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If he's on title he can go get that fucken car
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Feb 23, 2018 19:48
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Summarily execute all the boomers.
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Feb 23, 2018 19:49
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Co-signing is bad, so on and so forth, but it amazes me that people who do the co-signing don't make sure they get the online or paper statements as well.
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Feb 23, 2018 19:51
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Regarding the boomer thing, through medicare we are giving free healthcare to old people while not giving it to children/young people. Based on the data in the pdf link below, average per capita health care costs by age are: 0-18: $3,458 19-64: $6,626 65 on: $18,904 Like, for every old person we provide medical coverage for we could provide it for 5 children or 3 adults, and those kids/adults will go on to have a life and new kids and future earnings and pay future taxes and maybe build or invent something awesome. It would be nice if we could provide healthcare for everyone. The current way we do it seems so completely rear end backwards and BWM to me that it's really quite unbelievable. https://www.cms.gov/Research-Statis...rHighlights.pdf
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Feb 23, 2018 19:59
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BEHOLD: MY CAPE posted:A loan cosigner making 47 payments on a co-signed car loan is the actually the best outcome of that's ever been observed in the history of co-signed car loans Right, I think that was the most impressive part of the whole thing. edit: here's a dense little morsel of BWM for ya'll to chew on so we can get this thread soarin' over the mountains instead of into a cliff: First Time Home Buyer - Help D: quote:Hello personal finance, I have a few questions for anyone who can help. My husband and I are looking to buy our ~first home~ but we are running into hiccups. He is able to get $4000 from his 401k for part of a down payment. We were hoping to get the rest from the FHA, but that would apparently put our interest rate on our mortgage at 6%, which we cannot afford 😫 We don't have a savings at this time, due to the fact that we just got married in October and had to pay off $8000 in credit card debt from that. We are in Arizona, our max home price we have been looking at is $210,000. We would be able to afford about back $1400 mortgage. It's just looking like it's not in the cards right now and it's very disappointing. If anyone has any options, or advice, I would greatly appreciate it! Higgy fucked around with this message at 20:10 on Feb 23, 2018 |
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Feb 23, 2018 20:07
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Droo posted:Regarding the boomer thing, through medicare we are giving free healthcare to old people while not giving it to children/young people. Based on the data in the pdf link below, average per capita health care costs by age are: It's mind boggling how bad America is with healthcare. When the ACA was being debated, lowering the Medicare age to 55 was tossed out as an idea. It would have improved health conditions to working age older Americans, cut future costs as there are a fair number of Olds that hold out in their early 60s with bad health conditions until they are Medicare eligible when those conditions are now more costly to treat, and it would have pulled away the most expensive patients from private insurance to Medicare which is much more cost efficient in its care.
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Feb 23, 2018 20:10
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hailthefish posted:Summarily execute all the boomers. I also think Medicare should be eliminated along with giving hospitals immunity from a lawsuit from the uninsured.
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Feb 23, 2018 20:11
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metallicaeg posted:It's mind boggling how bad America is with healthcare. When the ACA was being debated, lowering the Medicare age to 55 was tossed out as an idea. It would have improved health conditions to working age older Americans, cut future costs as there are a fair number of Olds that hold out in their early 60s with bad health conditions until they are Medicare eligible when those conditions are now more costly to treat, and it would have pulled away the most expensive patients from private insurance to Medicare which is much more cost efficient in its care. intstead in red states there's going to be a work requirement for medical entitlements  Can't wait for the median age of KY/WV/South to drop like a rock over the next 4-8 years.
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Feb 23, 2018 20:31
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Submarine Sandpaper posted:intstead in red states there's going to be a work requirement for medical entitlements Opioid addiction has already started that trend
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Feb 23, 2018 20:34
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loving boomers in BC get indefinite deferrals on their property tax by virtue of being old. The loan is set at less than inflation and is only payable when the property is sold. It is not means tested so rich as gently caress boomers get this subsidy. If they don't move out we literally have to wait until they die before the property tax is paid from the estate.
