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Sanford posted:The most substantial change to my day-to-day quality of life in the last ten years has been getting a mortgage. The wellbeing afforded by it being my house, my garden is enormous. I don't think I realised the mental strain of landlords and letting agents and deposits and inspections and all that poo poo until it was gone. Having your own space, that's yours to do with as you please, should be a fundamental right imo. Yeah I agree. In the last 4 years I have paid out almost £30k in rent. I got on well with my landlord and she never put the rent up in 4 years. In fact she just sent me a big bouquet and thank you for being a lovely tenant card as I've moved into a 26 sq.m. retirement apartment but it's MINE. Ed: page snipe! Another plug for my favourite little cat sanctuary in Gloucestershre. They look after 'complicated cats' with various disorders and while not a charity depend entirely on donations. http://www.complicatedcats.com/home.html If you fancy giving them a donation they have a wishlist on Amazon - find the link on their Contact page. I think they've just added some christmas toys for the kitties to the wishlist. Jaeluni Asjil fucked around with this message at 17:17 on Nov 22, 2019 |
# ? Nov 22, 2019 17:06 |
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# ? May 28, 2024 22:26 |
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Necrothatcher posted:https://twitter.com/LadPolitics/status/1197826864779276289?s=20 pidcock losing would be pretty bad tho. didn't know her seat was a marginal
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# ? Nov 22, 2019 17:06 |
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FiftySeven posted:Its actually staggering how many morons are outraged by people earning £80k having to pay increased taxes, when they personally are earning nothing close to that amount. Especially when you show them the maths and how small that increase in tax payment would actually be. People earning £85k can afford to pay £4.81 a week. Its an absolute drop in the bucket at that wage bracket. A bunch of the working class are going to have to have their chains removed at gunpoint, don't let it phase you.
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# ? Nov 22, 2019 17:07 |
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Jo Swinson and Boris Johnson losing their seats on the same night would be incredible.
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# ? Nov 22, 2019 17:08 |
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oscarthewilde posted:pidcock losing would be pretty bad tho. didn't know her seat was a marginal She's got a 9000 majority against the Tories, I think she'll be alright.
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# ? Nov 22, 2019 17:09 |
There's also the stress of getting a job itself to consider. I'm graduating this year and been stressing about jobs and hoping to find one that actually uses my skills and degree, and I'm a STEM student. I'm not even concerned about income at the moment, just finding a stable graduate job I can not hate doing.
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# ? Nov 22, 2019 17:09 |
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CyberPingu posted:Yeah owning a house has been a big shift for me too. Just the knowledge that im not going to get a phonecall or letter through saying i need to leave in 2 months because they are selling/ want new tenants has lifted a huge weight off me. To be fair this should absolutely be remedied by much stronger tenant protections. Landlords should not be able to evict tenants period with very few exceptions.
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# ? Nov 22, 2019 17:10 |
u brexit ukip it posted:To be fair this should absolutely be remedied by much stronger tenant protections. Landlords should not be able to evict tenants period with very few exceptions. While that is true. It means gently caress all right now. What should also be remedied is firing every landlord into the channel via trebuchet.
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# ? Nov 22, 2019 17:12 |
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Disabled. Currently being paid to sit at home and shitpost while I unravel the gigantic mess that is my mind after 30 years of hell. Life is better than it has ever been And I mean that. I'm happy, apart from the anger. Anyway I get nine hundred and something pounds a month to live on. £500 rent, which does not include anything. After expenses, my extremely pared-down lifestyle means that I am not currently going bankrupt. This is in no way intended to make anyone feel ashamed of what they have, but yeah, I'm looking forward to jam socialism. And I'm actually relatively lucky because my situation is stable. Says it all really, doesn't it?
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# ? Nov 22, 2019 17:13 |
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Sanford posted:someone has just sent me that loving Diane Abbott police numbers video from May 2017 and said WELL WHAT ABOUT THIS THEN LOOKS LIKE SHE STILL DOESN'T KNOW THE ANSWER and it's the same loving video I argued with you about two years ago mate why are people such stupid stupid cunts Send the Liz Truss one with Andrew McNeil where she couldn't remember zero and/or Philip Hammond getting the cost of HS2 wrong by about £20bn.
