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CitizenKain posted:I guess they got the last laugh since those fuckers kept my security deposit for no reason. I imagine they wanted the money.
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Apr 8, 2018 05:16
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100% leverage on a charge card. He's going to love the extra fees and special super high interest rate.
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Apr 8, 2018 07:37
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Cut the two hour session down to one hour, problem solved.
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Apr 8, 2018 08:08
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The electricity idiot almost had some sympathy because I could see thinking it was part of the lease or something. And then he had to go and explicitly state “I knew the landlord wasn’t paying” as if his poo poo was just being powered by dark matter or something with no cost
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Apr 8, 2018 09:55
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As Judge Judy says, "you ate the sandwich!" Once you have consumed the service or product you don't have any recourse to say you don't owe for it.
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Apr 8, 2018 13:28
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n8r posted:Cut the two hour session down to one hour, problem solved. Title change to 2-hour sessions are BWM, who needs more than 5 minutes.
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Apr 8, 2018 14:24
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This is amazing and hilarious coverage of that Toronto Wealth, Real Estate (and now Bitcoin!) expo: https://twitter.com/squawkfox/status/982618809612763136
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Apr 8, 2018 15:11
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Less Fat Luke posted:This is amazing and hilarious coverage of that Toronto Wealth, Real Estate (and now Bitcoin!) expo: I'm the "Moneyness" chart.
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Apr 8, 2018 15:38
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Holy poo poo that is quite the motley crew of celebrities.
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Apr 8, 2018 17:45
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 Picture: Deep regrets within 5 years.
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Apr 8, 2018 17:55
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Maybe the IRS will let them pay their taxes with a pound of flesh.
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Apr 8, 2018 18:32
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Less Fat Luke posted:This is amazing and hilarious coverage of that Toronto Wealth, Real Estate (and now Bitcoin!) expo: Jesus are Stallone and A-Rod that hard up for money? Poster is kinda hilarious how some have the name on top and others have the show on top, then the name below.
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Apr 8, 2018 21:07
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I think the Bitconnect guy got a new gig
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Apr 9, 2018 02:01
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Youth Decay posted:I think the Bitconnect guy got a new gig So they're advertising him as someone who can get into your head and make you do things you don't want? Unorthodox...but bold.
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Apr 9, 2018 12:47
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LOL. From the comments on how to avoid the 10$ monthly service fee with wells fargo?:quote:i have to use this bank because my mom does quote:How old are you? Wells fargo has a free student checking... you need to restructure your account... and if you are over 18, that excuse is dumb... quote:29, it's convenient for instant money transfers
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Apr 10, 2018 20:11
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My boyfriend cheated and we own a condo together. Please help critique my plan for dividing the asset.https://www.reddit.com/r/PersonalFinanceCanada/comments/3c9jq9/my_boyfriend_cheated_and_we_own_a_condo_together/ posted:So, my boyfriend of 4 years cheated on me in the weirdest fashion (feel free to peruse my posting history for that story). I'm trying really hard to rise above this situation.
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Apr 10, 2018 23:11
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I'm glad Reddit apparently talked some sense into her. Who the gently caress wants to be financially tied to an ex (and his parents!).
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Apr 10, 2018 23:20
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I don't understand how the lending institution is Boyfriend's Parents but the deed is officially recorded in the name of Boyfriend & Girlfriend?
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Apr 10, 2018 23:23
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GoGoGadgetChris posted:I don't understand how the lending institution is Boyfriend's Parents but the deed is officially recorded in the name of Boyfriend & Girlfriend? It sounds like an under the table loan from the bank of Rich Mom and Dad.
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Apr 10, 2018 23:24
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GoGoGadgetChris posted:I don't understand how the lending institution is Boyfriend's Parents but the deed is officially recorded in the name of Boyfriend & Girlfriend? Parents probably gave them the money to buy the house and then expected payback / bought the house, gifted it to B&G, then have a payment plan back to parents (off books, etc)
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Apr 10, 2018 23:24
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Enos Cabell posted:I'm glad Reddit apparently talked some sense into her. Who the gently caress wants to be financially tied to an ex (and his parents!). I liked how she thought his parents would side with her over him. Yeah, that'd probably never happen. I didn't like that I couldn't find her posts about the weird way he cheated on her.
