Bad With Money 2018: When I die, bury me in the blockchain.

The Something Awful Forums > Discussion > Ask/Tell > Business, Finance, and Careers > Bad With Money 2018: When I die, bury me in the blockchain.

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potatoducks: Jan 26, 2006

That's fine too. I think some people just prefer the make sure you're saving enough and you don't have to think about budgeting approach. Again, all of these problems come from bad family members. Very rarely from strangers. If your family doesn't suck..... :effort:

# ? Mar 23, 2018 22:51

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# ? May 29, 2024 20:00

Hoodwinker: Nov 7, 2005

For the people who use LastPass, just use KeePass because it keeps your database stored locally. You can then save the (heavily encrypted) database online to like your google drive or something to act as a backup. There, no more concern about LastPass getting loving hacked again.

# ? Mar 23, 2018 22:51

Haifisch: Nov 13, 2010; Objection! I object! That was... objectionable!; Taco Defender

KingSlime posted:

This is the finance forum, do you really think logging in to your bank once every 1-3 days to check up on things is irrational or a chore?

Checking every 1-3 days? Unless you have reason to believe your account's been compromised, yes, that's excessive and possibly bordering on paranoia.

Checking once a week, or at least reading the monthly statements? That's more reasonable.

Knowing what's going on with your money is good, but checking in on it constantly is irrational. Just like how washing your hands is good, but washing them every ten minutes is irrational.

# ? Mar 23, 2018 22:54

Subjunctive: Sep 12, 2006; ✨sparkle and shine✨

KingSlime posted:

This is the finance forum, do you really think logging in to your bank once every 1-3 days to check up on things is irrational or a chore?

That�s not what the claim was to which I was responding.

E: do you cross-check charges with your significant other every day too?

Subjunctive fucked around with this message at 23:07 on Mar 23, 2018

# ? Mar 23, 2018 23:04

Raldikuk: Apr 7, 2006; I'm bad with money and I want that meatball!

Haifisch posted:

Checking every 1-3 days? Unless you have reason to believe your account's been compromised, yes, that's excessive and possibly bordering on paranoia.

Checking once a week, or at least reading the monthly statements? That's more reasonable.

Knowing what's going on with your money is good, but checking in on it constantly is irrational. Just like how washing your hands is good, but washing them every ten minutes is irrational.

How would you have a reason to believe it is compromised without taking a look? Obsessive checking is too much (that's why I prefer the text alert, I don't have to check anything, it notifies me of any changes), but I don't think once per day is too much. I generally log in every day or two to do my ledger stuff (confirm transactions have cleared, apply rewards balances that have accrued, etc) and then I'm done. Takes about 5 minutes to do for all of my accounts. That 5 minutes is well worth it to ensure my books are in order. Fraud is probably at the bottom of my concerns when I check, but just by logging in and comparing posted/pending transactions to what I have recorded (I use quicken & quicken mobile for this; mobile app is poo poo but the desktop app is p nice for managing stuff) I also check to see if any fraud or mistakes have happened.

Most of those habits began in my BWM phase in my 20s when I frequently mismanaged money. A bit of discipline and routine has kept that in check for a while now.

Subjunctive posted:

Yeah, I do hourly sampling of my home�s power usage so I know the utility company isn�t cheating me.

At a bare minimum checking your meter and comparing values isn't a bad idea. Also having a general idea of your power usage is a good idea. You don't need to know exactly what you're drawing at any given time, but if you know to an approximate level what you're running you can easily see if there is a problem. Sometimes the problem has nothing to do with the utility and is just a lovely appliance. In my BWM days I was the type that assumed plugging something in and running it all day had trivial costs; actually analyzing what I had and what I used put that into better perspective. Then I created strategies on lowering usage; comparing the MoM bills and YoY bills would then let me see if what I was doing made a real impact. Turns out it does.

There's definitely an argument to be made about where the perfect balance is; but checking what you're being billed is the absolute bare minimum that one should be doing.

# ? Mar 23, 2018 23:14

Weatherman: Jul 30, 2003; WARBLEKLONK

Subjunctive posted:

And you think the limit on that is laziness?

Yep.

# ? Mar 23, 2018 23:29

KingSlime: Mar 20, 2007; Wake up with the Kin-OH GOD WHAT IS THAT?!

