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SpartanIvy posted:And so money was then raised to fix, update, and maintain infrastructure that they rely on for clean drinking water? Live Free
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Jun 16, 2022 03:58
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carticket posted:NH party in here. Moved from Saint Gobain town over one and we've got firefighting foam contamination showing up in wells now. I'm in the queue for state testing. the New Hampshire Advantage (TM)
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Jun 16, 2022 03:58
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Hadlock posted:I have been wildly unimpressed with east coast infrastructure since I got here Yeah but free salt they just put that stuff on roads for anyone to have!
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Jun 16, 2022 05:55
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I'd rather die than live somewhere that feels it necessary to salt their roads So far I haven't driven further north than DC
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Jun 16, 2022 06:05
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Pollyanna posted:Maybe I’ll advise my family to bring bottled water during our Hampton Beach vacation. there's like a zero percent chance that whatever tiny rear end amount of PFAS you could be exposed to through drinking water in Hampton Beach is going to have an impact on your health
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Jun 16, 2022 10:38
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Pollyanna posted:Maybe I’ll advise my family to bring bottled water during our Hampton Beach vacation. Do you live in the area already? I didn't think anyone outside of MA, NH, or ME would ever go to Hampton Beach.
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Jun 16, 2022 11:58
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I am not saying Hampton Beach is a tourist trap but I don’t know how to finish that sentence.
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Jun 16, 2022 12:52
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Hadlock posted:I'd rather die than live somewhere that feels it necessary to salt their roads Chances of dying go up considerably when places that don’t know how to salt roads have, say, a state wide deep freeze that takes out their power grid.
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Jun 16, 2022 14:01
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Or when a state that does salt the roads runs out because they thought last winter when they ran out was just a fluke and not you know the climate changing?
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Jun 16, 2022 14:09
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A Proper Uppercut posted:Do you live in the area already? I didn't think anyone outside of MA, NH, or ME would ever go to Hampton Beach. 3/5 of the family is in MA, yeah.
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Jun 16, 2022 14:25
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Democratic Pirate posted:Chances of dying go up considerably when places that don’t know how to salt roads have, say, a state wide deep freeze that takes out their power grid. You do realize that most states get, at most 1-2 days a year where there's any snow at all on the ground, right I'll never understand this Stockholm syndrome addiction to living in a frozen hellscape for half the year In Dallas about once every three years we get our fabled "ice storm" shuts down the city for 1-2 days as all the plants and roads are covered in half an inch of ice, but then it's right back to being 40F and it all melts off by noon. People just stay home those days, and the storm is forecast 7-10 days in advance so it's not really a surprise to anyone
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Jun 16, 2022 15:39
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Hadlock posted:You do realize that most states get, at most 1-2 days a year where there's any snow at all on the ground, right Without thinking too hard about it and/or looking at a map, our population is not distributed evenly across states right?
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Jun 16, 2022 15:41
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Hadlock posted:You do realize that most states get, at most 1-2 days a year where there's any snow at all on the ground, right I mean the part where you don’t have to live in the south is pretty nice. Pick a reason really: politics, humidity, whatever. Done it don’t care to repeat.
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Jun 16, 2022 15:56
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Hadlock posted:You do realize that most states get, at most 1-2 days a year where there's any snow at all on the ground, right Having grown up there, I’m well aware of Dallas’ winter patterns. Doesn’t change how stressed I was when the ice stuck around for a week and dunked on the entire state while we got to navigate power/water issues with a newborn in the house.
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Jun 16, 2022 16:43
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gently caress snow, gently caress the cold, and gently caress 2 hour commutes because 8" of snow isn't enough to cancel poo poo but it's way too much for things to be normal. but also gently caress 90+ and humid for 3 months solid. I grew up in the midwest, went to college in an even midwestier area (more rural, more snow), and now live in the SE. If I were forced to choose, I'd stick around here... I mean, as long as you stay near a major city... venture too far out in to the boonies and the midwest "rednecks" I grew up with start looking like bernie sanders. Summer in the midwest is way better, but on balance, I feel like there's more nice days around here.
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Jun 16, 2022 16:57
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DaveSauce posted:gently caress snow, gently caress the cold, and gently caress 2 hour commutes because 8" of snow isn't enough to cancel poo poo but it's way too much for things to be normal. If you ever want to live in hell, move to the DC metro area. Winters like Boston, summers like Atlanta.
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Jun 16, 2022 17:05
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Loving that I close in 6 days and the stock market is in free fall. I don't know if I should care or not.
