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I had a similar situation happen to a friend - when the fraudsters called they already had a tonne of personal information like account number and sort code, address, date of birth etc (I'm guessing via some kind of online data leak). They read all that back to 'prove their identity', then rinsed his accounts dry with a series of transfers.
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Jul 2, 2022 09:43
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I'm glad I hate doing this poo poo over the phone and prefer to go in person.
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Jul 2, 2022 09:44
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That's why if you're sending a present to someone direct from Amazon or whatever, best to alert them to the fact (and for yourself to check delivery tracking wherever possible) even if it does 'ruin a surprise'. Far rather a 'ruined surprise' than lose £50k! Also agree there should be a public awareness campaign of adverts, banks NEVER phone you up and ask you to transfer money to another account. Guavanaut posted:
I've told mum she MUST do this - but I tell her in between hanging up on the probable scammer and calling the bank to phone one of us whose voice she KNOWS - using the same phone they called her on - so she can know if the line is being 'held' by the scammer. Phoning one of us interrupts the process. And if she is still worried it might be genuine, also advise her to use the mobile to call the bank using the phone number of a statement - she still gets paper statements - if the scammer phoned on the landline and vice versa. Jaeluni Asjil fucked around with this message at 09:54 on Jul 2, 2022 |
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Jul 2, 2022 09:48
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All the banks repeat it all over their materials, there's only so much education can fix. The real issue is the impunity these scammers operate with and how disinterested the police are in dealing with it, but to some extent the problem is having a globally-avalaible communication system to begin with.
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Jul 2, 2022 09:51
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https://twitter.com/Dominic2306/status/1542792687119646720 What's a dodgepot
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Jul 2, 2022 09:58
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A dodgy person. As opposed to a dashpot, which you get on doors.Nothingtoseehere posted:All the banks repeat it all over their materials, there's only so much education can fix. The real issue is the impunity these scammers operate with and how disinterested the police are in dealing with it, but to some extent the problem is having a globally-avalaible communication system to begin with. Getting a "beware of these common scams" message between all the "YOU COULD GET A CREDIT CARD WITH NO INTEREST" and "FREE TRAVEL INSURANCE for Portsmouth and Isle of Wight only WHEN YOU OPEN A PREMIUM ACCOUNT" alerts is a bit like sitting down and reading  There needs to be a trusted regional or national resource with funding to reach people (as well as fraud squads giving a poo poo).
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Jul 2, 2022 10:13
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I guess you could mandate that all transfers over a certain amount between two accounts with no preexisting connection are reviewed by an actual person, but I guess that would cost the banks money and probably annoy customers to boot.
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Jul 2, 2022 10:17
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My sister fell for an Amazon scam a few weeks ago, she has very little money to begin with so it really stung. Fortunately her bank did refund her after a month or so, not sure if her overdraft charges got refunded. She wouldn't really describe how they got her money, I imagine it was similar to the scam described as she'd recently also had her debit card pinched by a friend's son and so would have been extra weary about protecting her money, but working against her that time.
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Jul 2, 2022 10:20
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I propose a free market solution, simply make banks liable for any fraud that happens to their customers and let them figure out how to fix it.
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Jul 2, 2022 10:21
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Necrothatcher posted:I guess you could mandate that all transfers over a certain amount between two accounts with no preexisting connection are reviewed by an actual person, but I guess that would cost the banks money and probably annoy customers to boot. Ha yes. I gnash my teeth when I have to go through a big palaver of verification texts (especially annoying if I'm somewhere with dodgy or non-existent mobile phone signal!) and have to remind myself it's for my (and the bank obviously) own protection. 'Tiz a big pain in the butt though - especially if it is simply amending a standing order by a few p.
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Jul 2, 2022 10:23
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Ghost Leviathan posted:I'm glad I hate doing this poo poo over the phone and prefer to go in person. I'm now imagining you getting scammed by someone spoofing a bank building
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Jul 2, 2022 10:27
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Necrothatcher posted:I guess you could mandate that all transfers over a certain amount between two accounts with no preexisting connection are reviewed by an actual person, but I guess that would cost the banks money and probably annoy customers to boot. I dunno, I think the banks seem happy to put a lot of money into fraud prevention. I guess when fraud succeeds it ends up costing them a lot more, even if they don't have to compensate for any losses. It should at least be an option. I would be perfectly happy knowing that my bank had to call me any time more than £500 was to go out of my account
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Jul 2, 2022 10:31
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JeremoudCorbynejad posted:I'm now imagining you getting scammed by someone spoofing a bank building At least that's a much more amusing mental image.
