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Mumpy Puffinz posted:oh. gently caress. if Nooner had a plan and I didn't than something went wrong I see where you're coming from here, and I get it. On the other hand, sometimes I can't help but wonder if some of Nooner's plans aren't so intentionally designed for self-flagellation that they would give Martin Luther pause. In conclusion, Nooner is a land of contrasts. And drat if we don't love 'im for it. Edit: This may actually be the greatest unintentional page snipe in the history of this website. Please like, subscribe, hit the bell, and leave your thoughts in the comments below.
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Dec 24, 2022 11:51
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While I appreciate discussion of GBS's own patron saint, let's keep this thread focused on student loan stuff. Thanks.
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Dec 24, 2022 22:22
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Zarin posted:I see where you're coming from here, and I get it. I meant that Nooner is a moron.  (USER WAS PUT ON PROBATION FOR THIS POST)
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Dec 25, 2022 06:03
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CaptainSarcastic posted:While I appreciate discussion of GBS's own patron saint, let's keep this thread focused on student loan stuff. Thanks. lol
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Dec 26, 2022 04:11
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I just....I just got my money back.
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Jan 5, 2023 03:46
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What
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Jan 5, 2023 04:33
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Edward Mass posted:I just....I just got my money back. ?????????
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Jan 5, 2023 04:35
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Elephunk posted:????????? Assuming a refund request for payments made since March 2020.
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Jan 5, 2023 04:36
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But this could be a big thing, yeah? Like, it's my birthday, I'm really high, and there are dots I'm connecting that maybe I shouldn't be. Should I feel cautious optimism, is basically what I'm asking.
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Jan 5, 2023 04:43
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Leave posted:But this could be a big thing, yeah? Like, it's my birthday, I'm really high, and there are dots I'm connecting that maybe I shouldn't be. Sorry to burst your bubble, but if it is a refund, then no. It's a thing that you have been allowed to do for a while and not directly related to forgiveness. The court case doesn't start for a while and there won't be a decision until around June. There won't be any major news about it for a while.
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Jan 5, 2023 04:47
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Leon Trotsky 2012 posted:Assuming a refund request for payments made since March 2020. Yeah, that's what happened. I made payments during the pandemic, and just got refunded the amount I paid during that time today. I had figured that I was in the same boat as those with outstanding debt and was out of luck until the court decision, but I guess not.
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Jan 5, 2023 05:01
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Personally, I wouldn't spend that money until after the court case is settled. If it's ruled that Biden couldn't forgive those loans, you may find that you owe it all back again.
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Jan 5, 2023 05:42
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Leon Trotsky 2012 posted:Sorry to burst your bubble, but if it is a refund, then no. It's a thing that you have been allowed to do for a while and not directly related to forgiveness. Aww, nuts. Still, good for Edward Mass!
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Jan 5, 2023 13:19
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Not as fun as getting money back but 5 months or so after submitting the pslf waiver forms and no word about it all they finally transferred my loans to mohela. ethanol fucked around with this message at 15:23 on Jan 5, 2023 |
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Jan 5, 2023 14:43
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ethanol posted:Not as fun as getting money back but 5 months or so after submitting the pslf waiver forms and no word about it all they finally transferred my loans to mohela. Everything's on pause so at least I didn't have to make payments at FedLoan
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Jan 6, 2023 00:41
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So far MOHELA has been absolute poo poo compared to FedLoan. I've submitted two ECFs to MOHELA and after 6 months they still haven't processed them and updates my PSLF counts.
