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Beer_Suitcase
May 3, 2005

Verily, the whip is ghost riding.



Should have gone with generics.

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Emmideer
Oct 20, 2011

Lovely night, no?
Grimey Drawer
And let me get this straight, that's AFTER insurance?

HugeGrossBurrito
Mar 20, 2018
Sorry those people setting those prices are actually job creators and people who work in hospitals are heroes for providing the kind of care they do. If it wasn't for them the guy who had your job before you who died of a curable disease would have never died and you'd be out of work. loving communists.

HugeGrossBurrito fucked around with this message at 16:44 on Apr 15, 2018

Killed a Girl in 96
Jun 15, 2001

DON'T STOP CAN'T STOP

Gimbal lock posted:

Canada might have socialized healthcare but it's often impossible to obtain it, so don't feel too bad. Most of the time it's "well, you're merely in complete anguish and praying for death 99% of the time, so this procedure is considered optional and you'll have to pay the whole thing". It's then often either just as expensive or you'll wait three years on a list.

Hi I live in Canada and just finished working a 26 hour shift where we operated on 8 patients who needed an inguinal hernia repair, 4 appendectomies, a cholecystectomy, a ventral hernia repair, and a ileostomy stomal repair secondary to an intusseception of the small bowel. 6 of those were emergencies, 1 was optional, and 1 was urgent. We could have done the optional one sooner, but then the urgent ventral hernia may have strangulated and killed the patient. So I kind of get bothered when people say "lol wait lines?? wow this COUNTRY!!", because the medical teams are working as hard as they loving can.

If you want more surgeries to be done sooner pay more taxes so we can staff more OR's. If you don't want to do that, please be quiet.

Edit- Also the total cost to the individual for the surgical residents and fellows saving probably 4 lives today: 0 dollars.

Killed a Girl in 96 fucked around with this message at 16:51 on Apr 15, 2018

happyhippy
Feb 21, 2005

Playing games, watching movies, owning goons. 'sup
Pillbug
Also lolling here at the thought that while you are worried shitless not knowing if you are going to live or die the next day, some one in another part of the building is checking out your credit history to see how much more they can increase the prices.

Kazak
Jan 10, 2012

Sentinel Red posted:

That bill is a loving disgrace and it still baffles me as to why so many Americans accept that kind of poo poo instead of marching on all the bastards responsible and tearing them apart. It's straight up indecent and inhumane, putting people in debt for the rest of their miserable lives, ugh.

Same thing that stops you from marching on the bastards responsible for whatever ails your countrys people.

Unless you live in one of those perfect countries, in which case, I get it!

mind the walrus
Sep 22, 2006

happyhippy posted:

Also lolling here at the thought that while you are worried shitless not knowing if you are going to live or die the next day, some one in another part of the building is checking out your credit history to see how much more they can increase the prices.
I had salmonella poisoning which, due to a hilarious coincidence, led to me not getting treated until my kidneys were shutting down. I went to the ER where they took a urine sample, set up an IV, and had a doc look at me for 2 minutes before saying "put him on a floor with saline for a while and let's see what happens." I ended up paying ~ $600 for my entire hospital stay after co-insurance, my deductible had been met earlier in the year... then got an ER Bill for $1.6k. I called to ask for an itemized bill... the ER charged me $50k and $1.6k was what they whittled it down to as a "fair" amount. Insurance in the US is hosed eight kinds of sideways.

Plant MONSTER.
Mar 16, 2018



I was watching simpsons at 0.75 without knowing until a scene where homer and bart were getting back massages at a hotel and the noises they were making were super drawn out like a youtube poop

Killed a Girl in 96 posted:

Hi I live in Canada and just finished working a 26 hour shift where we operated on 8 patients who needed an inguinal hernia repair, 4 appendectomies, a cholecystectomy, a ventral hernia repair, and a ileostomy stomal repair secondary to an intusseception of the small bowel. 6 of those were emergencies, 1 was optional, and 1 was urgent. We could have done the optional one sooner, but then the urgent ventral hernia may have strangulated and killed the patient. So I kind of get bothered when people say "lol wait lines?? wow this COUNTRY!!", because the medical teams are working as hard as they loving can.

If you want more surgeries to be done sooner pay more taxes so we can staff more OR's. If you don't want to do that, please be quiet.

Edit- Also the total cost to the individual for the surgical residents and fellows saving probably 4 lives today: 0 dollars.

Thank you for the good work.

bradzilla
Oct 15, 2004

Lowtax posted:

Welp, it's two weeks since surgery, so I decided to see what they were charging me for it. It's literally now cheaper for me to die than live.



Guess I got off relatively light when I went to the ER 5 years ago with severe pneumonia and had to pay $2000 out of pocket after insurance. gently caress the American healthcare system.

