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My universal experience of property transactions is that they're extraordinarily slow and bafflingly opaque. Like, how is it that we allow the most important financial transactions of most people's lives to be handled by a bunch of dudes who always seem to be improvising it all as they go along.
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Mar 8, 2023 10:14
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Ahh, I do love the historical-figure-on-modern-social-media meme. Oh, wait.....
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Mar 8, 2023 10:18
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if so many of these boat arrivals lack legitimate claims on refugee status, you wouldn't need to limit their access to apply for it really. that'd be more useful if you were concerned they might actually be entitled to protection and you don't want their claims to reach the courts. kind of a lovely attitude really
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Mar 8, 2023 10:20
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"Here's your slave starter kit young man, pip pip into the fence with you."
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Mar 8, 2023 10:24
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How long until ‘accusing governments of fascism is antisemitic’ becomes a sensible opinion. I give until lunchtime before he’s accused of this.
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Mar 8, 2023 10:29
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Most points already covered re: home buying / mortgage chat but here's my take to summarise anyway: - If you need to borrow less than the AIP then that's a good thing, not a bad thing. There's no reason the bank would reject you purely because you wanted to borrow less money. - If the bank values the property so much below your offer that it's disinclined to lend then you should probably reflect on whether this is actually a good price for you to be paying. - It may seem like a hassle but things like surveyors are also for your own good. You don't want to be buying something that has serious issues that could cost you a lot of money to repair. - As was already mentioned always try and have director phone numbers and write the names down of anyone you talked to. Don't be afraid to ask dumb questions about who someone is/their job in the process just so you're clear. - Keep track of deadlines for parts of the process so you can keep prodding your solicitors to stop them from being slow. When your solicitor says they're waiting for their solicitor ask your solicitor to prod their solicitor. Solicitors are always loving procrastinating on everything ever. Good luck and hopefully at the end of it all you'll have the home you want!
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Mar 8, 2023 10:33
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Lord of the Llamas posted:Solicitors are always loving procrastinating on everything ever. Until you get to the end of the progress when you quickly become their favourite person because they want it off their plate. In terms of surveys I figured I'd go for the top level one for my current place, but then the actual surveyor called me and said I don't need it unless I'm planning to make structural alterations. Said he'd gladly take my money, but if I just wanted to live there then it was a waste. Which was nice. Don't get the cheapest survey though.
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Mar 8, 2023 10:48
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Cairo - 3 days between offer and completion. Cannot believe the palaver this end. I managed to buy my flat here in 6 weeks (not including the 2 weeks my seller disappeared immediately after I made the offer). But as no-one gives mortgages to old biddies pushing 60 with small incomes had to raid every spot of savings and pension I could to be a cash buyer. Did my own searches and saved a couple of months. It's 26sqm NIA but it's all mine. And thank goodness I did because when COVID hit 3 months after I moved in my main savings account from which I was paying £600pm rent was frozen for over a year and I'd have been in deep doggy do.
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Mar 8, 2023 10:49
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https://twitter.com/allpilgrim/status/1633382064409001984 Amazing, amazing tweets.
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Mar 8, 2023 10:49
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the asylum law is clearly illegal, but i guess the tories desperately want a battle with the courts similar to brexit to just to keep nhs/strikes/no food off the front pages
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Mar 8, 2023 10:55
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We got our mortgage through HSBC and honestly, no problems whatsoever, plain sailing the whole way. Every solicitor loving sucks though, you have to hound them every step of the way and hope that everyone else in the chain is hounding theirs too.
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Mar 8, 2023 10:59
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Sat through a two-hour mortgage meeting with HSBC before we got to the bit where the computer says yes and it turned out they haven't noticed the property in question was a flat and they actually couldn't offer us anything at all 
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Mar 8, 2023 11:03
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Gonzo McFee posted:https://twitter.com/allpilgrim/status/1633382064409001984 I cannot tell if this is parody or not. It seems not but I can't believe this is an actual opinion anyone would be stupid enough to vocalise the thought that Anne Frank was bad for breaking the law by trying not to be sent to a death camp.