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# ? Nov 22, 2019 17:14 |
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Jaeluni Asjil posted:Yeah I agree. In the last 4 years I have paid out almost £30k in rent. I got on well with my landlord and she never put the rent up in 4 years. In fact she just sent me a big bouquet and thank you for being a lovely tenant card as I've moved into a 26 sq.m. retirement apartment but it's MINE. Hard same. We paid about slightly over £30k across the same period and are now finally (as of nine months ago) in our own place and paying less per month on a mortgage. Currently painting the living room purple because why the gently caress not? e: I'm lucky as poo poo that I'm earning £33k to support myself, my partner and our kid. Four years ago I was doing it on about £18k and I don't know how the gently caress that worked (it didnt really, I had savings that we gradually eroded until we had to go to parents for help. Again, lucky tat was an option) sebzilla fucked around with this message at 17:16 on Nov 22, 2019 |
# ? Nov 22, 2019 17:14 |
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Braggart posted:Disabled. Currently being paid to sit at home and shitpost while I unravel the gigantic mess that is my mind after 30 years of hell. Life is better than it has ever been And I mean that. I'm happy, apart from the anger. How do you budget this? I absolutely don’t understand how you can eat/get around/be on the Internet with like... 100£ a week? Ish?
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# ? Nov 22, 2019 17:20 |
coffeetable posted:if you haven't got kids, you need to do some serious budgeting. london is expensive but on £70-£80k you should be putting away tens of thousands in savings each year at the very least Just to answer this, 2 kids, partner with MH issues that works in the NHS, renting. I was about as careful in my other post as I could have been without not making it at all. The people dying with nothing are the ones they've managed to take everything from, if you think they'll stop and won't keep leeching from the other ladder rungs then welp. I can want better for all while still looking over my shoulder at the poo poo that's going to/could impact me and my family's wellbeing (and post about it among comrades, I thought!). A good chunk of my income disappears to pay off debt incurred as a carer for a family member years ago, too.
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# ? Nov 22, 2019 17:21 |
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Sending positive vibes over the atlantic to labour party campaigners today, using my most powerful vibe-transmitter. take my energy
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# ? Nov 22, 2019 17:22 |
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jackhunter64 posted:I'm the self-bestowed nickname You know, someone told me that my protection detail's nickname for me was The oval office, but I asked them and they said it wasn't. It's Mister Awesome
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# ? Nov 22, 2019 17:22 |
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Bape Culture posted:How do you budget this? I absolutely don’t understand how you can eat/get around/be on the Internet with like... 100£ a week? Ish? If you don't need to go to work and have rent sorted then £100 a week is quite a lot for food/basic internet/utilities.
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# ? Nov 22, 2019 17:23 |
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For me, having a little extra money would simply mean finally having good that is not so mundane. Spaghetti Bolognese might taste nice and be cheap to make, but when you are eating it 4 nights a week it's stills your mind. When you sit at work and easy your bowl of ramen noodles because you need to save all the money you can. If love to eat from the canteen or as some of my colleagues do, go for a pub lunch on a Friday but in my head I'm thinking that's £12 I could be spending on nappies. I look through recipe books and all they have is exotica ingredients that I could never afford. So tonight it will be another night of frozen chicken nuggets or whatever I can find in the reduced section.
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# ? Nov 22, 2019 17:24 |
Bape Culture posted:How do you budget this? I absolutely don’t understand how you can eat/get around/be on the Internet with like... 100£ a week? Ish? Lidl/Aldi for shopping. Walking around or just not getting out at all was when I was living on about that much. Also internet can be very cheap depending on who you go with + how much you are willing to hassle them when your contract is up. I got my Virign bill down to about £10 a month at one point.
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# ? Nov 22, 2019 17:25 |
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Not going to go into my personal circumstances but all I'll say is if we *were* earning over 80k then we wouldn't be sweating over the extra tax because where else is it going to come from?Jesus Christ. It takes a special kind of selfishness to quibble over a few quid on a marginal tax rate when people are loving dying and that someone would go on TV and argue about that with no sense of shame whatsoever shows how hosed the country is. Lord knows my life isn't perfect, but I'm fantastically lucky in comparison to a lot of people and it's arguable whether or not voting Labour is voting against my personal best interests, (probably not, because for all the gammony crowing the manifesto is actually really reasonable) but it's the moral thing to do and I'm absolutely fine with that.
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# ? Nov 22, 2019 17:25 |
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Bape Culture posted:How do you budget this? I absolutely don’t understand how you can eat/get around/be on the Internet with like... 100£ a week? Ish? i probably live on about £50-60 a week, maybe less its quite easy if you don't mind being miserable to your core
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# ? Nov 22, 2019 17:26 |
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CyberPingu posted:Lidl/Aldi for shopping. Walking around or just not getting out at all was when I was living on about that much. Also internet can be very cheap depending on who you go with + how much you are willing to hassle them when your contract is up. I got my Virign bill down to about £10 a month at one point. If you have nothing else to do with your time then spending it arguing with your ISP for better deals is a good use of it aye.
