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carry on then posted:There’s a used car lot with an R350 around here. I didn’t even know there was an R class! One of the executives at my old job drove an R63 AMG  Apparently there were only 200 made, I had no idea they were so rare.
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Jul 6, 2022 13:58
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My Civic LX showed up today. 2 months after getting my name on it. Unfortunately I'm closing on a house now and am not gonna risk that for a base trim Civic that took two god drat months to show up. Time to get my name on another one I guess. This is all so dumb.
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Jul 6, 2022 16:43
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carry on then posted:There’s a used car lot with an R350 around here. I didn’t even know there was an R class! I liked those
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Jul 6, 2022 17:37
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Did you guys ever get the X-class in the states?
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Jul 6, 2022 18:10
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fridge corn posted:Did you guys ever get the X-class in the states? Mercedes never brought that one over. We did get the Nissan it shared the platform with though.
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Jul 6, 2022 18:44
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fridge corn posted:Did you guys ever get the X-class in the states?
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Jul 6, 2022 18:45
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fknlo posted:My Civic LX showed up today. 2 months after getting my name on it. Unfortunately I'm closing on a house now and am not gonna risk that for a base trim Civic that took two god drat months to show up. Time to get my name on another one I guess. This is all so dumb. I'm kinda confused how buying a car would risk closing on a house?
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Jul 6, 2022 18:51
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bull3964 posted:I'm kinda confused how buying a car would risk closing on a house? It probably won't, but taking out a new loan or spending stacks of cash during closing could theoretically upset your mortgage underwriter and could interrupt the process, especially if your finances/credit score are already on the edge. If your finances are in good order it's not a big risk, but still something I understand not wanting to tempt fate with.
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Jul 6, 2022 18:54
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bull3964 posted:I'm kinda confused how buying a car would risk closing on a house? Sudden new lines of credit.
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Jul 6, 2022 18:54
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Guinness posted:If your finances are in good order it's not a big risk, but still something I understand not wanting to tempt fate with. This is where I'm at. My finances are in great order, my debt to income is fantastic, and things probably would have been fine. I decided it's not worth tanking the house over. I tried to see if I could pay them to hold it but that's not happening. They probably have it sold already.
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Jul 6, 2022 18:56
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Totally. Prioritize house over car all day every day. There will be more Civics.
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Jul 6, 2022 19:02
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Pshh, as the saying goes you can sleep in your car but you can't drive your house 
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Jul 6, 2022 19:08
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Sab669 posted:Pshh, as the saying goes you can sleep in your car but you can't drive your house The US has an obesity epidemic: can most Americans still really sleep in a Civic?
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Jul 6, 2022 19:20
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Sab669 posted:Pshh, as the saying goes you can sleep in your car but you can't drive your house A friend of mine advising another friend who was discussing saving money to have a kid over buying a car came out with: "you can't drift a baby"
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Jul 6, 2022 19:20
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carry on then posted:There’s a used car lot with an R350 around here. I didn’t even know there was an R class! They're cheap as hell, even the R500s, which V8 RWD based minivan awesome, but on top of Mercedes running costs, even the v6 gets 16mpg combined because they're so heavy. the V8 R500 is rated at 12 city/18 highway which is 6.2 raptor/SRT8 Grand Cherokee territory.
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Jul 6, 2022 19:21
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Guinness posted:It probably won't, but taking out a new loan or spending stacks of cash during closing could theoretically upset your mortgage underwriter and could interrupt the process, especially if your finances/credit score are already on the edge. Full Collapse posted:Sudden new lines of credit. If you are closing though isn't your funding is already secured? Checks have been done. It's pretty much just signing of papers at that point. Unless something changed, I don't really recall anything further being done in 2008 once I had a closing date on my house. The mortgage stuff was already done and guaranteed.
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Jul 6, 2022 19:32
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Residency Evil posted:The US has an obesity epidemic: can most Americans still really sleep in a Civic? Most Americans? Dunno, but I'm sure the guy who was about to actually buy one could. Olympic Mathlete posted:A friend of mine advising another friend who was discussing saving money to have a kid over buying a car came out with: "you can't drift a baby" He ain't wrong 
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Jul 6, 2022 19:40
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2008 is why these things matter now. Welcome to the future!
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Jul 6, 2022 19:41
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The funding isn't sorted until you have the money in your account/your estate lawyer's account.
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Jul 6, 2022 20:15
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Olympic Mathlete posted:A friend of mine advising another friend who was discussing saving money to have a kid over buying a car came out with: "you can't drift a baby" ive drifted a stroller edit: the R had incredibly long doors
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Jul 6, 2022 20:18
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bull3964 posted:If you are closing though isn't your funding is already secured? Checks have been done. It's pretty much just signing of papers at that point. Your mortgage originator will continue to monitor your credit and bank accounts right up until the day you close and will ask you about any large payments or new lines of credit. I had to write a letter explaining why I charged a 1700 dollar TV a couple of weeks before closing on a 320000 dollar house back in 2011. My wife has a friend that had her mortgage originator pull funding on a condo she was set to close on because she bought a car.
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Jul 6, 2022 21:08
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YOLOsubmarine posted:Your mortgage originator will continue to monitor your credit and bank accounts right up until the day you close and will ask you about any large payments or new lines of credit. I had to write a letter explaining why I charged a 1700 dollar TV a couple of weeks before closing on a 320000 dollar house back in 2011. My wife has a friend that had her mortgage originator pull funding on a condo she was set to close on because she bought a car. We moved a few years back and the person buying our old place bought a car like a week before we were going to close and hosed the whole operation. Ended up selling to someone else.