Haifisch posted:

Checking every 1-3 days? Unless you have reason to believe your account's been compromised, yes, that's excessive and possibly bordering on paranoia.

Checking once a week, or at least reading the monthly statements? That's more reasonable.

Knowing what's going on with your money is good, but checking in on it constantly is irrational. Just like how washing your hands is good, but washing them every ten minutes is irrational.

Whaa?? It takes ten seconds to login?

But also I do a lot of freelance work and get deposits from clients every few days so that might explain why logging into my bank is such a routine thing for me

# ? Mar 23, 2018 23:31

Solice Kirsk: Jun 1, 2004; .

Subjunctive posted:

Yeah, I do hourly sampling of my home�s power usage so I know the utility company isn�t cheating me.

Look at this fool that doesn't simply break into his electrical box, turn the reader upside down for two weeks, and then turn it back around before they take the next reading.

# ? Mar 24, 2018 02:53

Guest2553: Aug 3, 2012

Haifisch posted:

Checking every 1-3 days? Unless you have reason to believe your account's been compromised, yes, that's excessive and possibly bordering on paranoia.

Checking once a week, or at least reading the monthly statements? That's more reasonable.

Knowing what's going on with your money is good, but checking in on it constantly is irrational. Just like how washing your hands is good, but washing them every ten minutes is irrational.

Depends what your risk tolerance is. I checked weekly but still had an account drained between a perfect storm of events.

I still only check it weekly, but at least now it's an accepted risk.

# ? Mar 24, 2018 03:11

Higgy: Jul 6, 2005; Grimey Drawer

I just like lookin' at the numbers, man

just lemme look at the numbers that keep getting bigger

# ? Mar 24, 2018 03:14

Spokes: Jan 9, 2010; Thanks for a MONSTER of an avatar, Awful Survivor Mods!

Higgy posted:

I just like lookin' at the numbers, man

just lemme look at the numbers that keep getting bigger

same but smaller (they're bad numbers)

# ? Mar 24, 2018 05:31

RC and Moon Pie: May 5, 2011

Krispy Wafer posted:

Oh man, the day I discovered the 'use non-ambiguous characters' button in LastPass was a red letter day in the Wafer household. No more l or I problems. So now when LastPass leaks all my passwords, the hackers will have no problem logging into everything I have.

Another trick I've learned after Yahoo leaked my Apple ID was to create separate email accounts for your most important stuff. That way a leak of your main email account won't risk a breach of your bank or Apple ID. That works best when you own your own domain so you can create stevejobslovechild@mydomain.com. Which is great when you have to call Apple for support.

For about 15 years, I've had a Yahoo address that solely exists for places that will probably spam me, such as Pinterest. I can tell these places not to spam me, but no big deal if they do. Nothing important goes that email address and I check it perhaps every three months. Last time I checked, there were over 1,000 unread messages.

# ? Mar 24, 2018 05:40

Switchback: Jul 23, 2001

quote:

He has talked about divorce before; it seems to be his go-to strategy for whenever he is unhappy or doesn't feel like our relationship is what it should be, but this time he wasn't yelling, which makes me more apt to "believe him" and think this is not just him having a tantrum because we aren't having enough sex.

Hahaha all of this is a loving train wreck.

Here�s a guy outraged over currency conversions:

quote:

First off just want to say I am in a financially sound position to spend this money on an engagement ring so I don't really need any comments about whether or not expensive engagement rings are worth the money.

I live in Canada, and I ordered a loose diamond from Allurez for the amount of $28,567 CAD. I was invoiced in Canadian dollars and so I sent the payment in Canadian dollars via a wire transfer. The details aren't important as to why, but I ended up cancelling the order before they had even mailed the diamond to me. This is where all hell broke loose.

I canceled the order on Friday, March 17th. I was told via email I should expect the money back in my account in "a couple of business days". I called the following Tuesday just to make sure everything was good to go since it is a pretty large sum of money. They informed me I would be receiving a cheque in the mail. I told them I was told it would be sent back to me, the woman said we need the wire information to do that. I asked why I wasn't told this when I initially canceled, she said she didnt know. I provided her all the information required on that same day. The following Monday (6 days later) I called my bank since the money wasn't appearing in my account yet and they said they did indeed receive the funds. It worked out to $27,047.68 CAD. I was shocked that $1519.32 was missing form the amount.

