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Jaeluni Asjil
Apr 18, 2018

Sorry I thought you were a landlord when I gave you your old avatar!

Sanford posted:

The most substantial change to my day-to-day quality of life in the last ten years has been getting a mortgage. The wellbeing afforded by it being my house, my garden is enormous. I don't think I realised the mental strain of landlords and letting agents and deposits and inspections and all that poo poo until it was gone. Having your own space, that's yours to do with as you please, should be a fundamental right imo.


100% with you on this. It's because they see poor people as being different, and they'll never be like that because [reasons]. Temporarily embarassed millionaires and all that.

Yeah I agree. In the last 4 years I have paid out almost £30k in rent. I got on well with my landlord and she never put the rent up in 4 years. In fact she just sent me a big bouquet and thank you for being a lovely tenant card as I've moved into a 26 sq.m. retirement apartment but it's MINE.

Ed: page snipe!
Another plug for my favourite little cat sanctuary in Gloucestershre. They look after 'complicated cats' with various disorders and while not a charity depend entirely on donations.

http://www.complicatedcats.com/home.html

If you fancy giving them a donation they have a wishlist on Amazon - find the link on their Contact page. I think they've just added some christmas toys for the kitties to the wishlist.

Jaeluni Asjil fucked around with this message at 17:17 on Nov 22, 2019

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oscarthewilde
May 16, 2012


I would often go there
To the tiny church there

pidcock losing would be pretty bad tho. didn't know her seat was a marginal

namesake
Jun 19, 2006

"When I was a girl, around 12 or 13, I had a fantasy that I'd grow up to marry Captain Scarlet, but he'd be busy fighting the Mysterons so I'd cuckold him with the sexiest people I could think of - Nigel Mansell, Pat Sharp and Mr. Blobby."

FiftySeven posted:

Its actually staggering how many morons are outraged by people earning £80k having to pay increased taxes, when they personally are earning nothing close to that amount. Especially when you show them the maths and how small that increase in tax payment would actually be. People earning £85k can afford to pay £4.81 a week. Its an absolute drop in the bucket at that wage bracket.

Thats when the truth outs itself though. I was going through it with someone on Facebook and shortly enough he devolved his argument into blaming "benefit scroungers" and "immigrants". People would rather that the rich get to keep fleecing the nation than have a dude with different skin colour as a neighbor. I hate to say it, but as time goes on I begin to feel that people like this deserve the misery they inflict upon themselves. Its a shame that they have to drag the rest of us down with them.

A bunch of the working class are going to have to have their chains removed at gunpoint, don't let it phase you.

Gort
Aug 18, 2003

Good day what ho cup of tea
Jo Swinson and Boris Johnson losing their seats on the same night would be incredible.

Necrothatcher
Mar 26, 2005




oscarthewilde posted:

pidcock losing would be pretty bad tho. didn't know her seat was a marginal

She's got a 9000 majority against the Tories, I think she'll be alright.

Nothingtoseehere
Nov 11, 2010


There's also the stress of getting a job itself to consider. I'm graduating this year and been stressing about jobs and hoping to find one that actually uses my skills and degree, and I'm a STEM student. I'm not even concerned about income at the moment, just finding a stable graduate job I can not hate doing.

SixFigureSandwich
Oct 30, 2004
Exciting Lemon

CyberPingu posted:

Yeah owning a house has been a big shift for me too. Just the knowledge that im not going to get a phonecall or letter through saying i need to leave in 2 months because they are selling/ want new tenants has lifted a huge weight off me.

To be fair this should absolutely be remedied by much stronger tenant protections. Landlords should not be able to evict tenants period with very few exceptions.

CyberPingu
Sep 15, 2013


If you're not striving to improve, you'll end up going backwards.

u brexit ukip it posted:

To be fair this should absolutely be remedied by much stronger tenant protections. Landlords should not be able to evict tenants period with very few exceptions.

While that is true. It means gently caress all right now.

What should also be remedied is firing every landlord into the channel via trebuchet.

Braggart
Nov 10, 2011

always thank the rock hider
Disabled. Currently being paid to sit at home and shitpost while I unravel the gigantic mess that is my mind after 30 years of hell. Life is better than it has ever been :D And I mean that. I'm happy, apart from the anger.

Anyway I get nine hundred and something pounds a month to live on. £500 rent, which does not include anything. After expenses, my extremely pared-down lifestyle means that I am not currently going bankrupt.

