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EAT FASTER!!!!!!
Sep 21, 2002

Legendary.


:hampants::hampants::hampants:
Ahhhh this is the good stuff.

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Guest2553
Aug 3, 2012


Ornamented Death posted:

I don't think home-owner's insurance would cover most of that anyhow, unless he had the appropriate riders.

It's this. The structure was covered but nothing else :rip:

Testikles
Feb 22, 2009
My portfolio is quite diverse. I have significant amounts in all major casino class investments: roulette, craps, poker, slots, etc. I do leave a little for play and put 5% of my portfolio in lotteries.

Barry
Aug 1, 2003

Hardened Criminal
https://www.reddit.com/r/personalfinance/comments/7kllgr/learned_a_horrifying_fact_today_about_store/

quote:

I work for a provider of store brand credit cards (think Victoria's Secret, Banana Republic, etc.). The average time it takes a customer to pay off a single purchase is six years. And these are cards with an APR of 29.99% typically.

No source cited but I wouldn't doubt it at all.

EAT FASTER!!!!!!
Sep 21, 2002

Legendary.


:hampants::hampants::hampants:

God I can't wait for the retail sector to die forever, already.

BEHOLD: MY CAPE
Jan 11, 2004

If you took that portfolio to a retirement advisor, they would try to sell you whole life insurance!

Krispy Wafer
Jul 26, 2002

I shouted out "Free the exposed 67"
But they stood on my hair and told me I was fat

Grimey Drawer

BEHOLD: MY CAPE posted:

If you took that portfolio to a retirement advisor, they would try to sell you whole life insurance!

Now, my manager is going to hate me, because we usually save these for our biggest customers - but I think an annuity would work great for you.

crazypeltast52
May 5, 2010



EAT FASTER!!!!!! posted:

God I can't wait for the retail sector to die forever, already.

Waiting for AmazonPrime Credit. You can even throw back to old Prime Plus interest rate quotes!

EAT FASTER!!!!!!
Sep 21, 2002

Legendary.


:hampants::hampants::hampants:

Krispy Wafer posted:

Now, my manager is going to hate me, because we usually save these for our biggest customers - but I think an annuity would work great for you.

This guy only wanted to sell us one, Frank, but we took this rear end in a top hat for THREE.

THREE WEEKS!

GoutPatrol
Oct 17, 2009

*Stupid Babby*

EAT FASTER!!!!!! posted:

#girlboss #momboss #sidehustle #bonusmoney

there is a woman in my business school class who in between griping about her husband smoking in front of their newborn (strike 1) and his gacha addiction costing them thousands of dollars a month (strike 2) and talking about her season tickets to a sports franchise in a city literally 1,500 miles away (strike 3 - you're out) takes an opportunity every class to talk about her loving side hustle (strike 4) in a room full of MBAs.


I really hate this term. You're trying to make "I work 2 jobs to afford my lifestyle" sound cool.

Youth Decay
Aug 18, 2015


Most #BossBabes don't even keep track of expenses/earnings, let alone realize they've been had, so good on her.

LuLaRoe is notorious for putting out lots of "limited edition" prints and encouraging members to buy as much as possible so they can meet the expected demand. Which turns out to be nonexistent because again, nobody is buying their ugly rear end poo poo*. They also have the highest onboarding cost of any MLM, $5,500.

*proof of ugly rear end shitness:

bonus:

Drunk Tomato
Apr 23, 2010

If God wanted us sober,
He'd knock the glass over.
I'm the guy second from left

Hoodwinker
Nov 7, 2005

"MEGGINGS"

Day Man
Jul 30, 2007

Champion of the Sun!

Master of karate and friendship...
for everyone!


So those meggings guys were not only duped into losing money with their significant others, they were then forced to be humiliated on facebook in those pants :laugh:

Panfilo
Aug 27, 2011
Probation
Can't post for 12 days!

Day Man posted:

So those meggings guys were not only duped into losing money with their significant others, they were then forced to be humiliated on facebook in those pants :laugh:

It was either that or spend the day with their kid. They chose the lesser of two evils.

Microcline
Jul 27, 2012

GoutPatrol posted:

I really hate this term. You're trying to make "I work 2 jobs to afford my lifestyle" sound cool.

The reason MLMs use the term "side hustle" is so people confuse it with legitimate moneymaking methods like prostitution and selling weed.

Lowness 72
Jul 19, 2006
BUTTS LOL

Jade Ear Joe

loving :lol:

lostleaf
Jul 12, 2009
bonus:


Why can't we have images as thread titles? :(

Risky Bisquick
Jan 18, 2008

PLEASE LET ME WRITE YOUR VICTIM IMPACT STATEMENT SO I CAN FURTHER DEMONSTRATE THE CALAMITY THAT IS OUR JUSTICE SYSTEM.



Buglord

GoutPatrol posted:

I really hate this term. You're trying to make "I work 2 jobs to afford my lifestyle" sound cool.

