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Well, on the plus side, "everything they had" wasn't very much at all! A $5,000 boat + $5,000 in repairs/upgrades + whatever belongings they had on the boat.
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Feb 10, 2018 02:35
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GoGoGadgetChris posted:Well, on the plus side, "everything they had" wasn't very much at all! Came here to post that. I almost felt bad until I realized that "everything they had" could be repurchased with a couple of part time jobs in 4 months. "Learned to sail in a couple days of a trip" and thinking this could be something they live on and take to the Caribbean is insane. They are VERY fortunate their ineptitude caught up with them so close to shore.
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Feb 10, 2018 03:22
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Elysium posted:http://www.tampabay.com/sold-everything-to-sail-the-world-boat-sank-next-day shiprekt
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Feb 10, 2018 03:29
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I found this reddit post regarding treating MLMs hilarious:quote:MLM's come into my work all the time trying to poach people. Believe it or not, they don't even change up their "template" in real life conversations. It's absolutely pathetic. We laugh at how transparent they are. We've even had multiple in the same night where you know they just got out of a meeting or something. It's pretty creepy because they remind me of videogame NPC's or Westworld robots or something because of the limited dialogue options. Hahahaha
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Feb 10, 2018 04:04
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FrozenVent posted:Or up to date charts or half decent navigation training. quote:It was about 8:45 p.m. when they sailed into a new port, navigating a channel they had never sailed before, in the dark, fog rolling in. and to add insult to injury: quote:In fact, the Coast Guard told the couple they need to get their boat out of there. It could cost up to $10,000 to remove and store it. They have about $90.
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Feb 10, 2018 04:20
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What was the plan for food with that $90? Catch fish? Get scurvy? Eat the pug?
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Feb 10, 2018 04:23
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Elysium posted:http://www.tampabay.com/sold-everything-to-sail-the-world-boat-sank-next-day quote:The 26-year-old was from Cocoa Beach with a knack for selling. Their boss flew him to Philadelphia. They were friends at first, then they became more. He was sent to Breckinridge, Colo., to market timeshares. The BWMer became the BWMee
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Feb 10, 2018 04:56
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This was posted in another thread but I feel like it belongs here.nerd plus rage posted:
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Feb 10, 2018 13:27
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holy poo poo
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GoGoGadgetChris posted:Well, on the plus side, "everything they had" wasn't very much at all! That must have been some kinda poo poo boat. I’m no boat expert but I’ve sailed a shitload with friends that are quite experienced. I don’t think my friends would take that boat anywhere near open water. Most boats you take out there, 30+ feet, cost upwards of 25k in just “okay” condition.
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Feb 10, 2018 16:20
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Known Lecher posted:This was posted in another thread but I feel like it belongs here. 
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Feb 10, 2018 16:53
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Dick Nipples posted:That must have been some kinda poo poo boat. I’m no boat expert but I’ve sailed a shitload with friends that are quite experienced. It sank because they crashed it.
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Feb 10, 2018 18:07
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Was in the car this morning and looked over to the right. The woman in the next lane was steering with an elbow, talking on her phone with one hand and holding her credit card in the other (and reading from it). I certainly don’t know that she was buying something bwm but this is a definite bad thing to do with money so I figured goons would get a kick out of it
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Feb 10, 2018 18:13
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Elephanthead posted:It sank because they crashed it. Sailboats in good condition don't usually just lose their keel and capsize, unless you run into the rocks at ludicrous speed.
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Feb 10, 2018 18:17
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Spokes posted:Was in the car this morning and looked over to the right. The woman in the next lane was steering with an elbow, talking on her phone with one hand and holding her credit card in the other (and reading from it). Only counts if she crashed said car (quite likely) with no insurance, and owing $200,000 on it after rolling the debt over buying the new year's model on 100% credit every year for the past seven. And the credit card was being read out to pay for MLM poo poo.
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Feb 10, 2018 18:25
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Spokes posted:Was in the car this morning and looked over to the right. The woman in the next lane was steering with an elbow, talking on her phone with one hand and holding her credit card in the other (and reading from it). Hopefully buying her lol-la-rue starter package
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Feb 10, 2018 18:32
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FrozenVent posted:Sailboats in good condition don't usually just lose their keel and capsize, unless you run into the rocks at ludicrous speed. What if you go into 8ft of water?
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Feb 10, 2018 18:51
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Depends on your draft, but again the keel shouldn't just snap off.
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Feb 10, 2018 18:56
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Elephanthead posted:It sank because they crashed it. Right - I just meant regardless of the idiocy of the steering/operation of the boat, I’m real skeptical of a $5k boat with $5k of repairs.
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Feb 10, 2018 18:58
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It's amazing to me that apparently timeshares are BWM on both the buyer and seller side. Just broke people cheating other broke people.