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# ? Nov 22, 2019 17:26 |
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I'm voting labour because I've got a tenner on a labour majority
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# ? Nov 22, 2019 17:27 |
OwlFancier posted:If you have nothing else to do with your time then spending it arguing with your ISP for better deals is a good use of it aye. I spent most of my poor time playing WoW and doing everything I could to reduce costs. It's amazing what you can do with rice, stock cubes and vegetables
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# ? Nov 22, 2019 17:28 |
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OwlFancier posted:If you don't need to go to work and have rent sorted then £100 a week is quite a lot for food/basic internet/utilities. Yeah but minus bills and that too. Still seems hard.
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# ? Nov 22, 2019 17:30 |
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CyberPingu posted:It's amazing what you can do with rice, stock cubes and vegetables Hmm but once you cram all that up there you're not leaving much room for the beans...
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# ? Nov 22, 2019 17:32 |
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Bape Culture posted:How do you budget this? I absolutely don’t understand how you can eat/get around/be on the Internet with like... 100£ a week? Ish? I never spend money on anything apart from food. Money is taken from me for everything else. Food is essentially the only discretionary spending I ever do When I'm out I don't order food or drinks, I just have water, and the event/activity must be free too. For the last year I have had free bus travel, which has been amazing, but before then I just walked everywhere, which could be up to an hour in pouring rain or bitter Scottish winter. I wrap up well. I rarely buy anything, and when I do it's generally something I found a great bargain on. Consequently, a lot of my possessions are quite old and worn or broken. I am economically inactive because almost all of my income goes to rentiers of one sort or another. I guess I'm just a tube. Good system
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# ? Nov 22, 2019 17:36 |
Failed Imagineer posted:Hmm but once you cram all that up there you're not leaving much room for the beans... Well duh. The beans go in the mouth
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# ? Nov 22, 2019 17:36 |
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peanut- posted:Wealth in the UK mostly comes from houses and pensions, not income. At the risk of setting myself up again, this is quite an interesting point. In my entire extended family, myself included, only my old man is scraping into that top 50% wealth bracket of £250k plus. That's mainly from buying a house and getting a half decent pension from working as a gardener (plant nursery) for 40 years. Normalising capital gains and income tax is such a great move. Housing though really is the big one. I'm far happier having put down a deposit on a place last year and not having to pay a premium to deal with lovely landlords. That's why proper, secure council housing needs to be such a priority.
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# ? Nov 22, 2019 17:37 |
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OwlFancier posted:If you don't need to go to work and have rent sorted then £100 a week is quite a lot for food/basic internet/utilities. *fires up budget spreadsheet* We do food/utilities for a shade over £400pcm for two adults and a four-year-old. It's tight but we could cut more if we had to. Similarly, we could double the grocery bill in an instant by just buying stuff we want when we go to a shop and not thinking each item through. Or by buying alcohol more than once in a blue moon.
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# ? Nov 22, 2019 17:38 |
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CyberPingu posted:Well duh. The beans go in the mouth Pervert
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# ? Nov 22, 2019 17:39 |
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Necrothatcher posted:https://twitter.com/LadPolitics/status/1197826864779276289?s=20 Pidcock had a majority of almost 10k
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# ? Nov 22, 2019 17:40 |
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lot of new data for goons.xls in the thread right now, updating my analysiscode:
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# ? Nov 22, 2019 17:41 |
https://twitter.com/DerekMillar10/status/1197581116976386049
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# ? Nov 22, 2019 17:42 |
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Necrothatcher posted:https://twitter.com/LadPolitics/status/1197826864779276289?s=20 Chuka's finally winning at something: Losing!
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# ? Nov 22, 2019 17:42 |
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oscarthewilde posted:pidcock losing would be pretty bad tho. didn't know her seat was a marginal Necrothatcher posted:She's got a 9000 majority against the Tories, I think she'll be alright. The seat as a whole is Durham North West but the 'main' area of it is Consett, as in 'Thatcher closed the steelworks'. It won't turn Tory, and the presence of BXP should split off the worst of the wankers.
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# ? Nov 22, 2019 17:44 |
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Braggart posted:I never spend money on anything apart from food. Money is taken from me for everything else. Food is essentially the only discretionary spending I ever do That really fuckin sucks
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# ? Nov 22, 2019 17:47 |
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Chuka is my fav politician and I want his shiny trading card, I will shield him from these terrible blows with my body I asked a while back but dunno it anyone knows, is he really writing the LD manifesto? Cause its an incredible bit of comedy
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# ? Nov 22, 2019 17:49 |
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come on, think. a 36% chance of losing her seat is a 64% chance of winning it
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# ? Nov 22, 2019 17:50 |
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Chuff McNothing posted:come on, think. Could be a draw and go to penalties
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# ? Nov 22, 2019 17:55 |
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# ? May 28, 2024 22:26 |
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peanut- posted:
Great post, I feel that the focus on incomes instead of assets is extremely helpful to the wealthy. (Full disclosure: soon to be unemployed but currently contracting)
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# ? Nov 22, 2019 17:56 |