We're talking about sitting back and collecting checks, not 20 hours a week of minimum wage or bartending. Side hustles are great because you can still keep your existing job which probably would pay more than your fun side hustle, or the side hustle itself is something relatively passive like dropship, value investing, or bitcoin speculation :3:

Doc Hawkins
Jun 15, 2010

Dashing? But I'm not even moving!


High class men's leggings already exist. I have a pair. They're called "dress sweat pants," because marketing.

Youth Decay
Aug 18, 2015

Doc Hawkins posted:

High class men's leggings already exist. I have a pair. They're called "dress sweat pants," because marketing.

LuLaRoe ain't "high class" in the slightest (despite the many photos hunbots post wearing them to funerals, weddings, parties, etc).

Moneyball
Jul 11, 2005

It's a problem you think we need to explain ourselves.
It sounds like Lululemon, which is thought of as relatively high class AFAIK, so maybe that helps

Only registered members can see post attachments!

Jordan7hm
Feb 17, 2011




Lipstick Apathy

Risky Bisquick posted:

We're talking about sitting back and collecting checks, not 20 hours a week of minimum wage or bartending. Side hustles are great because you can still keep your existing job which probably would pay more than your fun side hustle, or the side hustle itself is something relatively passive like dropship, value investing, or bitcoin speculation :3:

It’s like, I don’t do anything in the evenings anyway and my car is just sitting there, so why not get my side hustle on by driving for Uber? It’s basically free money (to roll into bitcoin for exponential gains).

canyoneer
Sep 13, 2005


I only have canyoneyes for you
There's a neat podcast called Side Hustle School where the guy goes over a bunch of reader submitted (and verified) side hustle ideas that they did to make money.
Some of the hustles have had goon threads in the past, like SEO/blogs for bucks, dropshipping, writing ebooks, and online voiceover work.
The point is that it's fun enough or profitable enough to be worth it as a second income stream. There were some really neat ones in there, like a construction worker who is also an aquarium enthusiast. He put up a blog over a weekend reviewing a bunch of fishtanks from Amazon giving suggestions for aspiring fish hobbyists, and it pulls in $3k/month in amazon affiliate link traffic. Pretty neat stuff.

Risky Bisquick
Jan 18, 2008

PLEASE LET ME WRITE YOUR VICTIM IMPACT STATEMENT SO I CAN FURTHER DEMONSTRATE THE CALAMITY THAT IS OUR JUSTICE SYSTEM.



Buglord

Jordan7hm posted:

It’s like, I don’t do anything in the evenings anyway and my car is just sitting there, so why not get my side hustle on by driving for Uber? It’s basically free money (to roll into bitcoin for exponential gains).

In my example I clearly spelled out no minimum wage work, Uber is well below minimum wage :v: Not to mention I'm talking as simple as doing nothing, not amway nothing, but literally nothing

Doc Hawkins
Jun 15, 2010

Dashing? But I'm not even moving!


Youth Decay posted:

LuLaRoe ain't "high class" in the slightest (despite the many photos hunbots post wearing them to funerals, weddings, parties, etc).

I never heard a'them but congrats on the thread title. :tipshat:

Midjack
Dec 24, 2007




I'm everything in this picture but I'm especially the far left guy's hairline.

EAT FASTER!!!!!!
Sep 21, 2002

Legendary.


:hampants::hampants::hampants:
This whole page has been glorious, so let's keep the pain train rolling with the $1 billion lawsuit threatening the existence of LuLaRoe even as other MLM scams like Rodan and Fields try to capture the same lightning in the bottle that the California-based company has used to grow.

http://fortune.com/2017/11/01/lularoe-lawsuit/

Bird in a Blender
Nov 17, 2005

It's amazing what they can do with computers these days.

canyoneer posted:

There's a neat podcast called Side Hustle School where the guy goes over a bunch of reader submitted (and verified) side hustle ideas that they did to make money.
Some of the hustles have had goon threads in the past, like SEO/blogs for bucks, dropshipping, writing ebooks, and online voiceover work.
The point is that it's fun enough or profitable enough to be worth it as a second income stream. There were some really neat ones in there, like a construction worker who is also an aquarium enthusiast. He put up a blog over a weekend reviewing a bunch of fishtanks from Amazon giving suggestions for aspiring fish hobbyists, and it pulls in $3k/month in amazon affiliate link traffic. Pretty neat stuff.

Apparently doing very specific online reviews can be crazy profitable. Listened to something on NPR maybe a month ago about mattress review websites. They were getting like a couple hundred dollars for each mattress sale from the affiliate links. It ended up being a job that paid these few guys like $100-$200k a year, just for reviewing various mattresses.

Edit: Actual BWM, I was visiting Anchorage and went to a weekend market. Lots of vendors, local crafts, food vendors, etc. The BWM part was seeing two different LuLaRoe vendors set up like four tents away from each other.

Bird in a Blender fucked around with this message at 14:47 on Dec 19, 2017

Krispy Wafer
Jul 26, 2002

I shouted out "Free the exposed 67"
But they stood on my hair and told me I was fat

Grimey Drawer

Bird in a Blender posted:

Apparently doing very specific online reviews can be crazy profitable. Listened to something on NPR maybe a month ago about mattress review websites. They were getting like a couple hundred dollars for each mattress sale from the affiliate links. It ended up being a job that paid these few guys like $100-$200k a year, just for reviewing various mattresses.

