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Bobby Deluxe posted:and nobody ever really questions why an old lady living on her own in a bungalow has or needs 50k kicking around spare in a current account. You are proposing we scam all the little old ladies out of their 50ks?
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Jul 2, 2022 14:21
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yes that seems like a measured interpretation of that quote
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Jul 2, 2022 14:26
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No just a quarter of them. https://twitter.com/MarkEHigginson/status/1542436091592163328 Convex posted:Some great articles on BBC recently. I particularly enjoyed this one: https://www.bbc.co.uk/news/blogs-trending-61495035
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Jul 2, 2022 14:26
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NotJustANumber99 posted:You are proposing we scam all the little old ladies out of their 50ks? No need to. The grim reaper is the greatest scammer of them all.
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Jul 2, 2022 14:28
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Chubby Henparty posted:Lol it was that sketch or this one This is basically every new build in the past 20 years.
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Jul 2, 2022 14:48
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jiggerypokery posted:This is the single worst policy this government could enact around housing. Instead of doing anything at all, they plan to make it so that a 1 million pound house is just barely affordable for above average earners instead of a 300,000 one. So £300,000 houses will rise to £1m because that's what affordable monthly payments will look like. ...it's a fairly fundamental legal position that you aren't liable for debts your parents or grandparents or anyone else run up. You are liable for your own debts, nobody else's (~handwaves a bit about marriage, which is also a legal contract you enter into as a consenting adult not by being born~). How the gently caress is this supposed to work? (Also, do you have to contract to have <x> number of kids as part of this? I don't have any myself and don't plan to. Who's going to pay when I die?)
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Jul 2, 2022 15:05
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You can inherit a property with obligations, that's a bit like 2019 Labour's Common Grounds Trust idea. This is just the Tory version where the obligation is to the bank and the end goal is homeowners who hate inheritance tax and want hereditary everything.
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Jul 2, 2022 15:10
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feedmegin posted:...it's a fairly fundamental legal position that you aren't liable for debts your parents or grandparents or anyone else run up. You are liable for your own debts, nobody else's (~handwaves a bit about marriage, which is also a legal contract you enter into as a consenting adult not by being born~). How the gently caress is this supposed to work? 1) They'll change the law so it works. Generational indenture is what they want. 2) If you don't have kids, you won't be offered the mortgage. Remember, this is not aimed at 20 year olds looking for their first home for a lifetime. It's aimed at people in their 30s and 40s who already have kids but could never get on the housing ladder.
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Jul 2, 2022 15:10
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feedmegin posted:...it's a fairly fundamental legal position that you aren't liable for debts your parents or grandparents or anyone else run up. You are liable for your own debts, nobody else's (~handwaves a bit about marriage, which is also a legal contract you enter into as a consenting adult not by being born~). How the gently caress is this supposed to work? I assume the idea is that your children will have the option of inheriting the house with the mortgage or something, but considering the willingness of the kids to take that on is unknown it seems like a hilariously risky option for the mortgage lender. Other option of course is you are literally allowed to use your kids as collateral for your mortgage lmao, what if finance worked on fey bargaining rules.
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Jul 2, 2022 15:29
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Jedit posted:2) If you don't have kids, you won't be offered the mortgage. Remember, this is not aimed at 20 year olds looking for their first home for a lifetime. It's aimed at
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Jul 2, 2022 15:30
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You can't bind 3rd parties to a contract they did not sign so I am assuming it will be you and your kids all sign it as joint parties with them being allowed to keep the mortgage after you pop your clogs. As landlords. This is awful.
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Jul 2, 2022 15:37
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I mean you would think contracts would be unenforcable if children sign them and yet I still have student loans
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Jul 2, 2022 15:41
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Japan enacted intergenerational mortgages in the 80s, now to take a big sip of coffee and look up what happened to Japan's economy in the early 90s.
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Jul 2, 2022 16:05
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Bobby Deluxe posted:They absolutely can, they just don't want to take the hit unless it gets traction. You'll notice whenever these stories about an innocent old lady getting scammed out of her husband's war pension start getting traction and someone like Martin Lewis (or Watchdog in the old days) gets involved, there'll suddenly be a grand gesture where they'll give it back 'as a gesture' (as a PR stunt), and nobody ever really questions why an old lady living on her own in a bungalow has or needs 50k kicking around spare in a current account. I'm like extremely certain that in cases like that the bank just changes the number in your account and they don't actually give you any of their own money
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Jul 2, 2022 16:13
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I've mentioned youtuber Bald and Bankrupt being a PUA rapey sex tourist before. Someone has made a really well documented video about it all https://www.youtube.com/watch?v=3e1NeQyqrUQ It's definitely worth sharing far and wide, as Ben doesn't deserve the audience he has.
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Jul 2, 2022 16:29
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Already excited for parents grieving the loss of their child to get a letter from the bank foreclosing on their house due to a change in circumstances
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Jul 2, 2022 16:31
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Tired: Leaving 500 live worker termites in your landlord's house Wired: Leaving your bank-owned house to 500 live worker termites as legatees in your will
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Jul 2, 2022 16:36
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NotJustANumber99 posted:You are proposing we scam all the little old ladies out of their 50ks? I don't think Jaeluni has that much sitting around
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Jul 2, 2022 16:43
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Rust Martialis posted:I don't think Jaeluni has that much sitting around Imagine trying to scam your way through all her spreadsheet defences? not worth it.