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Apr 10, 2018 23:26
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Sounds like she was paying rent to live in her boyfriend's condo and wants to get reimbursed...
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Apr 10, 2018 23:30
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Krispy Wafer posted:I liked how she thought his parents would side with her over him. Yeah, that'd probably never happen. I looked it up, it wasn't that weird. Weird way to find out, I guess. quote:We saw some good friends tonight and one of them brought her little sister, Amy. Amy is hilarious, outgoing, and unbelievably nice. Just a great girl to be around. I noticed she had some bruises on her arms, but she was really drunk and we were surrounded by people - I figured it wasn't the time to bring them up (regret that now). submitted 2 years ago by Throwapunchaway123 quote:Original post here.
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Apr 10, 2018 23:33
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My take of the situation is that all 3 of them are on the deed (her, boyfriend, and parents) at different percentages, but the parents' names are the only ones on the mortgage. So if they sold, each party would get the percentage of profits equal to their equity, but if they stopped paying the mortgage, the parents are who the bank comes after. Assuming it works the same in Canada as it does in the USA. So nothing sketchy, just a bad idea. Her whole cockamame plan to still live there is dumb, but she does have leverage to make them buy her out - she can force a sale to happen no matter what percentage she owns (again, assuming it works the same in Canada). So them buying her out is 100% the best option for everyone involved. The real BWM are the parents who didn't just put it only in their sons' name - she'd get partial ownership once they married anyway. Rotten Red Rod fucked around with this message at 23:47 on Apr 10, 2018 |
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Apr 10, 2018 23:38
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Yeah... early-mid 20s guy gets bored of college sweetheart after 4 years and leaves her for a new girl. Not exactly a World's First And that was super dumb to let the girlfriend buy in with a 3.5% down payment. Just add her to the title if/when you get married, dummy.
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Apr 10, 2018 23:39
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GoGoGadgetChris posted:
Yeah there's literally no reason for it, all it does is create the headache they're currently in. Honestly any sort of joint home ownership apart from marriage is a buy idea, IMHO. The parents should have bought it in their name only and charged them rent on it. And I speak from experience, having jointly owned a house with my wife and her abusive dad (it's me, I'm the BWM).
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Apr 10, 2018 23:44
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Rotten Red Rod posted:(it's me, I'm the BWM). Reported, you sack of poo poo Reddit posted:He can't show me the messages because he's been deleting them. Oof, you guys ever had that partner who "Trusts you, but I'd feel a lot better if I could look through your messages"
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Apr 10, 2018 23:47
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GoGoGadgetChris posted:Oof, you guys ever had that partner who "Trusts you, but I'd feel a lot better if I could look through your messages" If all your partners want to do that things could get complicated.
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Apr 11, 2018 00:05
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Enos Cabell posted:Who the gently caress wants to be financially tied to an ex Everyone who ever filed for spousal support, at a guess.
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Apr 11, 2018 01:03
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Devian666 posted:If all your partners want to do that things could get complicated.  When someone looks through your phone without asking is the worst. If I had a partner that did that I would dump them immediately. I’ve been with my wife six and a half years. The only reasons I look at her messages are if she asks me to check who just sent her a message or if I’m waiting on a SMS two factor authentication key for one of our accounts. Aside from that, the poo poo she talks about me to her friends is her own business.
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Apr 11, 2018 01:26
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22 Eargesplitten posted:
This. Messages are private. If someone doesn't trust their spouse to have private communications with others, they probably don't trust them enough to be married. Though that reminds me of my friend who just discovered her longtime boyfriend was cheating. He left a chat window open while he was playing games on his laptop in the living room, on a couch with its back to an area you have to walk through to get to the kitchen, and then forgot to close the chat window when she walked by and gave him a hug from behind. Which I suppose is technically reading his messages, but man, he could have put the slightest bit of effort into cheating. Joke's on him, though, because she dumped him and now he has to get a job, move out, get a car of his own, open a bank account, get a credit card... She'd been supporting him since they moved in together. He's been in school for ten years, most of that while he wasn't working or was working part-time, and has yet to finish his degree. He's currently on academic probation for failing too many classes despite having no responsibilities besides school. He overdrew his bank account, ignored it for ages, so it was closed. He hasn't built up credit of his own. He doesn't have his own car. He would impulsively spend money without telling her on things like video game collectibles. Supporting him for years was BWM, though. He was the sunk-cost fallacy of boyfriends.
