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Come join the Costco thread, it's a wonderful happy place where we sing the praises of Costco and argue about samples. PBUC.
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Aug 22, 2019 04:10
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Orvin posted:Is that a national commercial, or just a local Chicago commercial? Definitely national. Here's a good version. https://www.youtube.com/watch?v=TEy_1dvBFYE
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Aug 22, 2019 04:27
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I quote it to my wife annually and she is never impressed that it's ingrained in my brain.
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Aug 22, 2019 06:00
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StormDrain posted:I quote it to my wife annually and she is never impressed that it's ingrained in my brain. 
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Aug 22, 2019 07:01
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StormDrain posted:I quote it to my wife annually and she is never impressed that it's ingrained in my brain. Same, except weekly over the summer.
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Aug 22, 2019 10:55
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canyoneer posted:Friendly reminder to shop around every now and again for home/auto insurance. Or join Trump's Space Force and be eligible for USAA.
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Aug 22, 2019 13:31
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Involuntary Sparkle posted:Come join the Costco thread, it's a wonderful happy place where we sing the praises of Costco and argue about samples. PBUC. Link please, I'm irrationally in love with Costco.
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Aug 22, 2019 15:20
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TraderStav posted:Link please, I'm irrationally in love with Costco. Hah same, I had to track it down this morning. https://forums.somethingawful.com/showthread.php?threadid=3797869
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Aug 22, 2019 15:39
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Krispy Wafer posted:
Ours is a Carrier and it's old enough to go down to the liquor store and buy me a nice bottle of Scotch. I'm just really really hoping it doesn't go before we get another place (planning on living here another few years). If it does go we're going to be here until the mortgage is paid off because dammit I'm going to get my money's worth.
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Aug 22, 2019 16:42
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Ebola Roulette posted:Ours is a Carrier and it's old enough to go down to the liquor store and buy me a nice bottle of Scotch. I'm just really really hoping it doesn't go before we get another place (planning on living here another few years). I have a dual system of the Econo-shitbox brand variety, Goodman. Both are R22 systems and one has a leak at the evaporator. They are both 14 years old and on their last legs. So yeah, get to replace the whole unit for 410A. It boggles my mind because the house I grew up had a Bryant system from the 70's that was running fine when we sold the house in 2001.
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Aug 22, 2019 17:56
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DEMAG posted:I have a dual system of the Econo-shitbox brand variety, Goodman. Both are R22 systems and one has a leak at the evaporator. They are both 14 years old and on their last legs. So yeah, get to replace the whole unit for 410A. It boggles my mind because the house I grew up had a Bryant system from the 70's that was running fine when we sold the house in 2001. yeah but they didn't have global warming in the 70s checkmate libs
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Aug 22, 2019 23:43
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Enos Cabell posted:Hah same, I had to track it down this morning. Oops, sorry I didn't link it! Welcome in though  Costco can be very GWM but also BWM if you're not careful.
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Aug 23, 2019 00:11
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Involuntary Sparkle posted:Oops, sorry I didn't link it! Welcome in though It's always GWL though. Even moreso that they treat their employees like humans with livable wages, benefits, positive work environment, etc. I love Costco.
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Aug 23, 2019 01:10
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I saw this and thought of this thread.
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Aug 23, 2019 01:36
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Transfer all the BWM from weddings to BWM from the government trying to make people spend less on weddings.
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Aug 23, 2019 01:58
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The Ban Wedding Money Act of 2019
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Aug 23, 2019 02:26
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Great, now I have to take out another loan for my wedding to cover the wedding taxes! I'll never be able to afford that 84 month lease on a horse now!
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Aug 23, 2019 02:30
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TraderStav posted:It's always GWL though. Even moreso that they treat their employees like humans with livable wages, benefits, positive work environment, etc. All this is true BUT they also allow products produced with prison labor to be sold there
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Aug 23, 2019 02:33
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canyoneer posted:All this is true BUT they also allow products produced with prison labor to be sold there I didn't know that. Do you have any examples?
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Aug 23, 2019 02:46
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TraderStav posted:I didn't know that. Do you have any examples? https://www.corpgov.net/2019/02/northstar-leads-prison-labor-fight-at-costco/ I mean, it's literally written into the US Constitution that slavery is OK as long as it's prisoners, so by default every US retailer is OK with prison labour unless it goes out of its way to not be. But yeah, Costco falls under this.
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Aug 23, 2019 03:35
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Lead out in cuffs posted:https://www.corpgov.net/2019/02/northstar-leads-prison-labor-fight-at-costco/ Oh, I didn't doubt that it was occurring it after you mentioned it, but do you know which items were sourced from it?
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Aug 23, 2019 13:31
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How to save money safely? Investing options? (self.personalfinance) submitted 26 minutes ago by singlestogo https://www.reddit.com/r/personalfinance/comments/cujmcf/how_to_save_money_safely_investing_options/ quote:I was having trouble paying for my college tuition. So At the beginning of this summer I started working with my uncle in HVAC. Basically I do a lot of the easy jobs, collect half the service charge and 1/3rd of anything I need help with, also he told me I can branch out and do as many jobs outside of an area I want at whatever I wanted to charge. My week I worked with him for free to get up to speed and I got sent out on my own to do jobs solo. My first day I made 350 dollars over the span of 6 hours, mainly because I kept having to go buy parts/tools/filters etc. By the end of the week I cleared over 2000usd. Then I started getting the hang of it, started carrying a bunch of equipment and basic replacement parts. I got really focused on working, this was the easiest money I had made in my life. I started getting more work, still doing the average 5 jobs a day at my cut of 70usd+ per. Most jobs took me maybe 10-15 minutes but it was all spread out. I started working on the side doing cash only work for people by word of mouth. Most jobs now I would be making 150+ for the same jobs on top of my old jobs. My average day I was clearing around 1000usd, except on big jobs I would sometimes clear more, one time I had a woman ask if I could change the seal on her toilet. In an hour I made 500 dollars and learned how to change the seal on a toilet. My entire point is that I've been using various people to buy stuff for me in my name. I purchased a small house, a truck and I already have my tuition paid for. How do I work out all this stuff on the taxes? I don't keep any records and have nothing in my name. I also would like to invest as I have been saving up a lot of cash just on hand as well. I've been thinking about buying gold anonymously at value and just slowly cashing it out over time as I'm able to spend more money and spread it around as to not raise red flags. How do I store all the excess money and invest more money than I can claim on paper?