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Jun 16, 2022 17:36
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cr0y posted:Loving that I close in 6 days and the stock market is in free fall. I don't know if I should care or not. Are you dependent on selling stocks to make your down payment? If not, gently caress it. If you are but you did the smart thing and sold them a couple months before closing to avoid any fuckery, celebrate. Also every time you see a rate hike you can give yourself a little fist bump, and having a large outstanding loan is a great hedge against inflation. In a lot of ways from a purely monetary standpoint (ignoring the housing market issues) now is a pretty good time to be getting a mortgage. A year ago would be better, but that's hindsight. There are some people who got significant loans when rates bottomed out who are going to make out like loving bandits in a high interest / high inflation world.
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Jun 16, 2022 17:42
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Cyrano4747 posted:Are you dependent on selling stocks to make your down payment? I pulled all my money months ago and it's been sitting in cash for my down payment. I don't rely on the market for anything other than my 401k but I just don't like how shaky the whole planet is right now ☹️ I excited and glad to have a place to call my own, even if it does have to be converted into a doomsday bunker. Just looked, lol, rates moved a half a percent up since I locked mine in 3 weeks ago. cr0y fucked around with this message at 17:49 on Jun 16, 2022 |
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Jun 16, 2022 17:46
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cr0y posted:I pulled all my money months ago and it's been sitting in cash for my down payment. I don't rely on the market for anything other than my 401k but I just don't like how shaky the whole planet is right now ☹️ You did everything right and you're likely to be in a fantastic position for the foreseeable future in regards to the mortgage part of this at least.
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Jun 16, 2022 17:49
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Cyrano4747 posted:I mean the part where you don’t have to live in the south is pretty nice. Pick a reason really: politics, humidity, whatever. This is what I live about Oregon. No salt on the roads and it’s not the south either. Now, I’d probably rather live in NorCal but since I started here innOR it would be too expensive to leave.
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Jun 16, 2022 17:53
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therobit posted:This is what I live about Oregon. No salt on the roads and it’s not the south either. Now, I’d probably rather live in NorCal but since I started here innOR it would be too expensive to leave. Yeah, I was raised in the PacNW and it's way, WAY up my list of places I want to finally end up in.
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Jun 16, 2022 17:57
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Cyrano4747 posted:If you ever want to live in hell, move to the DC metro area. It’s really incredible how much dc metro is the nexus of the worst parts of so many disparate regions in the us; low density, high traffic, high property values, bad drivers, bad regional transit, billions of tourists, etc. I’m shocked they don’t have a five hundred foot tall golden statue of robert lee that rotates to follow the sun.
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Jun 16, 2022 17:59
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in a well actually posted:It’s really incredible how much dc metro is the nexus of the worst parts of so many disparate regions in the us; low density, high traffic, high property values, bad drivers, bad regional transit, billions of tourists, etc. Last time I was in the area I remember a fuckoff huge confederate flag right off the interstate in Virginia, does that count? Edit: Oh, and don't forget TERRIBLE road layouts. All the major roads in the area except I40 funnel through DC, and there are only three bridges across the Potomac in the whole loving region, and only one on the NoVa/MD border. Which means that if you don't want to go to DC but instead want to go from Virginia to Maryland there's just this awful choke point that fills with hell commuters any work day. Jesus they need to build like . . . five more bridges. Just go full sim city and stamp them everywhere. Cyrano4747 fucked around with this message at 18:07 on Jun 16, 2022 |
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Jun 16, 2022 18:04
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All the stuff being thrown about in regard to “recession proofing your investments” is dumb since if you were investing sensibly then you would be hedged anyway and the market having a down year shouldn’t be an issue in the long run but hey people need to crank up the fear some how.
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Jun 16, 2022 18:11
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BigPaddy posted:All the stuff being thrown about in regard to “recession proofing your investments” is dumb since if you were investing sensibly then you would be hedged anyway and the market having a down year shouldn’t be an issue in the long run but hey people need to crank up the fear some how. Depends on your investment timeline. If you're 35 and don't need to touch your 401k for another 30 years it's no big deal*. If you're 65 and need to start drawing it down today it sucks rear end.** *assuming you've got a sane investment strategy that spreads out risks etc and didn't just YOLO it all into some Web 3.0 startup or something that might pull an Enron. ** even then that's assuming you've still got a portfolio that has a lot of stock market stuff in it. By the time you're that close to retirement you should be shifting to way lower risk stuff that won't move around as much but also won't appreciate as much either.
