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how’s this for home economics: i buy more tortillas than i need, then when they go stale, i make migas for breakfast! i’d do this for dinner rn too but im currently out of cheese
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Jun 18, 2021 06:05
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number is fake, money is fake, real estate is fake, it’s all a pyramid scheme, if you participate in housing you’re a fool and a mark and are being scammed and you live in a bad, overrated and expensive city or a hellhole cheap dump that’s only getting worse. you’re either owned by a tyrannical landlord or a bank. enjoy your wage slavery in an ever more precarious market economy that is one big scam that is simultaneously too complex to fully understand while also too dumb to be worth understanding. enjoy choking on smoke or drowning. you’re literally the dumbest motherfucker alive if you aren’t living in a converted 1990s blue bird model bus that you drive around the UP or Washington state. also, if you have a family, you’re dumb as hell. number.
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Jun 18, 2021 06:05
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Mirthless posted:lol You find a rental then tank your credit. Sign the rental agreement and open palm slam the keys to your upside down mortgage into the lender's face.
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Jun 18, 2021 06:15
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Money is a substitute for power, because everybody agrees to it. Human fantasy gives everybody a loving taste of being a king.
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Jun 18, 2021 06:40
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Number
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Jun 18, 2021 06:48
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gay_crimes posted:number is fake mods???
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Jun 18, 2021 06:48
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WaryWarren posted:Music? lovely indie rock? Art? lovely street art or murals for basic white girls to take their Instagram snaps in front of? Like the rest of the country, you don't get what you pay for in Austin. This is what I always shake my head about when it comes to cool city living. “It’s the culture” they say. So I visit them(friends family) They work 50 hours a week, spend another ten plus in cars stuck in traffic, and then go to the same stores I have and come home and watch do stuff at the house. About twice a year, they do, the city/beach thing (the cool culture thing). I live in a small town, visit them about twice a year and do the same poo poo for pennies on the dollar twice a year (beach, museum, whatever). Also, early 30’s, so now even my friends live in different cities so it’s not like moving to one place would equal a lot more friends.
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Jun 18, 2021 07:13
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LionArcher posted:This is what I always shake my head about when it comes to cool city living. “It’s the culture” they say. i can walk five minutes and visit 200 different places OP
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Jun 18, 2021 07:21
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anime was right posted:i can walk five minutes and visit 200 different places OP Hell yeah!
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Jun 18, 2021 07:41
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I took home-economics (georgian) in 7th grade as an elective course, but I did not learn how to create migas from old tortillas, that sounds like a cool life hack. Instead I got to microwave raw beef into meatballs and sew a few things, but at least I'm handy with skills that I'll never use because I married a I assume these are still the best tortillas on earth?  Add some  and you're golden. boom, home cooking.
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Jun 18, 2021 08:16
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Mr Hootington posted:https://twitter.com/film_girl/status/1405633177243193345?s=19 bit harsh to say almost nothing when he’s a top class investigative financial reporter, for example his expose on bum sex
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Jun 18, 2021 08:29
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actionjackson posted:i have a total payment of 935 (mortgage p+i) + like 290 property tax escrow, and this year I have about 400/month in hoa (condo) fees, so that's about 1620 Almost $5k in association fees  Are some of your utilities included?
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Jun 18, 2021 08:30
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if you're a home owner in america now you might as well be landed gentry to some degree. at a bare minimum a struggle session needs to be held to hold you to account for your inherent counterrevolutionary sentiment. i am not joking when i say that trying to escape the collective suffering of being a renter through private property accusation is lib poo poo and should be treated as such.