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Jul 6, 2022 21:17
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When we bought our house the realtor stressed over and over how important it is not to buy a car. They said we would be amazed at how many people buy new cars during closing and it complicates things unnecessarily.
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Jul 6, 2022 21:23
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Good news, with house prices and car prices going the way they are, none of us will ever have to worry about it again.
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Jul 6, 2022 21:33
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This is why I held off on a car and motorcycle purchase till after I bought my house. Bought both within 2 weeks after moving.
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Jul 6, 2022 21:44
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Man, I had LITERALLY just started a new job (May) and closed on my house (August) back in 2008 and they didn't even bat an eye.
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Jul 6, 2022 21:46
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KYOON GRIFFEY JR posted:ive drifted a stroller That's a thing you had to buy for the baby though so it doesn't count. You could buy an S chassis to drift a baby in... So I guess the answer is baby plus driftable? 
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Jul 6, 2022 21:49
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when I closed I had to fill out a disclosure of any additional debts or lines of credit opened (or even just applied for) since the initial application under penalty of mortgage fraud the title company guy was pretty clear that if I put anything on that form we would not be closing
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Jul 6, 2022 21:49
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Residency Evil posted:The US has an obesity epidemic: can most Americans still really sleep in a Civic? The US also has a hunger problem. If you're needing to sleep in your car, that sounds like a problem that will resolve itself.
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Jul 6, 2022 23:06
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Olympic Mathlete posted:A friend of mine advising another friend who was discussing saving money to have a kid over buying a car came out with: "you can't drift a baby" challenge accepted
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Jul 6, 2022 23:11
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Looks like Rivian just loosened a press restriction on their new R1S. Seems to be an all-electric and more capable Land Rover (although time will tell whether these are more reliable) https://www.thedrive.com/new-cars/2022-rivian-r1s-review-feels-like-a-throwback-adventure-suv-only-electric Anyway, I camp quite a bit in my Volvo wagon that's getting a bit old, and like what I see with the R1S's rear cargo capacity, and wish more of these diagrams were available.  Aside from the 4Runner are there any other cars with similar cargo dimensions? Suicide Watch fucked around with this message at 00:21 on Jul 7, 2022 |
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Jul 7, 2022 00:12
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How do GM SUVs compare? Unfortunately they seem to just give specs in terms of volume.
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Jul 7, 2022 00:15
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fridge corn posted:Did you guys ever get the X-class in the states? We got it here in NZ and I see more of them than I thought I would, but then they were actually priced pretty well given the nicer interior. I live in the city though and all the ones I see are the nice ones, turns out they also did pov-spec cab-chassis versions too, which I have never seen. I can't imagine the reaction in the country if you turned up on your mates farm in one of these:  Bank chat: Govt here introduced legislation to help prevent shady loans to people who couldn't afford it, aimed at loan sharks and dodge finance companies. However, banks decided to take the most extreme interpretation, and have been denying people mortgages if they spend too much money on things like Netflix, UberEats, cafes etc, forcing the govt to amend the legislation. It was utterly ridiculous. Close friends topped up the mortgage to do some renovations, were still well under the loan-to-valuation requirements, but got held up by this dumb poo poo. "Why do you have Netflix AND Disney AND Amazon Prime??" Uhhh cos we've just been through months of lockdown and have a toddler that needs distracting while we both work from home? "Why do you eat out a few times a week?" Uhh because we can afford it? We're still saving money every week over and above mortgage payments AND the extra they'll go up. Banks blamed the govt but it was nothing but puritanical judgment of peoples spending.
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Jul 7, 2022 00:25
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bull3964 posted:Man, I had LITERALLY just started a new job (May) and closed on my house (August) back in 2008 and they didn't even bat an eye. 2008 tho
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Jul 7, 2022 00:35
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Sab669 posted:Pshh, as the saying goes you can sleep in your car but you can't drive your house Bet.
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Jul 7, 2022 00:52
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Sorry alway prioritize the car why are you even posting on AI? YOU Can’t drive a house!!!!!
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Jul 7, 2022 02:37
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Kia Soul Enthusias posted:2008 tho Yeah seriously, in 2008 did Americans even need a job to get a 400,000$ mortgage plus another loan for a bro-dozer for Cody and a Land Rover for Destiny?
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Jul 7, 2022 03:34
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BuckyDoneGun posted:We got it here in NZ and I see more of them than I thought I would, but then they were actually priced pretty well given the nicer interior. They had to seriously reduce prices to move them so value would have depended on which point you bought one. Also that interior thing is kind of debatable - they're still pretty grim inside (more Sprinter than C class that's for sure). You could get a whacking great V6 though which never went into the Navara.
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Jul 7, 2022 04:06
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bull3964 posted:Man, I had LITERALLY just started a new job (May) and closed on my house (August) back in 2008 and they didn't even bat an eye. As long as your income didn't change significantly (in the negative) they don't care too much. Cars are an additional debt burden that fucks up their formula for the three months until they sell your loan to another lender.
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Jul 7, 2022 12:01
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Suicide Watch posted:Looks like Rivian just loosened a press restriction on their new R1S. Seems to be an all-electric and more capable Land Rover (although time will tell whether these are more reliable) They'd have to try very hard to have JLR levels of reliability. JLR products were 9 of the top 25 most unreliable SUVs in a survey last year. You could argue because they pretty much only make SUVs they're tilting the scales but knowing people who own them, they're getting services/repairs far more often than anyone else.
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Jul 7, 2022 13:31
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