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Krispy Kareem posted:Countries will switch to a more 'european' work ethic. In the United States we've wrung every little bit of productivity out of workers by calling $25k year jobs 'managers' and not paying overtime and tethering people to work with cell phones or email. A few changes here and there and suddenly you've got demand for more workers. This requires a big culture change where all companies are more willing to pay more for less productivity. I agree with you in general economic sense, but both the frozen politics and the Wall Street drive to always make more profit are big obstacles in the way.
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Jul 26, 2015 16:18
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Companies will never be willing to; that's the entire point of the labor movement. The amount of leisure time we'll have in the future because of technological progress depends wholly on our ability to fight for every goddamn minute of it.
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Jul 26, 2015 16:21
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Krispy Kareem posted:
I want to live in your world.
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Jul 26, 2015 16:45
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Krispy Kareem posted:Countries will switch to a more 'european' work ethic. In the United States we've wrung every little bit of productivity out of workers by calling $25k year jobs 'managers' and not paying overtime and tethering people to work with cell phones or email. A few changes here and there and suddenly you've got demand for more workers. And then some rear end in a top hat immediately comes out of the woodwork and starts screaming about how unions are ruining the world. #america
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Jul 26, 2015 20:11
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Tigntink posted:And then some rear end in a top hat immediately comes out of the woodwork and starts screaming about how unions are ruining the world. #america The european work day isn't due to unions. They are due to labor laws.
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Jul 26, 2015 20:29
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lostleaf posted:The european work day isn't due to unions. They are due to labor laws. edit tortured metaphor. Anyway, political pressure on politicians caused them to pass those laws. Who supplied the political pressure?
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Jul 26, 2015 20:43
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my first visit ever at r/personalfinance went exactly as plannedquote:Longtime lurker here and decided to post for the first time (with my new account) after the event that recently happened in my life. So I live in Germany (Munich) and go to university (mechanical engineering) here. I live in a community flat with my own rented room but renting costs are pretty high here and can go up to 700€ for A SINGLE ROOM! My parents divorced long time ago and my father moved to the US and found a new wife while I stayed here in Germany with my mother and a new step-father. Five years ago while I was still in highschool my american father gave my mother 70k$ which he owed my mother but she in return refused the money and gave it to me. the 70k$ were all in stocks so I tried to learn as much about stocks, markets etc. at that age and managed to turn the 70k$ into 90k€ today. But three years ago when I just started university my father suddenly deceased (lung cancer) and his wife which I have acknowledged as my step-mother who seems to be very wealthy (I've only known her for 2 years) regularly wires me money since the 90k€ are all in stocks. I recently have met her for the first time and she told me that there is an inheritance of 150k$ waiting for me in the US while I am also the new owner of a flat in China of about 130k$ value. (Me and my family are all Chinese but everyone immigrated to US/Germany a long time ago). Then my step-father recently urged me to buy a flat here in Munich to avoid the renting costs and sell it again when I don't need it anymore. But he insists that I buy the flat with HIS money since the stock markets in China just crashed and he needs a new place to invest his money. ugh this dude is in such a better position to me it's not even funny, someone tell him about index funds right away
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Jul 26, 2015 21:29
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There will probably be a number of countries that will hit 40-50% unemployed but not just because of the technological changes. The baby boomer population and generation X will be hitting retirement age at the same time a lot of jobs are disappearing. Most will be in a bad way financially and will need to work. They won't appear in unemployment statistics as they will be officially retirees. Countries depending heavily on manufacturing will have a bad time, but a lot of call centre jobs will also disappear. Youth unemployment is kind of bad at the moment. In the worst off countries in the EU they're up to 40-60%. http://www.theatlantic.com/business...scarier/276423/ The article refers to those who are just unemployed and not trying to do anything about it. 26 million in the OECD. It's a bad time to have no skills, experience or ability to think for yourself.
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Jul 26, 2015 21:30
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Wait, I hadn't blocked High Lord Elbow yet? How the hell did that happen? Remember this commercial for Cadillac? https://www.youtube.com/watch?v=xNzXze5Yza8 Yeah, nobody in Europe has ever owned a luxury car because IT'S NOT LIKE THAT'S EXACTLY WHERE THEY COME FROM OR ANYTHING.
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Jul 26, 2015 21:52
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lostleaf posted:The european work day isn't due to unions. They are due to labor laws. Unions are just localized labor laws though.
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Jul 26, 2015 21:53
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I hate this so, so much.
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Jul 26, 2015 22:08
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lostleaf posted:The european work day isn't due to unions. They are due to labor laws.  You're adorable.
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Jul 26, 2015 22:41
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Aliquid posted:my first visit ever at r/personalfinance went exactly as planned Hundreds of thousands of dollars that multiple relatives want nothing to do with. I wonder what kind of strings are attached to all that.