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Feb 23, 2018 21:33
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Being born in the richest society in human history is soooo hard poor me it's all daddy's fault 
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Feb 23, 2018 21:54
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OctaviusBeaver posted:Being born in the richest society in human history is soooo hard poor me it's all daddy's fault I mean if all your daddy says is FYGM, he might be at least partly to blame. And I'm not going to feel sorry for him when his feet fall off due to frostbite because he's living in the same world he wants for everyone else. e: gently caress boomers they can all eat cat food
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Feb 23, 2018 22:04
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If you hate boomers and want to vent, find some BWM examples of boomers that you can get your schadenfreude fromhttps://www.reddit.com/r/personalfinance/comments/7zn64o/need_help_on_what_to_do_boss_is_reverse/ posted:Need help on what to do. Boss is reverse embezzling from 401k Bad with money: embezzling. Worse with money: not doing anything about your boss embezzling your retirement contributions. Also, the CEO is probably a boomer and may end up going to prison. Hooray!
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Feb 23, 2018 22:08
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legendof posted:Considering moving all money to CD and living off a credit card Eh I've never had a CD that didn't give you the option to withdraw it at any time that same day with a minor penalty like forefeiting 1 month's interest.
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Feb 23, 2018 22:34
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Honestly it makes sense if younger generations don't know CD's because they've been largely worthless for the last 20 years. In the 90's we'd have little men and their wives shuffling in to negotiate 50 basis points or they'd take their $40k away. But yeah, you never lose money on them, you just lose a portion of your gains and it's not like you were gaining much.
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Feb 23, 2018 22:50
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OctaviusBeaver posted:Being born in the richest society in human history is soooo hard poor me it's all daddy's fault  ...only the last panel but I mean why would I ever crop an Achewood
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Feb 23, 2018 22:55
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Achewood is bad with funny
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Feb 24, 2018 01:59
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StuG Jeebus posted:Achewood is bad with funny This is the most hosed up thing that's been posted in the thread.
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Feb 24, 2018 02:03
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StuG Jeebus posted:Achewood is bad with funny This post is Good With Truth
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Feb 24, 2018 02:08
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StuG Jeebus posted:Achewood is bad with funny metallicaeg posted:This post is Good With Truth Mods?????
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Feb 24, 2018 02:12
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I'll allow it.
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Feb 24, 2018 02:42
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its time for revolution then
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Feb 24, 2018 02:44
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Enfys posted:yes, you are indeed the goon gooning all over the thread lately Enfys posted:ANYWAY https://www.reddit.com/r/IAmA/comments/7zozg0/hello_reddit_we_are_lucyd_an_ar_smartglass/ posted:Blatant ICO scam unravels during Reddit AMA <<From the comments>> LucydLtd posted:Hello, our technology actually addresses several of the problems in Google Glass, which was really just a first foray into AR not a complete product, to be fair. quote:1) Where is the $4 million dollars you’ve raised right now, at this very moment? quote:What are some of your plans for the glasses and Augmented Reality? Droo posted:Speaking of goons getting all goony... https://www.reddit.com/r/relationships/comments/7xuq9f/my_28m_girlfriend_of_10_months_29f_got_really/ posted:My [28M] girlfriend of 10 months [29F] got really upset because we disagreed whether it was inappropriate that my friend jumped into the hot tub in just a see-through shirt and thong. She says she doesn't trust me being around that stuff "because I'm a guy"...I think shes being uptight.
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Feb 24, 2018 03:02
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If an involved man can't hot tub with a nearly-naked friend, I don't want to live on this world anymore.
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Feb 24, 2018 04:10
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SiGmA_X posted:Oh, lol, there is an article from 2wks ago about this company being a scam: http://www.kguttag.com/2018/02/07/lucyd-ico-scheme-wrapped-around-worthless-ar-patents/ Not that it makes it any less funny watching it unfold. 
