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Regarding buying vs leasing. I absolutely hate having monthly costs on stuff as I like to have as much cash available each month in order to cash other things (as well as being able to save as much as possible each month), so I bought my new car cash. I might have lucked out a bit in the way that it forced me to take out cash from investments before COVID crashed the markets, and then I've been putting in money again after it crashed. But apart from that, who knows. I've already "forgotten" about that money. I'm budgeting for the depreciation etc every month and transferring it straight to an index fund (along with all other "theoretical" costs from the car). I do the same with all insurance payments etc. Everything in bulk once a year, then spread out that cost over the year in my budget so it goes straight into an indexfund or something. On that note. YNAB has saved me so much money.
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# ? Aug 11, 2020 04:45 |
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# ? May 26, 2024 10:35 |
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Is range the main annoyance with EVs? I have a couple of quotes from Audi and the e-tron 50 works out hugely cheaper than the 55. The difference is a 74 kWh battery vs a 95, and 230 kW vs 300kW. But the difference in price is an extra 23% (97k vs 78k) which seems crazy. Also I am apparently getting a 33% total discount off list, I'm surprised if they make any money on this? Hmm the e-tron S will be 5k more than the 55 when it comes out. Not a huge difference. https://audi.media-corner.ch/press/innovativ-dynamisch-und-elektrisch-der-audi-e-tron-s-und-der-audi-e-tron-s-sportback knox_harrington fucked around with this message at 11:40 on Aug 11, 2020 |
# ? Aug 11, 2020 11:15 |
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You're buying it through a corporate or company affiliated car lease scheme, I assume, since you're getting a fleet discount and something called BusinessPlus which I assume is also a company car scheme discount. That makes up half your discounts. I don't know how EV pricing works in Switzerland, but I would assume there are also federal or cantonal incentives at work here too. It's very possible that Audi makes only a very small unit profit or even a unit loss, and e-tron is certainly a loss-making program in isolation. But Tesla, as you recall, still makes about a quarter to a third of their nominal gross profit selling EV credits - so that's one decent reason to run a loss making program in EV.
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# ? Aug 11, 2020 13:19 |
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CannonFodder posted:Do EV motorcycles have a lower center of gravity than gas motorcycles? I know with cars having the battery pack low means a very low center of gravity and better handling characteristics, and I'm wondering if the same is true for 2 wheels. I'm not really sure how much a change the center of mass is from ICE to EV when it comes to motorcycles, though I'm sure it's not as drastic of a change as a skateboard design EV cars. My Energica's battery sits pretty much exactly where the engine would, the electric motor is where the rear shock would normally be, the inverter is where most gas tanks are, and the rear shock is installed on the side of the bike instead of under the tail.
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# ? Aug 11, 2020 16:32 |
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Gamesguy posted:Bolt leases for example can be free or even cash positive due to numerous incentives, heavy dealer discounting, and artificially inflated residuals. Noob here. How does that pan out after insurance? I have been considering buying a used Leaf for a while now, but getting paid to wear out someone else's car sounds even better.
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# ? Aug 11, 2020 17:17 |
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I found the Zero SR a little more to heavy than standard UJMs, but not more do than sport bike. On average, they probably are a bit higher CG than the gasoline equivalent.knox_harrington posted:Is range the main annoyance with EVs? It obviously depends on how far you drive and what the infrastructure is like. But I would say the annoyances are: 1) daily charging 2) trip charging 3) range If you can charge at home, you're doing good. If your common long trips has some charging stations well within your range, you're doing great. Range won't be much of an issue then, but non-Tesla charging networks can be very variable. Charging networks cure range anxiety and range cures charging anxiety.
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# ? Aug 11, 2020 17:23 |
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What do you mean, after insurance? Insurance costs the same amount of money regardless of how much you pay for the car.
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# ? Aug 11, 2020 17:32 |
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I've never leased a car before, so hearing that I can come out ahead by borrowing a grocery getter from GM makes me doubt. They make you maintain auto insurance on it, and pay for that out of your own pocket, right? Do those costs make the whole thing actually cost money? e: I'm assuming y'all are a bunch of risk-averse 30somethings here. Skinnymansbeerbelly fucked around with this message at 17:49 on Aug 11, 2020 |
# ? Aug 11, 2020 17:46 |
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Skinnymansbeerbelly posted:I've never leased a car before, so hearing that I can come out ahead by borrowing a grocery getter from GM makes me doubt. They make you maintain auto insurance on it, and pay for that out of your own pocket, right? Do those costs make the whole thing actually cost money?
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# ? Aug 11, 2020 17:50 |
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KYOON GRIFFEY JR posted:You're buying it through a corporate or company affiliated car lease scheme, I assume Thanks. Yeah kind of, Audi will give me the same discount as the company but it would be a private purchase or lease. Ola posted:It obviously depends on how far you drive and what the infrastructure is like. But I would say the annoyances are: Also thanks. Thinking about it my day to day is probably covered. I have electricity in my parking space with a 16A (and a 10A) 250V socket, need to check with the management company that overnight charging is OK but there's a Tesla that lives in there that plugs in as well. And I can charge at work and up in the mountains, and there's a well placed 350kW station on the autoroute. I guess the issue would be doing a longer summer trip with a smaller battery. And whether I can face the indignity of buying the less powerful version.
