check that takes half an hour to spell check a paragraph! Wireless keyboards! Cartridges! Microsoft Flight Simulator 2! Three-voice synth! Charlie Chaplin! There's never been a better time to be on the jr train! A version of MS Flight Sim worked on the PCjr? I think you're lying. I'd have killed for a flight sim. The OS was on a cartridge. So old. So feeble. At least it was cheap compared to other computers at the time. I just remember wishing for an IBM AT with a math co-processor.
|
|
#
?
Oct 23, 2017 23:10
|
|
|
High Lord Elbow posted:Being a plumber is incredibly good with money. Last quote I had was something like: "I'll fix the leak but I get to gently caress your wife and have right of first refusal on your children's kidneys. Also, six hundred dollars just for looking at the pipes." Also, if you're a homeowner, you are only getting the worst plumbers. Anyone who is both honest and good has more business then they can handle from landlords, property management companies, corporate properties, and general contractors.
|
|
#
?
Oct 24, 2017 00:28
|
|
|
Konstantin posted:Also, if you're a homeowner, you are only getting the worst plumbers. Anyone who is both honest and good has more business then they can handle from landlords, property management companies, corporate properties, and general contractors. Unless you get a referral from your former landlord. 
|
|
#
?
Oct 24, 2017 03:02
|
|
|
Don't pay a plumber. It's just tubes with poop in them and gravity. All plumbing problems can be fixed with rubber cement, plumbers tape, or a quick rehaul of the entire plumbing system of your home while it completely fills with poo poo and piss. Plumbing....don't make me laugh.
|
|
#
?
Oct 24, 2017 13:42
|
|
|
If you can fix the internet you can fix a poop pipe.
|
|
#
?
Oct 24, 2017 15:42
|
|
|
Elephanthead posted:If you can fix the internet you can fix a poop pipe. That's a pretty high bar, I don't think anyone can fix the internet.
|
|
#
?
Oct 24, 2017 15:54
|
|
Ashcans posted:That's a pretty high bar, I don't think anyone can fix the internet. Delete Twitter and Facebook and you’ve solved at least 75% of the problems.
|
|
|
#
?
Oct 24, 2017 15:54
|
|
|
But then eliminated about 80% of the BWM stories.
|
|
#
?
Oct 24, 2017 16:30
|
|
|
Elephanthead posted:If you can fix the internet you can fix a poop pipe. Everybody shitposts.
|
|
#
?
Oct 24, 2017 17:52
|
|
|
Solice Kirsk posted:Don't pay a plumber. It's just tubes with poop in them and gravity. All plumbing problems can be fixed with rubber cement, plumbers tape, or a quick rehaul of the entire plumbing system of your home while it completely fills with poo poo and piss. Plumbing....don't make me laugh. Instead of a toilet, use a pot. Once a day (or week or whatever), you dump it down a storm drain. If anything goes wrong, it becomes the city's problem. Walla!
|
|
#
?
Oct 24, 2017 20:26
|
|
|
CellBlock posted:Everybody shitposts. Not an empty quote
|
|
#
?
Oct 24, 2017 20:34
|
|
|
Leave your dirty dishes outside. Once it rains give them a quick scrub and bring them back inside. You've just saved thousands in water bills over the course of your life. Pro Tip: Gather the dishes while naked. You've just saved in shower costs. Pro-Pro Tip: Where all of your clothes while you gather them up. You've just saved on laundry and showering costs.
|
|
#
?
Oct 24, 2017 20:37
|
|
|
Whoa whoa whoa, let's not go nuts. Gotta edge yourself into this kind of thing. Like making a salad and showering at the same time: https://www.youtube.com/watch?v=15puo-dSEIY
|
|
#
?
Oct 24, 2017 20:38
|
|
|
Solice Kirsk posted:Leave your dirty dishes outside. Once it rains give them a quick scrub and bring them back inside. You've just saved thousands in water bills over the course of your life. I like the direction this is going. It's going to be the GWM thread in no time. https://www.youtube.com/watch?v=z68tH-lnK60
|
|
#
?
