echinopsis posted:

they dont rent weekly, just pay weekly. most contracts have a like a month or so notice before moving out (or the bond is kept)


why is 2 weeks or a month the optimal payment schedule? why does it matter? poo poo i dont care if they pay daily as long as they do. most people in this country get weekly pay cheques so i guess it makes sense..

Sniep posted:

because paying weekly sounds like a huge pain in the rear end

why shouldn't you just pay once a month? is the home dealer so hooked on crack he needs a weekly cash fix or something? I'd rather just pay once and be done with it for a month, budgeted, out of sight out of mind.

i dont want to have to think about it constantly myself

Displeased Moo Cow posted:

why can't you charge more rent [which as previously allude to I feel is an outrage] instead of paying someone else to charge more rent for. you? talk about money down the shitter

mishaq posted:

you're being pretty dense

paying daily is dumb

paying weekly is dumb

maybe paying every two weeks, ok, but paying monthly for your housing is far-enough-apart time period that's accepted in most parts of the world, same reason why you pay your electricity/gas/other utilities/phone/internet usually monthly or longer

i can understand if there's some legacy being tied to paychecks, maybe it helps people who have no financial discipline to make sure they pay their rent before they blow the rest of their money

why would you want to deal with paying for bills weekly

echinopsis posted:

dont deal with it. why r u guys so angry about poo poo you dont personally have to do? ive also never heard a single person in my entire life complain about how often they have to pay rent until today and its YOU guys complaining about how often OTHEER PEOPLE ON THE OTHER SIDE OF THE WORLD need to pay THEIR rent

plus from a landlords point of view if they ARE lovely with they money then yeah keep em on a tight leash. idk why thats a bad thing

Displeased Moo Cow posted:

why can't you charge more rent [which as previously allude to I feel is an outrage] instead of paying someone else to charge more rent for. you? talk about money down the shitter

bobbilljim posted:

the reason for this is that echi is a nice bloke who would feel bad for trying to starve a poor family with higher rent but property managers have no kind of human feelings whatsoever

echinopsis posted:

mishaq posted:

why would you as a landlord want to deal with collecting payment 4 times a month instead of just once

seems like a pain in the rear end

Just-In-Timeberlake posted:

God you fucks are dense

$1000 x 12 months = $12000
$250 x 52 weeks = $13000

Krebs posted:

BK: A lot of readers seem confused about why more banks wouldn’t adopt chip-and-PIN over chip-and-signature, given that the former protects against more forms of fraud.

Conroy: The PIN only addresses fraud when the card is lost or stolen, and in the U.S. market lost-and-stolen fraud is very small in comparison with counterfeit card fraud. Also, as we looked at other geographies — and our research has substantiated this — as you see these geographies go chip-and-PIN, the lost-and-stolen fraud dips a little bit but then the criminals adjust. So in the UK, the lost-and-stolen fraud is now back above where was before the migration. The criminals there have adjusted. and that increased focus on capturing the PIN gives them more opportunity, because if they do figure out ways to compromise that PIN, then they can perpetrate ATM fraud and get more bang for their buck.

BK: Are there recent examples that have spooked some of the banks away from embracing chip-and-PIN?

Conroy: There was a Canadian issuer that — when they did their migration to chip — really botched their chip-and-PIN roll out, and consumers were forgetting their PIN at the point-of-sale. That issuer saw a significant dip in transaction volume as a result. One of the missteps this issuer made was that they sent their PIN mailers out too soon before you could actually do PIN transactions at the point of sale, and consumers forgot. Also, at the time they sent out the cards, [the bank] didn’t have the capability at ATMs or IVRs (automated, phone-based customer service systems) for consumers to reset their PINs to something they could remember.

BK: But the United States has a much more complicated and competitive financial system, so wouldn’t you expect more issuers to be going with chip-and-PIN?

“We don’t really think we can teach Americans to do two things at once. So we’re going to start with teaching them how to dip, and if we have another watershed event like the Target breach and consumers start clamoring for PIN, then we’ll adjust.”
Conroy: With consumers having an average of about 3.3 cards in their wallet, and the US being a far more competitive card market, the issuers are very sensitive to that. As I was doing my chip-and-PIN research earlier this year, there was one issuer that said quite bluntly, “We don’t really think we can teach Americans to do two things at once. So we’re going to start with teaching them how to dip, and if we have another watershed event like the Target breach and consumers start clamoring for PIN, then we’ll adjust.”

Just-In-Timeberlake posted:

God you fucks are dense

$1000 x 12 months = $12000
$250 x 52 weeks = $13000

Just-In-Timeberlake posted:

God you fucks are dense

$1000 x 12 months = $12000
$250 x 52 weeks = $13000

echinopsis posted:

$35.72 x 365 = 13035

Captain Foo posted:

I think my new card will have a chip and can do chip and pin or chip and Sig or mag and Sig or whatever

mishaq posted:

do you live in these great united states?

if so, it will not do chip+pin

chip 'n pin

chippin

flakeloaf posted:

voting walmart because there are way more people spending subsistence income on cheetos than there are iphone owners

Dominus Vobiscum posted:

The Leck posted:

what i have learned from this thread is that i will now giggle uncontrollably every time i see my card with a chip in it.

My Linux Rig posted:

yeah and they'll just pay with cash lol

Lutha Mahtin posted:

or the shitpile prepaid debit cards that its becoming fashionable for employers to force their minions into. i think theres only 2 choices at my job, direct deposit or prepaid card.

bobbilljim posted:

are you complaining that your work won't pay you in cash? or do you prefer a literal pay cheque???? get out of town

bobbilljim posted:

are you complaining that your work won't pay you in cash? or do you prefer a literal pay cheque???? get out of town

bobbilljim posted:

are you complaining that your work won't pay you in cash? or do you prefer a literal pay cheque???? get out of town

Lutha Mahtin posted:

i think theres only 2 choices at my job, direct deposit or prepaid card.

The_Franz posted:

he's talking about lovely retail outfits paying people with prepaid cards from companies like Comdata, who are basically the debit card version of those shady check-cashing/payday-loan places that charge you for using your own money. if you try to withdraw money from an atm, and from what i hear it doesn't work at several because it's some weird 'maestro' card, there is a extra fee. if you try to use it like a debit card (again, it doesn't actually work at many places despite technically being a mastercard) there is an extra per-transaction fee. companies that issue these cards also tend to make it annoying to sign up for direct deposit by making people do poo poo like fax a bunch of forms and cancelled checks then wait 6 weeks, at which point they will tell you they lost your paperwork. i'm sure this has nothing to do with the retail executives getting kickbacks from the card companies.

Sniep posted:

hey JD Byrider requires 3 pay stubs and if you dont get checks you dont get stubs !!!!

bobbilljim posted:

lol i dont even get payslips normally, i have to go into some shitass SAP portal thing to get them.

bobbilljim posted:

e: ok saw the bit about making it hard ot get direct deposit, thats hosed up. i wouldnt even have a cheque to give to them to cancel
yeah, im saying you should get direct deposit into your bank account. bank accounts are a thing where you are right?

quote:

lol i dont even get payslips normally, i have to go into some shitass SAP portal thing to get them.

Jimmy Carter posted:

my roommate lost their card, and Wells Fargo is a terrible bank and the fastest they can do replacement cards is 7-10 days,