.Z. posted:

I think you need Archives to read it, but here's the link: https://forums.somethingawful.com/showthread.php?threadid=3560557

Also don't forget his spreadsheets:

quote:

Leaning back, Slow Motion mumbles, "The Jedi are gonna feel that one." The brunette moves to his side, and Slow Motion accepts the Gurkha Black Dragon she proffers. Looking up at her, Slow Motion smiles broadly, revealing a platinum grill with "DEBT FREE" spelled out in diamonds. Reaching into the bowl next to his recliner, Slow Motion grabs a handful of $5 bills which he ignites with his 18k gold Zippo, and uses to light the cigar. A year ago, he was using $20 bills. Thank God for BFC.

KYOON GRIFFEY JR posted:

what is wrong with these people

isn't an EE like the most employable of humans assuming marginal competence

Veni Vidi Ameche! posted:

It’s viewable without archives! Thanks.

Holy poo poo, I’m only skimming it, but it’s everything I remember, and more! I had forgotten about the hobby affair, and “which outfit should I wear to the abortion.”

loving lol...

bob dobbs is dead posted:

didn't laurie penny accidentally sign a dealie that shanghaied her to that one

and divabot was talkin about it in the yospos buttcoin thread

quote:

I owed 6k in cc debt that I rolled into a lease of a car I love now. To be more clear, I bought a 30000 car, and traded it in for a 40000 car. I negotiated the price down to about 28000 with my trade in and specials/discounts. I got the dealer to agree to a 5 year lease which was a 330 a month payment. I then told them I’d like to roll 6000 into the lease but take it cash. They cut me a check and i’m paying 460 a month but no interest and when the lease is up the debt is gone. Am I dumb or was this clever?

Some added info. The credit card was at 27% interest if I recall. I couldn’t keep up.

Motronic posted:

So I leased a car to “lower” my overall debt and what I owed. Was this a smart choice? Could I do this again? Details in the text box
https://www.reddit.com/r/personalfinance/comments/9e9uux/so_i_leased_a_car_to_lower_my_overall_debt_and/

Veni Vidi Ameche! posted:

I "got" the dealer to agree to a five-year lease.

It's like that episode of It's Always Sunny in Philadelphia where Mac and Dennis sucker that timeshare salesman by buying TWO timeshares.

SpelledBackwards posted:

I DIDN'T COME HERE TO BE CRITICIZED BY A MAN STUCK IN A COIL!

https://www.youtube.com/watch?v=dQlPsZmx8l0

n8r posted:

Didn't Kynteguy also have an insane caffeine habit. I really feel like the KG thread is a hidden gem in bfc history.

He had a project vw sandrail and bought a v6 ~1995 Camaro after having a child.

Who was it that had an insane 7/11 spending habit? Maybe that was KG as well.

https://www.reddit.com/r/personalfinance/comments/9eesv6/i_am_a_livestreamer_one_person_donated_1000/ posted:

I am a Livestreamer. One Person donated $1,000 across 30 donations. Then Disputed all 30 payments on Paypal and won. What can I do?

Back in mid-July I did a livestream. During the stream one individual donated around 30 times to a grand total of $1,000. Donations had perks like forcing me to do pushups or turning my air conditioning off or even getting pepper sprayed in the face.

A few days later he disputed the donations with paypal claiming they were 'unauthorized transactions'.

I am quite confident these were authorized donations because he donated messages in German and his donation email address is a .de (german) email address.

I called Paypal multiple times who reassured me things would most likely work out in my favor.

I responded to the dispute with a long letter to PayPal explaining what live streaming is and how trolls charge back donations.

Despite this Paypal sided with him and returned the $1,000 to his bank account.

I called Paypal and they told me there is nothing I can do, no way to appeal this further, once it's been decided it's finished.

I went to my local garda station (police) who didn't seem to understand what live streaming was or chargebacks were and because of this didn't formally issue a fraud complaint. The reason they gave for refusing to file a police report for fraud was "Online money isn't real money. You agreed to Paypal's terms of service."


I live in Ireland which is an EU member country. I am 99.9% sure these donations were his and he charged back fraudulently to essentially troll me by getting me pepper sprayed multiple times.

FAUXTON posted:

I spent $15 a day on two coffees and a breakfast bagel at a small-chain coffee shop that was on my way to work.