I called Allurez to ask what happened to my money. They explained to me that they sent back the exact amount in US funds that they received from me. Meaning they expected me (as the customer) to cover the spread of the conversion rate. I explained that I was invoiced in CAD and had sent CAD and so I expected to receive back my money in CAD - the exact amount I had sent. After speaking to a regular customer service person I said I wanted to speak to a manager to get this resolved.

A manager was put on the phone. She was rude, unhelpful, and completely unsympathetic. I explained to her that because I was invoiced in CAD and sent CAD I expected the money back - the full amount. All she offered was to send a screen shot of the transfer as proof she sent back the full amount they received. I once again explained to her I was invoiced and paid in CAD. She told me she was "sure her customer service rep would have told me to send US funds because they are well trained". I explained that I was never told that. She told me she would bet her life on it. I told her I would bet her $1520 CAD if she went back and listened to the recordings of the call they would show I was never told that. And if I was wrong she could keep the money but if I was write she had to send me back the rest of the money. She did not take my bet. Through this whole ordeal she did not express one iota of sympathy for my situation. It is pretty jarring to just have $1520 go missing, and for her not to care at all just compounded my frustration.

I posted an online review and the CEO of the company promptly called me to ask me to take the review down as he said he would handle the situation. Well - he emailed me back two days later with no solution whatsoever. So now I guess I am expected to eat this $1520 cost for something I never even had in my possession.

Allurez has tried to claim to the Better Business Bureau that I was not a real customer to get rid of my complaint. I provided the necessary documents proving I was indeed a customer and I did indeed lose $1,519.68 in doing business with Allurez. They have also attempted to get my reviews removed from more than one review site again saying I wasn't a real customer. They also tried to have my reviews removed saying I identified an employee by name. I have edited out the employees name.

TL;DR Allurez failed to correctly invoice me for a purchase I made with them. When I canceled the order I lost $1,519.68 and they refuse to do anything about it. After that they continue to attempt to silence my story by claiming I was never a customer. Don't buy jewelry from them.

All the comments are just �yeah dude, that�s how it works.�

# ? Mar 24, 2018 07:37

Blinkman987: Jul 10, 2008; Gender roles guilt me into being fat.

I travel enough where I get irritated by this too.

Charge me in Euros? Fine. I�ll eat the cost.
Charge me in dollars and I still have to pay the juice? gently caress that.

# ? Mar 24, 2018 07:50

22 Eargesplitten: Oct 10, 2010

Trying to get a review removed claiming someone isn�t a real customer is super scummy, though.

# ? Mar 24, 2018 07:51

Raldikuk: Apr 7, 2006; I'm bad with money and I want that meatball!

Blinkman987 posted:

I travel enough where I get irritated by this too.

Charge me in Euros? Fine. I�ll eat the cost.
Charge me in dollars and I still have to pay the juice? gently caress that.

I think they only hit him on the return, which makes sense. Why would the retailer eat the exchange costs for an order that isn't even shipped?

I am a bit curious if it was just invoiced as straight CAD though and that it didn't mention anything about conversion. I'm guessing that part is conveniently left out.

22 Eargesplitten posted:

Trying to get a review removed claiming someone isn�t a real customer is super scummy, though.

That's assuming he is accurately relaying that portion of course. What seems more likely to me is that Allurez disputed the claim and he took from that what he wanted. Happens all the time in my line of work where someone will complain to the BBB but they completely misunderstand the situation, so we dispute it and it gets knocked off. Then the person comes back irate that we are conspiring with the BBB about whatever. Not that BBB complaints even mean poo poo of course.

All of that said, if their dispute claim was really that the person wasn't a customer then ya, that's scummy as gently caress, because even with a return they transacted business, thus he is a customer.

# ? Mar 24, 2018 08:06

Switchback: Jul 23, 2001

It sucks for sure, I tried to wire money to the wrong account in Indonesia once and it was returned and lost a lot of value due to currency fluctuations. It wasn�t a fault of the bank (or in this case, the business).

# ? Mar 24, 2018 09:58

Solice Kirsk: Jun 1, 2004; .

Try buying foreign currency from a bank sometime. Built in conversion fees throw people for a loop when they think they're getting it at the current FOREX rate. I've never had someone not do it once it was explained to them though.

