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Hoodwinker posted:How dare I not qualify it, I suppose, or else there wouldn't even need to be an argument. You should be thanking me, really, for giving you this opportunity. I interpreted your post exactly the same way as he did.
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# ? Nov 2, 2017 18:15 |
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# ? Jun 8, 2024 08:20 |
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That's really strange, considering that the comment I was replying to was about how people having any amount of kids without a financial safety net are irresponsible.
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# ? Nov 2, 2017 18:17 |
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John Smith posted:Plenty of people are in decent financial shape by their early 30s. If somehow it was externally imposed that only this specific sub-set of people are permitted to have children, the US would be just fine. Often decent, rarely bulletproof. You can be just fine to have kids in your current situation, but then hit a snag, such as one of the kids has autism, or one of the parents spends time out of work, and suddenly you are on benefits. The only people rich enough to be sure that this will not happen to them are the upper middle class.
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# ? Nov 2, 2017 18:19 |
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In a non-BWM comment, I hope that Solice Kirsk's client is still in the process of selling that Bitcoin given that it's hovering at around $7,000 per Bitcoin now.
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# ? Nov 2, 2017 18:22 |
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Hoodwinker posted:That's really strange, considering that the comment I was replying to was about how people having any amount of kids without a financial safety net are irresponsible. And it sounded like you were criticizing that position and counter-arguing that being able to have kids without being seen as irresponsible should be a baseline human expectation. Don't blame me because the words you write don't convey the meaning you intended.
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# ? Nov 2, 2017 18:23 |
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John Smith posted:That is right! I am struggling so hard to just feed myself nowadays, that it is a disgrace. My dinner of 5 lobsters is costing so much that it is made a luxury. Only tangentially related to the argument at hand, but I find it very interesting that lobsters used to be considered trash subsistence food for peasants and prisoners because it was impossible to transport before the advent of railways and ice distribution, at which point it turned into an exotic luxury for those outside of the traditional lobstering areas in the Northeast. Same with oysters.
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# ? Nov 2, 2017 18:24 |
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Phanatic posted:And it sounded like you were criticizing that position and counter-argued that being able to have kids without being seen as irresponsible should be a baseline human expectation. Don't blame me because the words you write don't convey the meaning you intended.
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# ? Nov 2, 2017 18:25 |
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If you need a six figure income i.e. at a minimum twice the median household income to have and raise children without having to live extremely precariously financially, maybe something is fundamentally broken with the economy
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# ? Nov 2, 2017 18:31 |
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brugroffil posted:If you need a six figure income i.e. at a minimum twice the median household income to have and raise children without having to live extremely precariously financially, maybe something is fundamentally broken with the economy 5 children. And another fully grown adult.
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# ? Nov 2, 2017 18:42 |
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Chin Strap posted:5 children. And another fully grown adult.
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# ? Nov 2, 2017 18:43 |
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After reading this derail, IMO we need a world government to outlaw having children for one century.
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# ? Nov 2, 2017 18:44 |
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There is no such thing as ethical reproduction under capitalism. Seriously, something has happened over the past generation. My parents raised me (at least somewhat) securely on one electrician’s income. Then something happened over the last 20-25 years. Most of my friends are on the “gently caress having kids” train at this point, and at least some of it has to involve finances.
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# ? Nov 2, 2017 18:46 |
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brugroffil posted:If you need a six figure income i.e. at a minimum twice the median household income to have and raise children without having to live extremely precariously financially, maybe something is fundamentally broken with the economy NUKES CURE NORKS posted:I dunno, I’m of the belief that it’s irresponsible to have kids if you’re not in a good financial position to do so. Cicero fucked around with this message at 18:54 on Nov 2, 2017 |
# ? Nov 2, 2017 18:50 |
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It shouldn't really need to be said, but creating new people isn't really comparable to mundane financial decisions. Also, it's worth pointing out that the places that provide robust social safety nets and things like access to education, healthcare, and family support actually tend to have lower birth rates. So if you think people are having too many kids, you should actually consider more socialism! 22 Eargesplitten posted:There is no such thing as ethical reproduction under capitalism. What happened is that wages stagnated compared to productivity and cost of living. Initially this was solved by dual-income families; having your stay-at-home parent get paid meant that the family had more money even though their wages weren't rising. Then we solved it through consumer debt, letting people leverage themselves to buy luxuries and ultimately essentials. Now we are in the situation where most families have all the adults working, most are in debt, and we don't have anything else to trade in as wages continue to stagnate.
