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Chichevache
Feb 17, 2010

One of the funniest posters in GIP.

Just not intentionally.

Eifert Posting posted:

I work in auto insurance. I would be shocked if one in a thousand people I talk to read their policy.i would be shocked if one in ten loving agents read it.

Ok.


Players still dumb.

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Spoeank
Jul 16, 2003

That's a nice set of 11 dynasty points there, it would be a shame if 3 rings were to happen with it

Eifert Posting posted:

I work in auto insurance. I would be shocked if one in a thousand people I talk to read their policy.i would be shocked if one in ten loving agents read it.

Are you in claims? I spent 9 years in auto claims and I can back this up because jesus gently caress nobody reads poo poo when it comes to their insurance policies

Cavauro
Jan 9, 2008

I work in the NFLPA and no one reads anything!

Spoeank
Jul 16, 2003

That's a nice set of 11 dynasty points there, it would be a shame if 3 rings were to happen with it

Cavauro posted:

I work in the NFLPA and no one reads anything!

no offense but you did a real poo poo job on this one bud!!!

Chichevache
Feb 17, 2010

One of the funniest posters in GIP.

Just not intentionally.

Spoeank posted:

no offense but you did a real poo poo job on this one bud!!!

He did a great job and will get a fat backdoor deal from the shield.












His fellow players wont get enough to cover their medical bills.

Fire Safety Doug
Sep 3, 2006

99 % caffeine free is 99 % not my kinda thing
One point DeMaurice Smith made regarding the CBA on ESPN Daily was that the Coronavirus crisis started picking up speed shortly before the vote, which may have affected the decision to lock in the proposed benefits while it was still possible. I’m not at all sure the owners wouldn’t have used the pandemic and related losses as an excuse to water down any further version of the agreement.

I feel like the resident CBA apologist, but how is it *that* dreadful? The biggest difference is that the majority of the league gets a 20% payrise for one more game of football a season. It sucks more for the well-paid vets, but they will presumably be compensated through a salary cap boost. Is there compelling evidence that the extra game will lead to a massive difference in injuries erc?

tarbrush
Feb 7, 2011

ALL ABOARD THE SCOTLAND HYPE TRAIN!

CHOO CHOO

Fire Safety Doug posted:

One point DeMaurice Smith made regarding the CBA on ESPN Daily was that the Coronavirus crisis started picking up speed shortly before the vote, which may have affected the decision to lock in the proposed benefits while it was still possible. I’m not at all sure the owners wouldn’t have used the pandemic and related losses as an excuse to water down any further version of the agreement.

I feel like the resident CBA apologist, but how is it *that* dreadful? The biggest difference is that the majority of the league gets a 20% payrise for one more game of football a season. It sucks more for the well-paid vets, but they will presumably be compensated through a salary cap boost. Is there compelling evidence that the extra game will lead to a massive difference in injuries erc?

I think a lot of the issue was some of the finer print, like the mandatory holdout fines, there was some fuckery about the post career health funding, that sort of thing. It was a masterpiece from the owners about seeming comparatively generous, while taking back a lot of things out of sight

Eifert Posting
Apr 1, 2007

Most of the time he catches it every time.
Grimey Drawer

Spoeank posted:

Are you in claims? I spent 9 years in auto claims and I can back this up because jesus gently caress nobody reads poo poo when it comes to their insurance policies

Yup. I understand individuals not reading policy but it's amazing how many agents don't.

secular woods sex
Aug 1, 2000
I dispense wisdom by the gallon.
I work in compliance for 3rd party vendors and the first thing I tell new employees is that an insurance agent works in sales, not insurance.

So many people just go to their brother-in-law/hunting buddy/family friend and assume they’ll be taken care of, only to get a cheap garbage rear end policy.

Colostomy Bag
Jan 11, 2016

:lesnick: C-Bangin' it :lesnick:

Eifert Posting posted:

Yup. I understand individuals not reading policy but it's amazing how many agents don't.

I've been with State Farm for 30 years. During that time, between having kids, several cars, moving, etc. there are tons of changes so I make it a point to visit the agent once a year to make sure everything is a-ok.

Anyways while visiting the office (wasn't with the head honcho of the office, but he has been there forever) and he told me a good one. Said he bought a van, had his kid drive it and it caught fire and burned to the ground. He didn't realize he had the wrong coverage on it so basically *poof*.

So yeah, check your coverages. Max them if financially possible.

Salvor_Hardin
Sep 13, 2005

I want to go protest.
Nap Ghost

Colostomy Bag posted:

I've been with State Farm for 30 years. During that time, between having kids, several cars, moving, etc. there are tons of changes so I make it a point to visit the agent once a year to make sure everything is a-ok.

Anyways while visiting the office (wasn't with the head honcho of the office, but he has been there forever) and he told me a good one. Said he bought a van, had his kid drive it and it caught fire and burned to the ground. He didn't realize he had the wrong coverage on it so basically *poof*.

So yeah, check your coverages. Max them if financially possible.