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Feb 24, 2018 04:19
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An inability to enjoy Achewood is the clearest and most obvious sign of mental deficiency I think I could propose, so thanks for going ahead and self-identifying, idiots.
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Feb 24, 2018 07:25
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Enough boomer talk. The reason why they are so rich is that they haven't died early like the previous generation. Now for some pure strain BWM. quote:Lisa Marie Presley, who is suing Barry Siegel, her former business manager, for reckless mismanagement, inherited $US100 million on her 25th birthday in 1993. It only took 25 years to spend $100m and any other income generated in that time. edit for wtf: quote:It is just the latest legal wrangle for Presley. She is also fighting Michael Lockwood, her fourth husband, in the divorce courts.
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Feb 24, 2018 07:55
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I give you the Limited Edition 20th Anniversary Young Living Aromalux Atomizing Diffuser with proprietary BioGeometry Design Principles.  https://www.youngliving.com/en_US/products/aromalux-atomizing-diffuser Of course you can buy a diffuser at Wal-Mart for less than $10 but it doesn't have an "energy-enhancing pyramid design" so it's clearly inferior. YL also sells a $125 diffuser "inspired by D. Gary Young's love of horses" because of course they loving do. https://www.youngliving.com/en_US/products/sundance-ultrasonic-diffuser
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Feb 24, 2018 07:56
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Youth Decay posted:I give you the Limited Edition 20th Anniversary Young Living Aromalux Atomizing Diffuser with proprietary BioGeometry Design Principles. Some people wonder where the lost productivity in the economy has gone, others are wondering what a pointless job is like. This is it the pyramid and horse diffusers destroying the economy and the environment.
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Feb 24, 2018 08:01
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You'd think an MLM trying to pass themselves off as a real business would want to avoid association with anything pyramid shaped
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Feb 24, 2018 08:07
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canyoneer posted:You'd think an MLM trying to pass themselves off as a real business would want to avoid association with anything pyramid shaped Alternatively, market themselves as inverted funnels!
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Feb 24, 2018 08:08
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canyoneer posted:You'd think an MLM trying to pass themselves off as a real business would want to avoid association with anything pyramid shaped It is actually not a pyramid but a wealth funnel.
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Feb 24, 2018 08:22
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Youth Decay posted:I give you the Limited Edition 20th Anniversary Young Living Aromalux Atomizing Diffuser with proprietary BioGeometry Design Principles. I thought this was that box that kills a random person and gives you a million dollars when you push the button. Man that would be a good MLM huh.
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Feb 24, 2018 16:17
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Until the button wears out
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Feb 24, 2018 16:18
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Yeah, how many times can I push the button?
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Feb 24, 2018 16:51
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EAT FASTER!!!!!! posted:Yeah, how many times can I push the button?
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Feb 24, 2018 17:15
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Best part is that it only kills members of your down line!
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Feb 24, 2018 17:19
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Devian666 posted:Enough boomer talk. The reason why they are so rich is that they haven't died early like the previous generation. Cage is notoriously BWM, wonder what kinda BWM hijinks these two did when married.
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Feb 24, 2018 17:20
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The opening paragraph in this article on Brendan Fraser makes it sound like he is making a move at dethroning Nic Cage as all time worst celebrity with money:quote:Brendan Fraser wants me to meet his horse. “I got this horse because it's a big horse,” he says, standing in a barn in Bedford, New York. He removes a green bandanna from his pocket and gently wipes the animal's eyes. The horse's name is Pecas—the Spanish word for freckles. (For fair context the full article shows Fraser is a responsible but weary man: https://www.gq.com/story/what-ever-happened-to-brendan-fraser)
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Feb 24, 2018 18:06
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Devian666 posted:Enough boomer talk. The reason why they are so rich is that they haven't died early like the previous generation. If a $100 million dollar trust based around the musical assets of Elvis Presley somehow ran out of money in the last 25 years, it was almost de facto seriously mismanaged. The question is where did the three to five hundred million dollars that should be laying around somewhere go?
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Feb 24, 2018 18:08
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