|
your credit score
|
#
?
Jul 14, 2021 23:19
|
|
|
|
| # ? Jun 7, 2024 11:43 |
|
|
your real credit score is your mortgage rate.
|
|
#
?
Jul 14, 2021 23:22
|
|
|
|
|
#
?
Jul 14, 2021 23:29
|
|
|
Fuzzy Mammal posted:your real credit score is your mortgage rate. 2.625% on a 30yr fixed.
|
|
#
?
Jul 14, 2021 23:31
|
|
|
you have a 30 year fixed rate?
|
|
#
?
Jul 14, 2021 23:35
|
|
|
echinopsis posted:you have a 30 year fixed rate? that's pretty typical afaik
|
|
#
?
Jul 14, 2021 23:36
|
|
|
mine are fixed for like a single year? and i don’t think i’ve ever seen it available fixed for more than 5 in australia apparently the culture is to just have your mortgage floating the whole time
|
|
#
?
Jul 14, 2021 23:37
|
|
|
Sniep posted:that's pretty typical afaik 
|
|
#
?
Jul 14, 2021 23:37
|
|
|
echinopsis posted:mine are fixed for like a single year? and i don’t think i’ve ever seen it available fixed for more than 5 it's the pride and joy and downfall of the american system. you can get variable ones with lower rates but then you take all the long term risk. Sniep posted:2.625% on a 30yr fixed. noice. 2.70 jumbo 30 year fixed.
|
|
#
?
Jul 14, 2021 23:38
|
|
|
30 years locked in is amazing though. imagine going thru the insane interest rates of the 80s but you’d locked in half a decade earlier?
|
|
#
?
Jul 14, 2021 23:53
|
|
|
I don’t have a mortgage.
|
|
#
?
Jul 15, 2021 00:20
|
|
|
yeah i found out that 30 year fixed rate loans are really mostly an american thing
|
|
#
?
Jul 15, 2021 00:48
|
|
|
tell me you’re a sex farmer without saying you’re a sex farmerDispleased Moo Cow posted:I don’t have a mortgage.
|
|
#
?
Jul 15, 2021 01:17
|
|
|
I used to work with a 50yo woman who was freaking out because they’d upgraded house and now had a mortgage in the early 100,000s
|
|
#
?
Jul 15, 2021 01:18
|
|
|
Displeased Moo Cow posted:I don’t have a mortgage. iirc farms have “notes”
|
|
#
?
Jul 15, 2021 01:30
|
|
|
or maybe charters? idfk
|
|
#
?
Jul 15, 2021 01:31
|
|
|
i think you have to get a letter of marque from your local lord
|
|
#
?
Jul 15, 2021 01:32
|
|
|
oi! you got a writ for that freehold?!
|
|
#
?
Jul 15, 2021 01:41
|
|
|
habeus corpulus
|
|
#
?
Jul 15, 2021 02:16
|
|
|
my copious amounts of land undoubtedly have an impact on my credit score, which is not yet known to me.
|
|
#
?
Jul 15, 2021 07:25
|
|
|
I still have to pay rates though! what a rip off that is.
|
|
#
?
Jul 15, 2021 07:25
|
|
|
“service fee”? SERVICE FEE?!! please take my money for not providing me with : water : sewage rubbish recycling pick up etc.
|
|
#
?
Jul 15, 2021 07:28
|
|
|
mortgage rates are like max 5 year fixed here. 2.29% for five year fixed, or a whoppin' 1.49% for a 5-year variable if your credit score and down payment are high enough you can probably get a variable rate mortgage under 1% because at 20% down you don't have to pay any mortgage insurance lol
|
|
#
?
Jul 15, 2021 07:30
|
|
|
idk what my score is but ive got like a 15k credit line with farmlands that'll buy a lot of glyphosate let me tell you
|
|
#
?
Jul 22, 2021 11:31
|
|
|
Idk what my credit score is, i don't think my mortgage provider does either.Fuzzy Mammal posted:your real credit score is your mortgage rate. 1.55 variable but it's capped at 2.05, 25years. Gonna refi asap unless rates spike as none of the normal banks would accept our filthy foreign documents so we had to use a specialist (department of the same banks).
|
|
#
?
Aug 4, 2021 15:30
|
|
|
idk about yall but banks are just throwing bonus offers at me like i'm a stripper 
|
|
#
?
Aug 4, 2021 16:28
|
|
|
Gazpacho posted:idk about yall but banks are just throwing bonus offers at me like i'm a stripper banks are begging people to take out loans and run up credit card debt right now. almost all lending standards are at all time lows.
|
|
#
?
Aug 4, 2021 16:59
|
|
|
i love debt
|
|
#
?
Aug 4, 2021 17:01
|
|
|
fart simpson posted:i love debt this but ironically
|
|
#
?
Aug 4, 2021 17:03
|
|
|
rotor posted:yeah i found out that 30 year fixed rate loans are really mostly an american thing they are one of the great long standing relics of the New Deal
|
|
#
?
Aug 4, 2021 17:13
|
|
|
President Beep posted:this but ironically right now i have a full $0.99 of debt until i pay off my credit card bill for my icloud subscription
|
|
#
?
Aug 4, 2021 17:16
|
|
|
Sniep posted:your credit score
|
|
#
?
Aug 4, 2021 19:02
|
|
|
fart simpson posted:right now i have a full $0.99 of debt until i pay off my credit card bill for my icloud subscription Better pay it off or i'm going to call timb
|
|
#
?
Aug 4, 2021 19:05
|
|
|
fart simpson posted:right now i have a full $0.99 of debt until i pay off my credit card bill for my icloud subscription yet you say you love debt. curious!!
|
|
#
?
Aug 4, 2021 19:13
|
|
|
Ansible Adams posted:banks are begging people to take out loans and run up credit card debt right now. almost all lending standards are at all time lows. yeah I am refinancing this place and they have literally waived the appraisal. just not gonna check that it’s even still here or check that it doesn’t have a meth lab in it.
|
|
#
?
Aug 4, 2021 19:45
|
|
|
echinopsis posted:30 years locked in is amazing though. imagine going thru the insane interest rates of the 80s but you’d locked in half a decade earlier? u can refinance where u get a new loan to pay off your old loan, just costs a few thousand dollars and some time
|
|
#
?
Aug 9, 2021 15:42
|
|
|
echinopsis posted:30 years locked in is amazing though. imagine going thru the insane interest rates of the 80s but you’d locked in half a decade earlier? When my parents bought the house I grew up in, they were able to take over its existing mortgage, which was locked in at 15% interest. And they considered themselves tremendously lucky to get such a bargain.
|
|
#
?
Aug 9, 2021 15:48
|
|
|
mathematicians found all the funny numbers already so this thread is doomed
|
|
#
?
Aug 14, 2021 04:47
|
|
|
8008135
|
|
#
?
Aug 14, 2021 12:16
|
|
|
|
| # ? Jun 7, 2024 11:43 |
|
|
President Beep posted:8008135 thats not a valid credit score in america, where you live. dont lie.
|
|
#
?
Aug 14, 2021 12:32
|
|