Only get insurance for things you can't afford to replace.

Its Rinaldo
Aug 13, 2010

CODS BINCH

R.D. Mangles posted:

that dude must own a lot of shirts

He does college as well, so yeah.

Ches Neckbeard
Dec 3, 2005

You're all garbage, back up the truck BACK IT UP!

Fire Safety Doug posted:

One point DeMaurice Smith made regarding the CBA on ESPN Daily was that the Coronavirus crisis started picking up speed shortly before the vote, which may have affected the decision to lock in the proposed benefits while it was still possible. I’m not at all sure the owners wouldn’t have used the pandemic and related losses as an excuse to water down any further version of the agreement.

I feel like the resident CBA apologist, but how is it *that* dreadful? The biggest difference is that the majority of the league gets a 20% payrise for one more game of football a season. It sucks more for the well-paid vets, but they will presumably be compensated through a salary cap boost. Is there compelling evidence that the extra game will lead to a massive difference in injuries erc?

Retirement benefits went from 200k to 40k yearly was among the more egregious things

a neat cape
Feb 22, 2007

Aw hunny, these came out GREAT!
Good Guy Tyrod

https://twitter.com/hrfoodbank/status/1244718263298404356?s=19

No Butt Stuff
Jun 10, 2004

Grittybeard posted:

Restructure or cut Sammy Watkins seems like the obvious thing. They can also sign Chris Jones to a deal instead of franchising him if they choose to which would be expensive as hell but could push the cap hit back. There are a bunch of middling guys they could cut even though they may not want to like Daniel Sorensen.

They'd better not cut Dirty Dan the playoff machine.

Spoeank
Jul 16, 2003

That's a nice set of 11 dynasty points there, it would be a shame if 3 rings were to happen with it
is the cart with the $25k of healthy food behind the cart full of pancake mix and instant mac

good on Tyrod :), but putting healthy with that picture is funny, to me

wandler20
Nov 13, 2002

How many Championships?
https://twitter.com/MySportsUpdate/status/1245013372573278208?s=19

Fire Safety Doug
Sep 3, 2006

99 % caffeine free is 99 % not my kinda thing

Ches Neckbeard posted:

Retirement benefits went from 200k to 40k yearly was among the more egregious things

I... don’t think that’s right? I looked it up and found this article, which seems to suggest most players would see an increase in their pension.

https://401kspecialistmag.com/retired-nfl-players-hope-for-win-with-new-cba-deal/

”Currently, some inactive players collect up to $135,000 year, or $11,250 a month, in disability benefits from the NFL. If they also receive, say, $2,000 a month from Social Security, they collect $13,250 a month in disability payments. The NFL wants to end that “double dipping” and reduce the players’ NFL benefits by offsetting the amount they receive from Social Security. So a player who now receives $11,250 from the league and $2,000 from Social Security would see his football benefit fall to $9,250. The size of that NFL benefit would shrink further over time as the player’s Social Security disability benefit rose to account for the cost of living and as he started to receive his pension.”

Maybe the bolded part is what you’re thinking of?

Paint Crop Pro
Mar 22, 2007

Find someone who values you like Rick Spielman values 7th round picks.




Print the Ehud was right shirts.

Ches Neckbeard
Dec 3, 2005

You're all garbage, back up the truck BACK IT UP!
Entirely possible. I'm too lazy to dig up the articles detailing how reamed players got.

a neat cape
Feb 22, 2007

Aw hunny, these came out GREAT!
Lol if the Dolphins trade their entire arsenal away for the one year wonder

Ehud
Sep 19, 2003

football.


hell yah

YOLOsubmarine
Oct 19, 2004

When asked which Pokemon he evolved into, Kamara pauses.

"Motherfucking, what's that big dragon shit? That orange motherfucker. Charizard."

a neat cape posted:

Lol if the Dolphins trade their entire arsenal away for the one year wonder

What should they use them on?

tarbrush
Feb 7, 2011

ALL ABOARD THE SCOTLAND HYPE TRAIN!

CHOO CHOO

a neat cape posted:

Lol if the Dolphins trade their entire arsenal away for the one year wonder

I mean, I'd be happier with that than them picking Herbert I guess, but it seems idiotic.

Tbh, given that all the publicly floated information suggests they want anyone but Tua, I'm assuming they want Tua. But that may jsut be cause I want Tua

a neat cape
Feb 22, 2007

Aw hunny, these came out GREAT!

YOLOsubmarine posted:

What should they use them on?

Drafting Tua and using all the picks they have to upgrade the roster.

Instead of throwing them all at a 23 year old QB who had one outstanding year with a stacked team

Shimrra Jamaane
Aug 10, 2007

Obscure to all except those well-versed in Yuuzhan Vong lore.
Would be funny if the Dolphins traded all the way up to then draft Tua.

Ehud
Sep 19, 2003

football.

