|
builds character posted:interest on your mortgage is tax deductible. except that now due to the lovely tax bill passed late last year, the deduction is limited to 10k a year between interest and property taxes 
|
#
?
Oct 16, 2018 16:15
|
|
|
|
| # ? Jun 8, 2024 17:00 |
|
|
Rhyno posted:THEY ACCEPTED OUR OFFER RIP your money
|
|
#
?
Oct 16, 2018 16:40
|
|
|
Rhyno posted:On the floor even! Still makes me laugh after all these years. Good work! I will tell you what my parents told me when my wife and I bought our first place "With a new house comes a baby". It happened. Then it happened again not long after we built our house (second place). So goongrats on your forthcoming spawn.
|
|
#
?
Oct 16, 2018 17:00
|
|
|
Vasectomy is forthcoming. I ain't a breeder.
|
|
#
?
Oct 16, 2018 17:04
|
|
|
Fo3 posted:They're paying you to take their money? That's not normal, that's insane. Mortgage rates in some EU countries are insanely low right now, which is just making housing bubbles bigger and bigger. I'm paying 1,28% effective rate right now.
|
|
#
?
Oct 16, 2018 17:22
|
|
|
Rhyno posted:Vasectomy is forthcoming. I ain't a breeder. The whole "breeder" moniker is funny to me. How old are you? Be careful about that because you may change your mind, we were one of those steadfast "kids lol no" people for years and I almost got snipped, glad I didn't go that route and had to have it reversed.
|
|
#
?
Oct 16, 2018 17:59
|
|
|
Applebees Appetizer posted:The whole "breeder" moniker is funny to me. Gonna be 40 in Feb my dude. And my wife is firmly against children for fear of passing on her broken DNA. Ditto for me.
|
|
#
?
Oct 16, 2018 18:02
|
|
|
Wife got her tubes tied after the c section, we're done having kids. Two is enough
|
|
#
?
Oct 16, 2018 18:05
|
|
|
Rhyno posted:That is on the agenda. I just have to decide if I'm keeping the other cars. We only have parking for 10.  Congratulations
|
|
#
?
Oct 16, 2018 18:07
|
|
|
BraveUlysses posted:except that now due to the lovely tax bill passed late last year, the deduction is limited to 10k a year between interest and property taxes I believe the interest deduction is separate and limited to the the interest on a 750k mortgage, but the 10k a year for property taxes is lumped with your state interest tax write off. If you live in a place like California that has high income taxes and high property taxes due to high property values, you'll hit that 10k without even trying. I didn't look this up though, so maybe I'm wrong.
|
|
#
?
Oct 16, 2018 18:35
|
|
|
Rhyno posted:Vasectomy is forthcoming. I ain't a breeder. 10/10 Would recommend. Make sure you don't wanna make your own kiddies anymore, though.
|
|
#
?
Oct 16, 2018 19:17
|
|
EVERYWHERE 
|
MomJeans420 posted:I believe the interest deduction is separate and limited to the the interest on a 750k mortgage, but the 10k a year for property taxes is lumped with your state interest tax write off. If you live in a place like California that has high income taxes and high property taxes due to high property values, you'll hit that 10k without even trying. I didn't look this up though, so maybe I'm wrong. You're right! But the tax bill still sucks a lot
|
|
#
?
Oct 16, 2018 19:22
|
|
|
CommieGIR posted:Wife got her tubes tied after the c section, we're done having kids. Two is enough Same, doneskies after 2 except I got the snip which I figured was only fair since she had to push the 2 out.
|
|
#
?
Oct 16, 2018 19:23
|
|
|
BraveUlysses posted:You're right! But the tax bill still sucks a lot Yep, and just today I saw an article today about how the deficit has increased by 17% and it's alarming the same assholes who passed the tax cut, who now call for reductions in social security, medicare, etc.
|
|
#
?
Oct 16, 2018 19:25
|
|
|
I've never wanted to be a father, life worked out okay for me in that department.
|
|
#
?
Oct 16, 2018 19:28
|
|
|
Rhyno posted:I've never wanted to be a father, life worked out okay for me in that department. I was pretty on the fence about it but so far it's awesome. I love that kid more than anything.
|
|
#
?
Oct 16, 2018 20:28
|
|
|
I dont knock parenthood. It's just not for me. My mom is depressed because none of us have kids though.
|
|
#
?
Oct 16, 2018 20:35
|
|
|
redgubbinz posted:This is very true, I was casually looking at houses a few weeks ago and decided...to keep on waiting. Especially since it'd just be me living there. Hello Capital Region Goon. That's a pretty good price, but have you considered buying a flophouse for about $3.50 in northern saratoga county? AMA.
|
|
#
?
Oct 16, 2018 21:59
|
|
|
Rhyno posted:I dont knock parenthood. It's just not for me. My mom is depressed because none of us have kids though. I'm the golden boy because I'm the only one of my siblings with a child. My brother was (very) briefly married, and my sister's fiance passed due to cancer (gently caress cancer - he was a good guy) and wasn't planning to have kids in any case. I'm honestly still not sure I've made a mistake or not, but not like I can undo a 17-year-old. She's not on drugs and hasn't murdered anyone, so there's that, but she's way too like her old man in some respects, for which I apologize to the world profusely.
|
|
#
?
