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Eason the Fifth posted:Man this second shot can really get you It didn't kick in until 14 hours after the shot for me, but I've slept for 28 of the last 34 hours. I think I'm good to go. I'd say commit to the rest if you can.
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May 14, 2021 13:38
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My understanding is that people are starting to anticipate hyperinflation which means buying assets and paying off debt. I’m no economy man though
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May 14, 2021 13:40
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Why would you pay off a debt when the currency units that debt is denominated will soon represent less real value?
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May 14, 2021 13:49
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because your nominal income will remain flat
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May 14, 2021 13:57
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Platystemon posted:Why would you pay off a debt when the currency units that debt is denominated will soon represent less real value? Because your credit report runs your life more than just about anything.
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May 14, 2021 14:08
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As long as the interest rate on the debt is higher than the inflation rate you’re still better off paying it down*. Not to mention the fact that having debt is still an emotional burden and something that can turn your life upside down if you miss a payment or two. *Investment returns aside
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May 14, 2021 14:09
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gently caress debt. Also, don't gently caress with debt.
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May 14, 2021 14:17
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A Bad Poster posted:gently caress debt. Deep cut.
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May 14, 2021 14:22
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I have been good about my debt for the last 8 or so years*. Paid off the last thing in collections right before I got out of the army in 2014. Everything falls off of my credit report this year. Except for that debt related to tuition assistance that originated in 2014 that never showed up on a single credit report for the last seven years that I completely forgot about because I was getting out of the army and had recently tried to kill myself, that I would’ve paid off immediately but legitimately didn’t know about which will now be on my credit report til 2028. I’ll gladly take the blame for not paying it but god dammit, another seven years with a blight on my report that originated during the darkest time in my life after I worked so hard on my finances is disheartening. The whole experience seems a bit “gently caress the poor” even if it is a legitimate debt. gently caress credit. gently caress credit scores. *2020 took its toll on me and I racked up a bunch of credit card debt. No late payments or anything, but I got into counseling to find other ways to channel my depression instead of spending money. I’ve since cut all of my credit cards up and even closed an account because gently caress credit. boop the snoot fucked around with this message at 14:25 on May 14, 2021 |
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May 14, 2021 14:22
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it fucks with me that the only way to improve your credit score is to be in debt
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May 14, 2021 14:29
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Credit scores are a scam, and I wish there was a way to make them go away. Like the world ran just fine before Experian existed.
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May 14, 2021 14:32
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ElMaligno posted:it fucks with me that the only way to improve your credit score is to be in debt Not entirely.  You can just pay the credit monitors to boost your credit.
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May 14, 2021 14:33
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I was also very poorly educated in credit management so when I was 18 and the girl I was dating with suggested I get a credit card to help us pay rent, it sounded like the smart thing to do. This country is a big set up for failure.
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May 14, 2021 14:37
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piL posted:It didn't kick in until 14 hours after the shot for me, but I've slept for 28 of the last 34 hours. I think I'm good to go. I'd say commit to the rest if you can. Yeah i'm definitely taking today off. Feels like the morning after a bad bender. Body aches, headache, eyes and teeth hurt, dizzy. Also kept waking up last night and had to piss like six times even though i wasn't especially hydrated 
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May 14, 2021 15:12
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Hyperinflation in the USD - a greater than %50 in inflation in a month - would be a pretty sweet international economic disaster that would really gently caress poo poo up in a spectacular way. I don't see why anything like that would be around the bend, which is probably why there aren't hundreds of thousands of articles on the topic as front page news.
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May 14, 2021 15:13
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Grip it and rip it posted:Hyperinflation in the USD - a greater than %50 in inflation in a month - would be a pretty sweet international economic disaster that would really gently caress poo poo up in a spectacular way. I don't see why anything like that would be around the bend, which is probably why there aren't hundreds of thousands of articles on the topic as front page news. It's been a boogeyman on the fringe, mostly in goldbug and prepper folks as far as I can tell, ever since quantitative easing. I think there's a sound argument that we're in some weird new waters with regards to central bank policy, but the idea that hyperinflation is inevitable or even likely seems mostly to be coming from exactly the same people who were real worried about EMP attacks ten years ago.
