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Der Kyhe
Jun 25, 2008

Mithaldu posted:

Now i wonder if germany is just very special to be healthy in this, or if it's because the north is very sparsely populated.

Both. Germany is a smaller country with ten+ times the population so obviously the real estate business there is a completely different beast.

EDIT: and the "if you own more than half" is also a key word here; if the bank owns in loan or mortages less than half of the property value, they at best can enforce sale of the property since they are a minority partner, not foreclose it. And as a sole actor, they cannot accept anything below the agreed property value as a winning bid.

Der Kyhe fucked around with this message at 20:29 on Jul 30, 2020

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The Strangest Finch
Nov 23, 2007

Fluffy Bunnies posted:

I assume I'm not very far from you. Everything is hosed and stuff is starting to disappear off shelves near Richmond CO. How're yall fairin?

Eh, yeah. I live in Wayne and work in Appling... two real winners in the current Georgia landscape hellscape. Our stores are in pretty good shape, certainly less evidence of hording than there was during the lockdown. I still can't really buy cleaning supplies other than bleach and bargain-bin paper products, but I'm set on that front for awhile at least. Like I said earlier, I think people are maybe starting to "get it" a bit, I see more masks all the time and (anecdotally) not as many cars in restaurant parking lots, but I think its probably too little too late unless we get really really lucky. I don't know about you, but I think any luck the American South had early on has definitely worn out.

For instance: My boss is a nice, understanding man. I have never heard a less than completely complementary thing about him and I honestly think he respects my health/wishes more than he respects his own. His kids still hang out at their grandma's house two or three days a week and I've never seen him in a mask at work, but we only have face to face meetings outside (and generally from 10-15 feet apart) and he's been very supportive of me working from home whenever it makes more sense. He's also bending over backward to help me get transferred instead of laid-off in month. Having to move to Hall county in maybe September if things go "well" is a completely separate shitstorm waiting to happen, but I guess it would be better than being among the massive throng of the suddenly unemployed... and can only really fret about so many things at a time.

Mithaldu
Sep 25, 2007

Let's cuddle. :3:
As an american in Atlanta, how feasible would it be to simply keep a 7 year old out of school for a year assuming at least one person in the house doesn't need to go out to work?

JoshGuitar
Oct 25, 2005
I don't own any rental property, but I have to wonder. There are lots of people out there who move frequently for any one of a number of reasons. Maybe to find better job opportunities, maybe simply because they don't want to live in the same place their entire lives, maybe for one of a multitude of reasons I can only guess at. Sometimes this is out of necessity, sometimes this is purely by choice. Most of these people rent because it makes more sense to do so in their situation.

If landlords are all sent to the guillotine, it seems like those people have maybe three options available:

1) Go through the time, hassle, and expense of buying/selling a house every time they relocate.
2) Spend their entire lives living in a hotel (unless hotels should also be abolished for the same reason as rental housing).
3) Some combination of vagrancy, living in an RV, finding a houseboat and sticking to coastal cities, etc.

What is the solution for people in this situation?

The Strangest Finch
Nov 23, 2007

Mithaldu posted:

As an american in Atlanta, how feasible would it be to simply keep a 7 year old out of school for a year assuming at least one person in the house doesn't need to go out to work?

If there's a stay at home parent shouldn't simply applying to homeschool the kid be an option? If, in a year, things have returned to a level of normal where reentering the school system is "viable and safe" then in theory the child won't have lost much ground. There should be a (probably overloaded) bureaucratic process to jump through, but I haven't heard anything about restricting it.

Zero VGS
Aug 16, 2002
ASK ME ABOUT HOW HUMAN LIVES THAT MADE VIDEO GAME CONTROLLERS ARE WORTH MORE
Lipstick Apathy

Mithaldu posted:

in other other words:

as a landlord, have you made efforts to hang out pandemic information, made pandemic requirements, provided n95 masks, installed hand sanitizer stations, organized grocery buying, ...


who am i kidding, y'ain't done gently caress all

I put a hand sanitizer dispenser in my common area but someone broke it open and stole all the goo.

One of my tenants who's a handyman had customers worried about him working indoors so I loaned him a $300 full-face respirator all the way back in March.