Oct 16, 2018 22:11
|
|
|
Re: parenting, my wife is militantly against ever bearing children, I'm ambivalent at best and our incomes just barely support us and our dogs. So unless she has a huge change of heart and we both get substantial raises in the near future its probably never going to happen. She's the youngest of five and her parents have 11 grandchildren (and tried like hell until a few years ago to get us to add to the pile.) My parents drew the short straw in this regard - I'm the oldest of three and my sister had life-threatening blood clots about 8 years ago (she's on an aggressive regimen of blood thinners to this day) that have all but slammed the door shut on her ever being able to have children. That leaves my brother, who just got out of the army this past spring and is effectively starting his life at 27. Odds aren't looking very good for my parents becoming grandparents.
|
|
#
?
Oct 16, 2018 22:51
|
|
|
Rhyno posted:I dont knock parenthood. It's just not for me. My mom is depressed because none of us have kids though. I didn't mean it like that, wasn't trying to imply it. I get it and respect the choice, it's totally fine to not have kids. Especially if you like doing things spur of the moment, going to restaurants, having money, etc.  Still, there's much worse fates. There's nothing like that kid's face lighting up when she sees me in the morning or after work. 
|
|
#
?
Oct 16, 2018 22:56
|
|
|
Suburban Dad posted:Especially if you like doing things spur of the moment, going to restaurants, having money, etc. I never gave that stuff up, just substituted one thing for another and gave up my fun cars for stability and still being able to do the spur of the moment stuff/going to restaurants.
|
|
#
?
Oct 16, 2018 23:01
|
|
|
I want kids eventually but at the moment I can't afford one. I'm 24 though so I still have quite a bit of time.
|
|
#
?
Oct 16, 2018 23:12
|
|
|
Well, gently caress. CUPW just issued a 72 hour strike notice.  Canada Post is literally the only courier authorized to deliver pot in Ontario once legalization begins. They also have 2 Super Famicoms in their possession that SSS mailed me today. I'm getting double-hosed by this bullshit.
|
|
#
?
Oct 16, 2018 23:21
|
|
|
64bit_Dophins posted:I want kids eventually but at the moment I can't afford one. Protip: You'll never be able to afford it. You just... make room.
|
|
#
?
Oct 16, 2018 23:23
|
|
|
Fermented Tinal posted:Well, gently caress. CUPW just issued a 72 hour strike notice. I believe that's what they call "leverage" Also pot legal tomorrow, Trudeau moving to expedite pot pardons, and end solitary confinment, BC government proposing speculation tax. ....are good things actually possible?
|
|
#
?
Oct 16, 2018 23:23
|
|
|
64bit_Dophins posted:I want kids eventually but at the moment I can't afford one. what are you using for bait?
|
|
#
?
Oct 16, 2018 23:28
|
|
|
Powershift posted:I believe that's what they call "leverage" The CBC headline is "Speculation tax tabled by B.C. government". Funny how that means the exact opposite thing in the U.S.. Tabled means taken off the table, gotten rid of down here.
|
|
#
?
Oct 16, 2018 23:31
|
|
|
Powershift posted:....are good things actually possible? With the shitshow that's US politics and a feeling of general  as all these horrible people continue to hold power (and even if removed and punished for their numerous crimes, it's still a shame how long they were/are allowed to operate) it's nice to see that maybe things can get a little brighter up north. Shame on Ontario for electing Trump-lite as their premier though.
|
|
#
?
Oct 17, 2018 00:27
|
|
|
Rhyno posted:On the floor even! On the floor you own!
|
|
#
?
Oct 17, 2018 02:30
|
|
|
FAT32 SHAMER posted:(give me your stuff pls tia  My jita stuff:  And its a Wyvern, but I can't login with it because its still in dek.  Plus all the ships scattered around.Wish I'd put 20b into plex before I left. Jesus. 3b each?! ilkhan fucked around with this message at 03:06 on Oct 17, 2018 |
|
#
?
Oct 17, 2018 03:04
|
|
|
Suburban Dad posted:I didn't mean it like that, wasn't trying to imply it. I get it and respect the choice, it's totally fine to not have kids. Especially if you like doing things spur of the moment, going to restaurants, having money, etc. Oh I knew what you meant! One of the main things that kept me in comic book retail for so long was the joy of handing a kid a comic book with their hero and just seeing that glow on their face. I do miss those interactions. But gently caress that job because I'm getting me a HAUS.
|
|
#
?
Oct 17, 2018 03:38
|
|
|
Rhyno posted:I dont knock parenthood. It's just not for me. My mom is depressed because none of us have kids though. And you know, there's always adoption or fostering if you ever change your mind. Lots of kids need homes out there. Anywho, congrats on the (potential) new house!
|
|
#
?
