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canyoneer posted:https://www.whitecoatinvestor.com/how-to-live-on-350k-in-hawaii/ quote:I will have 2 kids go to private school as Hawaii does not have any half-decent public schools Lol get hosed lady More than anything else in that crap she wrote, this is what got me mad. It immediately shows what kind of person she is, through and through.
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Jul 27, 2018 01:09
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lampey posted:Is $450k a normal debt load for medical school? It was my understanding that even the most costly medical schools should be closer to $250k, and in general foreign schools are cheaper It's not at all unheard of to have $450k in combined medical school and undergrad debt. It is by no means impossible to break $300k in medical school tuition and living expenses at private US MD schools and many schools are currently budgeting a cost of attendance >$90k per year. Offshore medical schools can be significantly more expensive.
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Jul 27, 2018 01:53
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Are these REAL people who ask these questions or is this fake? I think this is fake. How do you go from living on 100k ("barely making ends meet") to 350k and still think you're going struggle. How do you spend money you haven't actually made yet. wtf
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Jul 27, 2018 01:58
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Suspicious Lump posted:How do you spend money you haven't actually made yet. wtf Credit cards and mortgages are going to blow your mind.
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Jul 27, 2018 02:00
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Weatherman posted:Lol get hosed lady But if her kids go to public school they'll never learn how to live on 350k a year, only private school teaches how to overcome such hardships... or apparently it doesn't...
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Jul 27, 2018 02:24
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horse investments https://money.stackexchange.com/questions/97585/how-can-someone-profit-from-a-horse-as-an-investment
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Jul 27, 2018 03:07
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brugroffil posted:Their number one piece of advice is to move to Texas instead lol The state taxes would be $28,000/yr.
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Jul 27, 2018 03:24
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Suspicious Lump posted:Are these REAL people who ask these questions or is this fake? I think this is fake. I felt this way by the end of my (6th year of) training too. 265k medical debt at 6.8%, IBR payment not even covering interest, oh also you’re 30 and highly educated but have barely any retirement savings, zero home equity, and minimal assets. I couldn’t even moonlight so I was at 63k. I was aware that most of America lives that way, save nothing and hope for the best, but most of my cohort from undergrad had houses, solid 401k, etc. It’s hard to not feel a sense of dread until the first month you’re solidly in the black. This person in particular is dumb though. Carrying CC debt and planning private school is dumb with a negative net worth. I’ll never understand doctor fascination with private school, even though most went to public themselves.
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Jul 27, 2018 03:26
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I saw this ad next to a random news article this morning. Nevermind that you should have loving retirement savings to quote, "earn income."
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Jul 27, 2018 13:56
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DEMAG posted:Watching people complain complain with confusion about their rock solid investment in a company that loses money on every customer is pretty BMW. https://stocktwits.com/symbol/HMNY RIP Moviepass. There are still people that think this thing will go to $100 
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Jul 27, 2018 17:07
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DEMAG posted:RIP Moviepass. There are still people that think this thing will go to $100 Thatsa some earnings per share.
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Jul 27, 2018 17:19
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quote:The panic over Facebook's stock is absurd. It's simply too big to fail (self.investing) Something tells me this guy invests "on a hunch"
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Jul 27, 2018 17:20
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Tbh, I have NO CLUE how I'm suppose to make moneyquote:I feel like I've been lied to my entire life... I did everything they told me to do; went to university, got good grades, landed internships, got my degree, landed job offers... And what do I get offered in return? A shame sandwich with a side order of poo poo. No one wants to pay more than 50k for a BI analyst, and everyone ask for 10 years of experience for management position. That BBA was a huge waste of time and money. Honestly, I'm completly lost right now... What should I do? Pursue an MBA? Get a third job? Move to another country? Try to start my own business? If anyone been there before I'd really appreciate some wise pieces of advice because I'm starting to have some dark thoughts. Thank you reply posted:Maybe work for a few years before declaring everything a lie and lost cause? OP posted:Well I dont really have a choice anyway. But the way I see it is... right now, I'm very unhappy because I live like poo poo, and I live like poo poo because I can't afford to live well. Do I have to wait until 35 to be happy. gently caress this is depressing.... waaaah waaaaaah I'm not making $100k out of college and I probably suck at budgeting waaaaaaaaaaah
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Jul 27, 2018 17:23
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Help, my first job pays roughly the median household income.
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Jul 27, 2018 17:27
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lol, just lol at HMNY.
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Jul 27, 2018 17:29
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Weatherman posted:Lol get hosed lady Hawaii's public schools are pretty dire and have been for a while. How was Movie Pass supposed to make money?
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Jul 27, 2018 17:30
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Phanatic posted:Hawaii's public schools are pretty dire and have been for a while. Yeah but part of the SA value signaling game is to pretend it's a parent's civic duty to keep their children in failing public schools.
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Jul 27, 2018 17:32
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quote:Well I dont really have a choice anyway. But the way I see it is... right now, I'm very unhappy because I live like poo poo, and I live like poo poo because I can't afford to live well. Do I have to wait until 35 to be happy. gently caress this is depressing.... This is so close to the truth it's triggering. Give or take a decade. Definitely give a decade.
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Jul 27, 2018 17:35
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Phanatic posted:Hawaii's public schools are pretty dire and have been for a while. I think the goal was to build a large enough user base to force movie theaters to make better deals with them.
