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Subjunctive posted:Could you go into that a bit more? What would be the elements of the fraud? Coca Koala posted:The key is that it's already been signed, but you're altering the document. Signing a document implies knowledge of the contents, which clearly somebody can't have if you've altered it. Yeah, basically this. IANAL Photoshopping the contract, unsigned is taking an offer he was presented, modifying the offer, executing the modified offer, and presenting it to the counterparty to also execute after their review. While he preserves the formatting of the original document he is not presenting it as something anyone has agreed to when they have not done so. If the contract was presented on a company letterhead and he modified it you MIGHT have a paper thin case for fraud in that he altered a document that had marks from some company without being an officer of that company. Photoshopping a signed contract is taking an executed offer and modifying what document received the signature, then presenting it to the offering party with their own signature and his modifications. In this case he's using the document to claim that the property manager has already agreed to $10/month instead of $150/mo, even though that is knowingly a false claim. If they were going to modify the contract that one party had already executed, then he would have taken the signed contract to the property manager, presented it with clear marks altering the terms of the contract, and had the property manager initial the changes.
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Jan 27, 2016 21:32
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Rick Rickshaw posted:
You are never going to get a dime of that money back.
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Jan 27, 2016 22:12
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Bad With Money, As It Happens
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Coca Koala posted:The key is that it's already been signed, but you're altering the document. Signing a document implies knowledge of the contents, which clearly somebody can't have if you've altered it. The contract isn't binding (isn't a contract!) until it's been accepted by both sides. Editing the document would invalidate the other party's signature, in the absence of other indication of acceptance (like initialing the change). The check case is different, you're misrepresenting it (I think it's different in a few ways because of laws around checks, but even so). Altering the contract post-signature doesn't misrepresent anything, it just means that the signature doesn't represent acceptance of the then-current state of the contract. If he were to alter it and then take the contract to someone like a bank to say "yeah, I have a lease here of this amount including fees", that's fraud.
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Jan 27, 2016 22:23
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The friend in Italy is good with money, he has convinced someone else to pay for his vacation.
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Jan 28, 2016 00:05
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Will also post this here! Denying the IRS: BWM. http://whatstheharm.net/irsdenial.html
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Jan 28, 2016 00:08
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Saw a lady today buy a carton of cigarettes with her HSA card That will be a fun audit
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Jan 28, 2016 01:25
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EugeneJ posted:Saw a lady today buy a carton of cigarettes with her HSA card 
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Jan 28, 2016 01:37
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Pompous Rhombus posted:Update on houseboat guy for the lazy:
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Jan 28, 2016 05:00
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Suspicious Lump posted:aaaaaaaaaaaaaaaaahhhhhhhhhhhhhahaha. This is great. It's actually good with money to edit the contract, that aside, you're right. In the next 5 years he can never rent with these guys again. But is this standard for month to month renters being charged more? It was common when I rented at my last 2 places. It wasn't much, maybe 20 bucks more a month. I know I lost money due to that, but I didn't want to miss out on a better place because I was stuck on a lease.
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Jan 28, 2016 06:43
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Suspicious Lump posted:aaaaaaaaaaaaaaaaahhhhhhhhhhhhhahaha. This is great. It's actually good with money to edit the contract, that aside, you're right. In the next 5 years he can never rent with these guys again. But is this standard for month to month renters being charged more? If he'd just cancelled the lease instead of messing with the contract, he'd still have two months to find a new place, but he wouldn't be blacklisted, and he wouldn't be paying $10/mo for the privilege.
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Jan 28, 2016 09:35
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Krispy Kareem posted:I'm pretty sure you can claim boobs as a business expense if you're an exotic dancer. I met someone who got a boob job on credit, just slipped the fact she was still making payments on her breast augmentation surgery casually somewhere into a Facebook update one time. She was pretty much exactly the sort of person you'd think.
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Jan 28, 2016 10:47
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Pompous Rhombus posted:I met someone who got a boob job on credit, just slipped the fact she was still making payments on her breast augmentation surgery casually somewhere into a Facebook update one time. Mom? 
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Jan 28, 2016 12:43
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Suspicious Lump posted:But is this standard for month to month renters being charged more? In most large cities where the supply of renters is inexhaustible (this guy lives in Minneapolis if I remember correctly), very few landlords will even give you the option of a month to month. It's re-up in February for another May-April lease or you're out the door April 30. It sucks for the renter, but it's smart for the landlord. You don't want to be stuck trying to fill an apartment in November.
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Jan 28, 2016 15:13
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Generally, after you fulfill your current lease, some management companies may move you to month-to-month with a 60 day notification period. That said, I've only had that happen to me once. I had to negotiate a 6 month lease after my last year long lease was up, and it cost me another 35 bucks a month. Now I just buy my homes because that's GWM
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Jan 28, 2016 15:17
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No Butt Stuff posted:Now I just buy my homes because that's GWM Is it
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Jan 28, 2016 15:23
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No Butt Stuff posted:Now I just buy my homes because that's GWM I know juuuust the thread for you.