This is in no way intended to make anyone feel ashamed of what they have, but yeah, I'm looking forward to jam socialism. And I'm actually relatively lucky because my situation is stable. Says it all really, doesn't it?

Jaeluni Asjil
Apr 18, 2018

Sorry I thought you were a landlord when I gave you your old avatar!

Sanford posted:

someone has just sent me that loving Diane Abbott police numbers video from May 2017 and said WELL WHAT ABOUT THIS THEN LOOKS LIKE SHE STILL DOESN'T KNOW THE ANSWER and it's the same loving video I argued with you about two years ago mate why are people such stupid stupid cunts

Send the Liz Truss one with Andrew McNeil where she couldn't remember zero and/or Philip Hammond getting the cost of HS2 wrong by about £20bn.

sebzilla
Mar 17, 2009

Kid's blasting everything in sight with that new-fangled musket.


Jaeluni Asjil posted:

Yeah I agree. In the last 4 years I have paid out almost £30k in rent. I got on well with my landlord and she never put the rent up in 4 years. In fact she just sent me a big bouquet and thank you for being a lovely tenant card as I've moved into a 26 sq.m. retirement apartment but it's MINE.

Hard same. We paid about slightly over £30k across the same period and are now finally (as of nine months ago) in our own place and paying less per month on a mortgage. Currently painting the living room purple because why the gently caress not?

e: I'm lucky as poo poo that I'm earning £33k to support myself, my partner and our kid. Four years ago I was doing it on about £18k and I don't know how the gently caress that worked (it didnt really, I had savings that we gradually eroded until we had to go to parents for help. Again, lucky tat was an option)

sebzilla fucked around with this message at 17:16 on Nov 22, 2019

Bape Culture
Sep 13, 2006

Braggart posted:

Disabled. Currently being paid to sit at home and shitpost while I unravel the gigantic mess that is my mind after 30 years of hell. Life is better than it has ever been :D And I mean that. I'm happy, apart from the anger.

Anyway I get nine hundred and something pounds a month to live on. £500 rent, which does not include anything. After expenses, my extremely pared-down lifestyle means that I am not currently going bankrupt.

This is in no way intended to make anyone feel ashamed of what they have, but yeah, I'm looking forward to jam socialism. And I'm actually relatively lucky because my situation is stable. Says it all really, doesn't it?

How do you budget this? I absolutely don’t understand how you can eat/get around/be on the Internet with like... 100£ a week? Ish?

NinpoEspiritoSanto
Oct 22, 2013




coffeetable posted:

if you haven't got kids, you need to do some serious budgeting. london is expensive but on £70-£80k you should be putting away tens of thousands in savings each year at the very least

also as a rich (high earner, whatever, rich) person talking to two other rich people, be veeeeeeery careful with this chat. when you say it isn't enough, it's because you've baked a lot of stuff into 'necessity' in your mind that most people consider luxuries. stuff like holidays, eating out, a new car, a mortgage, and - most of all! - early retirement are ideas that you can easily get used to and drive you to want more, you will upset people by talking about it or equating it with their own financial insecurities

Just to answer this, 2 kids, partner with MH issues that works in the NHS, renting.

I was about as careful in my other post as I could have been without not making it at all. The people dying with nothing are the ones they've managed to take everything from, if you think they'll stop and won't keep leeching from the other ladder rungs then welp. I can want better for all while still looking over my shoulder at the poo poo that's going to/could impact me and my family's wellbeing (and post about it among comrades, I thought!). A good chunk of my income disappears to pay off debt incurred as a carer for a family member years ago, too.

DOCTOR ZIMBARDO
May 8, 2006
Sending positive vibes over the atlantic to labour party campaigners today, using my most powerful vibe-transmitter. take my energy

Braggart
Nov 10, 2011

always thank the rock hider

jackhunter64 posted:

I'm the self-bestowed nickname

You know, someone told me that my protection detail's nickname for me was The oval office, but I asked them and they said it wasn't. It's Mister Awesome :smug:

OwlFancier
Aug 22, 2013

Bape Culture posted:

How do you budget this? I absolutely don’t understand how you can eat/get around/be on the Internet with like... 100£ a week? Ish?

If you don't need to go to work and have rent sorted then £100 a week is quite a lot for food/basic internet/utilities.

Tsietisin
Jul 2, 2004

Time passes quickly on the weekend.