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May 14, 2021 15:20
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The Nixon shock was in response to just 5.84% annual inflation according to Wikipedia. The worst of stagflation was up to 13%. (Way too many numbers here: https://inflationdata.com/articles/inflation-cpi-consumer-price-index-1970-1979/ ) We have a long way to go to hyperinflation!
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May 14, 2021 15:22
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Handsome Ralph posted:Just wanted to say I really appreciated this post. You're not alone in appreciating that post. I know I'm just a lurker but it's something to see commentary that is humanizing rather than dehumanizing for a change, even when it's tired and angry. That it's humans like you and me suffering from this, and perpetrating this. This isn't really some alien event happening on the other side of a distant world - it's something that was utterly predictable and life and death consequences happening here and now to us. I don't know how to put it but it's like there's people who understand that genocide is not the answer, and there's people who think it's magically gonna work this time as though history is just a list of suggestions rather than a lesson in how things work. Apart from scale I can't see a significant difference between the israeli mobs roaming the streets beating/lynching arabs, and the Hutu mobs wandering Rwanda in 1994, and the drat brownshirts in 1930's Germany. And the way it's all going, next year it could be happening in my city or yours. Because IDK what exactly can stop genocidal hate like that - Gandhi might have stopped one once but there's no Ghandhis in 21st century hellword. Plenty of people seem to know how to start hate like that and are working to push those buttons, but I think getting the "genocide is wrong, look at history" message across can help, even where people are intractably bigoted. Anyway sorry for unlurking while drunk, but this thread is the only news source I have that doesn't make me even more bitter about everything. Everywhere else where news comes up there's just too many people with too much BS to prove. That still happens here sometimes but it's very tolerable compared to every goddamn alternative I've seen so far.
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May 14, 2021 15:24
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A Bad Poster posted:gently caress debt. Holy poo poo  , what a callback to 2005 forums lore Also I haven’t seen this discussed here, but it looks like the rot in the SOF community I sn’t just confined to the SEALs. Delta is specifically mentioned here as having some serious problems with its operators getting into some shady poo poo like drug trafficking and murder. This article also refers to a lot of murders and suspicious deaths that have occurred at Fort Bragg that have not been prosecuted or adequately investigated. I have a friend who was in SF and he’s hinted at seeing some dark poo poo in the community during his time in. I know better not to ask. Glad this forum led me to not enlisting as an 18X back in the early 2010s.
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May 14, 2021 15:40
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https://twitter.com/kyledcheney/status/1393168815677218818 lol
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May 14, 2021 15:58
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who could have foreseen!?
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May 14, 2021 16:00
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The Sausages posted:I don't know how to put it but it's like there's people who understand that genocide is not the answer, and there's people who think it's magically gonna work this time as though history is just a list of suggestions rather than a lesson in how things work. Apart from scale I can't see a significant difference between the israeli mobs roaming the streets beating/lynching arabs, and the Hutu mobs wandering Rwanda in 1994, and the drat brownshirts in 1930's Germany. And the way it's all going, next year it could be happening in my city or yours. Because IDK what exactly can stop genocidal hate like that - Gandhi might have stopped one once but there's no Ghandhis in 21st century hellword. Plenty of people seem to know how to start hate like that and are working to push those buttons, but I think getting the "genocide is wrong, look at history" message across can help, even where people are intractably bigoted. Most of recent domestic/international politics is based on two sides, both thinking they're right, locked in some kind of struggle with deaths and suffering involved. On each side, there's a group willing to drop hostilities and unilaterally take the first step, which is basically the prerequisite. But, they're immediately called weenies that aren't patriotic enough by hardliners. The added bonus that the hardliners would end up winning the next election/power shuffle and rapidly return things back to the deathstruggle. America and Iran come especially to mind now, but it sort of applies everywhere lately.
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May 14, 2021 16:06
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Defenestrategy posted:who could have foreseen!? https://www.youtube.com/watch?v=SWmQbk5h86w I’ve been reminded of this prophetic sermon from the late great Dennis Green a lot these last five years.
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May 14, 2021 16:08
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Ah I guess I’ve heard some non goldbugs talking about looming hyperinflation being a concern this time around to explain why number is going up during the pandemic despite there being no economic recovery, probably a lot more complicated than that.
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May 14, 2021 16:14
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I really thought this rich guy I've never met would have my best interests at heart because we hate the same kind of people.