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# ? Nov 2, 2017 18:55 |
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22 Eargesplitten posted:There is no such thing as ethical reproduction under capitalism. Health insurance costs ballooning, student loans, and increased housing costs. They all conspire together to make us poor into our thirties. The thing is, having a kid doesn't have to be expensive. But it's hard to fathom having a kid when you are saddled with debt, ever increasing rent, and a crappy job that doesn't are about you.
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# ? Nov 2, 2017 18:57 |
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GWM? BWM? https://www.reddit.com/r/personalfinance/comments/7ad6wv/after_seeing_the_credit_karma_post_yesterday_i/After seeing the Credit Karma post yesterday I began to wonder. I did the whole ancestry.com thing and found out my 5x great uncle moved from Ireland to the states and eventually ended up with a city named after him in Texas (McAllen). Is there a strong chance I could claim property back? posted:Dunno how to go about this as I’m not from the US. Does anyone with any knowledge on this topic think there’s a strong chance there are funds/properties that myself and my family can claim?
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# ? Nov 2, 2017 18:58 |
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Drunk Tomato posted:Health insurance costs ballooning, student loans, and increased housing costs. They all conspire together to make us poor into our thirties. That’s a good point. My parents had barely any student loans. My dad had an AS and my mom got a full ride at Duke. (She wasn’t the sole income because being a social worker was soul crushing). And in the 25 years they had their house, they made additions but it still sold for over 5x what they bought it for. Now rent for a single room is almost never under $600 and you’re extremely lucky to get $10.50 at unskilled jobs with terrible benefits. loving Californians ruin everything.
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# ? Nov 2, 2017 19:04 |
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https://www.reddit.com/r/personalfinance/comments/7a92yp/burial_insurance_for_young_adult_child/Burial insurance for young adult child? posted:Hello, PF friends.
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# ? Nov 2, 2017 19:05 |
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22 Eargesplitten posted:loving Californians ruin everything. This is true - you can trace back all of these problems pretty much directly to Ronald Reagan.
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# ? Nov 2, 2017 19:06 |
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Good Parmesan posted:https://www.reddit.com/r/personalfinance/comments/7a92yp/burial_insurance_for_young_adult_child/ This isn’t BWM, this is sad.
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# ? Nov 2, 2017 19:12 |
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Good Parmesan posted:GWM? BWM? https://www.reddit.com/r/personalfinance/comments/7ad6wv/after_seeing_the_credit_karma_post_yesterday_i/ Reclaim your feudal birthright over the city
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# ? Nov 2, 2017 19:13 |
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brugroffil posted:Reclaim your feudal birthright over the city
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# ? Nov 2, 2017 19:18 |
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opposable thumbs.db posted:In a non-BWM comment, I hope that Solice Kirsk's client is still in the process of selling that Bitcoin given that it's hovering at around $7,000 per Bitcoin now. I just thought about that guy and smiled while taking a poop earlier.
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# ? Nov 2, 2017 19:18 |
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opposable thumbs.db posted:In a non-BWM comment, I hope that Solice Kirsk's client is still in the process of selling that Bitcoin given that it's hovering at around $7,000 per Bitcoin now. https://www.reddit.com/r/tifu/comments/7abu1l/tifu_by_buying_the_worlds_most_expensive_truck/ Is this the other side of that story?
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# ? Nov 2, 2017 19:32 |
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Phanatic posted:Regardless of the effects on the environment or everyone else? Sorry, population control is essential for survival of humanity and at some point, procreating as much as you want to should be seen as irresponsible because at some point it is actually irresponsible. Is that point 2 kids? No, but it's somewhere between there and Nadya Sulemon. Avatar/post combo.
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# ? Nov 2, 2017 19:33 |
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Good Parmesan posted:GWM? BWM? https://www.reddit.com/r/personalfinance/comments/7ad6wv/after_seeing_the_credit_karma_post_yesterday_i/ What is a 5x great uncle?
