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Bobstar posted:This has an unfortunate side effect: most Dutch shops, even the biggest supermarkets, don't take credit cards, or things that function like credit cards (including UK debit cards), because they don't want to pay the processing fees - they only accept local debit cards, or ones from neighbouring countries that work the same. So when UK friends and family visit, we tell them to bring cash because none of their cards will work, and they laugh and say they're sure they will. Then we visit a cash point with them. Dutch cards are the cause of most random chargebacks for the company I work for. Their banks just do not like sending money outside of the country. The customer could be using us for every month for the last 10 years, then at random BAMMM! the bank denies and blocks us as we are 'suspicious'.
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Dec 3, 2020 18:50
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Ah, right on cue: https://twitter.com/TheIDSmiths/status/1334482695599087623
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Dec 3, 2020 19:15
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happyhippy posted:Dutch cards are the cause of most random chargebacks for the company I work for. Yeah I was wondering whether the Dutch really had a significant difference between credit and debit cart merchant fees (in the UK at least they're the same apart from in certain circumstances, mostly customer-not-present purchases) or whether on a national level they were like my old boss who refused to accept Barclaycard (even though it was just a Visa card so the charges were the same) because Barclaycard had a more-or-less standing policy of allowing customers to chargeback just about anything, and he had a tendency to make dissatisfied customers.
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Dec 3, 2020 19:17
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SpicePro posted:Is it not just The Netherlands which is unusual in this respect? I've never encountered this problem before anywhere else in Europe that I've been to. I think it is, yes. Germany is famous for not liking cards and loving cash (hence the 500 Euro note), but even there I've paid in regular supermarkets with a Mastercard. There just seems to be a general agreement among Dutch shops that credit cards are silly.
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Dec 3, 2020 19:22
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Cash heavy countries like Japan and Germany I find incredible, like in the former it's apparently common for people to carry enough money to cover any eventuality that day so sometimes walk around with near £1k worth of yen in notes on them. I can't even imagine doing that in the UK.
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Dec 3, 2020 19:31
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josh04 posted:Ah, right on cue: Just doing Spitting Image but actually well might be the hardest comedy burn I've ever seen. If this guy wasn't left wing he'd already have a TV show.
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Dec 3, 2020 19:32
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ThomasPaine posted:Cash heavy countries like Japan and Germany I find incredible, like in the former it's apparently common for people to carry enough money to cover any eventuality that day so sometimes walk around with near £1k worth of yen in notes on them. I can't even imagine doing that in the UK. Anytime I've had over a grand in cash on me I become convinced that every passerby is gonna nut me and make off with the money. It's like being temporarily inside the mind of a fearful gammon
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Dec 3, 2020 19:42
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ThomasPaine posted:Cash heavy countries like Japan and Germany I find incredible, like in the former it's apparently common for people to carry enough money to cover any eventuality that day so sometimes walk around with near £1k worth of yen in notes on them. I can't even imagine doing that in the UK. Yeah, I remember that Japanese students coming over to Leeds had to have a pre-semester sit down chat; the major message being “hey don’t carry huge wads of cash everywhere”. Talking about weird banking practices, when I lived over in Japan there were two things to get used to regarding paying for stuff. Basically nowhere accepted any form of card payment. Which usually wouldn’t be too hard to work around...except ATMs worked on business hours; better hope you got the cash out before 5pm otherwise you’re outta luck. (There’s was deffo more a rural/urban split, with certain areas being much better than others) From what I’ve heard, the past couple of years have been much better with the banks catching up on both of these.
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Dec 3, 2020 20:30
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Mechanical mandible posted:except ATMs worked on business hours; better hope you got the cash out before 5pm otherwise you’re outta luck. In the late 90s I remember the rush to the ATMs before Friday 5-6pm as they wouldn't be restocked until the following Monday. It would ruin your entire weekend if you couldn't get money out.
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Dec 3, 2020 20:41
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lol, welp. https://twitter.com/samcoatessky/status/1334579431378219008?s=21
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Dec 3, 2020 20:58
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I've definitely used my regular UK debit card in dutch supermarkets, websites and stores.
