|
i think the secret is to read a book on the way, but i hate reading in front of strangers 
|
#
?
Dec 12, 2017 06:59
|
|
|
|
| # ? May 24, 2024 23:58 |
|
|
As it stands, I have a hour commute each way to uni and I just listen to music/nap and that isn't so bad, also it's not like I'm out there every day for 7-8 hours on top of the commute time. But I remember when I worked 10-7 every day and then had 3 hours total of travelling to and from work on top of that and I just never had time to do anything, it was horrible.
|
|
#
?
Dec 12, 2017 07:13
|
|
|
How people can spend 4 hours a day travelling to a job is beyond me.
|
|
#
?
Dec 12, 2017 07:22
|
|
|
Sappy Fingers posted:It's not a requirement that fire systems connect to the brigade (at least in QLD). It’s probably a requirement of the owners corporation insurance policy though  Most of the regulatory gaps in Victoria’s building system are going to be addressed first by insurers cracking the shits. Private building surveyors already can’t get insurance to cover them for signing off buildings with ACP/EPS cladding, which (theoretically) means they can’t sign them off because they’re the only people in the Victorian system who is required to maintain professional indemnity insurance Solemn Sloth fucked around with this message at 07:50 on Dec 12, 2017 |
|
#
?
Dec 12, 2017 07:46
|
|
|
On fire alarm chat, I was at a firestation a couple of months ago and they reckoned they're the first to know about recessions because of an increase in ~*mysterious*~ inexplicable fires that all start at midnight in small businesses.
|
|
#
?
Dec 12, 2017 07:51
|
|
|
gay picnic defence posted:I can't help reading between the lines here that they really don't want a bunch of boomers panic selling at the first hint of a downturn “Stacking Up Bricks” Mate, I’m a brickie, like my flash ute? V8 and jet black it’s real fucken beaut I’m 26, three IPs and a house Investing’s a doddle it’s just bloody grouse Bought a new joint right off the plan Saved on stamp duty I am so the man! It’s interest only, yeah lock that right in Leverage up go harder to win Equity mate! Growth’s what you use Forget about yields, that’s why you lose The property game it’s money for jam Five percent down, I’m rich, yes I am Told my boss I was quitting to do my own thing Hell, it’s so easy, put a few renos in Just six months later I’ve bought myself nine But my fixerups aren’t quite running on time Bloody drat tradies those cunts are so lazy Turn up on schedule? Are you fucken crazy? My costs they are jumping but no need to worry House prices are rising in a hell of a hurry The bank, they just called, want a meeting next week I’m borrowing more, I’ll own half the drat street! My banker and me we’re real best of chums I let him handle all those tiresome sums He does the numbers, I take him out drinking Then to a strip show to see something winking Last time around he approved my 9th flat Relationship management, easy as that I got a twin brother, he’s got two degrees Still paying off HECS he lives on his knees Been telling me “bro, it’s a ridiculous bubble” Dopey dumb oval office there’s no bloody trouble To prove I was smarter and show him who’s right We zipped off to Bali late that same night Used up my offset, drew my cash down And just like a flash we was clean outta town Flew there on business, gently caress me its great Shagged Suzie the hostie, he shagged her best mate Soon as we’re back I head down to the bank My manager mate he starts talking frank He reckons this market’s on a crazy old tear It can’t really last far into next year Investors gone mental, pumping in super Leveraging up, a big feedback looper Incomes and rents they can’t keep the pace Banks way exposed big risk to the base The old fundamentals they’re shot all to hell He told me right then it won’t end so well The bubble is growing, no doubt will get bigger But oh when it pops what a grave it’ll dig ya Buying in now, that’s a fool’s silly gambit Paying king’s ransom for a lovely wee hamlet The yield’s are pathetic the gains they aren’t there Recession is coming it’s buyer beware! There’s so many folks with a ginormous mortgage They lose their job… well it’s financial carnage A full recourse loan, there’s no great escape You’ll stay a bank slave, suffer digital rape We sequester your income, leave you on a drip We’ve got your ticket, we’ll keep taking clips With so many owners desperate to quit To lowballing offers they’ll quickly submit As prices start tumbling then heavily crashing Owning IPs will go right out of fashion The lines on the chart they have to converge Back to historical levels where the medians merge Prices to income, prices to rent It’s all going back to be where they’re meant I’m confused for a moment cos this can’t go wrong I’m riding a winner that’s running real strong Houses we all know only upwards they go No way imagined I’d do any dough The loans are all solid, I ain’t going down What do they know these suit-wearing clowns? The recipe’s perfect, geared up tax breaks Invest into property, that’s wealth ya can’t fake I knew that my prospects were brighter than bright Then the oval office dropped me smack deep in the shite Your LVR mate, it’s right out of whack You desperately need to drag it right back You’re way over the edge, you’re past 99 If it was 80 well then you’d be fine No worries, I tell him, the market’s real