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A proper Berlinerweiss is the best thing in the summer. Way better than a shandy.
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Jan 17, 2015 17:37
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xie posted:A proper Berlinerweiss is the best thing in the summer. Way better than a shandy. A white donut?
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Jan 17, 2015 18:25
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Bloody Queef posted:If you really want a mindfuck, look into the Templeton Rye lawsuit and start finding out that most liquor is all distilled by a handful of distillers and then distributed in bulk to the companies that you've heard of. Some filter it or add various additives or blends, but generally higher end booze is one huge scam. The whole point of brown liquor is that the aging is the most important component of the flavor. As someone who drinks a lot of whiskey, allow me to lay it out for you. In order of worst with money to best (well, least-worst): 1. Trendy bourbon like Pappy Van Winkle or the Buffalo Trace Antique Collection, or one-off Scotch releases. Don't buy anything that a magazine tells you is the world's best whisk(e)y. 2. 20+ year-old Scotch. This stuff has tripled in price over the last 10 years. 3. Your local boutique distillery's whiskey. It's only 2-3 years old but they expect you to pay $45/bottle. Let someone else subsidize them during their growth period. 4. Un-aged whiskey. If you're really intent on the experience, just take a free distillery tour and they'll give you a sample. You won't want any more after that. 5. Any other whisk(e)y on the shelf. There's a reasonable relationship between price and quality at this level. Go hog wild. 6. Cheap 90+-proof bourbon with no age statement from a distillery that's been around for a while.Johnny Drum, Old Grand-Dad, etc. Now you know the secret.
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Jan 17, 2015 23:47
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lavaca posted:The whole point of brown liquor is that the aging is the most important component of the flavor. As someone who drinks a lot of whiskey, allow me to lay it out for you. In order of worst with money to best (well, least-worst): Good with Money advice for the everyday drinker: Buy a bottle of Evan Williams and shut the gently caress up. Stuff is excellent. 9$/L.
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Jan 18, 2015 01:50
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You guys and your cheap booze. You ain't getting anything for $9/L, not even close, in WA. No income tax means regressive as hell sin and sales taxes. Though you can avoid a lot of the tax buying direct from local distilleries, but still expensive. Even buying in Oregon, the #2 highest liquor taxes state nationally, feels like an unbelievable bargain. Guinness fucked around with this message at 02:11 on Jan 18, 2015 |
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Jan 18, 2015 02:08
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Guinness posted:You guys and your cheap booze. You ain't getting anything for $9/L, not even close, in WA. No income tax means regressive as hell sin and sales taxes. Lol, there are a number of states without income tax (FL is one of them), ya'll must have just let too many Mormons into the legislature.
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Jan 18, 2015 02:48
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Pompous Rhombus posted:Lol, there are a number of states without income tax (FL is one of them), ya'll must have just let too many Mormons into the legislature. The liquor tax laws were passed by popular vote. Up until the last election, the state controlled liquor sales. Costco and local grocery chains wrote and promoted a law to privatize retail booze. Because of our totally hosed-up no-income-tax-having budget, the new system basically had to be revenue-neutral. Idiots voting for the law assumed that buying liquor at the grocery store just had to be cheaper than buying it at the state-owned store, even though the state would get the same amount of money thanks to those gigantic taxes that replaced all previous revenue from liquor sales and taxes, and the grocery stores would turn a profit on top of that. Needless to say, they were wrong.
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Jan 18, 2015 03:23
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Cross post from the Canadian housing bubble thread in D&D: http://m.theglobeandmail.com/globe-...?service=mobile Not exactly bad with money, more like whining about how tough it is to make ends meet when working 2 days a week for $300k.
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Jan 18, 2015 03:40
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ohgodwhat posted:Cross post from the Canadian housing bubble thread in D&D: quote:Monthly disbursements: Mortgage $3,800; property tax (both properties) $1,000; utilities $490; insurance $90; maintenance, garden $190; transportation $800; groceries $2,000; clothing $520; children’s activities $1,000; tuition $5,400; summer camp $600; child care $2,800; gifts, charitable $320; vacation, travel $2,000; dining, entertainment $200; sports, hobbies $200; miscellaneous (furniture, toys) $400; health insurance $50; cellphones $220; telecom, Internet $80; RRSP $3,000; professional associations $6,000. Total: $31,160 My god
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Jan 18, 2015 04:51
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That is amazing on so many different levels. I missed that the lot, not the house, cost 1.1 million. Also lol at 6k cash, jesus. Also, 2800 a month for childcare, despite working zero and two days a week, respectively. 2800 a month for childcare for 5 kids probably isn't terrible otherwise.