# ? Mar 24, 2018 13:10

DarkHorse: Dec 13, 2006; Nap Ghost

Hoodwinker posted:

For the people who use LastPass, just use KeePass because it keeps your database stored locally. You can then save the (heavily encrypted) database online to like your google drive or something to act as a backup. There, no more concern about LastPass getting loving hacked again.

KeePass is great, I have it in my cloud storage so I can update from anywhere I access it.

The phone app also uses an unambiguous font, so there�s no question between 1 and I and l or O and 0

# ? Mar 24, 2018 16:02

Trustworthy: Dec 28, 2004; with catte-like thread
upon our prey we steal

Raldikuk posted:

Not that BBB complaints even mean poo poo of course.

That was my first thought; what was the last decade when the BBB mattered in any meaningful way? Why would anyone with literally anything else to do put the time and effort into filing/disputing those reports?

# ? Mar 24, 2018 16:43

April: Jul 3, 2006

Who would have thought that giving a hooker your debit card and PIN number could be bad with money?

quote:

Throwaway for obvious reasons, really feeling like a dumb rear end in a top hat right now, would very much appreciate it if I didn't get any snarky comments as I'm quite low already. So what happened was that I was in a red light district (a legal one in Germany, and I am a US citizen) and decided to enter one of the establishments. It's just me and the hooker in the room and before anything she pulls out a slip of paper that is essentially a receipt/contract I believe, and it states the amount I am paying (100Euro) and I sign it. I give her my card to pay the 100 and she also makes me write down the pin number on that paper I signed earlier and then she leaves with the card and paper to another room. I never got a copy of that paper and she doesn't let me see it again when I ask.

And then so, I leave, and later when I go to check my bank balance, there are like two more charges for $300-400 each, both spaced like an hour or two after I left. So, now I'm here feeling completely hosed over, my bank account is basically empty and I don't know what to do. I've already tried going back there but they claim I paid for more time and basically are completely stonewalling me. I'm also worried because what if they had just used my handwriting and signature from the first receipt I signed to just forge more receipts that back up their side? They have my PIN and could have easily written down the rest of my card's info. I have Ally Bank, do you think I will be able to dispute these charges? If not, what could I do? I really can't afford to lose that much money. Any any any advice would be greatly appreciated. Thank you all.

https://www.reddit.com/r/personalfinance/comments/86rza3/escort_service_charged_my_debit_card_much_more/?st=jf5kt12i&sh=4e98f304

# ? Mar 24, 2018 17:18

Solice Kirsk: Jun 1, 2004; .

If that dude knows what to say he won't be held liable for those at all. Just say his pin and card were stolen and the bank will just credit that poo poo back. It won't even be worth the hassle for them to really research that small of an amount from a foreign transaction. Should have done that as soon as he noticed it.

I actually see this a lot with "strippers" somehow stealing people's phones or debit cards and making ~$500 withdrawals while they're in the club. Unless they have a bunch of claims the bank won't give them too much flack.

# ? Mar 24, 2018 18:32

Craptacular: Jul 11, 2004

GWM: legally change your gender from male to female, retire 5 years earlier than you otherwise would have.

# ? Mar 24, 2018 18:39

Solice Kirsk: Jun 1, 2004; .

Women should work longer since they live longer. Misandry!

# ? Mar 24, 2018 21:10

Devonaut: Jul 10, 2001; Devoted Astronaut

Solice Kirsk posted:

Women should work longer since they live longer. Misandry!

Did you even read the article? I know the translation is not perfect but clearly they're saying that women are allowed to retire 5 years earlier than men.

# ? Mar 24, 2018 21:29

Subjunctive: Sep 12, 2006; ✨sparkle and shine✨

Devonaut posted:

Did you even read the article? I know the translation is not perfect but clearly they're saying that women are allowed to retire 5 years earlier than men.

Solice is making an ironic counterpoint.

# ? Mar 24, 2018 22:00

theHUNGERian: Feb 23, 2006

legendof posted:

I use a password manager, have it generate random strings that I use for the answers, and then store the question and answer in the password manager as well.

Works great. Except for the one time I got locked out of Vanguard cause of Mint failing the 2FA challenge too many times and I had to call them and explain over the phone that my first pet was named s62&%dfGt0, or whatever.

# ? Mar 25, 2018 05:18

22 Eargesplitten: Oct 10, 2010

theHUNGERian posted:

Randomized passwords from password managers regularly have over 100 entropy bits even for the 16 character ones.