strong I’ll flick off one IP that won’t take me long He looked at me funny, said I’m “over risked” We want back our money and we want it brisk But mate! Its all sorted, I got it sussed And that’s when that rear end in a top hat pushed me under the bus Your numbers don’t add up you’re selling them all You’re leveraged to hell and set for a fall We ain’t going down cos you can’t add up I’m telling you straight, this ain’t no windup Get me five million you got 30 days Five million?! You’re joking?! There’s no fucken way!! It’s over red rover, it’s cash flow you lack You’ve blown out the budget, you’re swimming in crap Negative geared, just three tenants who pay thee (And fixing nine Renos, all currently empty) Was 5 percent down now your equity’s shot Pay up on the knocker or we take back the lot We’ll sell in possession, we’ll get what we can There’ll be nothing left over for you tradie man Any mortgagee losses we incur on the way Lucky for us your insurance defrays And oh, by the way, we’ll grab back your ute That loan’s 30k and a bit more to boot I turned kind of pale, my Bali tan faded I blurted out loud, “but I thought I had made it” It was blindingly clear that it wasn’t my fault Those fucken oval office bankers forcing needless defaults Took all of my money, I’m bankrupt, I’m broke Parasite wankers, preyin’ on tradie folk Called my old boss to get my job back But he isn’t hiring, says construction’s gone flat So I’m living with mum, I’ve gone on the dole Now all I can pull is some ugly fat moll And so ends the story of a tradie who knew gently caress all (or less) as to why he went through Hubris and greed are not a great mix When all one is good at is stacking up bricks
|
|
#
?
Dec 12, 2017 08:11
|
|
|
Whitlam posted:On fire alarm chat, I was at a firestation a couple of months ago and they reckoned they're the first to know about recessions because of an increase in ~*mysterious*~ inexplicable fires that all start at midnight in small businesses. And was there?
|
|
#
?
Dec 12, 2017 08:13
|
|
|
Doctor Spaceman posted:https://twitter.com/BevanShields/status/940314975179964416 It's a good thing that hackers only like things on twitter these days and don't care about things like your credit card or banking details.
|
|
#
?
Dec 12, 2017 08:15
|
|
|
I would blow Dane Cook posted:A Metropolitan Fire Brigade alarm system audit of about 25 significant buildings in the city has found about half of buildings checked were not connected to the brigade. I can't believe the systems aren't snap audited by the fire department once a year specifically to stop this. Or do they already and it degraded that much over one calendar year? Because that would be something worth investigating. trump lover posted:yeah people commute from newy to sydney all the time Years ago when I lived in Sydney for a couple years I used to watch the Newcastle express zoom into the Sydney CBD while waiting for my own train. This was very early in the morning. Every time I thought "gently caress that, those poor bastards".
|
|
#
?
Dec 12, 2017 08:18
|
|
|
DancingShade posted:I can't believe the systems aren't snap audited by the fire department once a year specifically to stop this. “Degraded”
|
|
#
?
Dec 12, 2017 08:24
|
|
|
JBP posted:Is this true or just some housing crisis panic thing you've invented, because there are plenty of people buying cheap investment homes in regions to get a "foot in the door". Just as the domino effect of property jostling happens in the capital cities, so it can play out similarly in some of the top sea and tree change townships. Castlemaine — the artsy hub of the Goldfields region that has been known as “Northcote North” since being colonised by early tree changers and first-home buyers who realised they had to get out of Melbourne to get into the market — continues to maintain such allure that “it’s going nuts!” according to agent Tom Robertson. The Waller Realty agent says “the amount of enquiry is phenomenal. We’re flat out sales-wise, too. There are no quiet seasons here anymore”. Originally a Victorian home built at Maryborough, the lovely, four bedroom Rosehill farm has been moved several times before landing in Maldon. It's on the market for $675,000-$695,000 Fellow agent Brett Waller, of Castlemaine Property Group, laments that “for this time in spring, the amount of stock is well down”. Most inquirers are coming from Melbourne. “But we’ve also got people moving up from Woodend now because they no longer feel like they’re in the country until they get past Malmsbury.” With the continuous waves of incoming newbies, even on a cold day, Castlemaine township is rocking. An attention grabbing budget priced property at Newstead sold easily as it was priced at $235,000, was on 970-square metres and close to the local school Photographer Michael Rayner, who moved up last year because in search of affordable property and “a powerful sense of community” embedded within a scene he could relate to, has counted 14 cafes in the commercial hub. “It’s funkster junction,” confirms Robertson. Yet, in a town where any cute period property in need of renovation is now hard to find, and when they are fixed up can sell for $600,000 to $700,000 — “with quite a few selling for $1 million” — the domino effect is in operation. This church conversion at Fryerstown fetched $675,000 when it sold recently. The response of some long-term