If you wanna go full galaxy-brain ethics, aren't tenants almost as culpable as landlords? The landlords wouldn't exist if instead of paying rent you bought some plywood from home depot and moved to
Portland's city-sanctioned Tiny Home area. #vanlife is hip now

Der Kyhe
Jun 25, 2008

JoshGuitar posted:

I don't own any rental property, but I have to wonder. There are lots of people out there who move frequently for any one of a number of reasons. Maybe to find better job opportunities, maybe simply because they don't want to live in the same place their entire lives, maybe for one of a multitude of reasons I can only guess at. Sometimes this is out of necessity, sometimes this is purely by choice. Most of these people rent because it makes more sense to do so in their situation.

If landlords are all sent to the guillotine, it seems like those people have maybe three options available:

1) Go through the time, hassle, and expense of buying/selling a house every time they relocate.
2) Spend their entire lives living in a hotel (unless hotels should also be abolished for the same reason as rental housing).
3) Some combination of vagrancy, living in an RV, finding a houseboat and sticking to coastal cities, etc.

What is the solution for people in this situation?

People who cannot get rentals for a short-term gig like building contracts, or are specialists who travel between towns and work as industry/assembly line specialists or contractors usually live on winterproofed RVs.

Privately, or as a contractor living in a hotel (or even hostel) is stupidly expensive in the Nordic countries unless you are a huge company who can rent out a fleet of rooms on discount prices.

Military and law enforcement people who have to change their posts at regular intervals and do not get that great pay tend to do the option 1 but only if they have family. Otherwise they have rooms or houses available at request by the base/county/etc. but they usually also are absolute bachelor poo poo holes.

bird with big dick
Oct 21, 2015

Everyone doesn’t own their home within 8 years of living in it, I ask as I chortle into my brandy snifter

Der Kyhe
Jun 25, 2008

Yeah, I know that living in the US is a loving miserable thing unless you are born into wealth or are a San Fran IT billionaire.

StrangersInTheNight
Dec 31, 2007
ABSOLUTE FUCKING GUDGEON

Zero VGS posted:

If you wanna go full galaxy-brain ethics, aren't tenants almost as culpable as landlords?

No. You took the risk owning and in return for the money you get you are responsible for providing an adequate quality of life to your tenants; there is no expectation for them to provide such for you. And if you're already getting bitter that someone stole a few bucks worth of hand sanitizer, you're maybe not cut out for this.

If people didn't buy up property as investment capital, there would be more places that are affordable for folks and they would be able to own - but as anything reasonably priced is immediately snapped up to turn a buck, folks have to rely on rentals and so this is the system we are currently stuck with.

StrangersInTheNight fucked around with this message at 20:53 on Jul 30, 2020

Mithaldu
Sep 25, 2007

Let's cuddle. :3:

Zero VGS posted:

I put a hand sanitizer dispenser in my common area but someone broke it open and stole all the goo.

One of my tenants who's a handyman had customers worried about him working indoors so I loaned him a $300 full-face respirator all the way back in March.

If you wanna go full galaxy-brain ethics, aren't tenants almost as culpable as landlords? The landlords wouldn't exist if instead of paying rent you bought some plywood from home depot and moved to
Portland's city-sanctioned Tiny Home area. #vanlife is hip now

Aight, i stand corrected, you did ... like, 1.5 things. Now do it consistently regardless of how well it's received. Going by pure capitalism you'd want your renters still alive, no?

Also, no, because single home nuclear family bullshit is a degenerative case.

Similar to joking, as a person in power, about people in a third world hellhole, some of which you hold power over.


Considered converting to a coop?


Also, whoever stole the goo didn't do so to fence it for high $, but out of necessity, meaning they cared, but didn't trust that it would be around later on. Show them you're willing to make it be around and they'll respect it.


The Strangest Finch posted:

If there's a stay at home parent shouldn't simply applying to homeschool the kid be an option? If, in a year, things have returned to a level of normal where reentering the school system is "viable and safe" then in theory the child won't have lost much ground. There should be a (probably overloaded) bureaucratic process to jump through, but I haven't heard anything about restricting it.
Honestly, i don't really give a drat about lost ground if it keeps the kid and parents alive, but that's just me griping. Thanks a lot for the info, i'll have to suggest it.