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Aug 23, 2019 22:11
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Motronic posted:How to save money safely? Investing options? (self.personalfinance) "How do I commit tax fraud? Also while working and unlicensed contractor how do I hide money?"
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Aug 23, 2019 22:18
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pentyne posted:"How do I commit tax fraud? Also while working and unlicensed contractor how do I hide money?" With a side of "does gold work for my money laundering?"
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Aug 23, 2019 23:04
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Jesus christ, is he not a citizen or something? No SSN? It's all the downside of the drug trade with none of the upside.
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Aug 24, 2019 00:46
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Cyrano4747 posted:Jesus christ, is he not a citizen or something? No SSN? It's all the downside of the drug trade with none of the upside. If he doesn’t have an SSN he either has poo poo parents who are identity thefting him like crazy or is illegally working in the country.
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Aug 24, 2019 01:02
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Not sure if this is BWM but it's certainly BWM-adjacent: https://www.reddit.com/r/AmItheAsshole/comments/cuiv0r/aita_for_saying_im_the_working_poor/ (OP removed but comments available) AITA for saying I'm the working poor? 
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Aug 24, 2019 01:42
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"Car payments" in San Francisco. While paying $3500 for a 1-bed, presumably. I mean, yes, he's getting screwed by SF CoL, but he's also not rent-burdened and can afford multiple car payments, so yeah, he's kind of the rear end in a top hat.
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Aug 24, 2019 01:54
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22 Eargesplitten posted:"Car payments" in San Francisco. While paying $3500 for a 1-bed, presumably. I mean, yes, he's getting screwed by SF CoL, but he's also not rent-burdened and can afford multiple car payments, so yeah, he's kind of the rear end in a top hat. I believe the plural would be cars payment. He only has one car.
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Aug 24, 2019 02:14
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The most charitable version of this is that he truly does have a high COL but he's also trying to live the lifestyle of the people that make "300,000-400,000 a year".
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Aug 24, 2019 02:42
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Vox Nihili posted:Not sure if this is BWM but it's certainly BWM-adjacent: I clicked on that sub and read some posts. It is the most blatent stdh.txt circle jerk I've ever seen on reddit.
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Aug 24, 2019 02:44
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honda whisperer posted:I clicked on that sub and read some posts. It is the most blatent stdh.txt circle jerk I've ever seen on reddit. Yeah, there are a lot of bad fakes. The post I linked is one of the less obvious ones in that regard.
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Aug 24, 2019 03:30
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A random online tax calculator said that'd be ~$120k/year after taxes, so call it $10k/month. Seems like he'd be fine on $6.5/month after rent, even with a car payment.
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Aug 24, 2019 06:13
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Someone just sent me this and I’m pretty sure they are serious I didn’t click but if anyone wants me to send them the details to get rich just let me know.
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Aug 24, 2019 13:08
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MomJeans420 posted:A random online tax calculator said that'd be ~$120k/year after taxes, so call it $10k/month. Seems like he'd be fine on $6.5/month after rent, even with a car payment. It sounds like a person from that story about the couple in NYC who make $500k per year and are complaining because they feel poor, while paying down luxury cars, maxing out all retirement savings, sending their kids to $25,000/year schools with violin lessons and going on 3 family vacations per year.
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Aug 24, 2019 13:42
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All of that "I'm rich but I feel poor!" poo poo, including the story of the NYC couple, is sensationalist clickbait and/or stdh.txt trawling written to induce rage, keep people reading/commenting, and rack up ad dollars. It's not worth the time debating.
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Aug 24, 2019 13:56
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One of my acquaintances from college recently started a FIRE blog and it's a real hoot reading it with the background knowledge of how much money her parents shower her with. Not really BWM since it's always good to get a free house, food, child care, and health insurance, (plus free salmon from weekly trips on dad's fishing boat!) but i do get a laugh when the bootstraps / FIRE crowd are Lucille Bluth at heart
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Aug 24, 2019 18:24
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GoGoGadgetChris posted:One of my acquaintances from college recently started a FIRE blog and it's a real hoot reading it with the background knowledge of how much money her parents shower her with. I mean, I suppose it still counts as Financially Independent, Retire Early if the strategy is "live off mom & dad, save everything else, also use them as your emergency fund"....
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Aug 24, 2019 18:31
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Ixian posted:I mean, I suppose it still counts as Financially Independent, Retire Early if the strategy is "live off mom & dad, save everything else, also use them as your emergency fund".... Oh but friend, her money in the bank is from her own job! Her parents simply gave her a little help along the way that taught her the importance of financial savvy -a house on graduation day (spun as "good fortune buying at the bottom of the Seattle market in 2009) -grandparents watch the kid 3 days a week, and take him to and from day care the other 2 days a week -paid for her college, natch Without all those pesky little expense traps that most people fall in to, she has been able to achieve a 50% savings rate, and YOU can too if you can just stop (reads blog)... Buying new clothes more than every 2 years
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Aug 24, 2019 18:37
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I think she has it all figured out. All new boot ratchets, for the high class "boot strapper" in your life.
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Aug 24, 2019 18:42
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