For me, having a little extra money would simply mean finally having good that is not so mundane.

Spaghetti Bolognese might taste nice and be cheap to make, but when you are eating it 4 nights a week it's stills your mind.

When you sit at work and easy your bowl of ramen noodles because you need to save all the money you can. If love to eat from the canteen or as some of my colleagues do, go for a pub lunch on a Friday but in my head I'm thinking that's £12 I could be spending on nappies.

I look through recipe books and all they have is exotica ingredients that I could never afford. So tonight it will be another night of frozen chicken nuggets or whatever I can find in the reduced section.

CyberPingu
Sep 15, 2013


If you're not striving to improve, you'll end up going backwards.

Bape Culture posted:

How do you budget this? I absolutely don’t understand how you can eat/get around/be on the Internet with like... 100£ a week? Ish?

Lidl/Aldi for shopping. Walking around or just not getting out at all was when I was living on about that much. Also internet can be very cheap depending on who you go with + how much you are willing to hassle them when your contract is up. I got my Virign bill down to about £10 a month at one point.

HauntedRobot
Jun 22, 2002

an excellent mod
a simple map to my heart
now give me tilt shift
Not going to go into my personal circumstances but all I'll say is if we *were* earning over 80k then we wouldn't be sweating over the extra tax because where else is it going to come from?Jesus Christ. It takes a special kind of selfishness to quibble over a few quid on a marginal tax rate when people are loving dying and that someone would go on TV and argue about that with no sense of shame whatsoever shows how hosed the country is.

Lord knows my life isn't perfect, but I'm fantastically lucky in comparison to a lot of people and it's arguable whether or not voting Labour is voting against my personal best interests, (probably not, because for all the gammony crowing the manifesto is actually really reasonable) but it's the moral thing to do and I'm absolutely fine with that.

Another Person
Oct 21, 2010

Bape Culture posted:

How do you budget this? I absolutely don’t understand how you can eat/get around/be on the Internet with like... 100£ a week? Ish?

i probably live on about £50-60 a week, maybe less

its quite easy if you don't mind being miserable to your core

OwlFancier
Aug 22, 2013

CyberPingu posted:

Lidl/Aldi for shopping. Walking around or just not getting out at all was when I was living on about that much. Also internet can be very cheap depending on who you go with + how much you are willing to hassle them when your contract is up. I got my Virign bill down to about £10 a month at one point.

If you have nothing else to do with your time then spending it arguing with your ISP for better deals is a good use of it aye.

ContinuityNewTimes
Dec 30, 2010

Я выдуман напрочь
I'm voting labour because I've got a tenner on a labour majority

CyberPingu
Sep 15, 2013


If you're not striving to improve, you'll end up going backwards.

OwlFancier posted:

If you have nothing else to do with your time then spending it arguing with your ISP for better deals is a good use of it aye.

I spent most of my poor time playing WoW and doing everything I could to reduce costs.

It's amazing what you can do with rice, stock cubes and vegetables

Bape Culture
Sep 13, 2006

OwlFancier posted:

If you don't need to go to work and have rent sorted then £100 a week is quite a lot for food/basic internet/utilities.

Yeah but minus bills and that too. Still seems hard.

Failed Imagineer
Sep 22, 2018

CyberPingu posted:

It's amazing what you can do with rice, stock cubes and vegetables

Hmm but once you cram all that up there you're not leaving much room for the beans...

Braggart
Nov 10, 2011

always thank the rock hider

Bape Culture posted:

How do you budget this? I absolutely don’t understand how you can eat/get around/be on the Internet with like... 100£ a week? Ish?

I never spend money on anything apart from food. Money is taken from me for everything else. Food is essentially the only discretionary spending I ever do :D

When I'm out I don't order food or drinks, I just have water, and the event/activity must be free too. For the last year I have had free bus travel, which has been amazing, but before then I just walked everywhere, which could be up to an hour in pouring rain or bitter Scottish winter. I wrap up well. I rarely buy anything, and when I do it's generally something I found a great bargain on. Consequently, a lot of my possessions are quite old and worn or broken. I am economically inactive because almost all of my income goes to rentiers of one sort or another. I guess I'm just a tube. Good system :thumbsup:

CyberPingu
Sep 15, 2013


If you're not striving to improve, you'll end up going backwards.

Failed Imagineer posted:

Hmm but once you cram all that up there you're not leaving much room for the beans...

