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Edgar Allen Ho posted:You forgot the best one Guy Fieri i didnt really forget him but hes off my radar, you have to be american to really know who he is i think, he seems alright in a baroque sort of way
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Feb 3, 2021 02:09
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Edgar Allen Ho posted:E: fun fact Guy Fieri is fluent in french, bet ya didn’t expect that I kind of do expect that from a guy called Guy.
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Feb 3, 2021 09:01
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Almost everything is better eaten with utensils than with your hands.
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Feb 4, 2021 01:01
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Edgar Allen Ho posted:Almost everything is better eaten with utensils than with your hands. Sandwiches?
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Feb 4, 2021 01:06
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What about food on sticks, or food that naturally comes with a handle like a turkey leg
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Feb 4, 2021 01:09
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Edgar Allen Ho posted:Almost everything is better eaten with utensils than with your hands. what about people who eat sushi with chopsticks
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Feb 4, 2021 01:10
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I have a three part plan to fix the government 1: Get rid of the Senate. It's terrible, horrifically undemocratic, and purposefully designed to prevent the government from responding to the will of the people. It is unsalvageable, get rid of it. 2: There aren't enough Representatives. Currently, there's about one representative for every 750,000 people. That isn't enough, they can't possibly truly "represent" represent their community when their community is 750,000 people. Under my plan, there should be one representative per 10,000 people. So that's about 32,500 Representatives in the House of representatives. This will be much closer to truer representation. It will also be great for Third Party candidates. The two big partys will be able to dominate the airwaves for 32,500 elections every two years. And with the much smaller markets created by the much smaller districts, it will be way easier for outsiders to get their message to the voters. I feel like both of those are pretty obviously good ideas, we can quibble on the proper number of Representatives but everybody knows it needs to be way higher than it currently is, and everyone hates the Senate. My third proposal is the boldest and most controversial. 3: Congress should be a jobs program for people who can't make it any other way. What I mean is, if you have ever demonstrated the ability to support yourself, you are ineligible to run. If you've held down a stable job for more than two years, you can't run for Congress. This has two big strengths. First off, it keeps fuckin Paul Ryan/Pete Buttigieg nerds out. Sorry, apple-polishers, you don't get to decide the fates of Americans. The work you have put in to get into that position is in and of itself disqualifying. Secondly, it gives steady jobs to the otherwise unemployable. People who just can't figure it out, for whom stuff never seems to work out, they will have a home in Congress. I think you will all agree that those three simple reforms will massively improve American governance and the country as a whole.
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Feb 4, 2021 01:20
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my ideal government is probably some kind of benevolent conspiracy of Learned Men
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Feb 4, 2021 01:22
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gently caress just bring in liberum veto if you want a huge group of people who get nothing done. It'll save time
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Feb 4, 2021 01:52
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Gaius Marius posted:gently caress just bring in liberum veto if you want a huge group of people who get nothing done. It'll save time No, that's the opposite of what my plan will do. Things will move much faster in my new bigger House because they don't have to do the stupid Senate stuff.
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Feb 4, 2021 01:54
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Just have everyone vote on everything
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Feb 4, 2021 04:06
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Shibawanko posted:my ideal government is probably some kind of benevolent conspiracy of Learned Men Lottery in Babylon starting to feel like valid way of running a country.
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Feb 4, 2021 07:17
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Edgar Allen Ho posted:Almost everything is better eaten with utensils than with your hands. I went to one of those pitch dark restaurants and gave up on the utensils partway through the salad course. It was incredibly satisfying to eat a salad, appetizer, main dish and dessert with just my hands, so much that I keep giving into urges to eat weird stuff like spaghetti with my hands.
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Feb 4, 2021 07:42
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Yeah eating with your hands owns actually in every way except for the social stigma of being messy.
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Feb 4, 2021 13:43
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It’s not a social stigma, having messy hands and food in your beard and on your face just sucks
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Feb 4, 2021 13:53
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When you eat with your hands do you just mash it into your face and hope it gets in your mouth or something?