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Jul 27, 2015 00:28
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Aliquid posted:Companies will never be willing to; that's the entire point of the labor movement. The amount of leisure time we'll have in the future because of technological progress depends wholly on our ability to fight for every goddamn minute of it. I agree. I believe the future will involve 100% outsourcing to the Second/Third world, the First World citizen who is employed will be doing the work usually done by five employees in the past, and CEO payouts will reach the billions. It will eventually revert back to a quasi-feudal system, with the companies of today becoming the equivalent of noble houses in Europe/China. BWM: My former co-worker has been demanding extra shifts and a raise at work. His sense of industry is commendable, until you realize his motives behind it. He has quite the methamphetamine habit, and freely admits that he is tweaking at work. (I believe him, due to his explosive outbursts at the slightest provocation.) He also trashed his Commodore, but that's nothing unusual with Commodore owners. His mother drives him about 20 KM to work every morning. The funds raised to repair it? Spent on meth, or earmarked by his dealers in the form of drug debt. This is a Commodore in it's usual state of being, for foreign readers. 
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Jul 27, 2015 01:02
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Tomfoolery posted:Going to anything less than a 4 star university is BWM Well, poo poo did get pretty bad for the Luddites so it's not like they were wrong: all their artisanal weaving jobs disappeared because of automation. I think the major question for humanity going forward is of how to make sure everyone gets a share of the benefits of technological advancement while still leaving some incentive for innovation. Things will get really torch-and-pitchfork-y and/or absurdly dystopic in a hurry if wealth inequality continues at pace.
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Jul 27, 2015 02:39
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Sic Semper Goon posted:He has quite the methamphetamine habit, and freely admits that he is tweaking at work. (I believe him, due to his explosive outbursts at the slightest provocation.) I'm pretty sure it's compulsory for Commodore owners to do meth. It's the logical progression for those 14 year olds I saw at my train station this morning, starting the day with V, durries, and some casual racial abuse.
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Jul 27, 2015 05:30
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Hocus Pocus posted:I'm pretty sure it's compulsory for Commodore owners to do meth. Fuckn aye bruz, they prefer mothers and listening to the mad choons blaring from the moshi speaker they gank'd from woolies up in QLD. When I did nightfill, heaps of my teamates would be getting hosed up on endones. 2 of them took MDMA caps including my manager. My manager was telling all the staff how much he fucken' loved them and valued them. He was sweating like crazy and had pupils the size of dinner plates too lol. Anyway as for today, My manager (different job, I don't do nightfill anymore) was very jubilant. Told me she is $5k richer... She got $3k tax back + her $2K overdraft is no longer in overdraft, I think she also got a Centrelink windfall that sorted that out when it went in her bank... She literally thinks that the $2K overdraft is just like normal money and uses every cent of it. She doesn't care that it has 22% interest on it or just doesn't listen to me. If I had the amount of consumer debt she had I'd probably neck myself. All her credit cards are maxed. Probably $40K+. I don't even know where to start with the stories I have of her...She had to get her car keys replaced because they got stolen with her handbag and her phone. She got suckered into a new phone plan, bought a $50 case for the new phone and also bought a pen keyring that costs $15. I asked her why she couldn't just keep one of the work pens in her handbag... I think that was a stupid suggestion on my behalf. After all, she's the boss.
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Jul 27, 2015 08:37
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Blinkman987 posted:Wait, I hadn't blocked High Lord Elbow yet? How the hell did that happen? Oh I remember that ad. It could have been cool if it had a bit of "tongue in cheek" to it. But it's trying to be sincere, which is pretty cringeworthy. That and the buttoning of both buttons on the suit jacket...
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Jul 27, 2015 13:00
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Much as I hate to post a commercial for a new car in the BWM thread: https://www.youtube.com/watch?v=jAN61QK0aUI
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Jul 27, 2015 13:00
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Wait...that's the same commercial except for the White guy from BoB driving a Cadillac and a Black lady with natural hair driving a...Ford? Why are Ford and GM making the same commercials?
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Jul 27, 2015 15:38
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I believe the word you're looking for is "parody." It's actually pretty well done.
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Jul 27, 2015 16:26
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Cadillac ad owns. 
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Jul 27, 2015 18:09
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n8r posted:Cadillac ad owns. 
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Jul 27, 2015 18:24
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Tjadeth posted:Much as I hate to post a commercial for a new car in the BWM thread: Despite being exactly the same ad from both companies it's well crafted. I liked the spin angle of crazy and then comparison to inventors. Even though that is not representative of the population buying the cars. It reminds of BWM people saying they deserve a holiday/car/consumer goods to justify it to themselves.
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Jul 27, 2015 19:56
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MrOnBicycle posted:Oh I remember that ad. It could have been cool if it had a bit of "tongue in cheek" to it. But it's trying to be sincere, which is pretty cringeworthy. That and the buttoning of both buttons on the suit jacket... They went and got the spoiled, money-inheriting, small town abusing, drug dealer pimp from the lazy Walking Tall remake to extol the virtues of America. Perfect.
