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canyoneer posted:Sometimes I'm offended at the ads facebook pushes to me I have absolutely nothing in my "likes" section of facebook and scrubbed as much personal detail as I could. Now I get some of the oddest ads, simply because they're targeting 18-40 year old Americans. I get ads for Disney, I get ads for timeshares. I even got one for a cricket match, and I've never, ever watched cricket. It really messes up their algorithms.
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Sep 19, 2018 22:45
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I have seen some discussion over meth testing nonsense. New Zealand created a fake problem by selecting an inappropriate testing level that was used for political gain. If there is some politician pushing for meth testing as an excuse to make people homeless and create a meth testing industry that isn't needed then you may want to refer them to this article. https://www.stuff.co.nz/national/politics/107225424/housing-nz-to-compensate-800-tenants-over-bogus-meth-testing quote:Housing New Zealand will compensate 800 tenants kicked out of their homes for meth tests the agency now admits were wrongly used and not needed. This is a costly disaster that could have been avoided. Even the new cut off point is set ridiculously low. No word on compensating landlords who were misled into major building work because of the testing.
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Sep 19, 2018 23:29
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Lockback posted:Disney is a bit like Vegas in that it can mostly conform to your budget, but with no upper bound. That latter piece is why it can end up ballooning on people who end up spending like 15 grand for 5 days for a family of 4. tha homie owes four thousand dollars in driving violations dude dude
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Sep 20, 2018 01:27
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Lockback posted:
How does one person make this many bad decisions
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Sep 20, 2018 02:38
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brugroffil posted:How does one person make this many bad decisions https://forums.somethingawful.com/showthread.php?threadid=3827922
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Sep 20, 2018 02:44
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edit:  brugroffil posted:How does one person make this many bad decisions it's gotta be one of those things like in mobile app games where like 0.1% of the users represent 98% of the revenue 0.1% of Americans make 98% of the total bad decisions edit: i like that he just kind of glosses over that he defaulted on some loans and bounced some checks when he was younger nbd KYOON GRIFFEY JR fucked around with this message at 02:52 on Sep 20, 2018 |
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Sep 20, 2018 02:49
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Guy buys a bought even though he has no idea how to safely operate it. In the first week this happens: quote:A friend who has never been on a boat, decided that it would be a good idea to buy one... got close to the shore, waves rolled him over... Got it totally trashed the first week... Complete loss... quote:Q: What exactly was he doing going in so close to shore? 
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Sep 20, 2018 04:31
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That’s basically pleasure_boater.jpg though.
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Sep 20, 2018 14:50
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KYOON GRIFFEY JR posted:tha homie owes four thousand dollars in driving violations I imagine the last 3000 dollars worth of tickets has been driving on a suspended license
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Sep 20, 2018 15:36
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BEHOLD: MY CAPE posted:Pediatric ER isn't that bad in my experience. 99% coughs ear infections bumps and bruises, with the chronically ill medically complicated patients usually being admitted directly to their appropriate service such as oncology or cardiology and the grevious heart-wrenching stuff like car accidents usually evaluated by surgeons. Guess your experience can vary a lot by location and even a small dose of child-related sadness can be a lot to cope with but a lot of nurses I knew liked peds ED. Kids among the big hispanic community in my city have been attempting suicide way more frequently since oh 2016 or so and it's driving my mother into early retirement from her job in the ED at the local children's hospital. 
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Sep 20, 2018 15:42
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(edited for readability and bolding) Upside down on Camry. quote:Hey guys/girls, I dug a really deep hole for a 2013 Camry. Should I keep digging? edit: In 2017 the guy bought a 4 year old Camry with 100k miles on it for ~$35,000, mother of god Lockback fucked around with this message at 16:15 on Sep 20, 2018 |
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Sep 20, 2018 15:59
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Lockback posted:(edited for readability and bolding) They would be so much more hosed on almost any other car. Thankfully it's still a fairly reliable car, and they might be able to get through if they don't make any other stupid decisions (lol).
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Sep 20, 2018 16:00
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Nocheez posted:They would be so much more hosed on almost any other car. Thankfully it's still a fairly reliable car, and they might be able to get through if they don't make any other stupid decisions (lol). I'm looking forward to him rolling the negative equity into a new 6 year note on a 2018 challenger.
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Sep 20, 2018 16:03
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Lockback posted:(edited for readability and bolding) I was trying to figure out what he bought it for and then you edited. My god this guy was ripped off. A new Camry right now would cost less than that.
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Sep 20, 2018 16:03
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Bird in a Blender posted:I was trying to figure out what he bought it for and then you edited. My god this guy was ripped off. A new Camry right now would cost less than that. I did my math wrong. He said he's had it for ~18 months and he has 51 more months, so I assume it was probably a 72 month loan(!) at $480 a month. That comes out to just short of $35,000 for the car. It's possible the payments are variable, or the length might have been for a weird length but yeah. Holy poo poo this guy got ripped off. I'm sure there are penalties for paying early too.