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Feb 4, 2021 14:05
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Edgar Allen Ho posted:It’s not a social stigma, having messy hands and food in your beard and on your face just sucks Yeah like if you have messy hands the major downside is that you have messy hands, and then that mess transfers to other things and everything's a mess. I guess fingerbowls are the solution but lål ät them.
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Feb 4, 2021 14:16
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Just use a bread to spoop up the food instead of using your bare hands like some kind of feral basement creature. Same experience, less spaghetti sauce on your fingers. If you're messy when you use a bread spoon you should see a doctor about your coordination concerns.
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Feb 4, 2021 15:52
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goons about to get their minds blown when they discover napkins and handwashing ITT.
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Feb 4, 2021 16:25
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*Edgar Allen Hoe open palm grabbing a handful of bagged salad slathered in ranch and mashing it awkwardly against the general area of their mouth*
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Feb 4, 2021 16:27
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When I get home today, after salting and shoveling my sidewalk, I'm going to make a big batch of fried rice and not eat it with my hands.
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Feb 4, 2021 16:59
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I don't like when people make a lot of money and still try to present themselves as the downtrodden poor by claiming that the cost of living in their area makes them poor. The cost difference between the area with the lowest median rent in the US and the highest is around $31k per year. So you could make the argument that someone making $50k out in BFE is functionally the same as someone making $80k in the city, but not $200k. If you're making $200k per year anywhere in the country and still find that you are struggling, you are an idiot who is terrible with money and probably basic arithmetic.
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Feb 4, 2021 18:59
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Like 99% of people are flat out terrible with money and budgeting because no one ever taught them about it. The trick is to find a career that pays you enough to overcome your own personal ineptitude. I know a few people that pull down seven figures a year and would still have to scrounge to put together a couple of thousand dollars for an unforseen expense.
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Feb 4, 2021 19:23
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I think its just very hard to be "good" with money. I'd tell myself I was good because just before Co-Vid hit I managed to save up about a years worth of salary but then I realised I was being supremely dumb, if i lost my job I wouldn't actually get unemployment benefit because of my savings, I've got things that need upgrading like the heating system in my house is from the 1970's and I don't invest or try and grow my money I just sit with it in a bank account. In a sense that's probably the worst way to be with money. I've got friends who earn far less and are using their money in a more sensible way eg: upgrading their flat with a view to selling for profit. I've also got friends who are in their 30's and still living at home with tens of thousands in the bank. There is no right way I had it drummed into my head from a young age to look after money and not to buy something unless it was a)necessary or b) you've spent a long time really weighting up if you need it. As such I love the security of having enough in my account to cover a new car or an essential home repair or something. It's ultimately pretty boring though.
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Feb 4, 2021 19:35
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For the purposes of what I was trying to say, "good with money" means you pay all your bills, can comfortably pay for necessities, and don't have debt building up.
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Feb 4, 2021 19:57
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JollyBoyJohn posted:I think its just very hard to be "good" with money. Your only problem is the amount of savings you have/had. Save up enough to live off for 3-6 months and spend the rest upgrading your house/investing/whatever gets a better return rate than it sitting in your bank account.
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Feb 4, 2021 20:17
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Captain Monkey posted:Your only problem is the amount of savings you have/had. Save up enough to live off for 3-6 months and spend the rest upgrading your house/investing/whatever gets a better return rate than it sitting in your bank account. this is 100% great advice but I get some kind of decision paralysis. like I need to upgrade my flats boiler and it would cost a good £4000, my mum will get hers done for for free when she gets to 65, my best friend got his done for £500 because he's on unemployment benefit and has children. I'll just keep putting it off until I'm either unemployed or a pensioner.