residents who liked it sleepier, has been to move out of the big smoke they believe Castlemaine has become and on to the smaller, cheaper, satellite villages of the district. Here, they can buy a nice house for about $400,000 and either pocket the change or put it into their super. “They’re escaping,” says Robertson. “Escaping the Melbourne-type prices and moving one town further out.” This “Castlemaine effect” is bringing into focus the old gold rush towns of Maldon, Harcourt, Fryerstown and Guildford. This substantial Victorian weatherboard in Templeton Street, Maldon, is on the market for $785,000 History-redolent Maldon, with its film-set red bricks, rusting galvanised iron and streetscapes of arching verandahs is, Waller says, 20 minutes from the transport links of Castlemaine. “People now settling in Maldon are prepared to travel to Castlemaine to commute to Melbourne (90 minutes by train to Southern Cross Station),” he says. If their children don’t attend schools in Maldon or Castlemaine, including a Steiner School option, the kids also become commuters, travelling on to reputable colleges in Kyneton, Bendigo or Maryborough. In Harcourt, an elegant four bedroom home on an acre is looking for $598,000. On granite country and famous for its wines and apples, Harcourt hasn’t much of a commercial centre. But in all the residential breathing space, there are some tidy and affordable homes. One that is more upmarket than most is a four-bedroom home in Reservoir Road that, on an acre, is looking for $598,000 through Wallers. “Harcourt is popular because it’s handy to Melbourne, interesting to young families,” says Robertson, “and there’s quite a bit of subdivision talk going on.” In pretty and scantily populated Fryerstown, 10 kilometres south-west of Castlemaine, Robertson has just sold another top priced “but beautiful church conversion for $675,000”. At the other end of the price scale and consequently contested by a crowd of interested buyers is an interesting new house built using old materials that Brett Waller has also just sold for $235,000. (Yes, you read that right!) Sited at Newstead, a town midway between Castlemaine and Daylesford. Also on the way to Daylesford is picturesque, if low-key, Guildford (population 333) where, among a handful of properties on the market, are an almost million dollar, four-bedroom brick house on 20 acres, and a converted train “with a pool and three bedrooms”, adds Robertson. Speaking of trains, Brett Waller reckons that because Castlemaine and its satellite settlements are now considered viable for daily city commutes, the velocity of the region’s future development will hinge “on what happens next in public transport”. That, and the domino effect of property jostling.
|
|
#
?
Dec 12, 2017 08:28
|
|
|
DancingShade posted:I can't believe the systems aren't snap audited by the fire department once a year specifically to stop this. Properties are audited yearly to check that the keys given by the property managers still work and that the fire indicator panels and alarm signalling equipment are serviceable. Also that any fitted systems have been maintained. (Which the maintenance company is responsible for doing, not the brigade). The MFB wasn’t charging for false alarms for a few years while they were in dispute with the union. It cost the brigade hundreds of thousands, if not millions of dollars a year in lost fines. And because no one was paying fines they also weren’t bothering to maintain their systems, which saved them cash two times over. Now that the brigade is charging for false alarms again, and owners/property managers are having to pay fines they’re responding to that by disconnecting their systems?
|
|
#
?
Dec 12, 2017 08:34
|
|
|
Chinese meddling in Australian politics ended by American meddling in Australia politics
|
|
#
?
Dec 12, 2017 08:35
|
|
|
trump lover posted:and while i was lucky enough to be a client at max employment in darlinghurst (lol) one of the consultants was homeless and lived in a hotel in wyong and got up at 5am every morning to commute to his full-time job that he said didn't pay him enough to live on, and i believe him What.
|
|
#
?
Dec 12, 2017 08:39
|
|
|
NTRabbit posted:Chinese meddling in Australian politics ended by American meddling in Australia politics 
|
|
#
?
Dec 12, 2017 08:40
|
|
|
Senor Tron posted:What. unless you're whatting that max employment wasn't helping him with his non-conducive-to-fulltime-work life situation while demanding he work fulltime hours, in which case,
|
|
#
?
Dec 12, 2017 08:49
|
|
|
but yeah i turned up to the appointment the week after to be told "he's in hospital" and the week after that it was "oh he left, i don't know what happened to him". which is a highly successful work placement by max employment standards
|
|
#
?
Dec 12, 2017 08:51
|
|
|
SadisTech posted:NBNCo just sent me a lovely survey to fill out, asking about my experiences in the first 3 months of being a new NBN customer... I told them. I basically typed an essay and threw it into the pit, from which it will never escape and will make no difference. Made me feel a little better though. I don't know if this will make any difference either but I've put my name down for this hoping to add to the data of what is going on with the NBN. https://consultation.accc.gov.au/regulated-infrastructure/broadband-performance-and-monitoring-program/
|
|
#
?