Oct 24, 2017 20:43
|
|
|
NUKES CURE NORKS posted:Delete Twitter and Facebook and you’ve solved at least 75% of the problems. Add G+ to get to 75.05%.
|
|
#
?
Oct 24, 2017 21:02
|
|
|
Betazoid posted:Slightly unrelated, but a mix-up from a common name can be absolute hell. Wanted to share this incredible article I read about name mix-up issues: Wait, don't you have like personal identification numbers or something? What if two people have the same name and birthday? Thousands of babies with the same name must be born every year. How does that system even work?
|
|
#
?
Oct 24, 2017 21:39
|
|
|
Killstick posted:Wait, don't you have like personal identification numbers or something? What if two people have the same name and birthday? Thousands of babies with the same name must be born every year. How does that system even work? We have social security numbers, but they aren't designed to be used as ID numbers and there's a lot of cultural reluctance (insane fundamentalist numerology paranoia) against designing something for that purpose.
|
|
#
?
Oct 24, 2017 21:45
|
|
Subjunctive posted:Add G+ to get to 75.05%. That’s a bold statement.
|
|
|
#
?
Oct 24, 2017 21:46
|
|
|
Tiny Brontosaurus posted:We have social security numbers, but they aren't designed to be used as ID numbers and there's a lot of cultural reluctance (insane fundamentalist numerology paranoia) against designing something for that purpose. Is it paranoia that I don't want the number of the beast tattooed on me?!?!?
|
|
#
?
Oct 24, 2017 21:52
|
|
|
omnibobb posted:Is it paranoia that I don't want the number of the beast tattooed on me?!?!? Obviously, but if you've ever purchased anything with a bar code on it you're already going to hell so drink up
|
|
#
?
Oct 24, 2017 21:56
|
|
|
Are we still posting BWM stories? https://www.reddit.com/r/personalfinance/comments/78g1rr/my_debt_is_putting_halt_on_my_life/?st=j9648tfm&sh=d72f8319 quote:Hey everyone.
|
|
#
?
Oct 24, 2017 22:28
|
|
|
A friend of mine who lives in South Florida needed help with money when the hurricanes were hitting. So I sent her $100 thinking she would buy food, water, and other necessities just in case they were without power for a long period of time. I was going to send more than $100 but 1) it was a wire transfer and I didn't want to send more to the wrong account (this is how she requested it -- I wanted to do western union or something but she told me that every place that does WU or something similar was closed or closing soon, including wal-mart) and 2) I don't know how she is with money. I was willing to "lose" $100 even though it was meant as a gift that wouldn't need to be repaid. She bought beer with it. A couple weeks later she hits me up for money again, this time because her and her boyfriend are getting evicted from their apartment. She said she gets paid on the 17th from her new job but the landlord wants the money by the 15th. I told her no, because she bought beer with the last bit of money I gave her. She told me that she bought groceries too, beer was just something to do while the power was out. She started a gofundme asking for $1000. Last I checked it was up to $400-something. The very next day she posted something on facebook asking if anyone was going to a concert she was going to and that tickets were $20 a piece. Someone replied asking her "aren't you begging for money because you're about to be evicted?" Her response was "I'm being evicted on the 15th, the concert is next month. I figured it would be a nice way to celebrate if I get a miracle and the landlord gives me some grace." She got evicted. I wonder if she's still going to that concert though.
|
|
|
#
?
Oct 24, 2017 23:23
|
|
|
NUKES CURE NORKS posted:I wonder if she's still going to that concert though. 
|
|
#
?
Oct 24, 2017 23:37
|
|
|
I know plenty of people like that. I also know alcoholics who blacked out that they went to the bar and file fraud claims trying to get it back. Also old people that forget they take money out, but that's more heartbreaking than BWM.
|
|
#
?