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Jan 28, 2016 16:14
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Can you drive and race your house? 
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Jan 28, 2016 16:19
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Phone posted:Can you drive and race your house? He said home, not house. He could be one of the houseboat elite.
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Jan 28, 2016 16:34
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Homeboat.
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Jan 28, 2016 16:39
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slap me silly posted:Homeboat. Mansionboat. http://www.sheknows.com/home-and-gardening/articles/1034093/1910-florida-mansion-moved-down-river-on-a-barge
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Jan 28, 2016 16:41
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I get this image that purestrain BFC GWM posters live in those Japanese hotel tubes. But not the whole tube, the rest they sublet via Airbnb. I got to witness some GMW or BMW, not sure which. I did a hospital screening that cost a flat $150, no insurance. 2 weeks later I get a bill for $800. I got it cleared up, but the hospital breaks even or makes money off the $150 flat rate they're charging. Yet getting that same work performed by the same hospital outside of this deal, costs 5 times more.
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Jan 28, 2016 17:15
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BWM - I have had 3 coworkers in their 30s tell me that they just can't wait for midnight tonight for our pay to post. We're paid pretty decently and there's no good reason to live paycheck to paycheck.
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Jan 28, 2016 17:55
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slap me silly posted:I know juuuust the thread for you. I'm half kidding. I've only purchased twice. Both times my company paid all closing costs. And I get VA loans so I didn't have to worry about PMI. And when I sell, the new company paid to sell.
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Jan 28, 2016 18:08
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No Butt Stuff posted:I'm half kidding. It's you, you are the Housepurchase Unicorn!
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Jan 28, 2016 18:31
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Yeah, it's why I can ignore most of the do never buy. I mean, I still regularly curse owning a home because routine maintenance is just a pain in the dick, let alone actually modifying it, but I treat it as a hobby so meh.
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Jan 28, 2016 18:40
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Pompous Rhombus posted:I met someone who got a boob job on credit, just slipped the fact she was still making payments on her breast augmentation surgery casually somewhere into a Facebook update one time. Maybe she is paying a 0% offer
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Jan 28, 2016 19:00
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Phone posted:Can you drive and race your house? I sleep in a racing car. Do you?
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Jan 28, 2016 19:08
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Phone posted:Can you drive and race your house? 
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Jan 28, 2016 19:29
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So I just bought a truck, horse trailer and a horse for racing purposes. Paid for on credit card to be repaid at the minimum rate of course. (Cuckmau5)
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Jan 28, 2016 21:18
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No Butt Stuff posted:I'm half kidding. I just need to quote this so I can remember to nominate it as a humblebrag in the 2016 Wonderhangers.
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Jan 28, 2016 23:33
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Yes. I am bragging that I did something that just about anyone with negotiating skills and a penchant for making stupid life choices at 18 can do.
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Jan 28, 2016 23:38
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In the Bad With Money thread. hth
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Jan 29, 2016 00:13
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Pompous Rhombus posted:Update on houseboat guy for the lazy: Well I guess that explains why there's been a ton of posts since I last checked.
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Jan 29, 2016 04:17
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You know, I think I'd pay to go see that.
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Jan 29, 2016 04:46
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CitizenKain posted:You know, I think I'd pay to go see that.
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Jan 30, 2016 21:01
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Dik Hz posted:The best part about poo poo like that is that it only costs $5 at the gate and you can bring your own beer. $1 for women on ladies' night.
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Jan 30, 2016 21:57
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Place back home in Illinois would do figure-8 trailer races. Also figure-8 school bus races. GWM as long as you're not the driver.
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Jan 30, 2016 22:48
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Olive Branch posted:Redneck hobbies are GWM? I went to events like that when I was a kid. Cheap entertainment. With respect to the drivers if you set up as a business, get sponsors and business cards you could write off your "racing business". So yes.
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Jan 30, 2016 23:33
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Holy poo poo Reddit. This stupid motherfucker needs help with his taxes. He asked his employer to withhold extra money so he wouldn't owe money (???), effectively giving the government a tax free loan of 4-5k. But now he really needs the money to buy a car, and wants to know how best to go about giving H&R Block 350 bucks to do his poo poo simple return. lol Guest2553 fucked around with this message at 06:41 on Jan 31, 2016 |
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Jan 31, 2016 06:38
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China has a booming P2P loan sector, except for the company with 95% fake loans. http://www.scmp.com/news/china/money-wealth/article/1908096/chinas-hk59-billion-online-ponzi-scheme-who-started-it-how
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Feb 1, 2016 20:22
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