CowboyAndy
Aug 7, 2012

The Strangest Finch posted:

If there's a stay at home parent shouldn't simply applying to homeschool the kid be an option? If, in a year, things have returned to a level of normal where reentering the school system is "viable and safe" then in theory the child won't have lost much ground. There should be a (probably overloaded) bureaucratic process to jump through, but I haven't heard anything about restricting it.

Unless the parent was trained and accredited in homeschooling (IDK how the process works), I wouldn't trust them to homeschool their child. As a veteran of many parent-teacher conferences, I am often astounded by the lack of common sense or backbone from parents. Like, this is your kid - if he's acting up at home, maybe set boundaries with them? I would worry about your lazy/apathetic parents trying to teach their kid.

Mithaldu posted:

Honestly, i don't really give a drat about lost ground if it keeps the kid and parents alive, but that's just me griping. Thanks a lot for the info, i'll have to suggest it.

But yeah, I agree with this too. Right now, priority should be keeping people healthy and safe.

zer0spunk
Nov 6, 2000

devil never even lived
i'd probably be really worried that unemployment is the highest it's ever been and we're about to go into the first month of no expanded benefits if I had tenants

food or rent isn't really much of a thinker

also lol at one of the answers to "what's trashy if your poor, but classy if you're rich" being "not paying rent"

https://therealdeal.com/2020/07/15/simon-property-group-sics-the-lawyers-on-deadbeat-tenants/

zer0spunk fucked around with this message at 20:57 on Jul 30, 2020

Computer Serf
May 14, 2005
Buglord

Facebook Aunt posted:

Oh yeah, I wear a mask any time I'm at a public place indoors. I'm just saying a face shield is no additional discomfort.


True, it does nothing against suspended clouds of virion particles.

Aside from direct protection, it also reminds you to stop touching your loving face. We are all addicted to touching our faces and need to quit. With a face shield you go to rub your eye and your hand bonks into the shield, reminding you that you're a dumbass who needs to stop touching your face. Obviously it's not an impenetrable forcefield so you can go around it if you really need to, but it can help prevent dozens of thoughtless face touches per hour.


Pros:
Provides a tiny bit of extra protection.
Helps train you to stop touching your face.
Light weight.
Inexpensive.
Easy to clean.
You don't have to take it off to sip your drink.

Cons:
Looks silly.
Strap can mess up your hair.
One more thing to clean.

Face shields give a false sense of protection, similar to a surgical mask it might be within the margin of error better than wearing absolutely nothing for safeguarding the wearer from exposure to particulate in the air, although it should be significantly better at helping reduce outbound particulate from spreading.

If you feel you need to wear a face shield in a high risk public environment you should be wearing sealed goggles and a sealed n95 respirator.

Captain Beans
Aug 5, 2004

Whar be the beans?
Hair Elf

zer0spunk posted:

i'd probably be really worried that unemployment is the highest it's ever been and we're about to go into the first month of no expanded benefits if I had tenants

food or rent isn't really much of a thinker

has there been some kind of unemployment update i'm not aware of?

unemployment isn't at 25% (which is the highest it's ever been)

Animal-Mother
Feb 14, 2012

RABBIT RABBIT
RABBIT RABBIT
Today I'm going to buy a whole poo poo load of canned goods. This fall and winter are not going to be pretty.

Hazo
Dec 30, 2004

SCIENCE



Azathoth Prime posted:

By this logic, farmers are scum too.
As are the people who prepare food, build houses, or make clothes as their primary income.

There is no ethical consumption under capitalism.

redreader posted:

No, the equivalent to a farmer for houses would be someone who builds houses and sells them to people who need them.

Someone who buys them, doesn't sell them, and extracts money from owning them in perpetuity is not the same as someone who creates them and then sells them at a fair price.

I'd also contend that another difference is that it's easier to regularly get food from a food pantry or soup kitchen than it is to comfortably live long term in a homeless shelter.