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Jan 6, 2023 14:43
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I find MOHELA's web 1.0 interface charming in a blue-tables-with-black-borders sort of way. Otherwise, yes, MOHELA is complete dog poo poo. I am hoping that with the contract money they'll be pulling in servicing the PSLF, that maybe they'll hire some UI people and two, maybe three more service reps. e: The Slack Lagoon posted:So far MOHELA has been absolute poo poo compared to FedLoan. You can get on studentaid.gov and file a complaint. This will give you a ticket number that you can then follow up on with the government ombudsman in charge of all of the 'keep the servicers in line' thing. I've seen people say that gets stuck ECFs moving. Jesus In A Can fucked around with this message at 16:48 on Jan 6, 2023 |
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Jan 6, 2023 16:45
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Yes looking at their website I immediately began to wonder what kind of hell I just got myself into lol but there's no other options for PSLF tracking
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Jan 6, 2023 16:51
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The Slack Lagoon posted:So far MOHELA has been absolute poo poo compared to FedLoan. I keep hoping someone will file a class action lawsuit against them for their mismanagement of the PSLF and focusing their attention on stopping the loan forgiveness. I know California is suing them as they are violating California state law.
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Jan 6, 2023 18:56
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An old coworker just got their $120k loans forgiven by TEPSLF. Only took him a year and change to get the verdict  Would that everyone could get the same 
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Jan 14, 2023 04:09
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Probably the only significant update we will get until the court decision, but Goons should keep an eye on this and mark your calendar to check back in when the new IDR plan goes live - which is expected to be around May or June. The DOE has started the process of implementing the new IDR loan type. If the court decision comes down in June and rules against forgiveness (seems likely), then the pause will be extended to sometime in August. That gives you 2-3 months to change your loan to the new IDR/REPAYE type before the pause ends. A Supreme Court Ruling against forgiveness does not impact the IDR plan. https://twitter.com/WSJ/status/1613204144403120128 tl;dr version: - The new IDR payment plan is not actually going to be a "new" plan. They are revamping the existing REPAYE income-based repayment plan to be replaced with the new IDR plan and become the new default income-based repayment plan. Details about the IDR plan are in the OP, but the main highlights are: quote:For undergraduate loans, cut in half the amount that borrowers have to pay each month from 10% to 5% of discretionary income. Essentially, it caps your monthly payments at $0 or very low, depending on income, and then forgives them after 10 years. $0 payments count towards the forgiveness total and 225% of the poverty line (the level at which payments are $0) is about $32k for a single person and $64k for an average household. A single person making $50k would have payments of about $35 per month - regardless of the size of the loan - and the government would cover any excess interest. Especially important for Goons with FFEL or Perkins loans: Even if you were not eligible for forgiveness, you will be eligible to switch your loan type to the new IDR/REPAYE loans when they are available. https://www.ed.gov/news/press-relea...st-accumulation
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Jan 17, 2023 17:21
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Leon Trotsky 2012 posted:Probably the only significant update we will get until the court decision, but Goons should keep an eye on this and mark your calendar to check back in when the new IDR plan goes live - which is expected to be around May or June. The DOE has started the process of implementing the new IDR loan type. I wish there was a calculator. I'm in that spot with income where I have a lot of "discretionary" (cuz it's totally discretionary if I choose to pay my rent) but don't make enough to start aggressively paying down the loans.
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Jan 18, 2023 07:52
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pseudanonymous posted:I wish there was a calculator. You can do a rough calculation. What was your adjusted gross income last year (adjusted, not total income) and how many people are in your household? Also, Nerdwallet has a rough calculator (use the second one on the bottom of the page) that can give you a good estimate: https://www.nerdwallet.com/article/loans/student-loans/discretionary-income-calculator Just also remember to use your AGI and not actual gross income. The lower your income is, then the bigger your payment drop will be. As an example: A two-person household making $50k would have paid $528 per month at the 20% rate or $282 per month at the 10% rate under the old rules. Under the new IDR plan, they would pay $37 per month. If you have a kid or third person in the house, it goes down to $0.
