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ArbitraryC posted:I know coffee and avocado toast are conservative memes at this point but on a whole I’ve met far more people who make as much (or more) money as me living paycheck to paycheck because they’re terrible at handling their finances. As I've made more money in my life and adjusted my financial tracking spreadsheets I can see my fun money expenditures increase at like 10x the rate of inflation. Especially after I got my med card, my first raise after that, I just decided to dump into weed every year. But I made sure my bills were paid every step of the way so everything after a certain point is for fun anyway. My most conservative opinion is that retirement withholding should be mandatory. Samuel L. Hacksaw fucked around with this message at 20:39 on Oct 18, 2021 |
# ? Oct 18, 2021 20:37 |
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# ? Jun 10, 2024 16:11 |
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Lil Swamp Booger Baby posted:Babies are nazis This is why I am anti-abortion
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# ? Oct 18, 2021 21:36 |
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My conservative opinion is that this thread sucks poo poo!
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# ? Oct 18, 2021 21:47 |
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My conservative opinion is that marxist communism doesn't work above the community scale, and that democratic socialism is the left-most stable government possible under current conditions.
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# ? Oct 18, 2021 21:49 |
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ArbitraryC posted:That’s my point, I know I was going to be met with pithy refrigerator responses but this poo poo is simply not necessary. These are people that should be comfortably well off but they’re not because they just max out all their cards and grab any line of credit they can get and it’s shockingly common. It's not a personal failing on their part, its a failure of society and education.
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# ? Oct 18, 2021 23:03 |
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i learned how to save money and plan for the future by turtling in starcraft everyone throwing money at crypto and GME were the ones creating 7 expansion bases before building a single siege tank
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# ? Oct 18, 2021 23:04 |
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Endorph posted:Your friend with the boat is an idiot. But the reason people are bad at saving money is because they grew up in households that had little money to save and money would come in and out over night, and public education makes little to no attempt to teach you how to handle your finances. In that environment, how are you supposed to learn how to handle money? Especially when you've internalized the idea that being comfortably well-off is impossible. Sure, it's the same reason most people don't critically evaluate the media they consume; savvy consumers don't go into debt buying stupid poo poo they don't need, which is bad for business.
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# ? Oct 18, 2021 23:45 |
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Endorph posted:Your friend with the boat is an idiot. But the reason people are bad at saving money is because they grew up in households that had little money to save and money would come in and out over night, and public education makes little to no attempt to teach you how to handle your finances. In that environment, how are you supposed to learn how to handle money? Especially when you've internalized the idea that being comfortably well-off is impossible. As somebody who worked their way up from a working class family who had to use a part of my student loans to stay afloat to a cushy IT engineer job, to a certain degree I can agree with this sentiment. The first several years of my job I basically went through my paychecks like it was candy, just because I had never conceived of being able to afford much beyond the bare necessities and now all of a sudden I can buy whatever poo poo I want. But here comes my conservative opinion: Its never too late to learn how to handle your money, to build a modicum of self-restraint when it comes to spending. It's what I did and I'm not anyone special.
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# ? Oct 19, 2021 00:08 |
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Endorph posted:Your friend with the boat is an idiot. But the reason people are bad at saving money is because they grew up in households that had little money to save and money would come in and out over night, and public education makes little to no attempt to teach you how to handle your finances. In that environment, how are you supposed to learn how to handle money? Especially when you've internalized the idea that being comfortably well-off is impossible. Another conservative position I guess I hold is that while I completely agree you can't address society wide issues person by person (for example you're not gonna browbeat enough people into boycotting a lovely large corporation like walmart into forcing walmart to change) and hell many issues would legitimately be impossible to solve this way (only so many good jobs out there, even if you convinced everyone to study <lucrative field> there'd only be so many positions available, someone needs to drive the garbage truck), on an individual case by case ratio it's fine to think someone is behaving badly or making a mistake. It's unreasonable to expect society as whole to change without legislature/education changing, but it's perfectly reasonable to think an individual you personally know is wrong for doing or not doing something. I feel like on these forums and the internet in general people often just throw up their hands about issues like student debt because it's never gonna be truly solved until there's a fix from the top down, and this mentality bleeds into a learned form of helplessness. As a millennial I completely understand the deck was stacked against us but at this point many of the causes are known, just pass on the wisdom of our generation. An easy example is I do tutoring as a side thing, for money back in college and now mostly as a community service and one thing I tell various college or gradschool hopefuls enlisting my services is to look at the cost and expected return, the reality is most high school/college students looking at college or grad school have learned something like simple interest formulas and you can show them in calculations they understand what longterm student debt looks like and as I've been doing this so long I've seen the results of this firsthand. Giving practical advice about how not to get caught in common traps or how to dig your way out of them is good and it's good to talk about it, whereas this sort of thing commonly gets dismissed as punching down or judgmental in the social spheres that purport to fight those very issues. The boat guy was talking about buying the boat at work and mentioned the interest rate/period of the loan so I literally did the math then and there for him. He's still bought it because he's an idiot with poor impulse control and his financial issues on an individual level are entirely of his own individual making.