# ? Mar 25, 2018 05:27

Switchback: Jul 23, 2001

This is a pretty good thread. A bunch of silly BWM stories:
What did you impulse buy that you instantly regretted?

quote:

I had an uncle who was STOKED to purchase a shipping container sight unseen filled to the brim with furniture which he planned to sell the piece at a time over the course of a few months. He was talking about making at least 8x what he was paying.

Made the purchase, and then his wife asked the question, "Where are we going to keep all of this?" To my knowledge they still own a storage unit with about half of the furniture 5 years later.

quote:
My ex has been paying a self-storage place $100/mo for literally 15 years. Over $18,000 total.

If she would have thrown out all the stuff, instead of storing it, it would all have been replaced for about $2800.

She hasn't taken a single item out (or put a new one in) since 2009.

quote:

Got 1k in graduation money after high school and instead of putting it towards tuition or textbooks, or anything else, I bought a loving DJ set. Never learned how to use it. If I could go back in time, I would knock myself out and buy a used flying-V.

quote:

I bought a couch online once. It was grey.

I immediately decided I wanted a slightly darker grey. So I ordered a new one.

I thought I canceled the first one.

Nope, two grey couches, into a tiny studio flat. Both were custom fabric, so they were not returnable.

Woops.

quote:

I watched my coworker spend $25 (after tip to the driver) to have a sandwich delivered to our work. The sandwich normally costs $8, and the shop is 1.5 blocks from our work.

She could have walked there, ordered her sandwich, and got it in less time than the delivery took.

And she complains that she's broke. All. The. Time!

quote:

I bought a used MINI Cooper S. I thought I did my homework and bought a one owner car with a full service history and a clean carfax. By the end of my bonership with this car I was on a first name basis with my parts guy at MINI. The third day I had it the header cracked and there just went a grand the last month I had it put brand new Conti DWS tires on it and the DSC pump poo poo the bed later that week which was going to be another grand for just the part that's how bad it was. gently caress THAT CAR. I sold it a month later having never fixed the DSC pump. I didn't give a poo poo that the dashboard looked like a christmas tree.

quote:
A few days ago during my commute I pulled up behind one of these at a stop light. On the back window, in about 6" tall letters, the owner had put the words "FINANCIAL MISTAKE". (Yes, all caps too). Instant laughter + terrible feeling for all the owners of them.

Oh good here's a theme we've just covered:

quote:

Two years ago the Toronto Blue Jays were world series contenders for the first time since 1992. World Series tickets went on sale shortly after Jose Bautista's legendary bat flip. Obviously I couldn't get any tickets directly, so just said gently caress it and went through a re-sale site.

Prices were insane, but I found two seats in the nosebleeds for $500. OK, gently caress it. I might never see them in the world series again, so I buy them.

After my payment is processed I realize my error. The ticket price wasn't in Canadian dollars, but US dollars - so I guess I just paid $700 for those seats. gently caress.

Wait a second... my bill says $1400....what the gently caress...it was $700 PER SEAT?!?!...gently caress gently caress gently caress! I thought I was paying $500, and a button click later it was $1400.

(I swear this lovely site never indicated the currency or total price at any point before payment, but it's possible I missed it in my excitement.)

Anyway, I spent the remainder of the playoffs in confusion on whether I should root for the Blue Jays, or against them, because if they don't make it to the world series I can get my money back.

In the end they didn't make, but I still ended up getting charged $50 due to the foreign exchange rate fluctuations during the time I held the tickets. That site was such bullshit, but that $50 certainly taught me a lesson, and I'm now extremely careful when buying tickets to anything.

quote:

A ShamWow. I think it's actually worse at performing its intended function than any other product of its kind.

quote:

My first car. 245,000 miles on it, just shy of $7,000. Mom helped me out and paid half so I could buy it cash and pay her back over time. Cost me an additional $2,000 in maintenance, and I got $1,200 when I traded it in 6 months later.

Previous owner had it in an unreported accident resulting in frame damage, tons of problems that showed up a few days after the money back guarantee, and the transmission started slipping like hell if I accelerated faster than a light "jog", so to speak.

quote:

I bought a fish tank and 12 fish when I was just visiting a pet store with my girlfriend literally less than a week ago.