StrangersInTheNight
Dec 31, 2007
ABSOLUTE FUCKING GUDGEON

Mithaldu posted:

Also, whoever stole the goo didn't do so to fence it for high $, but out of necessity, meaning they cared, but didn't trust that it would be around later on. Show them you're willing to make it be around and they'll respect it.

'But I did it once and someone made me feel like my system wasn't perfect! Don't they owe ME something too? I give up, these people are animals!'

That's landlord poster guy, that's what he sounds like.

zer0spunk
Nov 6, 2000

devil never even lived

Captain Beans posted:

has there been some kind of unemployment update i'm not aware of?

unemployment isn't at 25% (which is the highest it's ever been)

oh you're right, 14% at it's peak, second only to the great depression..i should have used in my lifetime, unless y'all are pushing an average age of 90 years old

tbf i think it'll rise as more things get shuttered again, we're going the other way as a country

zer0spunk fucked around with this message at 20:58 on Jul 30, 2020

Mozi
Apr 4, 2004

Forms change so fast
Time is moving past
Memory is smoke
Gonna get wider when I die
Nap Ghost
hey i hear there's this other forum called c-spam that might be really interested in hearing how much you'd like to murder landlords

Captain Beans
Aug 5, 2004

Whar be the beans?
Hair Elf

zer0spunk posted:

oh you're right, 14% at it's peak, second only to the great depression..i should have used in my lifetime, unless y'all are pushing an average age of 90 years old

don't worry as more unemployed people die from the rona or being homeless it will keep the number down, daddy trump has us all covered you see

its gonna get worse

StrangersInTheNight
Dec 31, 2007
ABSOLUTE FUCKING GUDGEON
No one wants to murder landlords but that one guy claiming he put some hand gel around so he did his due diligence is lol

zer0spunk
Nov 6, 2000

devil never even lived

Captain Beans posted:

its gonna get worse

what do you even call the sequel..the greater depression?

OMFG FURRY
Jul 10, 2006

[snarky comment]
it'll be the greatest depression, just the greatest i'm told

Computer Serf
May 14, 2005
Buglord

:shuckyes:

Der Kyhe
Jun 25, 2008


You get the exact results you measure for.

Similarly, if you stop testing all but the most obvious cases and disallow postmortem diagnosis you'll see that Covid-19 is actually no longer an issue!

Captain Beans
Aug 5, 2004

Whar be the beans?
Hair Elf

zer0spunk posted:

what do you even call the sequel..the greater depression?

lets give trump credit for it, THE GREATEST DEPRESSION

Der Kyhe
Jun 25, 2008

Captain Beans posted:

lets give trump credit for it, THE GREATEST DEPRESSION

THE BESTEST DEPRESSION

Zero VGS
Aug 16, 2002
ASK ME ABOUT HOW HUMAN LIVES THAT MADE VIDEO GAME CONTROLLERS ARE WORTH MORE
Lipstick Apathy

StrangersInTheNight posted:

No. You took the risk owning and in return for the money you get you are responsible for providing an adequate quality of life to your tenants; there is no expectation for them to provide such for you. And if you're already getting bitter that someone stole a few bucks worth of hand sanitizer, you're maybe not cut out for this.

If people didn't buy up property as investment capital, there would be more places that are affordable for folks and they would be able to own - but as anything reasonably priced is immediately snapped up to turn a buck, folks have to rely on rentals and so this is the system we are currently stuck with.

Sure I took a risk, it's just a little weird that we reopened the casino, we're bailing out fuckin' Shake Shack, but the government can't say "hey, if your tenants actually miss payments we'll cover it".

Here in Boston there's some landlords suing the state over it:

https://realestate.boston.com/news/2020/07/23/landlords-use-mass-over-eviction-ban/

quote:

The moratorium violates the constitutional right to petition the judiciary, the right of free speech under the First Amendment, and the right to just compensation for an unlawful taking of their property under the Fifth Amendment, and it is an unconstitutional impairment of their leases, Vetstein said.

Vetstein represents a nurse who is owed $20,000 in back rent.

“She’s a blue-collar nurse, and is in serious financial difficulty because of this,” Vetstein said. “When a tenant can’t pay, that burden flows down to the landlords.”