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# ? Oct 19, 2021 01:40 |
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the only people that should vote to go to war or not are the people who will be fighting it
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# ? Oct 19, 2021 02:29 |
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OMFG FURRY posted:the only people that should vote to go to war or not are the people who will be fighting it but then we would never go to war again and they'd have to stop making call of duty games is that a world you really want to live in?
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# ? Oct 19, 2021 02:48 |
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Check the power of duplicitous merchants by limiting peerages to Princes of the Blood
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# ? Oct 19, 2021 03:20 |
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The obesity crisis isn't caused by a lack of education on physical health, but by an economic system that rewards food companies for producing cheap, non-satiating, calorie-dense food. It can't solved by education, only top-down restrictions from governments. Wait maybe that's my most liberal opinion? I don't know.
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# ? Oct 19, 2021 03:30 |
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obesity = strength
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# ? Oct 19, 2021 03:32 |
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DickParasite posted:The obesity crisis isn't caused by a lack of education on physical health, but by an economic system that rewards food companies for producing cheap, non-satiating, calorie-dense food. It can't solved by education, only top-down restrictions from governments. liberal, i read that essay too
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# ? Oct 19, 2021 04:02 |
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There's no obesity epidemic, you need to stop fat shaming
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# ? Oct 19, 2021 04:33 |
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i make a deece six figgies at my comfy WFH IT job and i put all my extra money in chick fil fa (CHFLA)
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# ? Oct 19, 2021 05:31 |
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Everyone is putting "no conservatives, all natural" on food labels. But maybe it's good to stop food from going bad? Oh great, my natural food has shriveled and started rotting after one day, thank god I didn't eat a conservative though! Who gives a poo poo anymore, our bodies are probably like 10% plastic and full of chemicals anyway. Edit: In retrospect I may have confused "conservative" with "preservative".
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# ? Oct 19, 2021 08:53 |
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sad question posted:Everyone is putting "no conservatives, all natural" on food labels. But maybe it's good to stop food from going bad? Oh great, my natural food has shriveled and started rotting after one day, thank god I didn't eat a conservative though! Who gives a poo poo anymore, our bodies are probably like 10% plastic and full of chemicals anyway. Eat more conservatives.
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# ? Oct 19, 2021 09:09 |
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American millennials are huge spoiled babies who are absolutely heartbroken about being maybe only the second best off people ever anywhere.
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# ? Oct 19, 2021 10:49 |
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Beartaco posted:I think golliwogs are okay They aren't. Whats funny about this poo poo is that its always fuckstains like Jeremy Clarkson defending this garbage when the vast majority of the world doesnt care about a stuffed doll from the 1900s. Like, why cling to it? It was never meant for you. Its a practically ancient children's toy. No kid wants this for Christmas or any other holiday. The only reason these are relevant at all is because weird white brits and aussies who fetishize british nationalism wont let them die. Those aren't the people that get to decide what is and isnt racist.
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# ? Oct 19, 2021 11:35 |
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I heard that line in Hotel California, "you can check out any time you like/but you can never leave" and I thought 'that is a good business model'.