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Jul 2, 2022 10:32
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This is the single worst policy this government could enact around housing. Instead of doing anything at all, they plan to make it so that a 1 million pound house is just barely affordable for above average earners instead of a 300,000 one. So £300,000 houses will rise to £1m because that's what affordable monthly payments will look like. It is the ultimate pull up the ladder policy. It's a loving travesty https://www.theguardian.com/money/2022/jul/01/no-10-considers-50-year-mortgages-that-could-pass-down-generations
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Jul 2, 2022 10:33
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JeremoudCorbynejad posted:I'm now imagining you getting scammed by someone spoofing a bank building
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Jul 2, 2022 10:34
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Lol it was that sketch or this one https://www.youtube.com/watch?v=HIezBv9Lb78
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Jul 2, 2022 10:36
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I can't believe I forgot about this song the other day when the story of BJ's BJ came out: https://www.youtube.com/watch?v=bTIukwWj5VU
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Jul 2, 2022 10:49
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Chubby Henparty posted:Lol it was that sketch or this one Yeah that's where my mind went.
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Jul 2, 2022 10:55
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JeremoudCorbynejad posted:I'm now imagining you getting scammed by someone spoofing a bank building In places where online/telephone banking isn't so common you have stories of people being 'charmed' by witch doctors instead.
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Jul 2, 2022 11:01
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JeremoudCorbynejad posted:I'm now imagining you getting scammed by someone spoofing a bank building That has actually happened Bad idea to set it up in a town that had a real branch already imo
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Jul 2, 2022 11:09
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Z the IVth posted:In places where online/telephone banking isn't so common you have stories of people being 'charmed' by witch doctors instead.
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Jul 2, 2022 11:09
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I got a notification once that "my" purchase of Amazon gift cards had failed because I had no money, called the bank and they were instantly like "yes this is obviously not you" and had the card cancelled etc. Sometimes it pays to be poor. If the scammers want to gently caress me they'll have to get in the queue. 
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Jul 2, 2022 11:09
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old wrighty's been kicked off radio 2 https://www.bbc.co.uk/news/entertainment-arts-62010156 i will miss him singing over the top of songs and laughing at his own jokes
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Jul 2, 2022 12:22
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i actually don't mind him, it's jeremy vine i can't stand he is just unbelievably dense
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Jul 2, 2022 12:24
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was doing a phone in on energy drinks a couple of weeks ago and he asked someone why we can't have "a photo of someone shaking" on the tins like we have cancer victims on fag packets lol
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Jul 2, 2022 12:24
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i honestly wonder if him and robert peston talk the way they do because of an undiagnosed neurological illness
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Jul 2, 2022 12:26
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crispix posted:i honestly wonder if him and robert peston talk the way they do because of an undiagnosed neurological illness Trashfuture did an interview with ihm in june, and it's one of the most surreal things I;ve ever heard. Partly because it took me 10 minutes or so to realise it was the real Vine, and not a bit. But also because his takes are so utterly devoid of content. He's the absolute embodiment of "oh there's a controversy here" and never looking deeper than that.
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Jul 2, 2022 12:33
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from the FT
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Jul 2, 2022 12:35
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Strom Cuzewon posted:Trashfuture did an interview with ihm in june, and it's one of the most surreal things I;ve ever heard. Partly because it took me 10 minutes or so to realise it was the real Vine, and not a bit. But also because his takes are so utterly devoid of content. He's the absolute embodiment of "oh there's a controversy here" and never looking deeper than that. poo poo you just made me realise it's july 
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Jul 2, 2022 12:43
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I got an unsolicited email supposedly from my bank (I think) a month or two ago, came from a dodgy email address - something like 09uaskdf.[bank].sdaklfjalsdf@[bank].asdklf.com. It was asking me to click some random embedded link and enter all my details to get access to an email on their secure server. Dodgy as gently caress. Because I've been on the internet a few times I recongised this as incredibly suspicious so I immediately rang their fraud department asking what the gently caress, did you send this? The guy on the other end took a look and confirmed it was legit - the email was just something about a change of card number of something - but I said to him you know how bad this looks? If legitimate emails are coming from random loving addresses how can anyone have a hope in hell.
