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PainterofCrap posted:Report it immediately. You have coverage for additional living expenses (ALE), including a place to live & the cost of meals if you;re oin a hotel temporarily. Please do this. Take lots of date stamped pics too.
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Jan 13, 2019 05:44
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Wasabi the J posted:gently caress don't trust a landlord
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Jan 13, 2019 10:12
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cakesmith handyman posted:
I don't know about you but I like to have at least a modicum of trust in my sexual partners
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Jan 13, 2019 11:08
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Fellow Missourian here, don't trust Missouri landlords, our state sucks for tenant protection laws. Hope things work out thought!
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Jan 13, 2019 21:35
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Started a rental insurance claim but we're staying with my parents so really the only thing I can think of to claim so far would be all the groceries in the fridge that will go bad since we have no power. Here's the outside of the bedroom where the wall broke. You can see the Google Fiber line sheared right through as well.  In crappy construction content, we don't have any gutters so the fascia is all rotting. Edit: I will be sure to update the thread with any interesting happenings.
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Jan 14, 2019 00:43
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Have them charge you rent up to the amount insurance pays for?
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Jan 14, 2019 01:23
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sadus posted:Have them charge you rent up to the amount insurance pays for? What does this even mean? That’s not how renters insurance works I’m pretty sure.
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Jan 14, 2019 01:28
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Burt Sexual posted:What does this even mean? That’s not how renters insurance works I’m pretty sure. My buddy rents a condo that flooded due to a roofing project that was done poorly and his renters insurance found him a place to live. he just pays whatever his rent was before and the insurance co pays whatever the difference is.
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Jan 14, 2019 01:37
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Technically, ALE pays your incurred expenses over and above your normal ones. So, let's say your LL does have you move into another of his properties while that one is being fixed, and charges you $300 more per month to stay there. Your ALE coverage would reimburse you the $300 difference - since you would ordinarily be paying rent at you agreed lease amount anyway. That's only in that scenario, however; if you stay at a hotel, they'll reimburse you the full cost of the hotel.
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Jan 14, 2019 02:02
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PainterofCrap posted:Technically, ALE pays your incurred expenses over and above your normal ones. I’ve only stayed in hotels, for a loving month. With a dog and wife. Fun poo poo.
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Jan 14, 2019 02:06
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I am not currently incurring any costs for staying anywhere, as we are staying with my parents for the time being. I'm hoping that the house will only need a new roof and we can stay there while that happens, but I think the bedroom wall that has a hole clear through it will need some significant work, and we obviously can't sleep there while that happens. I don't think we'll move to the landlord's more expensive house unless we really really like it. We hate the current house but the rent is extremely cheap and the location is great. We've been saving up to buy a house in a couple years and spending more on rent will put us way behind. I didn't really mean for this to become "My E/N Smashed House Insurance Thread."
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Jan 14, 2019 03:11
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HelloIAmYourHeart posted:I am not currently incurring any costs for staying anywhere, as we are staying with my parents for the time being. Has the landlord suspended your requirement to pay rent? If you're not living in the house, you shouldn't be paying anything for it. If you pay in advance, have you arranged for a refund of monies paid for the time not spent in the house?
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Jan 14, 2019 04:10
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HelloIAmYourHeart posted:I am not currently incurring any costs for staying anywhere, as we are staying with my parents for the time being. I'm hoping that the house will only need a new roof and we can stay there while that happens, but I think the bedroom wall that has a hole clear through it will need some significant work, and we obviously can't sleep there while that happens. Bro if having a tree smash your weird gutterless house doesn't entitle you to vent I don't know what does.
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Jan 14, 2019 04:20
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Sign a rental agreement with your parents for a reasonable amount, and then get your insurance to pay for it.
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Jan 14, 2019 04:20
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Megillah Gorilla posted:Has the landlord suspended your requirement to pay rent? Meh; unless there's an abatement provision (or local owner-tenant-landlord statutes), tenants are contractually required to pay or risk being in violation of the lease, especially in the event of a casualty loss to the premises (keeping in mind that if the place was a total loss, it's somewhat irrelevant). That having been said, there's nothing stopping the LL from being a decent human being & waiving the rent. I have seen it done. Leperflesh posted:Sign a rental agreement with your parents for a reasonable amount, and then get your insurance to pay for it. Just a handwritten note will do. Really. Unless Mom & Dad are being extremely avaricious jackwagons, in which case I'll have a few questions and will be requiring a SS & a 1099. PainterofCrap fucked around with this message at 04:38 on Jan 14, 2019 |
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Jan 14, 2019 04:34
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Leperflesh posted:Sign a rental agreement with your parents for a reasonable amount, and then get your insurance to pay for it. This is what I was going for. It doesn't have to be much. Talk to your adjuster.