Makes sense to me when they put it that way.

But nope, give it all to Shake Shack and bankers: https://www.theguardian.com/business/2020/apr/23/shake-shack-small-business-loan-economy

Computer Serf
May 14, 2005
Buglord

Der Kyhe posted:

You get the exact results you measure for.

Similarly, if you stop testing all but the most obvious cases and disallow postmortem diagnosis you'll see that Covid-19 is actually no longer an issue!

Death stats end up in databases with local counties so I would imagine at least one of the 3400 should have statistics on this years causes and volumes of deaths to compare to historic averages?

Misclassification is definitely happening if only for lack of testing, agency, will, and political suppression, but I would assume there’s going to be statistically obvious abnormalities this year.

From C19, with C19, and as a result of the disruptions to hospital access for totally unrelated health issues.

edit:

and hopefully at least a few other nations might release comprehensive statistical reports on comparisons with historic norms

Der Kyhe
Jun 25, 2008

Computer Serf posted:

Death stats end up in databases with local counties so I would imagine at least one of the 3400 should have statistics on this years causes and volumes of deaths to compare to historic averages?

Misclassification is definitely happening if only for lack of testing, agency, will, and political suppression, but I would assume there’s going to be statistically obvious abnormalities this year.

From C19, with C19, and as a result of the disruptions to hospital access for totally unrelated health issues.

edit:

and hopefully at least a few other nations might release comprehensive statistical reports on comparisons with historic norms

Yes, I completely agree with this and this applies to all countries.

The only real measurements to assess the true impact of C19 which does not include the fuddled paperwork, purposeful missclassification and all of the other shenanigans will be in the amount of existing tax-payers and citizens, maybe starting in the year 2022.

Expecting that the tax office and such are not required to massage the numbers to fit the political agenda.

zer0spunk
Nov 6, 2000

devil never even lived
the post mortem on this pandemic is going to be something else whenever we come out on the other side of it

i keep seeing articles like this pop up (different poll samples but all pretty similar results with less then 50% saying no)
https://www.webmd.com/lung/news/20200728/webmd-covid-vaccine-poll

quote:

The poll of 1,000 readers finds many of them reluctant to take a potential COVID vaccine, even though public health experts have said it’s the best way to move past the pandemic.

Just over 40% said they planned to get a vaccine, while 28% said they did not. Another 30% were unsure.

quote:

This serves as a wake-up call,” said John Whyte, MD, chief medical officer of WebMD. “If immunization rates are low, then we’re not going to achieve the level of herd immunity needed to protect us from this virus.”

Public health officials have said we’d need to reach a 70% level of herd immunity -- meaning people who have either already been infected or have immunity from a vaccine -- for the pandemic to end.

we should probably start to ease the public now into getting a vaccine is the right thing to do otherwise this thing is going to linger for so much longer then it needs to

e: i always forget trump believes in the vaccines give you autism thing that everyone and their grandma debunked

https://twitter.com/realDonaldTrump/status/238717783007977473

zer0spunk fucked around with this message at 21:35 on Jul 30, 2020

StrangersInTheNight
Dec 31, 2007
ABSOLUTE FUCKING GUDGEON

Zero VGS posted:

Sure I took a risk, it's just a little weird that we reopened the casino, we're bailing out fuckin' Shake Shack, but the government can't say "hey, if your tenants actually miss payments we'll cover it".

Agreed, but that's not on the tenants nor should they be punished for it - that's on the government.

We all know the pandemic response in terms of financial aid has just been a clusterfuck - turns out you get to feel it with us. You are not immune to the current economic pressures. Really, this should be motivating you to be pissed that the govt isn't providing more help to individuals.

If your tenants are stable, you are stable. If they are destabilized, so are you. It's in your best interest that infrastructures develop to stabilize these individuals - and in your best interest to help foster and contribute to these systems, not oppose them or get bitter at what you feel is neglected 'personal responsibility' on the part of your tenants. Your job isn't to judge them.