Yeah, but that article didn't have a happy ending. Those side-hustle gigs are essentially just advertising and the moment you are less than 100% glowing about certain products Casper they strangle you in your deeply discounted bed and find someone else.

potee
Jul 23, 2007

Or, you know.

Not fine.
Speaking of mattresses can we have a quick mattress derail because I need a new one.

Obviously anything more luxurious than a burlap sack of moldy straw is bwm, but I was looking at a Tuft and Needle via Amazon and that seems fine and reasonably priced, I really don't know.

Just gonna sleep on the couch like Mulder.

brugroffil
Nov 30, 2015
Probation
Can't post for 3 days!

Krispy Wafer posted:

Yeah, but that article didn't have a happy ending. Those side-hustle gigs are essentially just advertising and the moment you are less than 100% glowing about certain products Casper they strangle you in your deeply discounted bed and find someone else.

At least for the mattress guy, he had already earned over a million dollars so that's a pretty happy ending even if the gravy train derailed.

Krispy Wafer
Jul 26, 2002

I shouted out "Free the exposed 67"
But they stood on my hair and told me I was fat

Grimey Drawer

brugroffil posted:

At least for the mattress guy, he had already earned over a million dollars so that's a pretty happy ending even if the gravy train derailed.

When was the last time anyone who makes their money 'online' showed any forward thinking or risk aversion? That guy probably spent everything he made.

That 6 year old kid who earned 11 million in one year? Probably has a portfolio full of Ethereum and doesn't even know what estimated tax payments are.

Krispy Wafer fucked around with this message at 16:10 on Dec 19, 2017

howdoesishotweb
Nov 21, 2002

Countdown to Vanguard Total Altcoin Index (VTAIX) occupying the bulk of my portfolio in 3... 2... 1...

kazmeyer
Jul 26, 2001

'Cause we're the good guys.

potee posted:

Speaking of mattresses can we have a quick mattress derail because I need a new one.

Obviously anything more luxurious than a burlap sack of moldy straw is bwm, but I was looking at a Tuft and Needle via Amazon and that seems fine and reasonably priced, I really don't know.

Just gonna sleep on the couch like Mulder.

I got a Zinus 12" memory foam mattress off Amazon for like $250 and it's serving me quite well. Threw a $30 memory foam topper on it for extra cloud effect and have had no problems.

Also there was some hilarious mattress review drama recently. One site started publishing all these articles about Purple's latex coming covered in a white powder and how nobody could really be sure it wasn't carcinogenic, and then it turned out the guy was working for a rival company and poo poo. Blew. Up. I think the lawsuit's still ongoing.

metallicaeg
Nov 28, 2005

Evil Red Wings Owner Wario Lemieux Steals Stanley Cup

potee posted:

Speaking of mattresses can we have a quick mattress derail because I need a new one.

Obviously anything more luxurious than a burlap sack of moldy straw is bwm, but I was looking at a Tuft and Needle via Amazon and that seems fine and reasonably priced, I really don't know.

Just gonna sleep on the couch like Mulder.

I got a T&N early last month and it's been absolutely fantastic. It replaced a 5 year old cheap memory foam mattress and I regret not doing it sooner.

Krispy Wafer
Jul 26, 2002

I shouted out "Free the exposed 67"
But they stood on my hair and told me I was fat

Grimey Drawer
I have a Sleep Number which the stupidest mattress ever and the sheets cost a fortune, but my wife likes that craftmatic adjustable action.

Don't get a Sleep Number. I feel like I should have gotten an automotive title by the time I paid it off.

Craptacular
Jul 11, 2004

metallicaeg posted:

I got a T&N early last month and it's been absolutely fantastic. It replaced a 5 year old cheap memory foam mattress and I regret not doing it sooner.

Ditto, except I've had my T&N for over 2 years now.

Hutzpah
Nov 6, 2009
Fun Shoe

Craptacular posted:

Ditto, except I've had my T&N for over 2 years now.

I'll vote for tuft and needle as well. Had mine for 3 years and I now i hate sleeping anywhere but home.

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Phanatic
Mar 13, 2007

Please don't forget that I am an extremely racist idiot who also has terrible opinions about the Culture series.

kazmeyer posted:

I got a Zinus 12" memory foam mattress off Amazon for like $250 and it's serving me quite well. Threw a $30 memory foam topper on it for extra cloud effect and have had no problems.

Also there was some hilarious mattress review drama recently. One site started publishing all these articles about Purple's latex coming covered in a white powder and how nobody could really be sure it wasn't carcinogenic, and then it turned out the guy was working for a rival company and poo poo. Blew. Up. I think the lawsuit's still ongoing.

Have a long form:

https://www.fastcompany.com/3065928/sleepopolis-casper-bloggers-lawsuits-underside-of-the-mattress-wars

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