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Jan 14, 2019 04:36
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PainterofCrap posted:Meh; unless there's an abatement provision (or local owner-tenant-landlord statutes), tenants are contractually required to pay or risk being in violation of the lease, especially in the event of a casualty loss to the premises (keeping in mind that if the place was a total loss, it's somewhat irrelevant).  I sometimes forget the US doesn't have consumer protections and rights.That sucks for him. Having to pay for a house you can't even live in 
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Jan 14, 2019 04:41
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Megillah Gorilla posted:
something seems really dumb about this statement
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Jan 14, 2019 14:49
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HelloIAmYourHeart posted:I am not currently incurring any costs for staying anywhere, as we are staying with my parents for the time being. I'm hoping that the house will only need a new roof and we can stay there while that happens, but I think the bedroom wall that has a hole clear through it will need some significant work, and we obviously can't sleep there while that happens.
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Jan 14, 2019 17:30
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https://twitter.com/extremely_wet/status/692052617074229252
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Jan 15, 2019 00:21
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https://mobile.twitter.com/scarytoilet https://mobile.twitter.com/scarytoilet/status/1084324862494158848
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Jan 15, 2019 00:29
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Queen_Combat posted:https://mobile.twitter.com/scarytoilet New season of Westworld looking better than the last.
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Jan 15, 2019 00:31
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Queen_Combat posted:https://mobile.twitter.com/scarytoilet "This media may contain sensitive material." lol
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Jan 15, 2019 00:35
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I'm just kind of surprised no goon ever made a gingerbread groverhaus
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Jan 15, 2019 02:23
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It would drive you insane to try, like attempting Rachmaninov’s Piano Concerto No. 2
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Jan 15, 2019 03:52
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Saw this while making a punch list today. It passed inspections, who am I to argue  Edit: img tags not working for some reason:  Thanks goon below! Sloppy fucked around with this message at 05:40 on Jan 15, 2019 |
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Jan 15, 2019 04:24
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Link directly to the image, ends in .jpg
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Jan 15, 2019 04:37
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Sydney Opal Tower report finds series of defects that will take 'weeks' to repair Report author says the building at Olympic Park will effectively be a construction site, and residents should not move back in ... The report found the building was structurally sound and not in danger of collapsing, but had many construction defects. Two hob beams had “safety [standards] lower than required by standards”, a dowel bar between a hob beam and a panel “was observed to be incomplete”, precast concrete panels were found to be 200m wide, instead of 180mm, and a series of reinforcing bars were found to be 20mm, instead of 28mm. Asked if these were significant faults, Hoffman said it was too early to tell. The report concluded that engineers needed more information to make definitive conclusions about the cause or causes of the damage. https://www.theguardian.com/australia-news/2019/jan/15/sydney-opal-tower-report-defects-weeks-repair More weight and less support than designed. This is fine
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Jan 15, 2019 06:12
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Synthbuttrange posted:precast concrete panels were found to be 200m wide, instead of 180mm I wish this were true
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Jan 15, 2019 06:37
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Sloppy posted:Saw this while making a punch list today. It passed inspections, who am I to argue Goons poo poo on you for cutting the middle of engineered beams, now goons poo poo on you if you cut away the bearings?? So picky.
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Jan 15, 2019 07:12
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Winter Stormer posted:I wish this were true
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Jan 15, 2019 11:07
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I feel for you. I'm in the metro as well and my power just came back yesterday after going out around 8:30 Saturday morning. Our lines are buries though, so we just had to wait until something upstream was fixed. The snow did take down half of one of my gutters though. I guess it was loose and the added weight tore one side off.
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Jan 15, 2019 16:49
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I found this when I was removing a TV from a wall mount this afternoon in a restaurant. Every one of those was screwed into a drywall anchor, and at some point it's got to be cheaper to just buy a little bag of washers. Doesn't make any cents to me. 
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Jan 15, 2019 22:25
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The Human Cow posted:I found this when I was removing a TV from a wall mount this afternoon in a restaurant. Every one of those was screwed into a drywall anchor, and at some point it's got to be cheaper to just buy a little bag of washers. Doesn't make any cents to me. Jesus. At that wide, they could have at least hit one stud... What's the middle wafer of a penny made from now? Zinc?
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Jan 15, 2019 22:57
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kid sinister posted:Jesus. At that wide, they could have at least hit one stud... There's gotta be a stud between the outlets and the network jacks, right? I understand using the pennies becuase $0.16 is way less than needing to go back to the hardware store, but not putting a single one into a stud boggles my mind.
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Jan 15, 2019 23:06
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eh, it's not a full motion mount, so 16 anchors holding up an average weight panel at ~50lb is about 3 pounds per anchor.
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Jan 16, 2019 02:44
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you can see they marked a stud in pencil and there's two screws in one of the little areas, extra one for the stud?
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Jan 16, 2019 02:57
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Yeah. They put two screws in the stud, and enough screws that drywall anchors of basically any kind would be fine, and pennies are certainly the cheapest you can get a washer if you're buying less than like 1000 washers.
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Jan 16, 2019 04:59
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I thought those outlets looked weird, but they're AFCI 120v? I've used some AFCI breakers but not outlets yet, what's the point of the extra slots?
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Jan 16, 2019 05:11
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sadus posted:I thought those outlets looked weird, but they're AFCI 120v? I've used some AFCI breakers but not outlets yet, what's the point of the extra slots? Those are just regular 20A outlets. No comment on if the wiring is up to 20A or not.
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Jan 16, 2019 05:14
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