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Jun 18, 2021 08:33
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homeowning has all the stress and expense of paying for maintenance, repairs, and improvements yourself. it forces you to grapple with the desire to maybe have an accent wall or new carpet or guttering that does not leak. extremely decadent renting has the zen of maintenance and repairs being somebody else’s responsibility as well as being an effective safeguard against the desire to improve one’s home. your zen is further enhanced by the knowledge that your landlord will never fulfil their responsibility to maintain your home; don’t fall victim to stress about having no hot water, but instead find peace and acceptance of your new identity as somebody who boils a kettle to wash the dishes
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Jun 18, 2021 08:56
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I don't miss paying pet rent, that poo poo was a scam. Now my cat can piss on any walls he wants.
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Jun 18, 2021 09:18
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TACD posted:homeowning has all the stress and expense of paying for maintenance, repairs, and improvements yourself. it forces you to grapple with the desire to maybe have an accent wall or new carpet or guttering that does not leak. extremely decadent you have too much money and it's turned you into a right wing dipshit, mr harrison bergeron
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Jun 18, 2021 09:31
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this slapfight is entirely between high wage laborers and the petite bourgeois because the for the vast, vast majority of ameicans under 45 renting is their only option and will be until the revolution.
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Jun 18, 2021 09:33
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gay_crimes posted:number is fake, money is fake, real estate is fake, it’s all a pyramid scheme, if you participate in housing you’re a fool and a mark and are being scammed and you live in a bad, overrated and expensive city or a hellhole cheap dump that’s only getting worse. you’re either owned by a tyrannical landlord or a bank. enjoy your wage slavery in an ever more precarious market economy that is one big scam that is simultaneously too complex to fully understand while also too dumb to be worth understanding. enjoy choking on smoke or drowning. you’re literally the dumbest motherfucker alive if you aren’t living in a converted 1990s blue bird model bus that you drive around the UP or Washington state. also, if you have a family, you’re dumb as hell. number.
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Jun 18, 2021 09:41
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GoLambo posted:this slapfight is entirely between high wage laborers and the petite bourgeois because the for the vast, vast majority of ameicans under 45 renting is their only option and will be until the revolution. Home ownership rates for people under 45 are definitely a lot higher than you believe, particularly in the 35-45 "Gen X Junior" cohort. Like 60% of that group owns homes. Young millennials and zoomers are the most hosed of course.
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Jun 18, 2021 09:48
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Vox Nihili posted:Home ownership rates for people under 45 are definitely a lot higher than you believe, particularly in the 35-45 "Gen X Junior" cohort. there is still a lot of residual family wealth out there, inheriting property is still a thing, and plenty of those americans still have relatively high wage jobs as a total percentage of the working population yeah. but they are an ever shrinking segment of the total population. and they all need a good struggle session
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Jun 18, 2021 09:57
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like you are describing the social class of D&D poster. that's who that segment of the population is.
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Jun 18, 2021 10:00
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I cant wait until someone in this thread unironically says something along the lines of "The revolution would eventually end the collective suffering of the underclass and thus is lib poo poo. The revolution is counterrevolutionary."
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Jun 18, 2021 10:08
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StealthArcher posted:I cant wait until someone in this thread unironically says something along the lines of The abolition of class means the destruction of the proletariat. How dare you!!!
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Jun 18, 2021 10:10
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Mirthless posted:how much money do you spend in property taxes + HOA fees + city fees + maintenance + repairs in 30 years? how much time/labor do you have to commit to these ends?
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Jun 18, 2021 10:13
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StealthArcher posted:I cant wait until someone in this thread unironically says something along the lines of home ownership isnt revolutionary what the hell. home ownership as a commodity is half the reason for this mess. just give me public housing christ.
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Jun 18, 2021 10:21
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GoLambo posted:home ownership isnt revolutionary what the hell. home ownership as a commodity is half the reason for this mess. Woosh.
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Jun 18, 2021 10:32
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GoLambo posted:just give me public housing christ. Public Housing Christ is the name of my acoustic indie punk band.