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Jul 27, 2015 22:57
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Devian666 posted:It reminds of BWM people saying they deserve a holiday/car/consumer goods to justify it to themselves. Now why would a car commercial possibly want to do that?
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Jul 27, 2015 22:57
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My honeymoon was BWM. Went to Hawaii for a week with reasonably priced tickets, a great deal for accommodations, rented a Mustang because it was less than a hundred bucks extra over a compact car, and then spent well over a thousand bucks on food, with multiple >$200 CAD suppers. We're still overall positive income for the month, but  is a pretty good visual of when we looked at Mint and saw how much everything was after the exchange rate conversion.While there's a couple meals I don't think worked out to be worth it, overall it was loving delicious and amazing and the two of the most expensive meals were some of the best food I've eaten.
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Jul 27, 2015 23:53
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Solenna posted:My honeymoon was BWM. Went to Hawaii for a week with reasonably priced tickets, a great deal for accommodations, rented a Mustang because it was less than a hundred bucks extra over a compact car, and then spent well over a thousand bucks on food, with multiple >$200 CAD suppers. We're still overall positive income for the month, but Sounds good with money to me.
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Jul 27, 2015 23:57
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Solenna posted:My honeymoon was BWM. Went to Hawaii for a week with reasonably priced tickets, a great deal for accommodations, rented a Mustang because it was less than a hundred bucks extra over a compact car, and then spent well over a thousand bucks on food, with multiple >$200 CAD suppers. We're still overall positive income for the month, but I hate to say it, but we did kinda YOLO our honeymoon. My very generous in-laws and parents gifted us the travel, lodging, and a fishing trip, but a week of eating out and excursions in Key West and Miami was expensive.
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Jul 28, 2015 00:06
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We recently sort of YOLO'd a trip to Europe to the tune of what I assume is several thousand dollars (the plane tickets were like $3800 alone). Partially we did it because it felt like we always put off any kind of large trip, and also because I'm considering trying to transfer to an overseas office at some point (visited a couple of them during our trip). It was a good trip but uggghhhh I don't like to think about how much it cost. Good motivation to try churning again though.
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Jul 28, 2015 00:15
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Solenna posted:My honeymoon was BWM. Went to Hawaii for a week with reasonably priced tickets, a great deal for accommodations, rented a Mustang because it was less than a hundred bucks extra over a compact car, and then spent well over a thousand bucks on food, with multiple >$200 CAD suppers. We're still overall positive income for the month, but Ban humblebraggers in this thread so that they can spend $10 re-regging to be bad with money and make their posts accurate
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Jul 28, 2015 00:16
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Devor posted:Ban humblebraggers in this thread so that they can spend $10 re-regging to be bad with money and make their posts accurate This.
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Jul 28, 2015 02:09
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Devor posted:Ban humblebraggers in this thread so that they can spend $10 re-regging to be bad with money and make their posts accurate Pretty pretty please.
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Jul 28, 2015 02:11
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Devor posted:Ban humblebraggers in this thread so that they can spend $10 re-regging to be bad with money and make their posts accurate Also, humblebrag > D&D labor policy discussion.
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Jul 28, 2015 03:29
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Blinkman987 posted:Wait, I hadn't blocked High Lord Elbow yet? How the hell did that happen? I'd buy a Caddy of Buck Compton told me to.
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Jul 28, 2015 03:41
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Dik Hz posted:Also, humblebrag > D&D labor policy discussion. Yeah, but "gargling shards of glass" > D&D labor policy discussion.
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Jul 28, 2015 03:47
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hah I mentioned all the stuff that wasn't directly food spending so I wouldn't sound like a complete moron. figures. and I'm strongly considering spending $20 for a fancy mat to paint my nails on. Solenna fucked around with this message at 04:20 on Jul 28, 2015 |
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Jul 28, 2015 04:12
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Solenna posted:hah I mentioned all the stuff that wasn't directly food spending so I wouldn't sound like a complete moron. figures. Shut upppppppppp
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Jul 28, 2015 04:27
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I'm strongly considering moving from a 1bd to 2bd for just over double the rent but the 2bd would have a direct view of the lake and be about 50 feet from the sand beach. Bwm.
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Jul 28, 2015 04:30
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Dik Hz posted:If we're going down this route, can we also ban all the people who see any mention of the word wedding to post about how they saved so much money and did their wedding so cheaply? Can we just amend it so people can't talk about themselves? Half the time the BWM stories are "I USED to be BWM but now I'm super good with my money!!  " which is a humblebrag, or it's "plz help I suck at money!!" in which case they should make their own thread instead of derailing my schadenfreude.
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Jul 28, 2015 04:35
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