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Dec 3, 2020 21:02
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I used my debit card to withdraw some cash in Berlin at some ungodly hour years ago while on a stag do to get a lapdance, and the next day proceeded to try and get a new graphics card as my one had blown up before flying out, only for said debit card to be declined. When I got home, I found a letter from the bank, on a photocopied letterhead, saying that they had detected some unusual activity and suspended my card, which I guess withdrawing £100 at 4am on a Sunday in Germany would classify as. But still, to send the letter on a photocopied letterhead?
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Dec 3, 2020 21:08
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Maybe their printer was broken? Also I see North Yorkshire are preparing for independence by testing their technological border solution and using their anpr cameras to stop cars from tier 3 areas incase they've nipped over the tier boundary for a pint and scotch egg. NotJustANumber99 fucked around with this message at 21:20 on Dec 3, 2020 |
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Dec 3, 2020 21:16
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Mechanical mandible posted:except ATMs worked on business hours; better hope you got the cash out before 5pm otherwise you’re outta luck. I don't think they "get" ATMs. Mind you given the very first ATMs in the UK were machines that dispensed cash if you inserted... a voucher that you had to buy in the bank, it's not like we are entirely flawless in that regard.
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Dec 3, 2020 21:27
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Before I went on my honeymoon I called Barclays to say "I'm going on holiday, *DON'T BLOCK MY SODDING CARD*" and they said "Ah no it's all automatic now, we won't block it! We promise!"... I'm sure you can guess my tone when I had to ring them up from Bali. Of course, they only blocked it after I'd been there a week... surely they could see that I had previously paid for plane tickets, that I had had transactions at the airport in the UK, at the airport in Singapore, and then in Bali for a week, whilst also making no transactions in the UK during that time. Like, yes, I'm on holiday, my spending will be "unusual" for as long as I am on holiday. WhatEvil fucked around with this message at 21:36 on Dec 3, 2020 |
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Dec 3, 2020 21:32
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WhatEvil posted:Before I went on my honeymoon I called Barclays to say "I'm going on holiday, *DON'T BLOCK MY SODDING CARD*" and they said "Ah no it's all automatic now, we won't block it! We promise!"... op, you could say, you... lol... you gave them a good BALIcking!!!!!!!!! 
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Dec 3, 2020 21:35
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WhatEvil posted:Before I went on my honeymoon I called Barclays to say "I'm going on holiday, *DON'T BLOCK MY SODDING CARD*" and they said "Ah no it's all automatic now, we won't block it! We promise!"... Yeah, I've had that in Australia and Sri Lanka. And, of course, the one time someone actually got my bank details and made a bunch of fraudulent payments in a different country, the bank didn't even notice.
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Dec 3, 2020 21:37
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WhatEvil posted:Like, yes, I'm on holiday, my spending will be "unusual" for as long as I am on holiday. Funny definition of "unusual" there
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Dec 3, 2020 21:45
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Borrovan posted:I got a card blocked the other day whilst doing some Christmas shopping online, when I spoke to them on the phone they were saying yeah, everyone's doing their Christmas shopping atm so most people are making a bunch of unusual transactions From the same school as "we are experiencing unusually high call volumes" every single time you call.
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Dec 3, 2020 21:47
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crispix posted:op, you could say, you... lol... you gave them a good BALIcking!!!!!!!!! A ball licking? Didn't know it was that kind of honeymoon
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Dec 3, 2020 21:48
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What annoys me is that most of the banks / card companies have stopped you being able to put in travel details which surely could help claiming that you'd be able to use your card. I don't see why they don't let you do that anymore.
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Dec 3, 2020 21:51
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Keep your money in a fray bentos tin hidden in your bed frame and when you have to carry it around, fold the notes into tiny squares and secret them beneath your foreskin imo  i should have a slot on that martin lewis show i think
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Dec 3, 2020 21:51
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I suppose that is marginally more hygenic with polymer notes.
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Dec 3, 2020 21:53
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They blocked my credit card when I drunkenly tried to add it to my Google pay app thing on my phone when I'd run out of money. Dunno how they knew I was drunk.
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Dec 3, 2020 21:55
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Mechanical mandible posted:Talking about weird banking practices, when I lived over in Japan there were two things to get used to regarding paying for stuff. Basically nowhere accepted any form of card payment. Which usually wouldn’t be too hard to work around...except ATMs worked on business hours; better hope you got the cash out before 5pm otherwise you’re outta luck. That can't be remotely true for the busier parts of Tokyo, surely? If so I'm genuinely impressed lol.