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Jan 18, 2015 05:21
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quote:Monthly disbursements: Mortgage $3,800; property tax (both properties) $1,000; utilities $490; insurance $90; maintenance, garden $190; transportation $800; groceries $2,000; clothing $520; children’s activities $1,000; tuition $5,400; summer camp $600; child care $2,800; gifts, charitable $320; vacation, travel $2,000; dining, entertainment $200; sports, hobbies $200; miscellaneous (furniture, toys) $400; health insurance $50; cellphones $220; telecom, Internet $80; RRSP $3,000; professional associations $6,000. Total: $31,160 What the gently caress is this, are they donating $6k per month to an NPO or something? You know how to free up $72k per year? Stop giving that money away.
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Jan 18, 2015 08:07
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gvibes posted:
That's the part I as looking at too, it's a 2 parent house for 5 days of the week, why the hell are they paying for any childcare at all? Also if times are so hard while you're making about $700 an hour, how about just working an extra day to instantly double your income?
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Jan 18, 2015 09:04
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Duct Tape posted:What the gently caress is this, are they donating $6k per month to an NPO or something? He's a doctor, so that's probably medical college dues and malpractice insurance. Probably his share of the practice's monthly expenses too. I don't know what those usually add up to, but I doubt it's something he can just refuse to pay.
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Jan 18, 2015 09:13
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ohgodwhat posted:Cross post from the Canadian housing bubble thread in D&D: Jesus take me. I'm either ready or have had enough.
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Jan 18, 2015 09:39
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FrozenVent posted:He's a doctor, so that's probably medical college dues and malpractice insurance. Probably his share of the practice's monthly expenses too. I don't know what those usually add up to, but I doubt it's something he can just refuse to pay. Huh, I always figured that clinics paid for their employee's malpractice insurance, sort of like an employment benefit. Didn't realize doctors paid for it out of pocket, or at least partially out of pocket. Good thing I'm not a doctor. I'd be all sorts of under-insured.
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Jan 18, 2015 10:04
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The childcare is a full time "mommy's helper" style nanny, judging by the fact they want the house to have a suite for a live-in nanny. So mom stays at home and still pays someone to hang around and help out all day. I did that work through college, it was amazing how much someone would pay me to like... Follow behind her in the grocery store holding the baby, or like, push a kid on the swing at the park while she texts.
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Jan 18, 2015 10:43
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Mocking Bird posted:The childcare is a full time "mommy's helper" style nanny, judging by the fact they want the house to have a suite for a live-in nanny. So mom stays at home and still pays someone to hang around and help out all day. I did that work through college, it was amazing how much someone would pay me to like... Follow behind her in the grocery store holding the baby, or like, push a kid on the swing at the park while she texts. But what of getting nailed by the patriarch?
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Jan 18, 2015 11:01
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KillTylerDurden posted:But what of getting nailed by the patriarch? Paid in jewelry.
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Jan 18, 2015 15:26
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LeeMajors posted:Good with Money advice for the everyday drinker: Buy a bottle of Evan Williams and shut the gently caress up. Yeah that's about what I do too. Makes just fine old fashioned's, straight, on ice, manhattans, and really what the hell else you want to make. Just get EW black. So cheap. I mean it's more like...22 for 1.75L? So something around 12/L but that's still really good.
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Jan 18, 2015 15:59
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LeeMajors posted:Paid in jewelry. Please tell me I'm not too old for that job
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Jan 18, 2015 15:59
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Kefit posted:No one has cared whether or not I drink since high school (and maybe college), so that's not really an issue at all. I'm perfectly capable of sitting in a bar and not drinking, and have done this many times. But watching other people drink and interacting with their resulting intoxicated states is not a particularly captivating way to spend a night out (or a party, or a relaxed social get together, etc). You could also find friends that do more than just find excuses to drink.
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Jan 18, 2015 17:36
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FrozenVent posted:He's a doctor, so that's probably medical college dues and malpractice insurance. Probably his share of the practice's monthly expenses too. I don't know what those usually add up to, but I doubt it's something he can just refuse to pay. There are typically county (US anyway) medical associations for both dentists and doctors. Membership dues vary with the quality of the association house (in an adjacent county it's just a small rented room) among other things. From what I understand, it's pretty much mandatory for dentists and physicians. But I'm sure they could move to a less upscale area and dramatically lower those dues to a few thousand a year.
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Jan 18, 2015 18:01
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Wickerman posted:There are typically county (US anyway) medical associations for both dentists and doctors. Membership dues vary with the quality of the association house (in an adjacent county it's just a small rented room) among other things. From what I understand, it's pretty much mandatory for dentists and physicians. Manhattan's medical association (including NY State's) is under $1000 a year. I can't fathom $6000 a month. There's pretty much nowhere else in the country where "spend money to show you're rich" is more of a thing than Manhattan.
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Jan 18, 2015 18:18
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"professional associations" could mean homeowner's associations - if they live in a gated community, you have to pay monthly dues for security, communal areas, swimming pools, etc. Or maybe a country club membership?
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Jan 18, 2015 19:05
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EugeneJ posted:Or maybe a country club membership? Ding ding ding
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Jan 18, 2015 19:20
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More from that link:quote:Eric chooses to work for less money than he could. This is just one of those couples who will always spend the money they get. Having a real hard time mustering up any sympathy here.