Killed a Girl in 96
Jun 15, 2001

DON'T STOP CAN'T STOP

Plant MONSTER. posted:

Thank you for the good work.

I'm the medical student. I mostly do bitch work like transcribe orders, hold spreaders, suture superficial tissue, and do easy consults. So I don't deserve any form of praise. But yeah, those other people are good guys and gals.

vkeios
May 7, 2007




Jesus Christ, low tax. Just ban the entire forums and hope some pay the cash to post again.

Killed a Girl in 96 posted:

I'm the medical student. I mostly do bitch work like transcribe orders, hold spreaders, suture superficial tissue, and do easy consults. So I don't deserve any form of praise. But yeah, those other people are good guys and gals.

Bitch work frees them to do the important stuff though.

Blast of Confetti
Apr 21, 2008

by Jeffrey of YOSPOS

Jon Joe posted:

And let me get this straight, that's AFTER insurance?

welcome to the us

Blast of Confetti
Apr 21, 2008

by Jeffrey of YOSPOS

vkeios posted:

Jesus Christ, low tax. Just ban the entire forums and hope some pay the cash to post again.


sounds like a good way to get everyone to join something sensitive and start making plans to hold giant magnets around him

mind the walrus
Sep 22, 2006

Ew no.

Jikes
Dec 18, 2005

candy of the ocean

Blast of Confetti posted:

sounds like a good way to get everyone to join something sensitive and start making plans to hold giant magnets around him

does somethingsensitive even exist any more? the last time I looked like a year ago that forum was a ghost town

Kuato
Feb 25, 2005

"I CAN'T BELIEVE I ATE THE WHOLE THING"
Buglord
That sucks OP

Literally A Person
Jan 1, 1970

Smugworth Wuz Here
OP, is this like a reverse tele-thon?

Well either way, get a fake mustachio, fake your death, and change your name. Sure Richard Kyanka may owe $62,000 but what about Javier Gutierrez of Grand Rapids, Michigan. He don't owe poo poo. We just need some dead guy's birth certificate.

We'll all back you up too.

serious norman
Dec 13, 2007

im pickle rick!!!!
thats expensive op id pay about $100 where i live although taxes are a lot higher

Fluffy Bunnies
Jan 10, 2009

I asked my mom to guess how much it was and she said "Oh probably about $250,000.00".

So at least my mom isn't billing you, OP :( Sorry.

Oz
Sep 10, 2003

Minion Of Relin

Jikes posted:

does somethingsensitive even exist any more? the last time I looked like a year ago that forum was a ghost town

We're not relevant enough anymore to have a shadow-forum of haters. Even the most die-hard among them has probably either been committed or killed themselves.

HugeGrossBurrito
Mar 20, 2018

Jikes posted:

does somethingsensitive even exist any more? the last time I looked like a year ago that forum was a ghost town

The thread on it about lowtax may be the most pathetic thing I've ever seen. A bunch of lonely weirdos criticizing and nitpicking the life of a man 10 times more accomplished than they will ever be. The anime avatars and casual racism definitely help paint the full picture.

mind the walrus
Sep 22, 2006

HugeGrossBurrito posted:

The thread on it about lowtax may be the most pathetic thing I've ever seen. A bunch of lonely weirdos criticizing and nitpicking the life of a man 10 times more accomplished than they will ever be. The anime avatars and casual racism definitely help paint the full picture.
Remember people: SomethingSensitive are where our rejects go. Flit around the Leper's Colony and some of the shitposting forums, or QCS, and then think about that. The people who aren't good enough to match that standard are the ones going to SomethingSensitive.

Windows 98
Nov 13, 2005

HTTP 400: Bad post
I bought plat again and a new avatar. I hope this helps you out even if it's only $15.

Leroy Dennui
Aug 9, 2014

Gina McCarthy made us gay,
but we would not have met
had Biden not dropped his cones
:gaysper::frogbon:

ClamdestineBoyster posted:

drat they should throw in some free tits for that much. :mamacita:

They did!

ElectricSheep
Jan 14, 2006

she had tiny Italian boobs.
Well that's my story.
For all you socialist paradise goons agape at the Taxman's bill:

When MY WIFE had to have surgery years ago, the hospital provided a mandatory "care/welcome" package, part of which included a pair of woolen socks.

According to the itemized bill we received, those socks were $50.

yogizh
Oct 12, 2015
Dumb Helicopter Joke Enthusiast
Holy loving poo poo Lowtax. :staredog:

Lacey
Jul 10, 2001

Guess where this lollipop's going?

Caganer posted:

most of the "you have to wait forever" stuff stems from non-emergency stuff. wah wah i had to wait for hours in the ER when I broke my wrist type stuff

(meanwhile some guy who hit a maple tree out for a rip is bleeding out on a table but hey IM WAITIN HERE)
Funnily enough I was at a Canadian ER this morning with a broken middle finger. I was in, X-rayed, taped up, and out in about 2.5 hours and it was all free.