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Jan 18, 2023 15:32
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Lol I was spitting facts and y’all were smoking that make believe. Thanks B (USER WAS PUT ON PROBATION FOR THIS POST)
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Jan 24, 2023 04:52
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nom epique posted:Lol I was spitting facts and y’all were smoking that make believe. Thanks B Morgan freeman pointing up meme here (USER WAS PUT ON PROBATION FOR THIS POST)
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Jan 24, 2023 05:02
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A couple months ago, I contacted Aidvantage, who apparently took over federal student loans from MyFedLoan to request a repayment of the $9200 I had paid during the pandemic, which had paid off my loans. They said it would take a little while. Yesterday I got a bill from them, due this month, for $221.xx. I’m going to contact them to find out, but aren’t interest and student loan payments paused until they figure out the Supreme Court ruling? Also, shouldn’t they have sent me the $9200 that they’re now billing me for 
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Feb 3, 2023 15:07
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i had a thought recently. if teh supreme court rules in favour of the legality of bidens proposal to forgive deby unanimously with an executive order, that means he could do it again immediately after without challenge right? like, his pathetic wet fart of a means tested student loan "forgiveness" plan basically amounting to a taxable table scrap might be improved upon by just saying we're forgiving 100% of loans, right? and there would be no basis for a legal challenge because the courts would have already settled an identical question. ust wondering if it's possible biden may be able to actually make a genuinely good act as pres rather than a limp wristed token hjalf measure for which he high fives himself on the back and runs a victory lap over. would be cool if so
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Feb 17, 2023 04:17
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also wondering if, with the coming trial or w/e at the end of the month, we will be able to discuss in here with levity, or if this is some form of fail rear end d&d rules rear end wandering thread where not citing my jokes is illegal? will a second, concurrent gbs student loan forgiveness runaround/rigmarole thread need to be made for ordinary posters who aren't trying to be owned by a bargain bin no name koos knockoff mod for 6 hrs at a time every time they want to post "lol"? i will volunteer to make the regular thread for regular posters thread if such is the case (and also volunteer to ik it, naturally) e: also noticed (hope to not catch a probe over noticing), that it is now 2023, and that the thread title is now out of date again. iirc this is an Official Information style thread and thusly, woefully inaccurate....... (USER WAS PUT ON PROBATION FOR THIS POST) hot cocoa on the couch fucked around with this message at 04:35 on Feb 17, 2023 |
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Feb 17, 2023 04:33
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DOn't want to dip my to into speculation lake. However ive been contemplating how the blameless one is purposely ending the COVID emergency. And ive been asking in many a thread to no avail if this means the pause can no longer be extended... Therefore I am taking my question to the official serious student loan thread for this entirely sincere question of which nobody has been able to give any info .... (USER WAS PUT ON PROBATION FOR THIS POST)
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Feb 17, 2023 05:01
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hot cocoa on the couch posted:also wondering if, with the coming trial or w/e at the end of the month, we will be able to discuss in here with levity, or if this is some form of fail rear end d&d rules rear end wandering thread where not citing my jokes is illegal? will a second, concurrent gbs student loan forgiveness runaround/rigmarole thread need to be made for ordinary posters who aren't trying to be owned by a bargain bin no name koos knockoff mod for 6 hrs at a time every time they want to post "lol"? i will volunteer to make the regular thread for regular posters thread if such is the case (and also volunteer to ik it, naturally) I fixed the title - thanks for pointing that out. And to answer your question I think the thread will remain serious until we get a resolution, after which whatever. Also, I'm still going to give you a probe for being a dick.
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Feb 17, 2023 06:54
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did they get forgiven yet
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Apr 26, 2023 02:52
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Smugworth posted:did they get forgiven yet Nope. Still waiting on the supreme court
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Apr 26, 2023 03:15
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New IDR plan applications and info are supposed to come out in late May. Supreme Court is supposed to rule by June 28th. Unlikely to be any major new information other than those two dates until the end of June.
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Apr 27, 2023 02:49
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Did Biden do the loans yet?
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Apr 27, 2023 03:56
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Nooner posted:Did Biden do the loans yet? Yeah, but just for me 
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Apr 27, 2023 04:33
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I was told I've been approved to loan some dna to your mom
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Apr 27, 2023 04:34
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I got MY money back in January. As in, I had paid the money from 2020-2022, and the money came back to me. As of right now, that money I got back makes up 60% of my bank account.
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Apr 27, 2023 04:37
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Have there been any updates on this?
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Jun 30, 2023 15:46
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It’s dead
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Jun 30, 2023 15:46
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Supreme Court? More like PooPee Court, am i rite?
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Jun 30, 2023 15:47
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