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Toadvine posted:I'm working for a non profit having a negative net worth doesn't mean you are working for a non profit hth
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Feb 12, 2016 23:20
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OP doesn't value education
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Feb 12, 2016 23:23
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Poetic Justice posted:Hell yeah, gently caress the police!
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Feb 12, 2016 23:23
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jackyl posted:having a negative net worth doesn't mean you are working for a non profit hth you sure?
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Feb 12, 2016 23:23
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God-Emperor Trump will ban non-STEM degrees and our long national nightmare will be over
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Feb 12, 2016 23:24
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Volume posted:You can suck deez nuts you millenial bitch boi. Uncle Sam don't care that you're triggered by having to repay because it reminds you of colonial expansion. You had no problem spends those loans now you crying over having to live up to your responsibility to pay them back. Aint no safe space in the real world. You can kiss your taxes and 15% of your Starbucks check goodbye you worthless deadbeat. ah yes dampen consumer spending + suck money away from the private sector this is good for the economy
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Feb 12, 2016 23:26
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FishionMailed posted:ah yes dampen consumer spending
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Feb 12, 2016 23:27
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Mumpy Puffinz posted:how the hell should I do that friend let me tell you about trickle down economics wherein we take a bunch of money and funnel it towards the super rich in the hopes that they'll take it and somehow create demand out of thin air by flooding a market with supply. Also though cut social programs and any kind of wealth redistribution downwards because that is socialism - it's important to make sure the average citizen is broke as gently caress and unable to buy goods and services. it's the american way also if you can make your labor force have to compete against workers in foreign countries willing to work in deplorable conditions for $1/week then excellent you're on your way to a global economic collapse then you buy a bunch of land/companies for cheap, wait for recovery. Call cash injections into the private sector 'liberal bullshit socialism debt' when the recovery is nearing completion. Liquidate assets and repeat. FishionMailed fucked around with this message at 23:34 on Feb 12, 2016 |
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Feb 12, 2016 23:30
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At this point having a degree probably means you are dumber then just not having one at all?
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Feb 12, 2016 23:52
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What is higher than a PhD in academia? Like, the most exclusive degree. Whatever institute of higher education starts issuing one will make so much money but only after they convince other places to offer the same kind of degree.
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Feb 12, 2016 23:59
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FishionMailed posted:idk there's such a thing as predatory lending though Banks need to stop lending to predators. Nothing good comes of it.
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Feb 13, 2016 00:00
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Your collection fees are a micro aggression and I do not consent to them
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Feb 13, 2016 00:17
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The way I got out of it is through extreme paranoid schizophrenia. When you spend 6-8 months a year in the mental health ward at Lakeside you don't even have to pay for the stay or drugs!
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Feb 13, 2016 00:42
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Mumpy Puffinz posted:you sure? yes
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Feb 13, 2016 00:44
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DerekSmartymans posted:The way I got out of it is through extreme paranoid schizophrenia. When you spend 6-8 months a year in the mental health ward at Lakeside you don't even have to pay for the stay or drugs! whoa that sounds like a sweet gig
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Feb 13, 2016 00:50
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Parallax Scroll posted:whoa that sounds like a sweet gig Seriously
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Feb 13, 2016 00:50
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Volume posted:15% of your Starbucks check that must be barely any student debt
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Feb 13, 2016 00:55
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I was actually hopeful there was some way to reduce my loans quickly.
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Feb 13, 2016 00:59
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mdm posted:that must be barely any student debt 15%is the max they can garnish
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Feb 13, 2016 01:06
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Volume posted:15%is the max they can garnish ahh gotcha also if they're working at starbucks they probably don't pay much tax lol
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Feb 13, 2016 01:08
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DEBT is an economic problem and in 2008 it was made clear that all the books were cooked. Jubilees used to happen in olden times - they might be economically necessary every now and then, the problem is rational expectations. Of course I pay my debts like a grown up but there is an argument to be made for economic stimulus from agents being freed of some debt servicing. By having some guaranteed minimum income or standard of living you relieve employers of their pension obligations.
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Feb 13, 2016 01:09
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I feel like if students are unable to pay then whoever provided the loan should have to eat it because they're the one who made a bad investment. It's super sketchy the gov made it so you couldn't get rid of student loans with bankruptcy and such and then the admins of all the universities started jacking all their prices up and giving loans out like candy. The whole relationship between loans and interest revolves around the idea that you're only supposed to give money to people you expect to pay you back and enough good bets cover for the bad ones but between student loans and the 07 recession it really seems like the government is saying that the people lending out money shouldn't bear any of the risks at all while still getting to profit from them.
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Feb 13, 2016 01:12
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literally this big posted:Ehh, maybe annually depriving students of "15% of their Starbucks check" right after they graduate college and before they join the economy isn't such a good idea though? Generally you want your country's population to be able to afford expenses and maintain a savings. i think you will find that it is cool and good if what you really want is to turn young people into the perpetual working poor lashed to debt that they will only escape in death ArbitraryC posted:I feel like if students are unable to pay then whoever provided the loan should have to eat it because they're the one who made a bad investment. It's super sketchy the gov made it so you couldn't get rid of student loans with bankruptcy and such and then the admins of all the universities started jacking all their prices up and giving loans out like candy. The whole relationship between loans and interest revolves around the idea that you're only supposed to give money to people you expect to pay you back and enough good bets cover for the bad ones but between student loans and the 07 recession it really seems like the government is saying that the people lending out money shouldn't bear any of the risks at all while still getting to profit from them. I think that student loans just shouldn't really be a thing, easy financing and constant competition driving up prices turns education into a commodity. But colleges serve a lot of roles and by doing this they hurt every one that isn't tailored to turning out people with specific, task/industry oriented skill sets. It turns colleges into 4-5 year long trade schools, which isn't really the point of an education or something that is even necessarily best handled at the level of the university. Like even the supposedly guaranteed return on STEM jobs is really mostly focused on the engineering and technology sides, you have to plan and work to make a math or (many) science degrees turn into a job. The converse to this is that most students emerge from college with almost nothing in the way of assets, if you make student loans dischargeable in bankruptcy you will have a lot of students declaring themselves bankrupt and giving up thousands in assets for 10k+ in loans. Only the government would even be able to underwrite loans in such an environment. I think it just builds up to the idea that loans are a lovely way to handle the cost of education.
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Feb 13, 2016 01:31
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If you're smart you get a full scholarship and walking around money for free. Yea let me just not get paid to go to school like some kind of dumbass who doesn't belong there in the first place.
emoji fucked around with this message at 12:56 on Feb 14, 2016 |
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Feb 14, 2016 12:54
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