Well duh. The beans go in the mouth

RockyB
Mar 8, 2007


Dog Therapy: Shockingly Good

peanut- posted:

Wealth in the UK mostly comes from houses and pensions, not income.

£80k per year might put you in the top 5% of PAYE earners, but you need £1.7m of assets to be in the top 5% of actual wealthiest. £262k is what it takes to be even in the top 50%.

At the risk of setting myself up again, this is quite an interesting point. In my entire extended family, myself included, only my old man is scraping into that top 50% wealth bracket of £250k plus. That's mainly from buying a house and getting a half decent pension from working as a gardener (plant nursery) for 40 years.

Normalising capital gains and income tax is such a great move.

Housing though really is the big one. I'm far happier having put down a deposit on a place last year and not having to pay a premium to deal with lovely landlords. That's why proper, secure council housing needs to be such a priority.

sebzilla
Mar 17, 2009

Kid's blasting everything in sight with that new-fangled musket.


OwlFancier posted:

If you don't need to go to work and have rent sorted then £100 a week is quite a lot for food/basic internet/utilities.

*fires up budget spreadsheet*

We do food/utilities for a shade over £400pcm for two adults and a four-year-old. It's tight but we could cut more if we had to. Similarly, we could double the grocery bill in an instant by just buying stuff we want when we go to a shop and not thinking each item through. Or by buying alcohol more than once in a blue moon.

Failed Imagineer
Sep 22, 2018

CyberPingu posted:

Well duh. The beans go in the mouth

Pervert

TheRat
Aug 30, 2006


Pidcock had a majority of almost 10k

Angepain
Jul 13, 2012

what keeps happening to my clothes
lot of new data for goons.xls in the thread right now, updating my analysis

code:
read_excel("goons.xls") %>% 
  mutate(status = ifelse(Salary > sum(Salary*(Username=="Angepain")), 
                         "Bourgeois oppressor of the working classes",
                         "Morally Correct"))

NinpoEspiritoSanto
Oct 22, 2013




https://twitter.com/DerekMillar10/status/1197581116976386049

:stare:

Braggart
Nov 10, 2011

always thank the rock hider

Chuka's finally winning at something: Losing! :D

jackhunter64
Aug 28, 2008

Keep it up son, take a look at what you could have won


oscarthewilde posted:

pidcock losing would be pretty bad tho. didn't know her seat was a marginal

Necrothatcher posted:

She's got a 9000 majority against the Tories, I think she'll be alright.

The seat as a whole is Durham North West but the 'main' area of it is Consett, as in 'Thatcher closed the steelworks'. It won't turn Tory, and the presence of BXP should split off the worst of the wankers.

Bape Culture
Sep 13, 2006

Braggart posted:

I never spend money on anything apart from food. Money is taken from me for everything else. Food is essentially the only discretionary spending I ever do :D

When I'm out I don't order food or drinks, I just have water, and the event/activity must be free too. For the last year I have had free bus travel, which has been amazing, but before then I just walked everywhere, which could be up to an hour in pouring rain or bitter Scottish winter. I wrap up well. I rarely buy anything, and when I do it's generally something I found a great bargain on. Consequently, a lot of my possessions are quite old and worn or broken. I am economically inactive because almost all of my income goes to rentiers of one sort or another. I guess I'm just a tube. Good system :thumbsup:

That really fuckin sucks

Communist Thoughts
Jan 7, 2008

Our war against free speech cannot end until we silence this bronze beast!


Chuka is my fav politician and I want his shiny trading card, I will shield him from these terrible blows with my body

I asked a while back but dunno it anyone knows, is he really writing the LD manifesto? Cause its an incredible bit of comedy

Chuff McNothing
Sep 9, 2019

by LITERALLY AN ADMIN
come on, think.

a 36% chance of losing her seat is a 64% chance of winning it

xtothez
Jan 4, 2004


College Slice

Chuff McNothing posted:

come on, think.

a 36% chance of losing her seat is a 64% chance of winning it

Could be a draw and go to penalties

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Mugsbaloney
Jul 11, 2012

We prefer your extinction to the loss of our job

peanut- posted:


£80k per year might put you in the top 5% of PAYE earners, but you need £1.7m of assets to be in the top 5% of actual wealthiest. £262k is what it takes to be even in the top 50%.

Great post, I feel that the focus on incomes instead of assets is extremely helpful to the wealthy. (Full disclosure: soon to be unemployed but currently contracting)

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