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Lockback posted:Stupid strip club visit put me 8k in debt Eight thousand dollars. That's 26,192 cans of coke at Costco, 5,755 egg and cheese biscuits at McDonalds, 853 movie tickets, 8 nights at the Tahiti Four Seasons, a used 2014 Fiat 500, or 3 hours in the Miami champagne room lol.
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Nov 12, 2018 22:29
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Residency Evil posted:Listen man I budget for a certain number of lap dances and I'm done. YNABJ
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Nov 12, 2018 22:36
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Fhqwhgads posted:YNABJ
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Nov 12, 2018 22:39
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Fhqwhgads posted:YNABJ
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Nov 12, 2018 22:44
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EAT FASTER!!!!!! posted:Eight thousand dollars. That's 26,192 cans of coke at Costco, 5,755 egg and cheese biscuits at McDonalds, 853 movie tickets, 8 nights at the Tahiti Four Seasons, a used 2014 Fiat 500, or 3 hours in the Miami champagne room lol. Or 80 handjobs, apparently. Edit: sorry, accounting for inflation it's actually more like 69 handjobs the onion wizard fucked around with this message at 23:08 on Nov 12, 2018 |
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Nov 12, 2018 23:04
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the onion wizard posted:Or 80 handjobs, apparently. 
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Nov 12, 2018 23:18
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Ur Getting Fatter posted:No, wait 
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Nov 12, 2018 23:24
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Fhqwhgads posted:YNABJ Perfect.
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Nov 12, 2018 23:50
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My BF's parents are transferring all their assets to him to commit fraud for benefitshttps://www.reddit.com/r/RedPillWomen/comments/9wh5l0/my_bfs_parents_are_transferring_all_their_assets/ posted:I found RPW community to be much more mature and realistic than the /r/relationship...so first, thank you all for reading. BWM qualifications: "Great parents" & "family values" but actually fraud of some kind? Check. Not knowing what you're signing? Check. Taking on financial responsibilities you can't afford? Check. Doing this to your soon to be spouse before tying the knot? Okay maybe not BWM but probably BWL.
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Nov 13, 2018 00:13
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Factor Mystic posted:My BF's parents are transferring all their assets to him to commit fraud for benefits The bf is dumb as hell, but I love that people think they can do massive transfers of assets to try scam benefits without it being thoroughly investigated and finding themselves in hot water. How exactly do they expect the transfer of a house to go unnoticed? It's absurd. Also lol @ redpillwomen, good god Edit lol: I love that the top comment in that thread sorted by best is someone pointing out that the bf won't be able to qualify for a FHA loan if he goes through with the scheme. Lol, way to really focus on the important stuff
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Nov 13, 2018 00:31
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Fhqwhgads posted:YNABJ
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Nov 13, 2018 00:36
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Fhqwhgads posted:YNABJ mods, thread title, etc
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Nov 13, 2018 00:42
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Fhqwhgads posted:YNABJ
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Nov 13, 2018 00:48
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Nov 13, 2018 01:12
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INABJ
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Nov 13, 2018 01:26
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Residency Evil posted:INABJ I mean, who doesn’t?
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Nov 13, 2018 02:38
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Residency Evil posted:INABJ It's been a while since I've taken a Myers-Briggs but this sounds accurate for me
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Nov 13, 2018 02:43
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EAT FASTER!!!!!! posted:Eight thousand dollars. That's 26,192 cans of coke at Costco, 5,755 egg and cheese biscuits at McDonalds, 853 movie tickets, 8 nights at the Tahiti Four Seasons, a used 2014 Fiat 500, or 3 hours in the Miami champagne room lol. PBUC!
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Nov 13, 2018 03:33
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EAT FASTER!!!!!! posted:Eight thousand dollars. That's 26,192 cans of coke at Costco
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Nov 13, 2018 06:52
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Fun fact— lots of strip club ATMs charge a percentage based rake. I’ve known enough people who got ripped off like this at a wide variety of clubs. So, don’t bring your plastic. Or any way to pay beyond cash.
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Nov 13, 2018 07:49
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Virigoth posted:PBUC! PUBIC!
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Nov 13, 2018 08:03
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The new hotness is the Unavailable Fund Penalty where they charge you for trying to use the cash they're holding for ya. https://en.m.wikipedia.org/wiki/Unavailable_funds_fee I got dinged eleven bucks a pop for four UAFs when I tried to withdraw more than my daily withdrawal limit at a casino atm 
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Nov 13, 2018 08:05
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That’s delightful.
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Nov 13, 2018 12:17
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HOOOOOOO doggie, this is a bad one http://archive.is/Rr9L0 quote:Hello, I was trading cryptocurrency for many people and ended up losing all the money including my own by doing large volume trading etc. All the money given wasn't signed on paper or anything. They sent it to a broker and he sent it to me in bitcoin and I traded with it. Just out of a trust and now I am getting pressured by everyone to give their money back. I ended up losing everything, including my own. I am 27 years old and lost my health, job, family, friends and now I am taking counselling free under my Canadian government, I have no assets as I live with my parents. What is the best way to settle this? I'm suicidal right now as well and under alot of stress because I want to makes things right. My intent was to help everyone make money because I was doing well, and I ended up gaining nothing but hurt from all this. Is there any legal case here against me? quote:My issue is I guaranteed returns through text messages. Like oh don't worry I will do it for you
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Nov 13, 2018 13:35
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I still wonder where he or she is in Canada that a provincial health insurance plan covers counseling.