Oct 17, 2018 04:07
|
|
|
QuarkMartial posted:And you know, there's always adoption or fostering if you ever change your mind. Lots of kids need homes out there. I'm dropping off the initial check in the morning, our lender is taking care of the money stuff on Thursday and we're going to schedule our inspection shortly. We're moving quickly and set to close right at Thanksgiving. I'm jumping the gun slightly but I'm going to pick up some paint swatches. The basement is finished but a bit tired so I want to get that painted as soon as we take possession as it's where all my doofy nerd crap is going.
|
|
#
?
Oct 17, 2018 04:13
|
|
|
Don't cheap out on paint. Cheap paint doesn't save much if any money in the end but it will take a lot more time as you paint the same walls over and over to get good coverage. Pittsburg Paramount worked really well for me. My house had 5 different colors + a bunch of wall patching and I painted over everything with 1 coat of Paramount applied with a power roller. I can't tell where my patches were and I don't notice any differences from the various previous colors. The little 4" trim rollers with the microfiber roller covers are fantastic for doing the corners and top/bottom of walls.
|
|
#
?
Oct 17, 2018 04:34
|
|
|
If you haven't get the biggest rear end in a top hat picky home inspector. This is not the one your agent will recommend.
|
|
#
?
Oct 17, 2018 04:43
|
|
|
Well, as the clock creeps forward to midnight, recreational  is officially legal in all of  .Friendly reminder to have the snacks at home before so you don't have to leave your house while baked to get your fix.
|
|
#
?
Oct 17, 2018 05:23
|
|
|
Yay, managed to break the glass on the front of my phone. I think its the last straw for this ZTE piece of poo poo. I think I'm going to pick up a nokia 6.1 plus from amazon and use it. It should be compatible with all the t-mobile LTE bands and be more durable than this turd. First time I've ever broken a phone screen from dropping it.
|
|
#
?
Oct 17, 2018 05:58
|
|
|
Elmnt80 posted:Yay, managed to break the glass on the front of my phone. I think its the last straw for this ZTE piece of poo poo. I think I'm going to pick up a nokia 6.1 plus from amazon and use it. It should be compatible with all the t-mobile LTE bands and be more durable than this turd. First time I've ever broken a phone screen from dropping it. It's durable but if you drop it, it will get little dents in the metal. I got a case on Amazon that was really cheap ($8?) and it works well. Also, I don't know if they've fixed it, but the stock camera often freezes and doesn't save images. I've been using Open Camera. If you try and use HDR that still can freeze the phone but it'll usually come back eventually.
|
|
#
?
Oct 17, 2018 06:35
|
|
|
|
| # ? Jun 8, 2024 17:00 |
|
|
nm posted:If you haven't get the biggest rear end in a top hat picky home inspector. This is not the one your agent will recommend. This, so loving much. Years ago an old roommate got burned bad buying a foreclosure. The roof was sagging (badly) over the kitchen, no grounds at most of the outlets in the house, ceiling fan turned out to be hanging by the wires, dryer exhaust went into the attic, and for the master bedroom + hall bath, you'd have to kick the wall to get the lights to turn on. I went up in the attic when I got frustrated with the lights. Flying splices on the line feeding both rooms. Not even wire nutted, just twist and tape (with solid core romex), with the grounds snipped, laying on the other side of the ceiling (also, no insulation... at all). The lights in the entire house also pulsed anytime the washer was running (only while on agitate, though). Always suspected a loose neutral, but roommate didn't want anyone loving with the (FPE) breaker panel. I went through so drat many PC power supplies there. She used the inspector the SELLER'S agent recommended, who happily rubber stamped the house as having no problems whatsoever. redgubbinz posted:This is very true, I was casually looking at houses a few weeks ago and decided...to keep on waiting. Especially since it'd just be me living there. It's all about the neighborhood. In Austin's Hyde Park (probably the most expensive part of Austin outside of downtown), a smallish 2 bedroom condo on a very busy road will set you back a quarter mil. Bump it to a million, and you get this. Get out to the suburbs, and you can get a huge house with a neighborhood airstrip. 19 miles (along with a city and county difference) separates those properties. The old one in Hyde Park is much more appealing to me personally. Elmnt80 posted:Yay, managed to break the glass on the front of my phone. I think its the last straw for this ZTE piece of poo poo. I think I'm going to pick up a nokia 6.1 plus from amazon and use it. It should be compatible with all the t-mobile LTE bands and be more durable than this turd. First time I've ever broken a phone screen from dropping it. Moto G5 Plus can be had used for $100-150, and supports all T-Mobile bands that were out when it was released, except for band 12 (... still has better reception than my Essential PH-1, which does support band 12). Camera and display aren't great, but if you're coming from ZTE, I think a View Finder or Lite-Brite would be an upgrade. It's pretty quick for a lower end phone, and the base model has 3GB RAM. randomidiot fucked around with this message at 07:08 on Oct 17, 2018 |
|
#
?
Oct 17, 2018 07:04
|
|