Granted it's Sunday and we're having a winter storm so the hospital was eerily empty. It was just me and a couple parents whose toddlers had diarrhea. It really depends when you go.

StupidSexyVaultGuy
Jul 26, 2003



Nthing the call up billing services suggestion. Whether it's charity, writing something off, whatever, they usually do forgive at least dome debt. I speak from experience.

Shifty gimbal
Dec 28, 2008

Hey you... I got something to tell ya
Biscuit Hider

Killed a Girl in 96 posted:

Hi I live in Canada and just finished working a 26 hour shift where we operated on 8 patients who needed an inguinal hernia repair, 4 appendectomies, a cholecystectomy, a ventral hernia repair, and a ileostomy stomal repair secondary to an intusseception of the small bowel. 6 of those were emergencies, 1 was optional, and 1 was urgent. We could have done the optional one sooner, but then the urgent ventral hernia may have strangulated and killed the patient. So I kind of get bothered when people say "lol wait lines?? wow this COUNTRY!!", because the medical teams are working as hard as they loving can.

If you want more surgeries to be done sooner pay more taxes so we can staff more OR's. If you don't want to do that, please be quiet.

Edit- Also the total cost to the individual for the surgical residents and fellows saving probably 4 lives today: 0 dollars.

I wouldn't mind paying for more taxes to get a decent service. Unfortunately in Quebec the situation is hosed and nobody seems to agree that it would be a good idea. I've nothing bad to say about the personnel, I recognise that they're stretched thin, we just need more doctors. The untold secret at this point is to go to Ontario if you need to go to a hospital.
I had to watch my step dad suffer from hosed up hips and spine constantly and was considered optional so the bill to fix him not being incapacitated half the time was private only and would have been similar to Lowtax's bill. This made his quality of life real terrible and ended up putting a strain on other problems. It ended up killing him indirectly.

Edgar
Sep 9, 2005

Oh my heck!
Oh heavens!
Oh my lord!
OH Sweet meats!
Wedge Regret
I'm confused about health insurance. You have a 7k deductible, shouldn't you only have to pay out of pocket max 7k for the year?? I don't have health insurance or retirement plan because I don't understand.

doverhog
May 31, 2013

Defender of democracy and human rights 🇺🇦
I dunno about any specific case, but insurance routinely only covers parts of the care you need, or refuses claims for any reason they can get away with. The Lord Satan stands above the company and whips the insurance people into a frenzy of greed and murder. They will deny you coverage any way they can if that gets them more money, and their owners will collect their bonuses and thank their little goblins for murder well done.

Lacey
Jul 10, 2001

Guess where this lollipop's going?

Edgar posted:

I'm confused about health insurance. You have a 7k deductible, shouldn't you only have to pay out of pocket max 7k for the year?? I don't have health insurance or retirement plan because I don't understand.
I think the insurance company will just declare random things "aren't covered by the deductible" which means "gently caress you, pay".

Canadian government health insurance doesn't cover everything either. I'll have to get physiotherapy for my broken finger and if I didn't have private insurance I'd have to pay out of pocket for that. But it would be $500 to $700, not $61K plus my hopes and dreams.

Deadly Ham Sandwich
Aug 19, 2009
Smellrose

Lowtax posted:

Welp, it's two weeks since surgery, so I decided to see what they were charging me for it. It's literally now cheaper for me to die than live.



Wait until just before they send the bill to collections and then start negotiating with them. You can cut that bullshit bill down by 60% easy. Still a lot of money though. Also if you are really broke, they may even just drop the bill and right it off. But you have to be flat broke for that.

CharlestonJew
Jul 7, 2011

Illegal Hen
They call it a new lease on life because you'll be paying for that poo poo until the day you die

bitterandtwisted
Sep 4, 2006




I'm so glad I'm not American holy poo poo that's insane.
Pay in forums vouchers.

Smythe
Oct 12, 2003

no meds = f4

doverhog posted:

I dunno about any specific case, but insurance routinely only covers parts of the care you need, or refuses claims for any reason they can get away with. The Lord Satan stands above the company and whips the insurance people into a frenzy of greed and murder. They will deny you coverage any way they can if that gets them more money, and their owners will collect their bonuses and thank their little goblins for murder well done.

one time i had to get some work done and i didnt want this to happen. before getting it done i ask the front desk lady at a real ritzy dr office "can u do me a solid and pls confer with the insurance ppl and SUPER CONFIRM that this is covered please i do not want to be denied after the fact thank you for doing the needful" and says ok. a week or so later they call me and say YESS! ALL GOOD. then i call the isnurance ppl and say "ALRIGHT IM GETTING SO AND SO, CAN U PLEASE SUPER CONFIRM THAT THIS IS COVERED" they say ya. anyways, lol, u can see where is going. they deny coverage after it. I appeal. I say so and so blah blah. They say TOUGH poo poo BITCH so i start making payments. what was cool is WHILE I WAS MAKING PAYMENTS they passed it off to collections, despite not missing paytments or whatever. lol. that was cool. :waycool: :911:

ToxicSlurpee
Nov 5, 2003

-=SEND HELP=-


Pillbug

happyhippy posted:

I love it that each hospital in the US won't show an official price list of anything they do.
So if you got the same thing done in different hospitals you would get wildy different prices, depending on how much they think they can get you to pay.