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Feb 10, 2018 19:28
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Apparently Coinbase is processing their credit/debit cards as cash advances now. Can't wait for those people using credit cards to realize they're paying like 26% APR accrued daily until its paid down and the huge influx of idiots I'm gonna have to explain cash advance charges to.
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Feb 10, 2018 20:09
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Solice Kirsk posted:Can't wait for those people using credit cards  the morons using other cards to buy coins, though.
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Feb 10, 2018 20:12
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Solice Kirsk posted:Apparently Coinbase is processing their credit/debit cards as cash advances now. Can't wait for those people using credit cards to realize they're paying like 26% APR accrued daily until its paid down and the huge influx of idiots I'm gonna have to explain cash advance charges to. Would you say it's a  ?
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Feb 10, 2018 20:15
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Kind of the sad side of BWM. On my Facebook there is someone selling off 700 items of LuLaRoe as a going out of business sale. She must have sunk $15,000 in that.
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Feb 10, 2018 20:19
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Elysium posted:http://www.tampabay.com/sold-everything-to-sail-the-world-boat-sank-next-day Alternatively this documentary is similar with extremely GWL results https://www.youtube.com/watch?v=ibP5IQxId34
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Feb 10, 2018 20:32
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Lularoe needs to do lootboxes. People expect trash out of lootboxes so it all works out.
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Feb 10, 2018 20:49
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They should do an ICO for lulucoin which you can use to buy and sell digital lulootboxes. The contents are virtual leggings which can be traded or sold. All down stream revenues and profits are recorded on the blululockchain.
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Feb 10, 2018 20:52
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Blinkman987 posted:Lularoe needs to do lootboxes. People expect trash out of lootboxes so it all works out. They already do. You have no idea what you’re getting when you buy inventory
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Feb 10, 2018 20:53
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Financing a BMW?https://www.reddit.com/r/personalfinance/comments/7wnx5n/financing_a_bmw/ posted:Hi guys, so I have this plan for the near future where I’ll be looking to finance a BMW 335i coupe. Where I live, a car like this with all the features I want can be worth up to $13-18,000
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Feb 10, 2018 21:57
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If stretching to lease a 3 series BMW is BWM, then lock up all of Southern California. (They’ll finance staying at the special jails that aren’t actually jails tho)
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Feb 10, 2018 22:02
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Spokes posted:Was in the car this morning and looked over to the right. The woman in the next lane was steering with an elbow, talking on her phone with one hand and holding her credit card in the other (and reading from it). Probably making a debit card payment to a collector. Based on experience, people won’t think twice to do this instead of pulling the gently caress over.
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Feb 10, 2018 22:02
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$5000/year on insurance? god drat he's also not factoring in that insurance payment to his "buy it outright" plan.
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Feb 10, 2018 22:03
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Motronic posted:Financing a BMW? ...how does one pay $5k for a year of insurance on a 20k car? ..tell me. I need this.
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Feb 10, 2018 22:03
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jbusbysack posted:...how does one pay $5k for a year of insurance on a 20k car? I'm assuming you just need to be 1 DUI shy of losing your license.
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Feb 10, 2018 22:06
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Motronic posted:I'm assuming you just need to be 1 DUI shy of losing your license. Everyone should be one DUI from losing their license. 
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Feb 10, 2018 22:08
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Subjunctive posted:Everyone should be one DUI from losing their license. I meant permanently losing it. But like....yeah, your point still stands.
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Feb 10, 2018 22:13
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Blinkman987 posted:Lularoe needs to do lootboxes. People expect trash out of lootboxes so it all works out. 
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Feb 10, 2018 23:06
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My sister-in-law and her girlfriend have a $400/mo loan on a new Honda Accord. My sister-in-law is making $17.50 and her girlfriend runs a delivery dispensary with what looks to be some pretty poor business practices. It’s on the girlfriend’s mother’s credit since the girlfriend has no proof of income.
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Feb 10, 2018 23:19
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FrozenVent posted:Depends on your draft, but again the keel shouldn't just snap off. What? Run aground at moderate speed, keelbolts will definitely snap, and then the keel goes away. Most people don't maintain / replace their keelbolts as frequently as the should, and this was a saltwater boat from the late 60's they bought for 5k. Of course the keelbolts weren't in good shape.
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Feb 10, 2018 23:21
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TrueChaos posted:What? Run aground at moderate speed, keelbolts will definitely snap, and then the keel goes away. Most people don't maintain / replace their keelbolts as frequently as the should, and this was a saltwater boat from the late 60's they bought for 5k. Of course the keelbolts weren't in good shape. I love the idea that these two would even know what a keel is, let alone that it has bolts that have to be maintained. All these people saying that everyone is just salty because they don't have the courage to follow their dreams are great.
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Feb 10, 2018 23:32
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NancyPants posted:I love the idea that these two would even know what a keel is, let alone that it has bolts that have to be maintained. You did choose the word salty deliberately, right?
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Feb 10, 2018 23:41
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