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Jan 18, 2015 20:18
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paperchaseguy posted:More from that link: I know people who are members at multiple country clubs Also they could be religious and tithe part of their salary
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Jan 18, 2015 20:24
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We've needed a new mattress for 5 years. The springs dig into my back. Waited for a 50% sale, got one yesterday for $1400. Somehow I think this is bad with money?
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Jan 18, 2015 21:01
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CelestialScribe posted:We've needed a new mattress for 5 years. The springs dig into my back. Waited for a 50% sale, got one yesterday for $1400. Splurging on a good mattress is one thing I'll never criticize something over. The difference a good quality mattress makes is priceless. I stayed over a friend's new condo the other night and slept on the only mattress he has in the whole place while he slept on the floor. Pretty sure I got the short end of the sleeping stick on that one, it was awful. e: that guy's condo has a whole different set of problems though. He's not so much bad with money as he's bad with home ownership. Which is bad with money in it's own way I guess.
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Jan 18, 2015 21:08
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CelestialScribe posted:We've needed a new mattress for 5 years. The springs dig into my back. Waited for a 50% sale, got one yesterday for $1400. Seems high, but agreed that if the sleep quality is there, by all means spend a bunch. Personally, my $800 mattress is still going strong after 8 years.
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Jan 18, 2015 21:44
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CelestialScribe posted:We've needed a new mattress for 5 years. The springs dig into my back. Waited for a 50% sale, got one yesterday for $1400. What kind of mattress did you buy for $1400? Was it a king size? Depending on your location it could be good or bad as around my home I can find Full sizes for $199-$299 on decent lower end ones going as high as $899 for a decent King size mattress. The most I have seen recently was $1100 for a very nice King size set with many comfortable features. I have never seen anything over $1200 that was not a special order. Mattress tops are cheaper than buying a whole set. Either way as long as it is comfortable to sleep on the price is well spent. My parents bought a cheaper end mattress once and it left you feeling sore after laying on it for sleeping or napping. It was gone within a few months to a family friend who wanted to use it in a rental.
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Jan 18, 2015 21:45
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I've seen a few personal finance guys say great things about Tuft and Needle, which tops out at $750 for a ten inch king. That said, Renegret posted:Splurging on a good mattress is one thing I'll never criticize something over. The difference a good quality mattress makes is priceless.
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Jan 18, 2015 21:54
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pig slut lisa posted:I've seen a few personal finance guys say great things about Tuft and Needle, which tops out at $750 for a ten inch king. I bought these recently! 500 bucks and it sure is comfortable. We'll see how long it lasts... Amazon reviews look promising.
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Jan 18, 2015 22:04
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I splurged $800 on a think combination spring / foam queen sized mattress direct from a local factory a few years back. I forget how much it owns until I end up traveling for a few days and come back to it. $1200 does seem a little high though, unless it's like a King or something.
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Jan 18, 2015 22:06
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My queen was $300 or so from Overstock over 2 years ago. It's the comfiest bed I've ever slept on and continues to hold up. It has a huge design flaw that is annoying but doesn't decrease its comfort and that was my fault for buying one with a built in topper that slides around. As long as you don't get a lemon the memory foam ones all seem to be the exact same thing. Most of them are just n inches of 'base foam' and then a memory foam topper too. The 8" and 12" ones often have the same amount of memory foam, or only 1" difference.
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Jan 18, 2015 23:22
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So many doctors are loving garbage human beings. I won't say "most," but it's despicable. Props to the family physicians and GPs who earn less than they deserve, anyone who works in an underserved community, and those few gems who recognize that they earn a fuckload of money even if they had to work hard for it. Anyone who bitches and moans about taking home $300,000 doesn't deserve an ear, they deserve a bullet.
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Jan 18, 2015 23:41
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I live in Aus, which increases the price substantially. That price also includes delivery and a mattress protector, so the actual price was around 1200.
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Jan 18, 2015 23:46
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disheveled posted:Anyone who bitches and moans about taking home $300,000 doesn't deserve an ear, they deserve a bullet. Sounds like you have a lot of misdirected anger. You should probably see someone professional about that. Psychologists are usually pretty well paid, try not to murder yours.
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Jan 19, 2015 00:01
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Bloody Queef posted:Sounds like you have a lot of misdirected anger. It's hardly misdirected.
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Jan 19, 2015 00:49
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disheveled posted:So many doctors are loving garbage human beings. I won't say "most," but it's despicable. Props to the family physicians and GPs who earn less than they deserve, anyone who works in an underserved community, and those few gems who recognize that they earn a fuckload of money even if they had to work hard for it. Anyone who bitches and moans about taking home $300,000 doesn't deserve an ear, they deserve a bullet. In NY they just started allowing nurse practitioners to open their own practices, which rules hard: http://www.modernhealthcare.com/article/20141230/NEWS/312309974
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Jan 19, 2015 01:05
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