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# ? Nov 2, 2017 19:45 |
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BEHOLD: MY CAPE posted:Put into other words, the housing bubble in New Zealand and Australia is such that you could save the anecdotal millennial $40 avocado toast every single day and the housing market would still continue to run away from you much faster than you could ever possibly accumulate a down payment. Correct. Prices are so high that cops and teachers are moving out of Auckland to find more affordable housing. When the middle class is struggling with rent and can never afford to buy a house you have problems. The poorest 50% work in manufacturing jobs or retail and can barely get by. We have a major housing crisis which the previous Government denied up until this year, and only because it's an election year. The former Prime Minister said the queues of people trying to rent a house and the students forced to camp in the woods due to the lack of rentals was "a problem of success". Funnily enough they lost the election, and avocado_toast.txt will still not be enough for a deposit on a house.
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# ? Nov 2, 2017 19:46 |
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brugroffil posted:If you need a six figure income i.e. at a minimum twice the median household income to have and raise children without having to live extremely precariously financially, maybe something is fundamentally broken with the economy Most people in every time period live precariously. This is because they spend whatever they earn when they earn it. The average house is 1000 square feet bigger now than it was in the 60s. If wages went up then people would buy bigger houses, newer cars and still have credit card debt.
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# ? Nov 2, 2017 19:57 |
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EAT FASTER!!!!!! posted:I just thought about that guy and smiled while taking a poop earlier. Do you not normally smile while taking a poop?
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# ? Nov 2, 2017 20:06 |
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https://www.reddit.com/r/personalfinance/comments/7acy28/should_my_friend_borrow_out_of_their_roth_401k_to/quote:Should my friend borrow out of their ROTH 401k to pay off massive CC bills? https://www.reddit.com/r/personalfinance/comments/7a4oxs/brother_constantly_using_mothers_ssn_for_quick/ quote:Brother constantly using mother's SSN for quick cash loans https://www.reddit.com/r/personalfinance/comments/7acft3/scammed_11k_what_do_i_do_now/ quote:Scammed 1.1k what do I do now?
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# ? Nov 2, 2017 20:07 |
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Is Leon ever coming back? These are just depressing.
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# ? Nov 2, 2017 20:19 |
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NancyPants posted:Is Leon ever coming back? These are just depressing. SWM
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# ? Nov 2, 2017 20:20 |
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https://motherboard.vice.com/en_us/article/xwaaba/own-luxury-porsche-blockchain-tend-credit-suisse Timeshares on Porsches? Backed by cryptocurrency? What could go wrong! My favorite quote from this article is quote:The TEND website states that the company will give people "opportunities which are currently beyond their reach but reflect their aspirations."
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# ? Nov 2, 2017 20:39 |
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22 Eargesplitten posted:His line item for one car is $700. He calls it a modest SUV. There’s some prime content there. Either he’s getting a terrible interest rate, somehow rolled over negative equity with that income, thinks $50,000 is “modest,” or is paying it on a really short term loan. I guess that last one isn’t prime content, just more eye rolling. A $25,000 loan at 2% for 3 years is a little over $700 a month, so that could be right. Just another thing to eye roll at though because in a few years he will have a completely paid off car that will likely still be good for another 6-7 years unless his wife drives a ton.
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# ? Nov 2, 2017 21:04 |
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Enfys posted:What is a 5x great uncle? Great-great-great-great-great-grandfather's brother.
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# ? Nov 2, 2017 21:04 |
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He's not that great.
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# ? Nov 2, 2017 21:17 |
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Do we still care that Leon edits the stories to make them more outrageous? I thought that was a thing he did in the last thread.
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# ? Nov 2, 2017 21:26 |
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Moneyball posted:He's not that great. They named a town after him. How much greater does he need to be? I have a city named after me, but I'm going to go out on a limb and assume any founder's gold has long since been spent on horses or cowboy hats. George H.W. oval office posted:Do we still care that Leon edits the stories to make them more outrageous? I thought that was a thing he did in the last thread. All of Leon's stories are about himself. That's the twist at the end you never saw coming.
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# ? Nov 2, 2017 22:12 |
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He's back in like 10 days, but who knows how long he'll last before getting banned again. Getting banned is BWM and bad for BWM.
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# ? Nov 2, 2017 22:18 |
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# ? Jun 8, 2024 08:20 |
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George H.W. oval office posted:Do we still care that Leon edits the stories to make them more outrageous? I thought that was a thing he did in the last thread. I care. It's so so dumb. It was unnecessary too.
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# ? Nov 2, 2017 22:30 |