$300 and I�ve never owned a fish.

quote:
Oh man this reminds me of my horrible fish impulse rabbit hole. It started with an impulse buy of a pretty glass bowl I liked that I was gunna decorate (about 5$) decides to put gravel in it and put a marimo moss ball in it (10$). Thought hey let�s put a beta fish in here. (20$ for fish and food). Read online they need actual tanks to be healthy so I buy a bigger tank(50$) fish needs filter so I buy filter and d�cor (50$) brother convinces me I need pretty rocks in it (30$) d�cide fish needs friends so I buy some minnows(10$) turns out minnows have ick!!! (10$ for medicine) at the end of the year I had 3 beta fish, 10 minnows and about 10 guppies. Spent a solid 200$ all because I saw a pretty bowl and wanted to decorate it

quote:

Chocolate strawberry from Godiva in the mall.

It was $7 dollars and all the chocolate crumbled off it and hit the floor when I bit into it. Then it just became a $7 strawberry.

quote:

One of those kiosk people in the mall ambushed me and started buffing my nails and putting lotion on me and I bought it. It actually wasn't bad stuff but I am annoyed at it, over a decade later.

quote:
I also recently bought a $40 nail buffer kit from a lady in the mall. I've never used it, because I already have a nail buffer kit I bought when I was 13 from a TV infomercial. It was also $40, big buxx for a kid. Heart sank when my cousin says "you know you can buy those for $5, right?" Apparently I didn't learn my lesson the first time.

# ? Mar 25, 2018 11:33

Enfys: Feb 17, 2013; The ocean is calling and I must go

Switchback posted:

This is a pretty good thread. A bunch of silly BWM stories:
What did you impulse buy that you instantly regretted?

Chocolate strawberry from Godiva in the mall.

It was $7 dollars and all the chocolate crumbled off it and hit the floor when I bit into it. Then it just became a $7 strawberry.

Probably the cheapest story in terms of money, but it made me burst out laughing.

# ? Mar 25, 2018 12:33

Volmarias: Dec 31, 2002; EMAIL... THE INTERNET... SEARCH ENGINES...

theHUNGERian posted:

Don't reuse passwords, use a password manager like keepass, or even a spiral notebook that lives under your anime body pillow. It doesn't matter how pronounceable it is if you don't have to personally remember it, and you're probably not a savant that can remember a unique password for many sites.

# ? Mar 25, 2018 12:55

Spokes: Jan 9, 2010; Thanks for a MONSTER of an avatar, Awful Survivor Mods!

Reusing passwords, no matter how complex they are, is almost the most Bad With Security thing you can do. This is veering off topic, but haveibeenpwned.com is a great resource to see how many of your passwords might be floating around. Unique passwords for every site or die. I don�t have any BWM material to contribute at the moment but I figured it was important enough to continue the derail. Perhaps tomorrow I�ll see a horse.

# ? Mar 25, 2018 13:09

Elephanthead: Sep 11, 2008; Toilet Rascal

I use the same password for every website except SA I use horsemoney123!.

# ? Mar 25, 2018 13:11

ohgodwhat: Aug 6, 2005

theHUNGERian posted:

there are a lot of people who read this and set their password to correct horse battery staple

# ? Mar 25, 2018 15:16

Ghost Leviathan: Mar 2, 2017; Exploration is ill-advised.

Frequent password changes just end up with everyone writing their passwords on post-it notes.

# ? Mar 25, 2018 15:32

BEHOLD: MY CAPE: Jan 11, 2004

Enfys posted:

Probably the cheapest story in terms of money, but it made me burst out laughing.

I bought $5 of chocolate from Godiva in the mall and apparently they illegally printed credit card information on the receipt. so now I am a class member in a lawsuit and in theory will receive a settlement of many times what I spent. So GWM I guess in the end.

# ? Mar 25, 2018 15:58

hailthefish: Oct 24, 2010

Congratulations on your future 75 cent settlement.

# ? Mar 25, 2018 16:00

theHUNGERian: Feb 23, 2006

Volmarias posted:

Don't reuse passwords, use a password manager like keepass, or even a spiral notebook that lives under your anime body pillow. It doesn't matter how pronounceable it is if you don't have to personally remember it, and you're probably not a savant that can remember a unique password for many sites.

I never said that people should reuse passwords.

# ? Mar 25, 2018 16:10