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Mar 8, 2023 11:22
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Gonzo McFee posted:https://twitter.com/allpilgrim/status/1633382064409001984 Impressive to be so anti-Labour you'll hate both Corbyn and Blair and vice signal both sentiments in the same tweet.
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Mar 8, 2023 11:24
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forkboy84 posted:I cannot tell if this is parody or not. It seems not but I can't believe this is an actual opinion anyone would be stupid enough to vocalise the thought that Anne Frank was bad. I believe the point the poster was trying to make was that Legality does not equal morality. It's just in doing so he's now arguing that we should all do evil things regardless of legality.
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Mar 8, 2023 11:26
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Yes, in their analogy the international community is the third reich and Britain should hide in a cupboard.
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Mar 8, 2023 11:27
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forkboy84 posted:I cannot tell if this is parody or not. It seems not but I can't believe this is an actual opinion anyone would be stupid enough to vocalise the thought that Anne Frank was bad for breaking the law by trying not to be sent to a death camp. Nah read it again - Corbyn is saying the Tories are willing to break the law (bad) in order to do their policy (bad), this carcinogen is saying that Anne Frank broke the law in order to try and survive. Therefore because one instance where violating the law was good, by the transient property all violations of the law is good. Except when Tony Blair violated the law, which was bad.
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Mar 8, 2023 11:27
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Tesseraction posted:Nah read it again - Corbyn is saying the Tories are willing to break the law (bad) in order to do their policy (bad), this carcinogen is saying that Anne Frank broke the law in order to try and survive. Honestly, I just start reading it & then I can't see anything because my eyeballs fill with blood as a defence method
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Mar 8, 2023 11:28
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If you want to make sense of why Britain (Anne Frank) is justified in breaking the law, you would need to find out why they think that the international community (the Nazis) is planning to genocide Britain and how. I think you can guess where that goes though.
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Mar 8, 2023 11:29
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Renfield posted:My experience of getting a mortgage - offer accepted on flat for £111k. Flats in the same block had recently sold for 115-120.. the bank valued the property at 80k *just* low enough to incur the "Higher Lending Charge" with the deposit I had, by pure coincidence. I'm buying a flat at £110k right now, higher priced than the others in the block but it has been fantastically done up and I wanted to move in the instant I set foot in it, compared to the featureless white-walled boxes in the rest of the block that made me pull a  face.I am now envisioning the bank deciding that it is actually a valueless shitbox, but I am fortunate enough to work for a large estate agency firm (in IT) and got some employee perks, so if it all goes horribly wrong then I haven't actually had to spend much money up front.
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Mar 8, 2023 11:29
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Tesseraction posted:Nah read it again - Corbyn is saying the Tories are willing to break the law (bad) in order to do their policy (bad), this carcinogen is saying that Anne Frank broke the law in order to try and survive. Perhaps they're saying that the Iraq war was good and we should lie to get into more wars. Even if it is directly responsible for the massive flood of refugees from the Middle East now.
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Mar 8, 2023 11:31
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Gonzo McFee posted:Perhaps they're saying that the Iraq war was good and we should lie to get into more wars. Even if it is directly responsible for the massive flood of refugees from the Middle East now. Nah check their hashtag in their name - their entire thing is being anti-Labour regardless of what mental gymnastics they have to perform. I did check their feed briefly to see if it was an ironic thing or not, and all I have is a tumour to show for it.
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Mar 8, 2023 11:42
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Getting flashbacks to when I saw comments on BBC articles about ZaNu Lie-bour under Tony B-Liar from people who then turned around on a dime to suck the collective dick of Tory austerity despite it blatantly making GBS threads up the economy, likely for them specifically too.
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Mar 8, 2023 11:44
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Carl Schmitt morality. Politics is about helping your ingroup and punishing your outgroup. Reason and consistency are for the weak. And then when you poo poo up your whole country and end up in a camp you can remain unrepentant and go on a lecture tour.