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# ? Oct 19, 2021 11:49 |
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Sex work is a social blight that ruins lives. Turning affection into a commodity is a terrible, sad thing. I think a lot of the most vocal activists represent a minuscule outlier who are doing online stuff with zero resemblance to actual sex work as a lark, and they use that position to whitewash the horrifically violent and demeaning conditions most people work under. There is no positive, freeing way to do it. The violence and suffering will always be baked into it because when a john can use money to make someone have sex with them, they’re conditioned to think that they own that person and have a right to hurt them.
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# ? Oct 19, 2021 12:21 |
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Colonel Cancer posted:There's no obesity epidemic, you need to stop fat shaming Sounds like someone hasn't been to the US. Also fat is gross, lol
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# ? Oct 19, 2021 12:54 |
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Poohs Packin posted:Its a practically ancient children's toy. No kid wants this for Christmas or any other holiday. The only reason these are relevant at all is because weird white brits and aussies who fetishize british nationalism wont let them die. Until 2001 it was the mascot of one of the most popular brands of jam. As a child I remember my mother explaining why it was racist. My conservative opinion is that tax avoidance is fine.
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# ? Oct 19, 2021 13:13 |
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Obesity is bad and steps should be made to eliminate it. Being jovially plump is okay and should be celebrated.
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# ? Oct 19, 2021 13:54 |
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Archer666 posted:But here comes my conservative opinion: Its never too late to learn how to handle your money, to build a modicum of self-restraint when it comes to spending. It's what I did and I'm not anyone special.
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# ? Oct 19, 2021 16:56 |
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ArbitraryC posted:I feel like on these forums and the internet in general people often just throw up their hands about issues like student debt because it's never gonna be truly solved until there's a fix from the top down, and this mentality bleeds into a learned form of helplessness. As a millennial I completely understand the deck was stacked against us but at this point many of the causes are known, just pass on the wisdom of our generation. An easy example is I do tutoring as a side thing, for money back in college and now mostly as a community service and one thing I tell various college or gradschool hopefuls enlisting my services is to look at the cost and expected return, the reality is most high school/college students looking at college or grad school have learned something like simple interest formulas and you can show them in calculations they understand what longterm student debt looks like and as I've been doing this so long I've seen the results of this firsthand. Giving practical advice about how not to get caught in common traps or how to dig your way out of them is good and it's good to talk about it, whereas this sort of thing commonly gets dismissed as punching down or judgmental in the social spheres that purport to fight those very issues. Learned helplessness is absolutely a thing. The thing is though, people don't get out of it, or other bad situations on their own. The whole idea of self-help is largely flawed, humans are social creatures and we gain a lot by learning from our peers and being involved in positive environments. Its awesome that you try to teach financial responsibility to others, and its awesome that many seem to be receptive to it. Helping each other is exactly what this country needs more of. The issue with the conservative mindset, is that it places all this responsibility on the individual to help other individuals, like you mentoring college students. But not everyone has people around them like that. Poverty, mental health, and other issues caused by inadequate education or upbringing can often mean isolation or that those people socialize with others in their predicament without the skills to get them out of it. The typical conservative talking point of "bootstrapping" also serves to absolve the individual of their responsibility to help others in need. You actually are helping others in need though, and through an institution the left wants to give more people access to. Community is everything when it comes to prosperity, and by putting all the responsibility on the individual to change without guidance or support from peers, it just further alienates them for the resources that might be able to help them.
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# ? Oct 19, 2021 17:25 |
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Endorph posted:i mean, how? if youve internalized the idea that feeling and living this way is normal you aren't gonna suddenly think its something you can do anything about. What...? People change over time, when they're exposed to new people or ideas that can override their old beliefs/internalizations. That's kind of basic human stuff...