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Apr 11, 2018 04:04
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Haifisch posted:IIRC, culinary degrees don't actually help much with getting the jobs people think they will. Everything I've heard/read says most places want you to put in the gruntwork first so you know how a real kitchen's run. I used to consider culinary degrees a warning sign when people were applying to be line cooks. They teach great technique, but outside of big reputable ones like Johnson & Wales many don't give enough practical experience with the drudgery of cooking to make a good line cook, and graduates tend to burn out of the industry in a couple years.
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Apr 11, 2018 04:39
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Or you could just open your own restaurant and skip all the grunt work.
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Apr 11, 2018 04:44
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Haifisch posted:My boyfriend cheated and we own a condo together. Please help critique my plan for dividing the asset. Rotten Red Rod posted:Yeah there's literally no reason for it, all it does is create the headache they're currently in. Honestly any sort of joint home ownership apart from marriage is a buy idea, IMHO. The parents should have bought it in their name only and charged them rent on it. And I speak from experience, having jointly owned a house with my wife and her abusive dad (it's me, I'm the BWM). quote:Dad wants me and my bro to "buy" house for him
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Apr 11, 2018 04:47
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Moneyball posted:Or you could just open your own restaurant and skip all the grunt work. My favorite episodes on Kitchen Nightmares.
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Apr 11, 2018 04:55
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22 Eargesplitten posted:My favorite episodes on Kitchen Nightmares. Like the one with the retired cop blowing through his retirement savings and pension to give his two idiot sons jobs at the "Irish pub" he opened that hasn't turned a profit and has been burning money since it opened a year ago.
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Apr 11, 2018 05:59
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So I'm new to this thread and I've read the first ~50 pages and the last few. I get that buying a horse is very BWM if you don't account for all the extra poo poo. One of my brother's friends bought one and had accounted for the cost of the horse plus stable fees plus grazing/food or whatever (I don't know I'm not a horse person) but apparently the vet fees are a real killer when they get sick and that's the one thing he didn't account for. He can afford it still, he's not in financial dire straits because of it but it's still more than he wanted to spend. Is there an actual GWM way to do horsey stuff? Like can you just join a club or something and have access to horses without actually having to buy one? I don't want a horse I'm just interested to know, is the only way to "sort of have a horse" to actually buy one or are people gulled into it just because they like the idea of having a connection with a pet that's "theirs" or something?
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Apr 11, 2018 10:47
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 Horses aren't inherently BWM. You don't have to buy a horse to do horsey things. It's not like people get into horse riding by buying one without ever having sat on one before. Equestrian centres have their own horses and lots of people just take riding lessons because they can't afford or don't want to actually own a horse. Then there are things like 4H clubs for kids, summer riding camps, etc. Whatever this thread likes to pretend, it's entirely possible to spend your disposable income on it (like people do with any other hobby) without being BWM. Are many hobbies actually GWM? Some are cheaper than others, but people choosing to spend money on something you personally don't enjoy isn't necessarily BWM. The main function of a hobby isn't really about money in and of itself.
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Apr 11, 2018 13:02
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Yeah there's nothing wrong with owning a horse, if you can afford it. It's very much a rich person's hobby. The BWM is when people really can't afford to own a horse and ruin their lives to be able to do it.
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Apr 11, 2018 13:23
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Rotten Red Rod posted:Yeah there's nothing wrong with owning a horse, if you can afford it. It's very much a rich person's hobby. The BWM is when people really can't afford to own a horse and ruin their lives to be able to do it. Yep. It's basically 'wanna-be upper crust middle class folks buying horses' that's BWM because they generally can't afford anything to go wrong. Same as if they bought a high-end sports car that needs $5k in rubber every couple years plus dealer maintenance.
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Apr 11, 2018 13:34
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