No matter what the dolphins do it will be the wrong move

If we trade up for Burrow he’ll die of coronavirus or something

If we take Tua he’ll have chronic arthritis in his hip

I’m just here for the wild ride for my lovely team

Flikken
Oct 23, 2009

10,363 snaps and not a playoff win to show for it

Fire Safety Doug posted:

I... don’t think that’s right? I looked it up and found this article, which seems to suggest most players would see an increase in their pension.

https://401kspecialistmag.com/retired-nfl-players-hope-for-win-with-new-cba-deal/

”Currently, some inactive players collect up to $135,000 year, or $11,250 a month, in disability benefits from the NFL. If they also receive, say, $2,000 a month from Social Security, they collect $13,250 a month in disability payments. The NFL wants to end that “double dipping” and reduce the players’ NFL benefits by offsetting the amount they receive from Social Security. So a player who now receives $11,250 from the league and $2,000 from Social Security would see his football benefit fall to $9,250. The size of that NFL benefit would shrink further over time as the player’s Social Security disability benefit rose to account for the cost of living and as he started to receive his pension.”

Maybe the bolded part is what you’re thinking of?

How is it "double dipping" to receive a retirement they paid into? What's next, are they going to offset IRAs and 401ks?

mcmagic
Jul 1, 2004

If you see this avatar while scrolling the succ zone, you have been visited by the mcmagic of shitty lib takes! Good luck and prosperity will come to you, but only if you reply "shut the fuck up mcmagic" to this post!
Tua is going to be way better than Burrow.

Shimrra Jamaane
Aug 10, 2007

Obscure to all except those well-versed in Yuuzhan Vong lore.

Ehud posted:

No matter what the dolphins do it will be the wrong move

If we trade up for Burrow he’ll die of coronavirus or something

If we take Tua he’ll have chronic arthritis in his hip

I’m just here for the wild ride for my lovely team

“With the first pick of the 2020 NFL Draft, the Miami Dolphins select: Jordan Love, Quarterback, Utah State”

a neat cape
Feb 22, 2007

Aw hunny, these came out GREAT!

mcmagic posted:

Tua is going to be way better than Burrow.

Yeah

Eifert Posting
Apr 1, 2007

Most of the time he catches it every time.
Grimey Drawer

OxySnake posted:

Print the Ehud was right shirts.

If the Bengals trade the #1to Miami as a deal for Burrow I will personally order a custom screen printed "Ehud was right" tshirt and have it shipped to him, provided he gives me his address. :toxx:


The Bengals are going to keep that pick regardless of the offer. Miami has zero agency.

Ehud
Sep 19, 2003

football.

Eifert Posting posted:

If the Bengals trade the #1to Miami as a deal for Burrow I will personally order a custom screen printed "Ehud was right" tshirt and have it shipped to him, provided he gives me his address. :toxx:


The Bengals are going to keep that pick regardless of the offer. Miami has zero agency.

!!!

YOLOsubmarine
Oct 19, 2004

When asked which Pokemon he evolved into, Kamara pauses.

"Motherfucking, what's that big dragon shit? That orange motherfucker. Charizard."

mcmagic posted:

Tua is going to be way better than Burrow.

Maybe, when he's healthy, which may not be often.

a neat cape posted:

Drafting Tua and using all the picks they have to upgrade the roster.

Instead of throwing them all at a 23 year old QB who had one outstanding year with a stacked team

Tua had the best recieving corps in the country.

YOLOsubmarine fucked around with this message at 17:35 on Mar 31, 2020

torgeaux
Dec 31, 2004
I serve...

a neat cape posted:

Drafting Tua and using all the picks they have to upgrade the roster.

Instead of throwing them all at a 23 year old QB who had one outstanding year with a stacked team

Empty quote.

Diva Cupcake
Aug 15, 2005

The Bengals turned down the Ricky Williams trade. There's no way they're accepting any offer from the Dolphins

Android Apocalypse
Apr 28, 2009

The future is
AUTOMATED
and you are
OBSOLETE

Illegal Hen

NFL off-season hot stove keeping me entertained through self-isolation.

Eifert Posting posted:

If the Bengals trade the #1to Miami as a deal for Burrow I will personally order a custom screen printed "Ehud was right" tshirt and have it shipped to him, provided he gives me his address. :toxx:


The Bengals are going to keep that pick regardless of the offer. Miami has zero agency.

:nice:

Eifert Posting
Apr 1, 2007

Most of the time he catches it every time.
Grimey Drawer
The stadium would literally not have a single Bengals fan in it for years. The only folks left in the building were hanging burrow banners in October. With him they're selling out for a couple years even if he busts.


He's an immortal lock.

Ehud
Sep 19, 2003

football.

Eifert Posting posted:

The stadium would literally not have a single Bengals fan in it for years. The only folks left in the building were hanging burrow banners in October. With him they're selling out for a couple years even if he busts.


He's an immortal lock.

lol these posts are going to be awesome if somehow you guys screw it up

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Shimrra Jamaane
Aug 10, 2007

Obscure to all except those well-versed in Yuuzhan Vong lore.
Didn’t the Bengals just franchise AJ Green because Burrow literally told them to?

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