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people here talk about shares as part of their income because their company literally gives them the shares [or sells them at a discount]; do you have 6-9 months of living expenses in in savings? do that first. I usually buy etfs/stocks in increments of $1000, unless there's some nz equivalent of robin hood transaction fees are going to put a big dent in it if you invest $100 at a time
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Oct 28, 2017 16:18
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dunno how it’s all gonna turn out when we split the assets but lol at 6 months cushion :: waaay less. no debt outside mortgage tho, and not sure on that too :/ god
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Oct 28, 2017 16:24
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qirex posted:do you have 6-9 months of living expenses in in savings? LOL
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Oct 28, 2017 16:54
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qirex posted:do you have 6-9 months of living expenses in in savings? nice
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Oct 28, 2017 19:03
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if you think American tech nerd figgies are anything close to what normal people get paid you’re going to be sad. most professionals get a salary and that’s it. maybe a bonus or commission. this subforum is skewed in compensation and geography and skill level and dickishness in this manner.
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Oct 28, 2017 19:39
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qirex posted:people here talk about shares as part of their income because their company literally gives them the shares [or sells them at a discount]; do you have 6-9 months of living expenses in in savings? do that first. I usually buy etfs/stocks in increments of $1000, unless there's some nz equivalent of robin hood transaction fees are going to put a big dent in it if you invest $100 at a time note that if you have trouble saving money when it's just sitting in your bank account, you can probably at least set up a free automatic transfer to your broker's settlement fund
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Oct 28, 2017 20:42
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It's a figgiecentric subforum.
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Oct 28, 2017 20:42
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i just use betterment because they buy vanguard etfs anyway and do a bunch of capital loss tax poo poo for free
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Oct 28, 2017 21:33
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and also i do my company ESPP because its a 15% discount, but lol if you hang on to that poo poo
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Oct 28, 2017 21:34
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Punkbob posted:I'd advise against putting too much money into a NZ index fund the economy isn't super diversified, and a housing crash is just around the corner. Put it into the S&P500(US) or a Euro-centric one. But I am an American who finds the countries dependency on milk exports a major part of it's GDP a sign of how fast poo poo could go wrong because its so tiny. i am intrigued... seems like the only way to make money in nz is with our abhorrent housing market. hopefully new left wing govt will slow it down The Management posted:if you think American tech nerd figgies are anything close to what normal people get paid you’re going to be sad. most professionals get a salary and that’s it. maybe a bonus or commission. this subforum is skewed in compensation and geography and skill level and dickishness in this manner. yeah its poo poo.. for me lol. i mean pharmacy is not a bad wage earner (bottom of top quarter of 5 figs) for sure but hit the ceiling tbh, will have to either own a pharmacy or move sideways but idk.. need to get stable and have something resembling drive Rex-Goliath posted:-make long term goals this is helpful thanks.
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Oct 28, 2017 21:45
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qirex posted:people here talk about shares as part of their income because their company literally gives them the shares [or sells them at a discount]; do you have 6-9 months of living expenses in in savings? do that first. I usually buy etfs/stocks in increments of $1000, unless there's some nz equivalent of robin hood transaction fees are going to put a big dent in it if you invest $100 at a time
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Oct 28, 2017 23:14
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cant wait to go to new zealand and try some of their [squinting] cigars
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Oct 29, 2017 01:27
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ahahaha gently caress imagine that
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Oct 29, 2017 01:59
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lmao 1% of the economy is wood chips.
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Oct 29, 2017 03:50
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m8 update your en thread instead of destroying another pos thread it's giving me no pleasure and it's not even Kevin's fault
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Oct 29, 2017 04:51
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i got out of the stock market just before the us election because i was worried that trump would win (and that would destroy the market right) havent gotten back into it as everything is so expensive and the crash is coming any day now right??? at least ive made a bit of money messing with currency exchange rates
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Oct 29, 2017 06:48
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poty posted:i got out of the stock market just before the us election because i was worried that trump would win (and that would destroy the market right) Did you pay 401k penalties? Anyway, you shouldn't care what the market is at until you're ready to retire. It doesn't matter if you have a local minimum when you're 30.
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Oct 29, 2017 06:55
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poty posted:i got out of the stock market just before the us election because i was worried that trump would win (and that would destroy the market right) lol...
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Oct 29, 2017 07:02
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gently caress that im gonna trade my way to retiring at 45 or die poor trying you sound like youre from the r/investing school of thought. im more from r/wallstreetbets (more dumb)
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Oct 29, 2017 07:05
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I'm from the "I'm lazy as poo poo and most of my money feels like play money after I bought my 7th electric guitar, also I have no friends" school of investing. The returns are pretty mundane but its easier than knowing your vanguard login.
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Oct 29, 2017 07:11
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the prole school of investing
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Oct 29, 2017 07:17
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put your money in your mattress.
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Oct 29, 2017 07:23
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DONATE your money to a local nonprofit arts org  and pay. my. salary!! 
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Oct 29, 2017 07:28
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I'm displeasure Kevin and I think OP is a really nice guy.
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Oct 29, 2017 09:12
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Captain Foo posted:
not deepthroating
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Oct 29, 2017 09:42
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figgies are piggies
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Oct 29, 2017 12:24
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Smythe posted:DONATE your money to a local nonprofit arts org
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Oct 29, 2017 16:13
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Smythe posted:DONATE your money Not gonna happen, pal
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Oct 29, 2017 16:15
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Smythe posted:DONATE your money to a local nonprofit arts org hmm, should I donate my money to help suffering American citizens in Puerto Rico who are without water or power and in danger of dying from treatable diseases due to our government abandoning them in a crisis, or should I pay the salary of a guy that has enough spare time to moderate a dead gay forum?
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Oct 29, 2017 16:35
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The Management posted:hmm, should I donate my money
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Oct 29, 2017 16:37
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 that fuckin av gets me every time
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Oct 29, 2017 17:42
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The Management posted:hmm, should I donate my money to help suffering American citizens in Puerto Rico who are without water or power and in danger of dying from treatable diseases due to our government abandoning them in a crisis, or should I pay the salary of a guy that has enough spare time to moderate a dead gay forum? i think he was suggesting you use your disposable income to support local artists but idk
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Oct 29, 2017 17:57
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Roosevelt posted:
would be less jarring if either the top half or bottom half were flipped, so that the light was coming from the same direction across the whole thing. also, I always wondered if that’s some famous person or a goon or Kevin or what?
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Oct 29, 2017 18:29
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Doc Block posted:also, I always wondered if that’s some famous person or a goon or Kevin or what? just lol if ur a goon and u dont see urself in that picture
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Oct 29, 2017 18:51
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Doc Block posted:would be less jarring if either the top half or bottom half were flipped, so that the light was coming from the same direction across the whole thing. posters are their avatar, so that is Kevin
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Oct 29, 2017 18:52
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OldAlias posted:posters are their avatar, so that is Kevin how do you type with hooves
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Oct 29, 2017 20:28
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RISCy Business posted:how do you type with hooves  
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Oct 29, 2017 21:12
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i am drinking jesus
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Oct 30, 2017 01:55
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I am a butt
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Oct 30, 2017 04:43
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I am poop from a butt (not pictured) Edit: actually, pictured.
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Oct 30, 2017 07:02
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