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Jul 2, 2022 12:45
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my ma thought her gmail had been hacked because they've changed the CSS
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Jul 2, 2022 12:46
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she thought her phone had been hacked a few months ago but it was just an unsolicited text from someone calling her "mum" and asking her to send them money for a new phone strangely she was alerted to the fraud because the scammer said they'd dropped their phone in boiling rice and she didn't think me or my sisters eat much rice
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Jul 2, 2022 12:49
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Feeling a bit  now, I got two phishing texts last night within about 10 mins of each other. happyhippy posted:Sorry to hear that, loving sucks. Surprised the bank cant get it back. Necrothatcher posted:I guess you could mandate that all transfers over a certain amount between two accounts with no preexisting connection are reviewed by an actual person, but I guess that would cost the banks money and probably annoy customers to boot. EvilHawk posted:Because I've been on the internet a few times I recongised this as incredibly suspicious so I immediately rang their fraud department asking what the gently caress, did you send this? The guy on the other end took a look and confirmed it was legit - the email was just something about a change of card number of something - but I said to him you know how bad this looks? If legitimate emails are coming from random loving addresses how can anyone have a hope in hell. The email thing is similar to online safety. Used to be you could scriptblock anything that wasn't from the official domain. Now though you have CDNs, cloud providers and a bunch of 3rd party embeds that all look suspiciously like someone's embedded a hostile script into the page. So many pages that just don't work (especially on mobile) if you switch on any kind of safety feature or script blocking. I loving hate modern web design. Bobby Deluxe fucked around with this message at 13:16 on Jul 2, 2022 |
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Jul 2, 2022 13:13
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Just been out for a walk, sounded like some rear end in a top hat was tooling around in a V12 with straight pipe exhausts or some poo poo. Nope, spitfire. Just managed to catch it as it had finished swooping overhead and harassing birds (probably foreign migrant ones).  Comrade Fakename posted:The April Fools bit was where the theme park for the elderly was only limited to a small area in Kent, rather than the current situation where it spans the entire country.
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Jul 2, 2022 13:33
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EvilHawk posted:I got an unsolicited email supposedly from my bank (I think) a month or two ago, came from a dodgy email address - something like 09uaskdf.[bank].sdaklfjalsdf@[bank].asdklf.com. It was asking me to click some random embedded link and enter all my details to get access to an email on their secure server. Dodgy as gently caress. Yeah it's really not great. I had a previous bank call me and ask me to "confirm my identity" by giving them personal information. I told them that they had called me and I wouldn't be doing that. When I rang the bank back I found out it had actually been a legit call (although about something unimportant). My current bank has the right level of communication - they have contacted me maybe twice by letter for actually important stuff and they send all the messages I couldn't care less about to an inbox on my online account. They've never called. And all online payments use multi-factor authentication. big scary monsters fucked around with this message at 14:03 on Jul 2, 2022 |
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Jul 2, 2022 13:57
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https://twitter.com/elfbatross/status/1542553571199172614
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Jul 2, 2022 14:05
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https://twitter.com/MarkEHigginson/status/1543131615139954688?t=DEbBVsnu5_qWMjUxk6zr4w&s=19 we may never know
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Jul 2, 2022 14:09
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There's a lot to like about this but I think my favourite bit is the "made in china" seal of approval with what appears to be a distinctly non-chinese flag
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Jul 2, 2022 14:13
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It was the flag of a bit of China until 1997, so I think it's allowed.
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Jul 2, 2022 14:15
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Bobby Deluxe posted:https://twitter.com/MarkEHigginson/status/1543131615139954688?t=DEbBVsnu5_qWMjUxk6zr4w&s=19 Some great articles on BBC recently. I particularly enjoyed this one: https://www.bbc.co.uk/news/blogs-trending-61495035 quote:Climate "doomers" believe the world has already lost the battle against global warming. That's wrong - and while that view is spreading online, there are others who are fighting the viral tide. quote:But when asked how confident they were that climate action would significantly reduce the effects of global warming, more than half said they had little to no confidence. 
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