That habit lasted like 3 months and it was during a time when I had been living within $38k income's means on a $70k income so it didn't do anything other than eat away at roughly $300 of savings a month.

Now I batch-cook breakfast bagels every weekend for less than $15 of ingredients and it covers the whole week.

quote:

(WA) Husband is selling all of his assets ahead of divorce
My husband and I are about to file for divorce. Key word: about to. We only talked to lawyers and will file this week. We still live together and don’t have any kids. We’ve been married for 25 years so most, if not all, of his assets were acquired after marriage. From what I understand, those assets would be split between us. My husband told me explicitly when we realized that divorce was the solution, that he will make sure I don’t get a penny of his. Today I found out my husband started “selling” his assets to family member of his and friends. For example, he sold his 2 vehicles to his brother for $550 each (cars are worth around $25k each). Then, he sold his watches to his dad for $700 total even though they are worth over $50k.

It’s Sunday so I cannot talk to a lawyer until Tuesday when we have an appointment and I would like some input. Is this legal? These assets are in his name only, so I guess he is entitled to sell them but what happens if at the divorce he is basically left with zero assets? Are we going to split my assets? Thanks!!

Inept posted:

quote:

It happens to a lot of livestreamers. I wouldn't have minded if he charged back normally. But because of the fact that I got maced multiple times and this guy malevolently tried to cause trauma to me I'm upset.

Suspicious Lump posted:

https://www.reddit.com/r/legaladvice/comments/9eff1t/wa_husband_is_selling_all_of_his_assets_ahead_of/

Husband is BWM. He is also back dating transactions between family and supposedly that's not only illegal but considered perjury.

Suspicious Lump posted:

Krispy Wafer posted:

What happens in this case? Clawbacks on all the property? The buyers know the husband is going through a divorce and the prices are way below market value, so I suspect the wife can force the item's return or sue for 50% of their real value. At least the husband is just hiding the assets, so it's unlikely any of the family members will sell the cars or watches. It's going to be loving beautiful.

My child's friend is a dumbass who stole a pair of AirPods out of the lost & found and at the local roller rink (turns out they belonged to the manager's son). He then sold them to another friend whose parents wouldn't give them back (said they were 'lost'). Dumbass' mom had to pay full price and her son is now banned from the rink. It's not as cool as tens of thousands of dollars in fraud, but he's still young and it looks like he's learning fast.

DarkHorse posted:

Yeah this is a very old, very well-known, very common “trick” and it is going to blow up in husband’s face spectacularly. People sometimes can get away with it, but not when they tell their spouse they’re doing it and selling to relatives who are in the country and subject to the same legal system.

FAUXTON posted:

I will not get out

reddit posted:

Lol, yeah. OP - you know that old canard about how the husband gets cleaned out in the divorce, wife gets everything and now he's living by the train tracks? You're currently witnessing that situation.

Enchanted Hat posted:

I am relieved to learn that spraying yourself in the face with pepper spray for some stupid livestream is, ultimately, BWM.

CellBlock posted:

I mean, if it got him more subscribers or whatever, maybe he'll still end up net positive on it.

That's the thing with streaming; a lot of full time streamers are terrified that if they stop escalating or whatever, the views/subscriptions dry up. Ninja (the current most watched Twitch streamer) took like a week vacation from streaming or something and 40,000 people unsubscribed.

Krispy Wafer posted:

What happens in this case? Clawbacks on all the property? The buyers know the husband is going through a divorce and the prices are way below market value, so I suspect the wife can force the item's return or sue for 50% of their real value. At least the husband is just hiding the assets, so it's unlikely any of the family members will sell the cars or watches. It's going to be loving beautiful.

My child's friend is a dumbass who stole a pair of AirPods out of the lost & found and at the local roller rink (turns out they belonged to the manager's son). He then sold them to another friend whose parents wouldn't give them back (said they were 'lost'). Dumbass' mom had to pay full price and her son is now banned from the rink. It's not as cool as tens of thousands of dollars in fraud, but he's still young and it looks like he's learning fast.

GoGoGadgetChris posted:

So the gimmick is that the family members would give his poo poo back to him after the divorce, right?

Motronic posted:

In need of some guidence
https://www.reddit.com/r/personalfinance/comments/9dq7cd/in_need_of_some_guidence/

Thanatosian posted:

Don't the family members owe gift taxes for the difference between market value and the price they paid, too?