StrangersInTheNight fucked around with this message at 21:35 on Jul 30, 2020

Captain Beans
Aug 5, 2004

Whar be the beans?
Hair Elf

Zero VGS posted:

Sure I took a risk, it's just a little weird that we reopened the casino, we're bailing out fuckin' Shake Shack, but the government can't say "hey, if your tenants actually miss payments we'll cover it".


its not weird at all, they just don't give a poo poo about you, or individual people and other small businesses. why? because you don't have enough money to buy their attention.

when you look at it through that lens it makes total sense

Der Kyhe
Jun 25, 2008

I can tell you that large number of Finnish people hate the idea of "test-stage vaccinations" simply because we took the Pandemrix as a part of the national vaccination program for the swine flu, and the amount of Narcolepsy cases ten-folded, especially with the children between 9-18.

OK so the vaccination itself was bulletproof and did its job, but ruined the live for hundreds of young people messing with their brains.

And yet, we are one of the countries that still would accept early vaccination.

EDIT: One of my friend's wife got it while in university and under the university student health care system. She basically sleeps or is awake only because she has a horse-level upper and downer diet, for the rest of her life. Obviously the government health security system pays for this poo poo and she is on permanent disability, but that took years to get resolved since she was 19 when she took it.

Der Kyhe fucked around with this message at 21:46 on Jul 30, 2020

Haramstufe Rot
Jun 24, 2016

Der Kyhe posted:

Northern Europe, Nordics to be more specific, and live anywhere outside capital regions, or other large metropolitan areas such as Malmö or Tampere, and it is actually cheaper to buy than rent stuff, if your salary and other income is enough to get a deal with the bank.

10 year loan and you'll probably pay something similar on the loan payments + HOA fees than with the regular rent, with the added benefit that you can rent out your place when you move out. If you own more than half of the place it is much better idea to just leave it as a rental, than start selling it, and sell it when you actually need the money. Because even then you can A) extend the loan to 20 years, or B) just sell the place.

Real estate isn't expensive, if you live somewhere else than the "most expensive hotspots of the country". The county next to where I now live actually gives you a free seaside building plots provided that you build a large enough McMansion on it, this current town selling newly renovated apartment buildings (which used to be in the piss-reek region) starting from something like 45k EUR. And both of them are within 60 minute commute from the central Helsinki.

if everyone owns their home who y'all rentin to tho?

Der Kyhe
Jun 25, 2008

Haramstufe Rot posted:

if everyone owns their home who y'all rentin to tho?

Students, foreigners, short termers, people who just got divorced, people who for some reason cannot or will not buy own... etc

Its not a *as* lucrative business here, as it seems to be in other parts of the world.

zer0spunk
Nov 6, 2000

devil never even lived

Der Kyhe posted:

I can tell you that large number of Finnish people hate the idea of "test-stage vaccinations" simply because we took the Pandemrix as a part of the national vaccination program for the swine flu, and the amount of Narcolepsy cases ten-folded, especially with the children between 9-18.

OK so the vaccination itself was bulletproof and did its job, but ruined the live for hundreds of young people messing with their brains.

And yet, we are one of the countries that still would accept early vaccination.

EDIT: One of my friend's wife got it while in university and under the university student health care system. She basically sleeps or is awake only because she has a horse-level upper and downer diet, for the rest of her life. Obviously the government health security system pays for this poo poo and she is on permanent disability, but that took years to get resolved since she was 19 when she took it.

russia says they'll have one by august 10th

but they are basically cutting corners on phase 2 (100s administered) to go to phase 3 (thousands)

https://www.cnn.com/2020/07/28/europe/russia-coronavirus-vaccine-approval-intl/index.html

Kerning Chameleon
Apr 8, 2015

by Cyrano4747
The homeless would be well within their rights to seize occupancy of homes from their owners, regardless if those owners are landlords or not.

"Owning your own home" is as socially toxic an ideology as "medical care should be privatized."

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Der Kyhe
Jun 25, 2008

zer0spunk posted:

russia says they'll have one by august 10th

but they are basically cutting corners on phase 2 (100s administered) to go to phase 3 (thousands)

https://www.cnn.com/2020/07/28/europe/russia-coronavirus-vaccine-approval-intl/index.html

Yeah, I would not take anything from anyone with this level of work.

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