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Overall joining your union is better than not joining it because atleast you can get a pulse on what's going on in your industry through newsletters ect. At most you can unionise the workplace.
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Feb 6, 2019 02:35
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I'm in AEU but due to the nature of what I do the union's focus is rarely on issues that are affecting me and others like me (school service officers in paraprofessional roles). Last EB agreement they came up with some promise that certain aspects would be reviewed and changed. 3 years later and I'd heard nothing about it and had pretty much given up, and out of nowhere a bunch of really decent changes to policies and guidelines got pushed to the intranet, I'm getting my first PD review in literally a decade. It did happen eventually, and what I keep in mind rather than being pissed off at how slow it was, it's not just about me, it's about the people who will come after me too who will benefit from these changes.
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Feb 6, 2019 02:49
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Maybe going to Townsville as part of the QFES response team. Mud city.
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Feb 6, 2019 02:53
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tithin posted:Likewise, the FSU. my workplace, a bank, somehow has coverage from both the FSU (whom i have never seen or heard from, but are mentioned in the EBA), and the ASU who currently have a rep sitting in the lunchroom and was unannounced and are sitting playing on their mobile phone. how does dual representation even work, do they dilute each others bargaining power?
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Feb 6, 2019 02:53
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I hope the CFMEU eats all of the other unions
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Feb 6, 2019 02:59
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TheMightyHandful posted:my workplace, a bank, somehow has coverage from both the FSU (whom i have never seen or heard from, but are mentioned in the EBA), and the ASU who currently have a rep sitting in the lunchroom and was unannounced and are sitting playing on their mobile phone. I'm in a similar position. I'm professionally staff at a uni. My options are NTEU (who represent academic and professional staff )or CPSU. I went with NTEU because it makes sense for the academics and professional staff to be putting up a united front. Also I believe CPSU has previously caved when EBAs came up and the NTEU held out and won more rights.
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Feb 6, 2019 03:11
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Endman posted:I hope the CFMEU eats all of the other unions I would rather not see other effective unions in non-construction industries subsumed by the CFMEU.
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Feb 6, 2019 03:12
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TheMightyHandful posted:my workplace, a bank, somehow has coverage from both the FSU (whom i have never seen or heard from, but are mentioned in the EBA), and the ASU who currently have a rep sitting in the lunchroom and was unannounced and are sitting playing on their mobile phone. I honestly have no idea, my current employer (for the remainder of this week) only recognises the FSU, and they're abso-loving-lutely useless.
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Feb 6, 2019 03:15
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Steve Holt! posted:So basically any time Labor attempts to do anything in parliament it's a political game, got it. Conservative MO. Accuse others of your own failings.
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Feb 6, 2019 03:16
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Endman posted:I hope the CFMEU eats all of the other unions unions of the world unite!
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Feb 6, 2019 03:17
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Gridlocked posted:Maybe going to Townsville as part of the QFES response team. Mud city. I got asked to be part of the Lifeline team to be deployed, but I can't as I have a major deadline next week and I can't push it back.
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Feb 6, 2019 03:17
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tithin posted:I honestly have no idea, my current employer (for the remainder of this week) only recognises the FSU, and they're abso-loving-lutely useless. ?!
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Feb 6, 2019 03:17
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didn't cmfeu come out in support of the adani mine awhile back. it makes sense i guess if very shortsighted but it's still pretty lovely
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Feb 6, 2019 03:26
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After the royal commission tithin decided to announce his Retirement
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Feb 6, 2019 03:31
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firing gun emoji
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Feb 6, 2019 03:33
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Knorth posted:didn't cmfeu come out in support of the adani mine awhile back. it makes sense i guess if very shortsighted but it's still pretty lovely They continue to apply pressure to the ALP to leave it alone.
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Feb 6, 2019 03:35
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tithin posted:firing gun emoji Ouch, sorry mate. No good news coming out of that place.
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Feb 6, 2019 03:37
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JBP posted:They continue to apply pressure to the ALP to leave it alone. Yeah, they seem to just want it to play out how it plays out kinda like QLD Labor seems to be approaching it. They have raised the issue before the Batman by election that alienating Central Queensland voters and losing seats there to retain Batman doesn't help the party at all. Haven't heard much more since really.
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Feb 6, 2019 03:41
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  Thanks to Korgan for making these.
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Feb 6, 2019 03:46
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tithin posted:
I didn't make them dude, I stole them like I steal bear memes
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Feb 6, 2019 03:49
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Korgan posted:I didn't make them dude, I stole them like I steal bear memes Too late, I told them that you made it you wouldn't make a liar out of me now, would you? also; you should post more bears
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Feb 6, 2019 03:51
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wheres the best place to do a sparky pre-app these days?
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Feb 6, 2019 04:14
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Uhhhh does anyone know enough to comment on this, because uhh lol.. https://www.change.org/p/federal-treasurer-josh-frydenberg-save-the-mortgage-broking-industry
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Feb 6, 2019 04:19
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If the govt. loses a vote in the House of Reps and ScroMo "simply ignores it" rather than call an election, wouldn't there immediately be a motion of no confidence, and wouldn't the government certainly lose it, and then there'd be an election anyway? Am I missing anything here? Like just because one guy decides to ignore convention, doesn't mean they're all going to.