Dec 12, 2017 08:58
|
|
|
Dude McAwesome posted:Properties are audited yearly to check that the keys given by the property managers still work and that the fire indicator panels and alarm signalling equipment are serviceable. Basically the brigade noticed a massive and unexplained drop in automatic call outs and did some digging and hey turns out building owners are requiring their system to prevent the callout
|
|
#
?
Dec 12, 2017 08:59
|
|
|
Solemn Sloth posted:Basically the brigade noticed a massive and unexplained drop in automatic call outs and did some digging and hey turns out building owners are requiring their system to prevent the callout Well that seems maliciously negligent!
|
|
#
?
Dec 12, 2017 09:09
|
|
|
Dude McAwesome posted:Well that seems maliciously negligent! yeah if someone dies the building manager and whatever dumb as bricks sparky who agreed to do it are well hosed
|
|
#
?
Dec 12, 2017 09:22
|
|
|
gay picnic defence posted:'the castlemaine effect' Lmao that's only been happening since the 90's. In truth it has a lot to do with the improvement in public transport: Bendigo commutes weren't very viable until about 5 years ago which is why it used to be the 'Kyneton effect' when Kyneton was just an hour from Melbourne. But Castlemaine land and house prices were always insane, it's been a hipster paradise for decades.
|
|
#
?
Dec 12, 2017 09:29
|
|
|
Dude McAwesome posted:Properties are audited yearly to check that the keys given by the property managers still work and that the fire indicator panels and alarm signalling equipment are serviceable.  Find those responsible and make them do community service, specifically doing frontline work in an actual bushfire. Hell toss in some free bonus CBRN training. Everyone loves that. Also fine the poo poo out of the body corporate.
|
|
#
?
Dec 12, 2017 09:32
|
|
|
This is weird reading given that I'm on the verge of buying a place near Castlemaine and I didn't realise at all it was such a thing. I just have family there!
|
|
#
?
Dec 12, 2017 09:39
|
|
|
hiddenmovement posted:And was there? They were insisting they predicted the 2008 recession so... 
|
|
#
?
Dec 12, 2017 09:54
|
|
|
Are you the Wild Colonial Boy?
|
|
#
?
Dec 12, 2017 09:54
|
|
|
Tomberforce posted:This is weird reading given that I'm on the verge of buying a place near Castlemaine and I didn't realise at all it was such a thing. I just have family there! You must have forgone a lot of smashed avocados. I hope you get to enjoy them again soon, in a few more years.
|
|
#
?
Dec 12, 2017 09:56
|
|
|
Solemn Sloth posted:yeah if someone dies the building manager and whatever dumb as bricks sparky who agreed to do it are well hosed Damnit, they should be well hosed right loving now. 
|
|
#
?
Dec 12, 2017 10:46
|
|
|
westfield just sold for many billion dollars to the french! happy hanukkah everybody!
|
|
#
?
Dec 12, 2017 10:49
|
|
|
should i buy a house in canberra or not. this investment poo poo sucks rear end and i hate it
|
|
#
?
Dec 12, 2017 11:02
|
|
|
buy one somewhere good
|
|
#
?
Dec 12, 2017 11:24
|
|
|
MikeJF posted:Damnit, they should be well hosed right loving now. Regulation of the building industry in Victoria is at best reactive and more realistically non existent
|
|
#
?
Dec 12, 2017 11:34
|
|
|
The sexual assault chef was Mario Batali
|
|
#
?
Dec 12, 2017 11:37
|
|
|
Solemn Sloth posted:Regulation of the building industry in Victoria is at best reactive and more realistically non existent Well you see the free market will provide a clear incentive for builders and developers to do the right thing. Try saying that out loud with a straight face.
|
|
#
?
Dec 12, 2017 11:46
|
|
|
https://twitter.com/TwoEyeHead/status/940177563653042176
|
|
#
?
Dec 12, 2017 12:09
|
|
|
https://www.facebook.com/TransLinkQLD/posts/2235979319761454
|
|
#
?
Dec 12, 2017 12:17
|
|
|
https://www.pedestrian.tv/news/queensland-police-service-python-strewth/quote:Fangs McFuck was found by two Queensland Police Service officers doing a night patrol around Wujul Wujul (a few hours’ drive north of Cairns) when they noticed the massive, undulating body of a basilisk-esque serpent obstructing the road. 
|
|
#
?
Dec 12, 2017 12:20
|
|
My first car was a stick
|
Anybody just see that thing about the child abuse royal commission on ABC? Pretty intense.
|
|
#
?
Dec 12, 2017 12:30
|
|
|
Mods please rename me to Fangs McFuck
|
|
#
?
Dec 12, 2017 12:47
|
|
|
|
| # ? May 24, 2024 23:58 |
|
|
https://twitter.com/LucyXIV/status/940531757249470465
|
|
#
?
Dec 12, 2017 12:54
|
|