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Sep 20, 2018 16:14
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Bird in a Blender posted:I was trying to figure out what he bought it for and then you edited. My god this guy was ripped off. A new Camry right now would cost less than that. Agree the dude got fleeced, but I priced out a Camry the other day and it was just a hair under $40k with the options I wanted. And no I didn't go BWM and buy it, I just like to spec out models I think will be desirable on the used market in a few years.
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Sep 20, 2018 16:18
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What’s the interest rate on that. He says he has 17k remaining in principle but 8500 in interest It sounds like the price of the car was around 25,000 but he’s got like 15% apr or something ridiculous
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Sep 20, 2018 16:18
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Baxate posted:What’s the interest rate on that. He says he has 17k remaining in principle but 8500 in interest If the car was 25k, 12% interest would give him a payment of 489 over 72 months. Looking at 2014,2015 Camry's with around that mileage today it seems like a price of 10k-13k would probably be fair. So he got screwed both on the purchase price and check-cashing-level financing.
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Sep 20, 2018 16:31
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Enos Cabell posted:Agree the dude got fleeced, but I priced out a Camry the other day and it was just a hair under $40k with the options I wanted. And no I didn't go BWM and buy it, I just like to spec out models I think will be desirable on the used market in a few years. You built a new one. This dude has a 5 year old Camry with 1xx,xxx miles on it. Not even close to the same comparison.
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Sep 20, 2018 16:36
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Enos Cabell posted:Agree the dude got fleeced, but I priced out a Camry the other day and it was just a hair under $40k with the options I wanted. And no I didn't go BWM and buy it, I just like to spec out models I think will be desirable on the used market in a few years. i notice our friend does not mention the interest rate on the note the whole point of a BHPH place is you get like a 2002 Ford Escort for like sixty five bucks a week in perpetuity that will last you until you scrape together the cash to buy a more reputable car, drat dude
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Sep 20, 2018 16:36
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I was responding to a post that said you can go out and buy a new one for $25k. Which technically is true, I was just surprised that they go all the way up to 40k now. For a Camry.
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Sep 20, 2018 16:42
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There's always been surprisingly high end Camry packages available and if the last time you priced a Camry was in 2000 or so, inflation probably crept up on you.
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Sep 20, 2018 16:50
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But is 40k too much to pay for a car?
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Sep 20, 2018 16:58
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What the hell? I got my (admittedly lower-mid trim) 2012 Camry for $23,500 brand spankin' new. This guy got crazy ripped off.
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Sep 20, 2018 16:59
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To atone for my bad Camry post, here is a gem I found from a few months back in the r/relationships thread:quote:Boyfriend [23M] mocks me [23F] for not getting a new car that I certainly can't afford.
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Sep 20, 2018 17:03
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quote:He says debt is cool.
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Sep 20, 2018 17:10
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quote:He says debt is cool. Now that's a thread title.
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Sep 20, 2018 17:16
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Moneyball posted:But is 40k too much to pay for a car? it's the right amount to lease a Nissan Altima
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Sep 20, 2018 17:20
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*puts on sunglasses and lights a cigarette* remember kids, debt is cool *blows a smoke ring and skateboards off a cliff into the ocean*
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Sep 20, 2018 17:22
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Enos Cabell posted:I was responding to a post that said you can go out and buy a new one for $25k. Which technically is true, I was just surprised that they go all the way up to 40k now. For a Camry. The hybrid model gets 50mpg. It's crazy.
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Sep 20, 2018 17:31
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Chicks dig plastic...and scars from past financial mistakes.