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Feb 6, 2019 04:22
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I don't see why they'd certainly lose it. That would be up to the independents, who AFAIK still don't want to bring down the government. But I guess this close to an election you never know.
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Feb 6, 2019 04:25
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Depends how pissed McGowan might be with the govt.
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Feb 6, 2019 04:29
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hooman posted:Uhhhh does anyone know enough to comment on this, because uhh lol.. I mean the basics are that the RC recommends that mortgage brokers no longer be paid by the lender, but instead the borrower. Currently, a broker is paid a commission by a lender for sending a loan their way. This may be based on the total size of the mortgage (including interest), meaning that it is commercially beneficial for the broker to send the borrower to a lender where they will be paying more over the life of the loan. Also, different lenders offer different commission structures so they are incentivised to promote whichever lender offers a better commission to them, rather than a better service to the borrower. Changing this would be an existential threat to the mortgage broker industry because the number of people who would choose to go to a broker with a $5-10k fee, instead of just going on a market comparison site and applying directly to whichever lender that points them to, is approximately zero. There’s an argument to be made that it will reduce competition by making it much harder for smaller lenders to attract borrowers, but gently caress mortgage brokers.
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Feb 6, 2019 04:33
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tithin posted:firing gun emoji Hopefully you got a golden parachute, friend. Or maybe just a parachute.
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Feb 6, 2019 04:33
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Wheezle posted:I don't see why they'd certainly lose it. That would be up to the independents, who AFAIK still don't want to bring down the government. Right, because they know they might be out too.
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Feb 6, 2019 04:34
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Solemn Sloth posted:I mean the basics are that the RC recommends that mortgage brokers no longer be paid by the lender, but instead the borrower. Currently, a broker is paid a commission by a lender for sending a loan their way. This may be based on the total size of the mortgage (including interest), meaning that it is commercially beneficial for the broker to send the borrower to a lender where they will be paying more over the life of the loan. Also, different lenders offer different commission structures so they are incentivised to promote whichever lender offers a better commission to them, rather than a better service to the borrower. Thanks for that, I saw it and my initial reaction was lol no, but then I realised it was an LNP royal commission on behalf of the banks so I wasn't sure so figured I'd ask.
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Feb 6, 2019 04:39
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Solemn Sloth posted:I mean the basics are that the RC recommends that mortgage brokers no longer be paid by the lender, but instead the borrower. Currently, a broker is paid a commission by a lender for sending a loan their way. This may be based on the total size of the mortgage (including interest), meaning that it is commercially beneficial for the broker to send the borrower to a lender where they will be paying more over the life of the loan. Also, different lenders offer different commission structures so they are incentivised to promote whichever lender offers a better commission to them, rather than a better service to the borrower. Most of not all banks have recently changed commission structure from the funding amount to the drawn amount. (Brokers getting their clients to borrow $1m, drawing down say $100k and still getting the commission on the whole $1m.) as you can imagine the outrage was hilarious.
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Feb 6, 2019 04:40
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MysticalMachineGun posted:Aunty in Queensland is sharing Fraser Anning posts about "rargh we gave money to Indonesia why don't they give us money for the floods rargh" and Anning being a complete Nazi loving screwball aside, what kind of piece of poo poo do you have to be to make such demands, seriously. I follow Higgins Storm Chasing on Facebook, it's full of Queenslanders. I read comments masochistically out of a futile hope to witness rednecks beginning to connect the dots on climate change, only to see such thoughts crushed by angry Blundstones. What I find instead particularly with Townsville is 800 billion varieties of "When will Indonesia send us money?" and "I'll bet the government keeps sending money overseas instead of to true blue underwater rinky dinks?" and "Pray for rain down south, southern Queensland I mean." or they tease me with stuff like "Wish that drat global warming never going to rain again would kick in. Can someone call flannerry" but todays winner is Janet "Bovine" Consequences posted:"Rather than complain you should all be praying to the one true God he is the Author of life. The sins of the nation affect the land and Qld has allowed abortion in by politicians andnwe are all responsible. Every drop of blood shed affects our land in a spiritual consequence. We reap what we sow." Fraser Anning is absolutely typical of the trash floating around up there.
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Feb 6, 2019 04:44
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JBP posted:I would rather not see other effective unions in non-construction industries subsumed by the CFMEU. You're right. I hope the ANMF eats all of the other unions, guillotines the SDA and leads all workers to organise and negotiate at a nationwide level.
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Feb 6, 2019 04:47
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 They read like sovereign citizen posts on facebook
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Feb 6, 2019 04:49
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I've got a friend who's a broker and he's spamming angry articles on Facebook like crazy
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Feb 6, 2019 04:51
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"Find me an industry that would survive on 33% of its gross sales"
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Feb 6, 2019 04:54
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TheMightyHandful posted:
If you think Broker Own Zone is great, wait until you see the post-ALP win Boomer Own Zone.
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Feb 6, 2019 04:56
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My credits! 
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Feb 6, 2019 05:11
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quote:By now you have most probably read and heard through various media outlets the findings released on Monday afternoon, on the Royal Commission into the Banking & Finance Industry. Just got this today from my mortgage broker
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Feb 6, 2019 05:12
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How much do brokers make on average, and little do they actually work?
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Feb 6, 2019 05:13
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