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Nov 13, 2018 14:00
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Subjunctive posted:I still wonder where he or she is in Canada that a provincial health insurance plan covers counseling. Each province has a mental health agency that provides free counselling and addiction services.
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Nov 13, 2018 14:27
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TVsVeryOwn posted:Each province has a mental health agency that provides free counselling and addiction services. Do they provide gambling addiction services
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Nov 13, 2018 14:40
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"I make enough money but make bad decisions. Should I make another bad decision?" 119K in student debt, 90K in personal debt - cash out 401k to pay? quote:The title pretty much says it all. Bottom line is that I have a major liquidity problem due to debt repayment obligations (all current...for now). This causes me to go further into debt each month. I have 60K in my 401k. Retirement is at least 30 years off (if ever). Would it be wise to cash this out now to get a handle on things? If used strategically, I would then be cash positive each month. The question is would it be worth it given the taxes and penalties?
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Nov 13, 2018 15:12
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Lol "please give me advice from the perspective of there is no alternative other than to do what I'm asking if I should do"
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Nov 13, 2018 15:15
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They should just rename /r/personalfinance to /r/validatemyterriblechoices
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Nov 13, 2018 15:18
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r/iknewiwasmakingamistake
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Nov 13, 2018 15:20
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r/idefinietelyaskedforthis
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Nov 13, 2018 15:21
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TVsVeryOwn posted:Each province has a mental health agency that provides free counselling and addiction services. I didn’t know that was done outside of hospitals, at least in Ontario. I’ve always paid out of pocket!
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Nov 13, 2018 15:21
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Subjunctive posted:I didn’t know that was done outside of hospitals, at least in Ontario. I’ve always paid out of pocket! I just generalized my experience in BC to the other provinces, oops. Looks like in Ontario they're provided by CMHA Ontario, a non-profit.
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Nov 13, 2018 15:34
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GoGoGadgetChris posted:The new hotness is the Unavailable Fund Penalty where they charge you for trying to use the cash they're holding for ya. If your available balance is negative, you probably overdrew your account. HTH.
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Nov 13, 2018 15:39
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therobit posted:If your available balance is negative, you probably overdrew your account. HTH. That's not what he's saying. Many accounts/debit cards have a limit where you can only withdraw a certain amount by card each day - maybe $500. Even if you have $10,000 in your account, they'll only let you pull a certain amount in cash from ATMs, if you want more you need to go to a branch office. He's saying that in addition to denying the withdrawal over their limit, they also charge a fee for the privilege. Pulling out cash from an ATM repeatedly while gambling is a terrible idea anyway, but it's different than overdrawing your account.
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Nov 13, 2018 15:45
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greazeball posted:HOOOOOOO doggie, this is a bad one http://archive.is/Rr9L0 I've found a solution. https://en.legion-recrute.com/
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Nov 13, 2018 15:49
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Ashcans posted:That's not what he's saying. Many accounts/debit cards have a limit where you can only withdraw a certain amount by card each day - maybe $500. Even if you have $10,000 in your account, they'll only let you pull a certain amount in cash from ATMs, if you want more you need to go to a branch office. He's saying that in addition to denying the withdrawal over their limit, they also charge a fee for the privilege. Is applying for an increase to your credit card while at a slot machine still an available feature? I read about it in Addiction by Design.
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Nov 13, 2018 15:50
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therobit posted:If your available balance is negative, you probably overdrew your account. HTH. Reading comprehension is an issue for you, isn't it. Distinct from an NSF fee which occurs when you try to withdraw more money than is in your account, this occurs when you withdraw more than the arbitrary limit that your bank has put on your card. So if you had $10,000.00 in your account with a daily limit of $1,000.00 and you withdraw $2,000.00 to blow on strippers in one night, you've got enough money in your account that you haven't overdrawn, but you'll get dinged with a fee anyway because the bank decided you should only be able to access $1,000.00 from your account from an ATM in a daily basis. At a bank ATM it usually just refuses the withdrawal and is a way limit the damage someone who's stolen your debit card can do, but at these pay per use ATM's it seems like it just racks up more fees  E: well this thread moves faster than I can type on my phone.
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Nov 13, 2018 15:59
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TVsVeryOwn posted:Is applying for an increase to your credit card while at a slot machine still an available feature? I read about it in Addiction by Design. Now that's just straight up evil. Gambling on a credit card is particularly BWM beyond all the immediate things that pop into your head, the transactions are treated as "cash-like" and begin accruing interest immediately at the undoubtedly high credit card interest rate, I think some even have a higher rate for those transactions types but it'll depend on the card.
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Nov 13, 2018 16:06
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