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Jul 27, 2018 17:49
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.Z. posted:I think the goal was to build a large enough user base to force movie theaters to make better deals with them. And also raise prices eventually, and bank on people subscribing and not going but not canceling.
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Jul 27, 2018 17:56
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Phanatic posted:Hawaii's public schools are pretty dire and have been for a while.
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Jul 27, 2018 18:11
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Wolfy posted:Even states with bad schools usually have pretty good ones in the neighborhoods that doctors live in. At least in 2001 that wasn’t true: https://www.nytimes.com/2001/10/12/us/in-hawaii-public-schools-feel-a-long-way-from-paradise.html
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Jul 27, 2018 18:16
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.Z. posted:I think the goal was to build a large enough user base to force movie theaters to make better deals with them. AMC got wise and started A-List. https://www.marketwatch.com/story/the-spectacular-rise-and-fall-of-moviepass-2018-07-09-101033943
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Jul 27, 2018 18:21
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DEMAG posted:AMC got wise and started A-List. Oh my god, this article. I didn't know Moviepass used to charge like $50/month, I thought they were at like $20 or $30. It really feels like they got bought out by fools with dollar signs in their eyes and dreams of magical Big Data Money and no common sense. Which is why no one there seemed to have even the slightest thought of "Hey, maybe we should think about what happens if our mythical data mining cash flow fails to materialize". Or even just "maybe we shouldn't lose money when people go to see even one movie using our sub". That's some epic BWM right there.
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Jul 27, 2018 18:56
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DEMAG posted:RIP Moviepass. There are still people that think this thing will go to $100 I have to confess, until I saw this pic I thought all the HMNY stuff was about the H&M clothing store, whose stock has also been crashing recently.
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Jul 27, 2018 19:07
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Subjunctive posted:At least in 2001 that wasn’t true: https://www.nytimes.com/2001/10/12/us/in-hawaii-public-schools-feel-a-long-way-from-paradise.html
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Jul 27, 2018 19:18
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DEMAG posted:AMC got wise and started A-List. “Whenever you’re disrupting an industry, you’re going to have things come up,” he said. “We are building an entertainment company. Nobody grows this big and this fast without hiccups.” Things, and hiccups.. like bankruptcy
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Jul 27, 2018 19:23
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Phanatic posted:How was Movie Pass supposed to make money? *~big data~*
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Jul 27, 2018 19:57
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howdoesishotweb posted:“Whenever you’re disrupting an industry, you’re going to have things come up,” he said. “We are building an entertainment company. Nobody grows this big and this fast without hiccups.” I admit, I never thought I'd see a modern, real-world example of "we lose money per unit but we'll make it up in volume", especially for a publicly traded stock.
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Jul 27, 2018 20:08
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MoviePass was good with money because every time I saw a movie I was taking money directly from a venture capitalist
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Jul 27, 2018 21:07
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EAT FASTER!!!!!! posted:Yeah but part of the SA value signaling game is to pretend it's a parent's civic duty to keep their children in failing public schools. Do you feel a need to simulate John Smith's posting when he hasn't been active or something?
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Jul 27, 2018 21:11
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howdoesishotweb posted:“Whenever you’re disrupting an industry, you’re going to have things come up,” he said. “We are building an entertainment company. Nobody grows this big and this fast without hiccups.” Disrupting the theater industry by buying tickets and reselling them to people for 1/3 of the price.
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Jul 27, 2018 21:13
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Vox Nihili posted:Disrupting the theater industry by buying tickets and reselling them to people for 1/3 of the price. gently caress you, uh, here you can get yours for half price!
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Jul 27, 2018 21:14
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 This condo with a stupid support beam in the middle of the kitchen is going for $1 million. The HOA fees are $600/month. https://www.movoto.com/san-francisco-ca/1488-harrison-st-302-san-francisco-ca-94103-110_432429/
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Jul 27, 2018 21:53
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OctaviusBeaver posted:
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Jul 27, 2018 21:57
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Wolfy posted:Yikes. That is not a pretty picture. I don't know if this was a resource problem, but we all had to work rotating shifts as cafeteria workers. Once or twice a week it was your turn to work lunch, you put your hair up in a net and spent two hours doling out ladles of beans or breaking down empty milk cartons. Or maybe it was just to get people used to being in the service industry like everybody is in hawaii.
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Jul 27, 2018 22:04
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Vox Nihili posted:Disrupting the theater industry by buying tickets and reselling them to people for 1/3 of the price. This is what Uber is doing too right
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Jul 27, 2018 22:06
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OctaviusBeaver posted:
I've seen HOA fees like that even in low(er) rent places. Is that a support beam for the whole building? Does it go through multiple condos in one uninterrupted angle? Those first few dark nights going into the kitchen are going to hurt like hell.
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Jul 27, 2018 22:12
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brugroffil posted:This is what Uber is doing too right It's not. Unless there is some kind of market were Uber is just paying taxi companies and then charging the customer less than they pay. edit: Uber's model is more about not paying much to their drivers and skirting various taxi laws which allow them to undercut competition. That and ease of use via the app. wilderthanmild fucked around with this message at 22:15 on Jul 27, 2018 |
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Jul 27, 2018 22:12
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OctaviusBeaver posted:
My favorite part is that for a million dollar condo they couldn't be bothered to design the floor plan around having the deal with that support beam somehow.
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Jul 27, 2018 22:13
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