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May 14, 2021 16:15
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SMEGMA_MAIL posted:Ah I guess I’ve heard some non goldbugs talking about looming hyperinflation being a concern this time around to explain why number is going up during the pandemic despite there being no economic recovery, probably a lot more complicated than that. My dumb guy theory is that the price increases fall into 1 of 3 camps: 1. American manufacturing and construction activity are back to normal while the base materials, made overseas, are not being produced by countries in lockdown. 2. Much of the working class, which took the lions share of layoffs last year, are still searching for employment, maybe with an increased skillset or education after 1 year of lockdown 3. Rent seeking from the beneficiaries of "money printer go brrrr" The first 2 are temporary.
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May 14, 2021 16:26
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Part of it is that everything is so over leveraged that a “small” inflationary period ruins everyone’s cash flow for the next 5 years and everything explodes. When you apply the lessons of just-in-time logistics to your cashflow and you have 5% less cashflow on your triple derivative margin calls you’re gonna collapse
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May 14, 2021 16:42
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These vaccine bribery ideas are getting really, really good lately. https://twitter.com/brikeilarcnn/status/1393191121749168129?s=19
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May 14, 2021 16:59
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Maaaaan where the gently caress are my rebates and prizes for getting a vaccine when it was offered to me back in March?! This is like throwing a pizza party for the kids who slacked on the group project.
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May 14, 2021 17:00
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DoD just released a memo saying fully vaccinated people don't have to wear masks on base, to match the new CDC guidance.  Non vaccinated people will of course continue to diligently wear masks at all times.
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May 14, 2021 17:11
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Im already hearing complaints from the two unvaccinated people at work. They are also both on duty with me.
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May 14, 2021 17:17
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pantslesswithwolves posted:Maaaaan where the gently caress are my rebates and prizes for getting a vaccine when it was offered to me back in March?! This is like throwing a pizza party for the kids who slacked on the group project. They need to stop doing these because it devalues my vaccine.
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May 14, 2021 17:21
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pantslesswithwolves posted:Maaaaan where the gently caress are my rebates and prizes for getting a vaccine when it was offered to me back in March?! This is like throwing a pizza party for the kids who slacked on the group project. Looks like the Ohio one at least covers everyone who got it
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May 14, 2021 17:22
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He'll walk it back
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May 14, 2021 17:31
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Meanwhile I'm looking at early July for my first shot here in northern europe. I'd be happy to wait longer if the vaccines where being distributed more evenly to everyone across the planet but they aren't so I'm a little sad instead.
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May 14, 2021 17:32
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ElMaligno posted:Im already hearing complaints from the two unvaccinated people at work. I'm expecting a seamless transition from "why bother getting vaccinated if I still have to wear a mask" to "waah I'm being discriminated against".
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May 14, 2021 17:53
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Good. gently caress em. Discriminate the poo poo out of these hateful inconsiderate fucks.
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May 14, 2021 17:56
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Way too many people think we're on the verge of the rapture. They're going to pass this poo poo around indefinitely because the vaccines are the work of satan or whatever. It's making me consider the old rapture pet insurance scam more seriously every day. Hey Mr. Nice, what's the legality of offering a service for an event that will never happen? Does it matter if the customer believes it will?
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May 14, 2021 18:11
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lol I am putting on an N- or P95 as part of my daily wear to leave the house forever it rubs the fashy mouthbreathers I meet at work the wrong way and I loving love it for that.
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May 14, 2021 18:12
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ElMaligno posted:Im already hearing complaints from the two unvaccinated people at work. We're about to be on a national experiment with a whole bunch of people in buckets: 1) Vaccinated hyper-cautious types that don't drop masks 2) Vaccinated people that are thrilled and follow the drop-mask guidance 3) Unvaccinated people that couldn't get the vaccine "yet" due to access/health issues and should be wearing masks - do they keep masking and/or stay home? 4) Unvaccinated assholes - covid is a hoax it's just the flu you're all sheeple with your face diapers 5) Complete wingnuts - GET YOUR SHED SPIKE PROTEINS OFF MY PLACENTA THE VACCINATED ARE BANNED FROM MY STORE I'm personally curious if the breakthrough numbers stay low to keep 1/2 fully protected and if the assholes in bucket 4/5 end up infecting bucket 3, which may/may not be your coworkers. Maybe the CDC folks are hoping that this forces those bucket 3s into 2s and the bribery at the state level helps some too.
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May 14, 2021 18:14
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