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Feb 4, 2021 20:20
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Budgeting is pretty simple but a lot of guidelines and advice for it is based around the assumption you're comfortably wealthy and your account isn't just a wormhole to your landlord
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Feb 4, 2021 20:37
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Know what's dumb? Having problems with your credit history because you've never taken on debt
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Feb 4, 2021 21:13
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Edgar Allen Ho posted:Know what's dumb? Having problems with your credit history because you've never taken on debt I agree, that is dumb. I think the credit history system is really hosed up and shouldn't exist in it's current form
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Feb 4, 2021 23:20
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my credit history was established by my coworker definitely lying about my info and signing me up for the company credit card at my first job so she could make her quota
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Feb 4, 2021 23:51
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CYBEReris posted:Budgeting is pretty simple but a lot of guidelines and advice for it is based around the assumption you're comfortably wealthy and your account isn't just a wormhole to your landlord Yeah this is very true. Sounded like the other poster was decently well off though. Edgar Allen Ho posted:Know what's dumb? Having problems with your credit history because you've never taken on debt 
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Feb 5, 2021 05:27
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CYBEReris posted:Budgeting is pretty simple but a lot of guidelines and advice for it is based around the assumption you're comfortably wealthy and your account isn't just a wormhole to your landlord A big problem is a lot of times people get themselves into really lovely situations that are painfully hard to get out of because they didn't know how to budget in the first place. I moved into an apartment when I was 18 that cost me like 3/4ths of my income after utilities and I was stuck there for an entire year because losing the security deposit was just right out of the question (two months rent, which was basically the most money I had ever saved in my entire life). I couldn't find another job because I had to work like 60 hours a week to live (this was before online applications were a big thing). It was loving miserable. If someone had told me "hey, your rent shouldn't be more than half your income after expenses" it would have been really helpful.
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Feb 5, 2021 06:54
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Edgar Allen Ho posted:Know what's dumb? Having problems with your credit history because you've never taken on debt I kind of had this problem when I was starting out because I have a fantastic credit score but don't have a lot of credit itself. "You got one checking account and one credit card that you pay off every month."
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Feb 5, 2021 10:31
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Edgar Allen Ho posted:Know what's dumb? Having problems with your credit history because you've never taken on debt I discovered last year that you can't even make an account on the Social Security website without having a credit history. It trips the automated identity theft alarm. Also there's no way to talk to an actual person about it and the offices have been closed for months.
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Feb 5, 2021 10:43
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There's a few good ways to start credit if you don't have any. If anyone seriously wants advice on any of this stuff you can PM me. If we're just bitching about it then I'd like toss out that requiring a credit score to rent an apartment is absolute bullshit and should be illegal.
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Feb 5, 2021 14:33
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Nameless Pete posted:I discovered last year that you can't even make an account on the Social Security website without having a credit history. It trips the automated identity theft alarm. Also there's no way to talk to an actual person about it and the offices have been closed for months. Have you tried recently? I had that problem and then just this month I was finally able to make an account and get a replacement card. I dunno if they changed policies but I certainly haven't become less sketchy.
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Feb 5, 2021 15:45
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The US credit score is so confusing to me. Credit rating in Sweden works like this: the company asking for a credit report pays a company for it. It contains: Last three years taxable income I think Other income they found Current loan/debt balance "Have they ever failed to pay hard enough that we know about it y/n" And then a summary where it basically says "credit worthiness: good" unless the information above was bad. Never had a loan? Doesn't say, doesn't affect it. Had loans that you paid off? Doesn't say, doesn't affect it. You, the person asked about, get a copy of the report mailed to you, and it says who asked for it. No score or rating based on hidden numbers, no way to game it, no getting penalized for not having needed loans before. And it's not used for everything at all times, haven't had one run on me by landlords or such.
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Feb 5, 2021 15:52
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Fun fact: checking your credit score lowers your credit score.
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Feb 5, 2021 15:53
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Phosphine posted:The US credit score is so confusing to me. Credit rating in Sweden works like this: the company asking for a credit report pays a company for it. It contains: The only credit check in Finland is: does this person have credit? YES/NO
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Feb 5, 2021 16:25
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