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# ? Aug 11, 2020 18:38 |
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The etron 50 is also missing the sound reading glass and some other stuff like driver assistance features IIRC.
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# ? Aug 11, 2020 19:16 |
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Shamino posted:The etron 50 is also missing the sound reading glass and some other stuff like driver assistance features IIRC. What comes in the different packs is a bit impenetrable but I've specced a 50 and a 55 the same way. 55 works out 23k more. Oddly the 50 comes with more as standard because of an offer.
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# ? Aug 11, 2020 19:41 |
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Skinnymansbeerbelly posted:I've never leased a car before, so hearing that I can come out ahead by borrowing a grocery getter from GM makes me doubt. They make you maintain auto insurance on it, and pay for that out of your own pocket, right? Do those costs make the whole thing actually cost money? Adding a second car doesn't increase your insurance much, do you have a bunch of accidents or something? My comprehensive on an e-tron is only $180/yr with $50 deductible through geico, and I've had an at-fault accident 2 years ago that cost them $30k+.
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# ? Aug 12, 2020 04:19 |
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That seems insanely low for insurance? *edit* oh is the e-tron your second car?
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# ? Aug 12, 2020 04:21 |
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Where you live can have an appalling impact on your rates as well. *gentle sobbing in Fort Lauderdale/Miami metro area*
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# ? Aug 12, 2020 14:21 |
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Thats because FL’s entire insurance structure is basically litigation and pre-litigation demands and it costs a fortune as a result.
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# ? Aug 12, 2020 14:24 |
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Oh no https://en.m.wiktionary.org/wiki/%E9tron
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# ? Aug 12, 2020 14:28 |
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hello, i am from michigan, let me tell you about no-fault insurance!!
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# ? Aug 12, 2020 14:39 |
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heated game moment posted:The great thing about leases is if you have equity at the end of the lease you can just buy it out! That is currently playing out in the US - the used car market is extremely tight right now which is driving used car prices up. If you're turning in a lease over the next few months, it's worth reviewing your lease terms and crunching the numbers.
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# ? Aug 12, 2020 14:52 |
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KYOON GRIFFEY JR posted:hello, i am from michigan, let me tell you about no-fault insurance!! You can opt out of unlimited PIP now!
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# ? Aug 12, 2020 14:57 |
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big crush on Chad OMG posted:You can opt out of unlimited PIP now! finally!
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# ? Aug 12, 2020 14:58 |
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Goober Peas posted:That is currently playing out in the US - the used car market is extremely tight right now which is driving used car prices up. If you're turning in a lease over the next few months, it's worth reviewing your lease terms and crunching the numbers. Or even if you're not you can still sell your car to CarMax/carvana/vroom. Plenty of stories of people selling their car halfway through a lease for positive equity right now. MomJeans420 posted:That seems insanely low for insurance? Yes, collision coverage should be the same for him with a used leaf vs a bolt, so it just comes down to the lease requiring comprehensive which doesn't cost much. Gamesguy fucked around with this message at 19:36 on Aug 12, 2020 |
# ? Aug 12, 2020 19:29 |
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This would be secondary on the policy, yeah. So I kind of want to get wacky with the power setup at my house. I am considering buying a generator, and installing a transfer switch so that I am not completely at the mercy of PG&E. Any reason I couldn't install a level 2 charger with that setup?
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# ? Aug 13, 2020 00:00 |
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No, but it'll be inefficient as gently caress if you want to use it for an EV, are you talking a big padmount natgas genset? Be careful with load calculations if you do that, and make sure either your car or charger can choose how much juice it sucks down, you probably don't want to spring for a genny so massive you can charge at 6kW on top of your house.
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# ? Aug 13, 2020 01:04 |
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Not strictly EV related, but it does require EVs! https://www.vox.com/energy-and-environment/21349200/climate-change-fossil-fuels-rewiring-america-electrify
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# ? Aug 13, 2020 01:54 |
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Looks like Mach E will be available in November: Edit: Lyriq starting at sub 60k https://technocodex.com/cadillac-lyriq-ev-to-start-at-less-than-60000/ Westy543 fucked around with this message at 18:52 on Aug 13, 2020 |
# ? Aug 13, 2020 18:46 |
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Long_Tine_Spork posted:Not strictly EV related, but it does require EVs! LOL at so many items in this.