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Jun 16, 2022 18:26
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Regardless of that, BigPaddy is still correct about this all being dumb because it's way too late to take brilliant "advice" from CNN and the like when they're telling you "Uber lost 50% of it's value this year, but utility and booze stocks usually do pretty well during recessions!" What exactly do you do with that information? If you act on it now you're just locking in losses. You would have had to have had a properly weighted portfolio long before this to weather this one well. Otherwise you're some version of screwed for the short to mid term if not worse depending on just how YOLO you went. Motronic fucked around with this message at 18:33 on Jun 16, 2022 |
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Jun 16, 2022 18:31
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DC Metro region does suck for the traffic and cost of real estate, but the weather isn’t that bad. Does not get that cold in the winter or much snow (nothing like Boston), and while the summers are hot and humid the spring and fall is lovely. Public transit is really good compared to almost any other US city except for New York. DC gets a bad rap from people who live in the exurbs and complain about all the traffic on their hour and a half commute.
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Jun 16, 2022 18:55
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Hadlock posted:You do realize that most states get, at most 1-2 days a year where there's any snow at all on the ground, right People put different weight into the various pros and cons of places and tend to just get use to whatever issues a place may have. Cold? Wear a jacket. Wildfires? Get an air filter. Snow on the roads? Snow tires/all wheel drive. Drought? Dig a deeper well! Conservatives and their awful laws? Go "it's not that bad". High taxes? Complain about them.
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Jun 16, 2022 19:26
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Jesus that av
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Jun 16, 2022 19:41
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Lost another try at a house to an all cash offer, third in a row. That's how things roll, but so be it. We offered our best and it was still $15k less than the offer that was taken. The market for our pricepoint (max of 225) is super hot and not cooling down anytime soon in our area. Going to see another one today, back to the grind.
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Jun 16, 2022 19:57
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Abyss posted:Lost another try at a house to an all cash offer, third in a row. That's how things roll, but so be it. We offered our best and it was still $15k less than the offer that was taken. The market for our pricepoint (max of 225) is super hot and not cooling down anytime soon in our area. Going to see another one today, back to the grind. When you find one you like put in a strong offer and put the seller on a very short clock to box out other offers, works well if you are the first showing or it's near the end of the day and don't want to gamble with more showings the next day. I was 0 for 5 being a reasonable buyer and 1 for 1 when I started being a dick head and playing hardball.
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Jun 16, 2022 20:13
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Yea, we put in our strongest offer but they were out of town and didn't accept early offers. They were presented 13 offers this morning. I haven't run across a "first come, first serve" type of offer style, as the ones we've put offers on tend to collect them all and then present on one day. But maybe it'll happen soon, I'm staying positive.
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Jun 16, 2022 20:24
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Abyss posted:Yea, we put in our strongest offer but they were out of town and didn't accept early offers. They were presented 13 offers this morning. I haven't run across a "first come, first serve" type of offer style, as the ones we've put offers on tend to collect them all and then present on one day. But maybe it'll happen soon, I'm staying positive. The selling agent has to present an offer if the stipulation is that it's only good for 12 hours or whatever. If they just drag it out then the offer is void and you can move on, as rates go up I think it's hard to ignore money on the table hoping that tomorrow brings brighter skies. Just my opinion but if you aren't coming in all cash and over asking you need *something* to separate you from the hoard of other buyers.
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Jun 16, 2022 20:29
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It feels like the pace of houses going on market has markedly increased here in Denver, especially on the upper end. Seeing a lot of price drops as well. Seems like people are trying to get their flips/remodels up on the market ASAP ahead of rising interest rates.
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Jun 16, 2022 20:31
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My in laws just did the short timer to great success. The open house started at 3pm or something, their deadline was noon to force them to make a decision before the open house even started. Sellers signed. And then between signing and the open house they got three cash offers. 
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Jun 16, 2022 20:32
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cr0y posted:The selling agent has to present an offer if the stipulation is that it's only good for 12 hours or whatever. If they just drag it out then the offer is void and you can move on, as rates go up I think it's hard to ignore money on the table hoping that tomorrow brings brighter skies. Good point, I'll bring that up with my agent to see if that's a tactic we can use.
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Jun 16, 2022 20:35
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Residency Evil posted:It feels like the pace of houses going on market has markedly increased here in Denver, especially on the upper end. Seeing a lot of price drops as well. Seems like people are trying to get their flips/remodels up on the market ASAP ahead of rising interest rates. I came here to post this. I'm in Fort Worth and I've gotten 5 or so notifications today from Zillow of houses going up in my neighborhood. I think people were holding off on selling until the market peaked and they believe it has now. A lot of these don't appear to be straight flips.
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Jun 16, 2022 20:36
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It's also summer and schools are out, so Supply should be shooting way up Let's see what Demand has to say about it!
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Jun 16, 2022 20:55
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I think demand is going to drop as interest rates rise and people figure that purchasing at current prices isn’t feasible or worth it. Then a whole bunch of sellers are going to get deeply hosed over.
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Jun 16, 2022 21:18
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