Part of that is also to gently caress with insurance. Even if you can get a hospital to quote you something that's only what people without insurance would have to pay. This is also partly to make insurance look way better. "Well we negotiated to $2,000 if you go through insurance but the regular price is more money than actually exists in the world, your kidney, your firstborn, and your immortal soul." But doctor, I just wanted an aspirin!

As lovely as it still is how it works now is at least an improvement over what existed before Obamacare. I had a seizure at work one day at random. Only one I've ever had. None before, none since. Of course I got an ambulance ride to the hospital and stayed overnight. In practice I should have only had to pay my yearly deductible and the insurance would eat the rest. That's kind of the point of catastrophic coverage insurance; the deductible sucks but if you, say, need a metal spine you don't end up selling your house and declaring bankruptcy. In practice my insurance went "lol pre-existing condition gently caress you here's tens of thousands of dollars in medical bills. We ain't paying poo poo." One of the reasons the rich hate the ACA so much is that they can't just take the monthly payments and refuse to cover anything anymore.

Otherwise a lot of hospitals are not-for-profit. They still make profits of course but there are certain requirements they have to follow. There was no god damned way I could afford to pay that (the bill was seriously more than I made in a year at the time...for an overnight stay after a seizure) but because the hospital was not for profit they eventually just ate the cost. That's one of the requirements; they're required to write off a certain amount of "this person is literally too poor to pay for the emergency care" expenses. I have no idea if it applies to Lowtax's bills but still. Of course if he went to a for-profit place that goes out the window. It also might not pay for it if it wasn't the result of an ER visit.

On the plus side they can't just refuse to cover it "because pre-existing condition" or because you didn't have insurance for a week 37 years ago right now. Still sucks but it sucks less than before.

DeadFatDuckFat
Oct 29, 2012

This avatar brought to you by the 'save our dead gay forums' foundation.


Killed a Girl in 96 posted:

Hi I live in Canada and just finished working a 26 hour shift where we operated on 8 patients who needed an inguinal hernia repair, 4 appendectomies, a cholecystectomy, a ventral hernia repair, and a ileostomy stomal repair secondary to an intusseception of the small bowel. 6 of those were emergencies, 1 was optional, and 1 was urgent. We could have done the optional one sooner, but then the urgent ventral hernia may have strangulated and killed the patient. So I kind of get bothered when people say "lol wait lines?? wow this COUNTRY!!", because the medical teams are working as hard as they loving can.

If you want more surgeries to be done sooner pay more taxes so we can staff more OR's. If you don't want to do that, please be quiet.

Edit- Also the total cost to the individual for the surgical residents and fellows saving probably 4 lives today: 0 dollars.

I don't think the complaints I hear (from people living in the US) is that medical staff aren't working hard enough, its more just a generalized "Their system doesn't work!!!". Complaints from my canadian relatives come from waiting to see specialists and sometimes having to wait awhile for certain procedures (waiting two months while you have kidney stones loving sucks). It's most definitely better than what we have in the us though.

ferroque
Oct 27, 2007

Offer the hospital free accounts, avatars, and plat

hell they can even get a gang tag

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eric
Apr 27, 2004
Lipstick Apathy

Smythe posted:

one time i had to get some work done and i didnt want this to happen. before getting it done i ask the front desk lady at a real ritzy dr office "can u do me a solid and pls confer with the insurance ppl and SUPER CONFIRM that this is covered please i do not want to be denied after the fact thank you for doing the needful" and says ok. a week or so later they call me and say YESS! ALL GOOD. then i call the isnurance ppl and say "ALRIGHT IM GETTING SO AND SO, CAN U PLEASE SUPER CONFIRM THAT THIS IS COVERED" they say ya. anyways, lol, u can see where is going. they deny coverage after it. I appeal. I say so and so blah blah. They say TOUGH poo poo BITCH so i start making payments. what was cool is WHILE I WAS MAKING PAYMENTS they passed it off to collections, despite not missing paytments or whatever. lol. that was cool. :waycool: :911:

drat that’s rough. I have great insurance through my job and didn’t pay a time for surgery. the doctor’s office checked with my insurer a couple times because they couldn’t believe it. Anyways I wish you and everyone experiencing tough medical bills all the best and god bless!!

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