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Dec 3, 2020 21:55
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feedmegin posted:Got any Squats? I have 1 or 2 knocking about in my box of early 90's gw crap.
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Dec 3, 2020 21:57
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crispix posted:Keep your money in a fray bentos tin hidden in your bed frame and when you have to carry it around, fold the notes into tiny squares and secret them beneath your foreskin imo This is anti-semetic
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Dec 3, 2020 22:00
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NotJustANumber99 posted:They blocked my credit card when I drunkenly tried to add it to my Google pay app thing on my phone when I'd run out of money. Dunno how they knew I was drunk.
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Dec 3, 2020 22:00
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NotJustANumber99 posted:They blocked my credit card when I drunkenly tried to add it to my Google pay app thing on my phone when I'd run out of money. Dunno how they knew I was drunk. And if they have that technology why aren't they using it to do some real social good like blocking certain text messages from being sent at 2am?
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Dec 3, 2020 22:04
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JeremoudCorbynejad posted:This is anti-semetic I don't think it's anti-semitic but you have a point - i should check my prepuce privilege
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Dec 3, 2020 22:07
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No it's anti semetic, it's prejudiced against tops. Not to be confused with antisemantic, which is what you get when someone's being a smartarse, antisomatic, which is when you don't want to get off the sofa to go piss, and antisemiotic, which is what the british government was during world war 2. OwlFancier fucked around with this message at 22:11 on Dec 3, 2020 |
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Dec 3, 2020 22:09
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https://twitter.com/grantshapps/status/1334543848333332482 https://www.bbc.com/news/business-55162318 quote:In each case, the business trips must result in a deal which creates or preserves 50 jobs or leads to a £100,000 investment or order, according to the Department for Transport. "High-value business traveller" is a very depressing phrase, and I'm sure this won't be abused at all.
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Dec 3, 2020 22:11
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Jaeluni Asjil posted:What annoys me is that most of the banks / card companies have stopped you being able to put in travel details which surely could help claiming that you'd be able to use your card. I don't see why they don't let you do that anymore. Can only guess to stop it being used in the country you 'cleared' it for to send money to somewhere else where it can't be claimed back.
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Dec 3, 2020 22:12
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Squeeze as much business in as possible before Brexit kills everything I guess. If the deal turns out to be unsuccessful do you have to serve the quarantine period later?
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Dec 3, 2020 22:15
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blunt posted:https://twitter.com/grantshapps/status/1334543848333332482 I can absolutely see some fucker saying "If you make me go into quarantine I'll sack 50 people" as a way of getting around this. Then sacking them anyway.
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Dec 3, 2020 22:30
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crispix posted:Keep your money in a fray bentos tin hidden in your bed frame and when you have to carry it around, fold the notes into tiny squares and secret them beneath your foreskin imo This reminds me of a situation (which I've probably related ITT before) told to me by a urologist I used to work with. She was inspecting the tackle of a Dublin heroin enthusiast and found a SIM card stashed in his foreskin. Apocryphal? Perhaps, but she had no real reason to make up such a story, so I choose to believe
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Dec 3, 2020 22:53
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blunt posted:https://twitter.com/grantshapps/status/1334543848333332482 They could have used half the syllables and simply said "Tory Donor".
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Dec 3, 2020 23:00
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blunt posted:https://twitter.com/grantshapps/status/1334543848333332482 Sneaksie way to get all the rich ex-pats back in before the wall goes up.
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Dec 3, 2020 23:34
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Failed Imagineer posted:This reminds me of a situation (which I've probably related ITT before) told to me by a urologist I used to work with. She was inspecting the tackle of a Dublin heroin enthusiast and found a SIM card stashed in his foreskin. Apocryphal? Perhaps, but she had no real reason to make up such a story, so I choose to believe It could have been a micro SD. Alternatively, he could have been born lucky.
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Dec 3, 2020 23:47
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What is the relevance of 4am on the 5th? Like one dude's particular plane is due then? I hope its early.
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Dec 4, 2020 00:25
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