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# ? Oct 19, 2021 18:05 |
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Samuel L. Hacksaw posted:I heard that line in Hotel California, "you can check out any time you like/but you can never leave" and I thought 'that is a good business model'. Selling heroin has traditionally been very profitable, yes. ChunTheUnavoidable posted:Sex work is a social blight that ruins lives. Turning affection into a commodity is a terrible, sad thing. I think a lot of the most vocal activists represent a minuscule outlier who are doing online stuff with zero resemblance to actual sex work as a lark, and they use that position to whitewash the horrifically violent and demeaning conditions most people work under. There is no positive, freeing way to do it. The violence and suffering will always be baked into it because when a john can use money to make someone have sex with them, they’re conditioned to think that they own that person and have a right to hurt them. A friend of mine works as a prostitute and her experiences have been positive. The brothel she works at doesn't let you choose which of the women working there you sleep with and is by her account very supportive. She was (not sure now) working another job too but even if she couldn't find other work she's lived perfectly comfortably on the dole before. She has always been very sex positive and lacked any appreciable hangups or societal stigmas. This is New Zealand though so not only is prostitution legal but outside of people with mental health issues abject poverty doesn't really exist.
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# ? Oct 19, 2021 20:50 |
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Weka posted:Selling heroin has traditionally been very profitable, yes. That’s a really interesting perspective, thank you for sharing it. I think a social safety net really goes a long way towards mitigating the worst effects of the sex industry along with a lot of other problems. The only close friend I have who used to be in the industry was basically pressured into it by older “friends” shortly after she left her parents’ house after graduating high school and dealt with some really awful experiences over the years. She finally got out a couple of years ago but it pretty much ruined her life. Once you’ve been in it for a while it’s almost impossible to get a job outside of soul-killing poverty wage positions. Most of the other people I’ve known over the years who were involved in it were drug addicts who couldn’t support their use with a minimum wage job. My mom sometimes does volunteer counseling for a nonprofit that helps sex workers find legitimate jobs that pay a living wage and from what she’s told me and what I’ve heard from my friend, once you’re in the industry in the U.S. it is extremely difficult to get out. I definitely don’t think blanket prohibition would do too much to mitigate it though— the best thing is to implement a good social safety net like in New Zealand so that people don’t have to choose between selling themselves or missing their rent payments, and the people running the operations can’t afford to exploit the women under them with quite as much impunity. I had never even considered the idea of prohibiting johns from choosing but that seems like a really wise policy to me ChunTheUnavoidable fucked around with this message at 22:13 on Oct 19, 2021 |
# ? Oct 19, 2021 22:08 |
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Calzones are a casserole and not a pizza.
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# ? Oct 20, 2021 00:23 |
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strawmanning billionaires as the reason society is bad is really not that different than strawmanning mexicans and muslims as the reason society is bad
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# ? Oct 20, 2021 00:29 |
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Methanar posted:strawmanning billionaires as the reason society is bad is really not that different than strawmanning mexicans and muslims as the reason society is bad How so?
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# ? Oct 20, 2021 00:38 |
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all government is bad and its actually not good or woke or informed to trust that government agencies in full damage control mode issuing statements reviewed and approved by behavioural pyschology phds or pharmaceutical giants with broad liability waivers rushing to be first market of a captive global market are acting in your own best interest. 35 year old politicians streaming video games on twitch in an attempt to exploit parasocial relationships and abuse impressionable young people into believing politicians are their personal friend is bad. the patriot act is bad and capitalized on public shock support to be pushed through and so are the permanent reduction in civil liberties pushed through by and capitalized on by public shock support around covid the american police state is bad authoritarianism is extremely popular across the political spectrum and mainstream and thats bad buy a gun Methanar fucked around with this message at 00:44 on Oct 20, 2021 |
# ? Oct 20, 2021 00:40 |
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yes i also hold every single conservative viewpoint lol
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# ? Oct 20, 2021 00:55 |
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I get mad when people ask what I'm so scared of because it's impolite for me to tell the truth.
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# ? Oct 20, 2021 01:04 |
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Samuel L. Hacksaw posted:I get mad when people ask what I'm so scared of because it's impolite for me to tell the truth.
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# ? Oct 20, 2021 01:11 |
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ALL people must go to prison immediately— forever
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# ? Oct 20, 2021 01:11 |
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# ? Jun 10, 2024 16:11 |
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Hell Yeah posted:yes i also hold every single conservative viewpoint lol Do conservatives really hate the police state? I thought that was their thing.
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# ? Oct 20, 2021 01:46 |