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Jun 18, 2021 11:05
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All that matters in this world is having a sick rear end car and spinning rimz.. If you have that then you have achieved peak success in this world
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Jun 18, 2021 11:22
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PawParole posted:Number who is that
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Jun 18, 2021 11:30
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CRUSTY MINGE posted:Man, I have a cousin in Austin that I wish would move, that place is just ruining people. But the music! But the art! Yeah, but the Texas utility providers, and rents around Austin, and the people. It's like pissing in the wind trying to convince him to leave, but at least my metaphorical shoes are getting a shower. i dont miss that town at all
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Jun 18, 2021 11:37
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Weekly jobless claims increasing again, woops
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Jun 18, 2021 12:29
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Nice and hot piss posted:All that matters in this world is having a sick rear end car and spinning rimz.. If you have that then you have achieved peak success in this world Boringshit
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Jun 18, 2021 12:39
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wolfs posted:how’s this for home economics: i buy more tortillas than i need, then when they go stale, i make migas for breakfast! Dead tortillas are useful for thickening stuff, and are a common ingredient in mole. If you have some money and some time to burn and you’ve never gone down this specific rabbit hole, try to make some mole. It’s like being haunted by an ancient zapotec ghost who firmly tells you that you didn’t do it right this time, but gently suggests that you might do better in the future.
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Jun 18, 2021 13:08
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Testvan posted:Weekly jobless claims increasing again, woops Just for 1 week. If we see sustained growth it is cause for concern.
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Jun 18, 2021 13:16
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Mirthless posted:you don't have to be completely underwater for an investment to not pay off and you only need to do very simple math to understand that housing prices cannot scale the way that they have for the last 30 years for another 30 without the cost of a home getting pretty close to, if not well past what your average worker makes in an entire lifetime You seem convinced that the risk is extremely high for financial ruin though. There are lots of downsides to owning a house and risk of having a big obligation if the poo poo hits the fan is one of them but you have an extremely wrong impression of what it actually is. I bought a house five years ago with about 5% down, a year ago I refinanced in to a 2.25% mortgage and even though I still owe the bank a lot more than I have paid off there's a lot more of my mortgage payment going to principal than interest, the whole idea that you are just paying interest for the first half of a mortgage is outdated and based on the 80s when interest rates were way higher. If I got laid off today it would be really lovely and the house would complicate things immeasurably but even if I had to do a fire sale and sell it for 2/3 of what it's currently worth (or if the market crashed and the house value dropped 1/3 overnight) I'd still be able to break even or come out a little bit ahead after all the fees and poo poo. If your argument is that means the "investment didn't pay off" then okay, sure, I wouldn't be walking away with a bunch of money in this scenario. But I would have had a place to live for five years and the net result would be... more or less breaking even and being back to renting somewhere.
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Jun 18, 2021 13:39
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Nonsense posted:i dont miss that town at all we're getting out soon. I know that it is cliche to say the city isn't the same anymore but holy gently caress has it been techbro-ed to hell and back now. and the state government is filled with people who would like me to not exist so that's not great.
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Jun 18, 2021 13:52
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Relevant Tangent posted:You find a rental then tank your credit. Sign the rental agreement and open palm slam the keys to your upside down mortgage into the lender's face. this is it, the real american dream right here  yea man i absolutely refuse to keep this going for another day but nice try Mirthless has issued a correction as of 13:59 on Jun 18, 2021 |
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Jun 18, 2021 13:56
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Mirthless posted:yea man i absolutely refuse to keep this going for another day but nice try You're posting a bunch of really wrong and stupid poo poo, you aren't being baited you're being called out for posting a bunch of really wrong and stupid poo poo.
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Jun 18, 2021 14:03
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Mirthless posted:this is it, the real american dream right here nah. before you get foreclosed you invite over an entire homeless encampment to hang out, and then rent your house out for free to anyone that wants and give them all legitimate leases (for 500 years or whatev) so the bank has to deal with 50 separate evictions
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Jun 18, 2021 14:07
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It’s important to keep in mind that goons are always wrong about everything. That includes me.
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Jun 18, 2021 14:11
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