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Mar 8, 2023 11:57
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Tesseraction posted:Getting flashbacks to when I saw comments on BBC articles about ZaNu Lie-bour under Tony B-Liar from people who then turned around on a dime to suck the collective dick of Tory austerity despite it blatantly making GBS threads up the economy, likely for them specifically too. What was that ZaNu thing about anyway? I didn't know then and I can't even hazard a guess now.
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Mar 8, 2023 12:01
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Guavanaut posted:Carl Schmitt morality. Politics is about helping your ingroup and punishing your outgroup. In fairness, I'm all about this, democracy only for the proletariat, the Socialist Campaign Group types should be the furthest right politics tolerated. Absolute freedom for everyone to the left of those, & total exclusion from society from anyone right of them. Kronstadt Declaration is my guiding political document.
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Mar 8, 2023 12:03
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Doctor_Fruitbat posted:What was that ZaNu thing about anyway? I didn't know then and I can't even hazard a guess now. Mugabe's party https://en.wikipedia.org/wiki/ZANU%E2%80%93PF Was meant to be a thing about Labour ruining the economy (referencing Zimbabwe's insane economic deflation).
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Mar 8, 2023 12:04
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forkboy84 posted:In fairness, I'm all about this, democracy only for the proletariat, the Socialist Campaign Group types should be the furthest right politics tolerated. Absolute freedom for everyone to the left of those, & total exclusion from society from anyone right of them. Or signalling your fealty to various kings on twitter in the hope that they notice you.
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Mar 8, 2023 12:39
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https://twitter.com/jrc1921/status/1633375273851682818
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Mar 8, 2023 14:00
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forkboy84 posted:Honestly, I just start reading it & then I can't see anything because my eyeballs fill with blood as a defence method 
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Mar 8, 2023 14:06
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Answers Me posted:How long until ‘accusing governments of fascism is antisemitic’ becomes a sensible opinion. I give until lunchtime before he’s accused of this. I definitely remember how “neutrality from all BBC employees” was rigorously upheld when Andrew Neil worked for them E: actually what about Alan loving Sugar Julio Cruz fucked around with this message at 15:19 on Mar 8, 2023 |
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Mar 8, 2023 14:22
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bop the stoats!!!
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Mar 8, 2023 14:26
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Just a thought. What we need is a loving massive boat.
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Mar 8, 2023 14:37
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Can anyone pinpoint the time at which the Labour party were subsumed into the tories?
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Mar 8, 2023 14:40
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Sir Sidney Poitier posted:Can anyone pinpoint the time at which the Labour party were subsumed into the tories? Most recently? The second Keith won the leadership election.
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Mar 8, 2023 14:42
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Sir Sidney Poitier posted:Can anyone pinpoint the time at which the Labour party were subsumed into the tories? I was Tony Blair op.
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Mar 8, 2023 14:49
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More generally they've been that way since at least blair was in power and corbyn never really changed it, just briefly suppressed the rank bastards that make up the majority of the party. Blair did exactly what starmer's doing and used the collapse of the tories to stuff the party with utter heaps of poo poo who then sat around festering ever since. That's why all the stupidest, most odious cretins of the corbyn years are being welcomed back in, because it's never been about doing anything for anyone except their mates. Arguably of course they've been rich shitebags who couldn't hack it in the tories for probably as long as they've been a party. OwlFancier fucked around with this message at 14:56 on Mar 8, 2023 |
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Mar 8, 2023 14:53
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I'd argue the 80s, when Kinnock really managed to wrest control and crush the left.
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Mar 8, 2023 15:01
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I'd argue at least the 60s with the "you can be Black as long as you're British" compromise of the Race Relations and Migration Bills.
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Mar 8, 2023 15:17
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Clear blue water between Labour and the Tories? Nah, just a poo poo-filled stream.
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Mar 8, 2023 15:19
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