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# ? Aug 13, 2020 19:56 |
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OK, just got hired to run a game studio in LA,. I live in Carlsbad. From 2018 till Feb. 2020 I had the same situation and would use Amtrak/Metro/Bike to get to the office (stay in LA for the week). Well my wife wisely says that this is a non-starter now with COVID. So since my Toy-Auto has over 267k miles and I’d like that sweet carpool sticker, I’m thinking of leasing an EV with 250mile range or so (it’s a bit under 100 miles to get to this new place). I don’t think I can tolerate the Tesla’s QC (my Toyota has been flawless) and Musk is not my fav. Person right now. And the Tesla leases are $100 more a month for the basic model 3 than the alternatives. So I’m thinking of leasing a Kona or Niro EV. The leases appear to be around $300 a month. The Bolt is out because I hate uncomfortable seats. Maybe the long range Leaf, since the battery issues aren’t a big deal in a Lease. Opinions?
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# ? Aug 13, 2020 20:54 |
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VideoGameVet posted:OK, just got hired to run a game studio in LA,. I live in Carlsbad. Totally not a professional opinion, but before we settled on getting our Escape Hybrid we were heavily considering both of those (we ended up opting for a hybrid because my wife didn't want to deal with babies, careseats, and power cords all at the same time). Our end thoughts were that they Kona was all around nicer with the Niro having slightly more room to store stuff. If it's just a commuter car I'd personally pick the Kona. Kona has slightly more range too.
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# ? Aug 13, 2020 21:09 |
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SpaceCadetBob posted:Totally not a professional opinion, but before we settled on getting our Escape Hybrid we were heavily considering both of those (we ended up opting for a hybrid because my wife didn't want to deal with babies, careseats, and power cords all at the same time). Our end thoughts were that they Kona was all around nicer with the Niro having slightly more room to store stuff. If it's just a commuter car I'd personally pick the Kona. Kona has slightly more range too. Thank you. I do need that Carpool Sticker because LA Traffic stinks. I'd rather have a BEV than a PHEV. There's a local dealer with Kona EV's but I get the impression they are not EV enthusiasts. ZERO help on getting a charger to work with my 6-20 plug. The lease looks like $4000k down, $309/mo. + taxes and fees. I think I may get a better deal on the Niro for some reason.
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# ? Aug 14, 2020 07:13 |
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VideoGameVet posted:OK, just got hired to run a game studio in LA,. I live in Carlsbad. My tip is leave in the dead-rear end night (like 11pm-1am) because you won't beat the traffic if you decide "I'll wake up at 3 or 4 " Do you know the charging situation where you'll be living in LA? Didn't someone say they were basically getting a Bolt lease for like $400 total in Santa Cruz or something not too long ago??? VideoGameVet posted:ZERO help on getting a charger to work with my 6-20 plug. FilthyImp fucked around with this message at 07:32 on Aug 14, 2020 |
# ? Aug 14, 2020 07:29 |
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As someone who did LA -> Aliso Viejo -> LA every day for two years, and also frequently does LA -> Carlsbad -> LA, I have to agree that is a poo poo-rear end commute. I almost bought a natural gas Crown Vic to use the carpool lane, but in the end it was easier to just use it and not worry about it because realistically you won't get pulled over. Now I just take the bike, but that's not a relaxing time when you're splitting lanes for most of the drive.
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# ? Aug 14, 2020 07:50 |
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VideoGameVet posted:Thank you. I do need that Carpool Sticker because LA Traffic stinks. Are you doing the commute every day? That's going to eat up your lease miles real quick. Even once a week is a lot. Carlsbad dealers are notoriously bad. I'd start with a volume dealer in LA, or hire a broker. A quick search show should be able to get a $45k niro for around $400/month 0 down just taxes and fees drive off.
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# ? Aug 14, 2020 09:44 |
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don't put money down on a lease is pretty standard advice as well
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# ? Aug 14, 2020 14:59 |
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No updates on my Tesla solar order. It's been two weeks since they told me 1-2 weeks to finalize permitting and I haven't received any updates. So far, they've taken 7 weeks for the permitting step.
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# ? Aug 14, 2020 17:41 |
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EV sales, first half of 2020 https://cleantechnica.com/2020/08/12/tesla-model-3-y-chevy-bolt-nissan-leaf-audi-e-tron-sales-us-ev-sales-report/
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# ? Aug 14, 2020 17:42 |
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Nitrox posted:EV sales, first half of 2020 The i3 went from 2,207 sold last year to 251. That is bad.
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# ? Aug 14, 2020 17:52 |
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The i3 EU numbers are a little more than 50% of 2019's numbers, so not great but not nearly as bad as the US.
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# ? Aug 14, 2020 19:12 |
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McPhearson posted:The i3 went from 2,207 sold last year to 251. That is bad. It's priced so high you may as well order a model 3.
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# ? Aug 14, 2020 19:31 |
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# ? May 26, 2024 10:35 |
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Probably the crippling cost of repairs that kick in 30 seconds after the 4 year warranty is up (typical BMW) killed resale value to the point that nobody wants to be lumped with such terrible residuals, including dealers trying to shift them off lease.
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# ? Aug 14, 2020 19:46 |