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Sep 20, 2018 17:37
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This is maybe 30% BWM and 70% BWL but it's crazy enough that I'm posting it anyway: https://www.reddit.com/r/legaladvice/comments/9hakgy/the_house_i_live_in_is_a_biohazard_if_i_tell_my/?sort=top The house I live in is a biohazard, if I tell my doctor could it be condemned? Will my family be homeless? I live in Delaware, USA. So, 2 years ago my family moved into a grand old Victorian house. We were specifically told it was bat free. As soon as we moved in, I started hearing a tremendous commotion in the walls and ceiling of the room I was sleeping in. My parents refused to believe me because they were told by the previous owners it was ‘supposed to be bat free’. They kept up this denial for ages even when they saw a bat literally fly out of the wall. More and more evidence mounted until it became undeniable- there is guano all throughout the walls and on the floor in some rooms, in other rooms it absolutely reeks of guano in the summertime. Over a decade’s worth of guano has been filling this house. One time a pipe froze and burst the ceiling open, and masses of guano came falling out. Every morning it’s like a bat roulette- during the active season chances are you’ll wake up to a bat flying around your room. They’re coming out of the walls on every floor, getting trapped and dying in our closets, baby bats are crawling out of our fireplace, they’re even in the basement for some reason even though bats prefer to live in high up places. In the attic there was evidence of a house fire no doubt exacerbated by their heaps of highly flammable poo poo. Considering how poorly the electric was done here, I am in constant fear of this whole place blowing up like dynamite. Man alive, there are so many bats. So many bats. You can see them leave our roof in droves every evening. This house is a living nightmare of bats and bat poo poo. My parents tried three separate times to remediate the bats- no such luck, it was a huge waste of money. The house is so old, decrepit, huge and its design is so convoluted and inaccessible that with every hole you seal, the bats discover a dozen more. They can fit through holes as small as 1/4th of an inch. And it’s illegal to exterminate them, and my mom refuses to let us try because she ‘likes them’. So ever since we moved here, unsurprisingly everyone has been feeling run down and having chronic respiratory issues. My mom has athsma and she has become so weak and frail it’s frankly distressing, but she refuses to see a doctor. She thinks this house is perfect and gets angry when anyone disagrees. We have a lot of cats and one doesn’t get along with the rest so he has his own private room, unfortunately the only room they could keep him in has a very distinct guano smell and is a bat hotspot. Now part of his lung has collapsed and he struggles to breathe, and I can only imagine it has something to do with the bats. I have pleaded with my parents to rehome him so he doesn’t have to suffer like this, but no avail. Some nights I just wish I could grab him and run away from home. Every time I sleep in that room, I wake up with a low grade fever and pain in my ears, sinuses and neck for days. So I’ve been struggling with chronically feeling ill and then on top of that I developed an extremely rare medication reaction (1 in 20,000 chance) that put me in a specialized hospital for burn victims for a week. Afterwards I was on a high dose of steroids for about a month, and from what I understand this compromises the immune system. I went up to the third floor one day to find something, but the bats are so bad up there there is literally guano spilling out of the electrical sockets. There are dead bats and guano everywhere, covering all of my childhood memories which my parents dumped up there. Anyway. Not long after I start feeling run down, but think nothing of it. Later I nearly collapse at work and have to be sent home- I have a fever, pain all over, shaking, the works. My symptoms have progressed to coughing up yellow bloody crap and stuff oozing out of my eyes, my ears feel like they’re going to explode. I am really sick and not getting much better. I know it’s fully possible I just have a regular bug, but my symptoms also match up histoplasmosis, a disease contracted from a fungus that grows on bat guano. Unlike a regular bug, it can kill you. What makes me consider it especially is how I’ve been chronically sick leading up to getting a lot sicker just after my immune system was compromised. Thanks for reading all that backstory. It’s probably more exposition than necessary, but I have no one else in the world to tell this to. Now here is my actual question- I’ll never know if this is serious or not unless I ask a doctor, in which case I have to explain how I was in constant contact with bats and guano. My mom insists that if I let this information out, they will condemn our house or at least try to force us to remediate the bats, which we can’t afford to do. Can they really do that? I don’t want to risk my whole family becoming homeless over what could be just a normal flu. Please help shed some light on this for me. I’m very isolated and my family is so dysfunctional they can convince me of some pretty crazy stuff.
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Sep 20, 2018 17:39
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have less bats no
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Sep 20, 2018 17:43
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I never said it was bat free. I distinctly wrote 'bat, free' as in you will receive free bats.
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Sep 20, 2018 17:46
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I like the part where they're cat hoarders, but since everything else is so insane you could read the story without even noticing
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Sep 20, 2018 17:52
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Vox Nihili posted:Bats in the Walls, literally Fittingly, Lovecraft was also BWM and only survived on the remnants of his inheritance.
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Sep 20, 2018 17:54
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He and the rest of his family (and pets) are literally dying in this house filled with bats and bat poo poo, jesus gently caress maybe someone can internet detective who this guy is from his Reddit account and save him from himself.
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Sep 20, 2018 18:11
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Vox Nihili posted:BATS This lead me to learning more about rabies than I ever knew before, which pretty much consisted of that episode of The Office
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Sep 20, 2018 18:13
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It sure sounds like being homeless would be a significant upgrade
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Sep 20, 2018 18:17
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Man there is a lot going on with that poster if you start to look. quote:
Honestly pretty depressing because there isn't a lot of ways up without even finishing high school and if her boyfriend did 10 years he's not going to have a heap of great opportunities either. It sounds like both their families a total mess as well. But she needs to get the hell out of the bat house or she's going to be dead.
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Sep 20, 2018 18:33
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