Oct 24, 2017 23:46
|
|
|
I mean it's basic chemistry.... An organism finds a source of energy it can extract for little to no effort. Why would this organism change its ways? We are machines designed to carve out the path of least resistance! I used this illustration on a roommate whose 36 year old bf was mooching off of and living rent free in the pad while having sneak sex with a teenager (a Very Good Deal). Roommate was not amused. Bizarrely enough he was a cool roomie. She was the one who was batshit and pushed me to move with her lack of consideration for the only other individual contributing to the rent. Weird how that works out. KingSlime fucked around with this message at 23:57 on Oct 24, 2017 |
|
#
?
Oct 24, 2017 23:55
|
|
|
NUKES CURE NORKS posted:A friend of mine who lives in South Florida needed help with money when the hurricanes were hitting. So I sent her $100 thinking she would buy food, water, and other necessities just in case they were without power for a long period of time. I was going to send more than $100 but 1) it was a wire transfer and I didn't want to send more to the wrong account (this is how she requested it -- I wanted to do western union or something but she told me that every place that does WU or something similar was closed or closing soon, including wal-mart) and 2) I don't know how she is with money. I was willing to "lose" $100 even though it was meant as a gift that wouldn't need to be repaid. Doesn't it take months to get evicted? Like she had to be in serious trouble before the hurricanes even hit.
|
|
#
?
Oct 24, 2017 23:55
|
|
|
April posted:Are we still posting BWM stories? Uh oh brand new car broke, finance a new car! Uh oh brand new car broke, finance a new car! Uh oh
|
|
#
?
Oct 24, 2017 23:59
|
|
|
Krispy Wafer posted:Doesn't it take months to get evicted? Like she had to be in serious trouble before the hurricanes even hit. Depends on the state. California's got really strong renter protections, but I'd guess Florida not so much.
|
|
#
?
Oct 25, 2017 00:03
|
|
Krispy Wafer posted:Doesn't it take months to get evicted? Like she had to be in serious trouble before the hurricanes even hit. I didn’t know she was getting evicted until she asked me for money a week or so before her eviction date. But I imagine she shouldn’t have been buying beer with the money I did give her to help with her situation during the hurricanes. The story she was telling people is that the hurricanes are the reason she was getting evicted. She never really clarified what that meant and I didn’t really care to ask, so maybe she lost her job because of the hurricane? She’s a career waitress and bartender. Anyway, the story seemed fishy to me. Her friends were telling her to apply for FEMA assistance. Or bitching about why her relatives weren’t bailing her out. And saying “yeah I would help you out but I’m broke too!”
|
|
|
#
?
Oct 25, 2017 00:03
|
|
|
Irma tore through Florida dropping applications for bartending positions.
|
|
#
?
Oct 25, 2017 00:07
|
|
|
Krispy Wafer posted:Fake it until you make it. Come on, people - where have you been? https://m.ebay.com/itm/Vintage-Microsoft-Flight-Simulator-IBM-PC-PCjr-Ver-2-10A-1984-5-25-Floppy-Disk/263250433255?_mwBanner=1 There's a version of river raid on a cartridge for the pcjr that I wish I had known about as a kid...
|
|
#
?
Oct 25, 2017 00:10
|
|
|
Krispy Wafer posted:Doesn't it take months to get evicted? Like she had to be in serious trouble before the hurricanes even hit. About a month in Florida from the date rent is late to sheriff executing writ of possession if landlord serves pay or quit immediately
|
|
#
?
Oct 25, 2017 00:11
|
|
|
https://www.reddit.com/r/relationships/comments/78ix26/i_29m_found_out_the_full_extent_of_my_girlfriends/ posted:I [29m] found out the full extent of my girlfriends [28f] financial issues and am wondering how bad this is and if I should run $80k in credit card debt, no biggie.
|
|
#
?
Oct 25, 2017 02:36
|
|
|
the debt itself is actually no biggie with a combined income of 150k but lol that's not the problem... cut and run dude, cut and run
|
|
#
?
Oct 25, 2017 03:15
|
|
|
|
| # ? May 15, 2024 05:13 |
|
|
Her financial position is much better than his, assuming good decisions going forward.
|
|
#
?
Oct 25, 2017 03:29
|
|