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Jul 2, 2022 16:53
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I have a certain reputation obviously. And you're right, my 26sqm flat which would undoubtedly be worth £3m in London is worth here in darkest south Wales the same as it was when sold 20 years ago (well below £100k) according to Zoopla or Rightmove. In fact I paid less than the previous owner. But at least I don't have a mortgage anymore to worry about just the service charges. Good luck downsizing my dwelling and scamming me out of £50k. The last time I was scammed was in Cairo when I got conned into buying a £6 papyrus. I should have known better after living there so long.
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Jul 2, 2022 17:08
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Rust Martialis posted:I don't think Jaeluni has that much sitting around Pretty sure she's not particularly little, either.
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Jul 2, 2022 17:35
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fuctifino posted:I've mentioned youtuber Bald and Bankrupt being a PUA rapey sex tourist before. Someone has made a really well documented video about it all loving hell this dude is gross. i know it's obvious but sometimes it just really boggles me that people can be like this
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Jul 2, 2022 18:02
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sebzilla posted:Pretty sure she's not particularly little, either. You're right there....
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Jul 2, 2022 18:09
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Jaeluni Asjil posted:I got conned into buying a £6 papyrus. do you still have it?
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Jul 2, 2022 18:10
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JeremoudCorbynejad posted:do you still have it? Can't remember. I might have donated it to a charity shop. I never took it out of the tube. And it was probably banana leaves not papyrus anyway.
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Jul 2, 2022 18:15
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Deketh posted:loving hell this dude is gross. i know it's obvious but sometimes it just really boggles me that people can be like this He's a total piece of poo poo but god drat I find the places he goes fascinating and I often can't help myself spending twenty minutes watching a guy pick around some decaying old Soviet holiday camp or whatever. His latest video where he goes around the UK is pretty illuminating though and gives an insight into how Eastern Europeans must feel watching his stuff. The guy is literally walking around a shopping centre in Easterhouse talking about it like he's in imminent danger for being English lmao. Pure safari garbage.
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Jul 2, 2022 18:21
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These days...
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Jul 2, 2022 18:26
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ThomasPaine posted:He's a total piece of poo poo but god drat I find the places he goes fascinating and I often can't help myself spending twenty minutes watching a guy pick around some decaying old Soviet holiday camp or whatever. I agree, those kind of decaying urban scapes are fascinating. I hope there are some yoududes out there that do this kinda stuff without being borderline (or maybe not even borderline) rapists though. I'm gonna take a swing at Disco Elysium, I was inspired by the recent chat in this thread. I think I bounced off it pretty quickly when I first played it last year, I think I lack the attention span or focus for "serious" RPGs. I'm not far in but the writing so far is pretty great, and that tie is still eluding me On a(nother) side note, has anyone even been assessed for adult ADHD? I've started things rolling but drat, apparently the waiting list is 18 months
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Jul 2, 2022 18:39
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Jaeluni Asjil posted:Can't remember. I might have donated it to a charity shop. I never took it out of the tube. Well it sounds like it could have been worth £6 but you never checked 
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Jul 2, 2022 18:42
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JeremoudCorbynejad posted:Well it sounds like it could have been worth £6 but you never checked I doubt it. They wrote my name in Arabic on the bottom. This is how they get you because British  dictates you are then compelled to purchase said item. Fortunately I can read Arabic writing (even if I don't understand the words) so I know they wrote my actual name on it not 'Dead Donkey' or some such.
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Jul 2, 2022 18:54
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I would spend £6 on some banana leaves with my name written on in Arabic, though this was presumably when £6 was like £600
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Jul 2, 2022 19:03
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Oh no who could have predicted https://mobile.twitter.com/AVMikhailova/status/1543280745422241793
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Jul 2, 2022 19:09
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The entire remnants of the Labour left all get arrested while Johnson is already three scandals ahead with "yes I did bugger a 16 year old girl in my office but both parents were watching so to my knowledge it was legal" "ah we're not sure about that but it's probably not in the public interest to investigate."
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Jul 2, 2022 19:20
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Apraxin posted:Oh no who could have predicted That a mail on Sunday reporter would tweet something kind of pointlessly self evident? Why would the police ask a witness about something and not confirm they would be prepared to testify? But equally, lol and lmao.
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Jul 2, 2022 19:20
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Apraxin posted:Oh no who could have predicted "The witness, a Mr Res Stweeting..."
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Jul 2, 2022 19:24
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A boring man would never drink a beer
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Jul 2, 2022 19:35
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if he actually gets done for it I might actually die laughing
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Jul 2, 2022 19:46
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Is this the face of a boring man? Huh??
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Jul 2, 2022 19:48
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JeremoudCorbynejad posted:Is this the face of a boring man? Huh?? Yeah but it's got glitter on it
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Jul 2, 2022 19:49
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imagine being made up for Pride and saying "no just grey thanks"
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Jul 2, 2022 19:49
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