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loquacius posted:A few weeks ago my boyfriend of 2 years spoke to my mom and asked if he could marry me. Maybe take stock of your current financial situation and stop wasting money on going out to dinner, or a movie, or whatever. Learn to cook, and have a meal ready for him when he comes home. Start acting like a family unit so you can attain your dreams. Your boyfriend sounds like a real good guy to work 3 jobs, now start acting smart with your money and plan for the future.
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Jan 18, 2017 18:14
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She said she has a hectic schedule. Did I miss the part where she said she doesn't work or are we just assuming she doesn't?
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Jan 18, 2017 18:37
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Solice Kirsk posted:She said she has a hectic schedule. Did I miss the part where she said she doesn't work or are we just assuming she doesn't? I missed the part about her work schedule on my first reading and I think other people just kinda ran with that Guys she has a job
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Jan 18, 2017 18:39
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Cocaine is expensive guys
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Jan 18, 2017 18:50
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So she has a job. While her boyfriend has 3 and sometimes works 20 hours a day. Yet somehow everything is his fault. Sure. 
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Jan 18, 2017 19:13
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I think having an expensive wedding will solve a lot of their problems.
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Jan 18, 2017 19:16
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why would having 4 lovely jobs make you rich? theres only so much time in a day/week to earn minimum wage in and also sleep, eat and play vidya
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Jan 18, 2017 19:21
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buckets of buckets posted:why would having 4 lovely jobs make you rich? theres only so much time in a day/week to earn minimum wage in and also sleep, eat and play vidya It wouldn't make you rich, but she said they couldn't save up any money at all which seems unlikely if they have no kids and aren't paying rent unless they are spending all their money on something like drugs, gambling, or candles A midrange dinner date every week and a $60 video game every three or four weeks shouldn't cancel out at least four jobs regardless of shittiness level so her question of "should I dump my boyfriend" comes down to "which of you is spending all of this goddamn money and if it's him can you get him to stop"
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Jan 18, 2017 19:24
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loquacius posted:
I doubt it's once a week. Many, many people eat out almost every single day for dinner (and fast food for other meals). I'd be interested in seeing where their expenses lie.
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Jan 18, 2017 19:35
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Already beaten with the with comment, financial planning maybe
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Jan 18, 2017 19:36
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Sometimes when I see people with bumber stickers that are egregiously stupid I break all the valve stems on their tires. I'm not sure if that's what its called but basically their tires go flat. It's fairly passive-aggressive and petty but, well, I hate those dumb loving stickers of calvin pissing on various things.
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Jan 18, 2017 19:36
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Jim Barris posted:Sometimes when I see people with bumber stickers that are egregiously stupid I break all the valve stems on their tires. I'm not sure if that's what its called but basically their tires go flat. It's fairly passive-aggressive and petty but, well, I hate those dumb loving stickers of calvin pissing on various things. I too think it is cool to damage people's cars for having bumper stickers I don't like. Get hosed you piece of poo poo.
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Jan 18, 2017 19:38
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bradzilla posted:I too think it is cool to damage people's cars for having bumper stickers I don't like. Get hosed you piece of poo poo.
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Jan 18, 2017 19:42
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bradzilla posted:I too think it is cool to damage people's cars for having bumper stickers I don't like. Get hosed you piece of poo poo. It's about shaking people awake and out of their dilussional mindset.
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Jan 18, 2017 19:44
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bradzilla posted:I too think it is cool to damage people's cars for having bumper stickers I don't like. Get hosed you piece of poo poo. I destroy cars with my fists and punishing Sonic Booms much like Guile from Street Fighter if they have those stick figure family stickers
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Jan 18, 2017 19:44
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loquacius posted:It wouldn't make you rich, but she said they couldn't save up any money at all which seems unlikely if they have no kids and aren't paying rent... She never said they don't pay rent.
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Jan 18, 2017 19:51
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Jim Barris posted:Sometimes when I see people with bumber stickers that are egregiously stupid I break all the valve stems on their tires. I'm not sure if that's what its called but basically their tires go flat. It's fairly passive-aggressive and petty but, well, I hate those dumb loving stickers of calvin pissing on various things. "gently caress you, kid who borrowed his lovely dad's truck!"
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Jan 18, 2017 19:51
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You should target vehicles that have firearms related bumper stickers. Particularly dumb ones that say poo poo like "Insured by Smith & Wesson" or "Protected by 9mm". They're practically begging you to break into their vehicle and steal their gun. I think guns are cool, but if you advertise that you've got one inside your car you're a loving retard. My favorite is "Molon Labe." Like...you're literally daring someone to come and take your property. Genius. It works in some contexts...but not a bumper sticker.
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Jan 18, 2017 19:51
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Broke anon's boyfriend has been keeping a secret bank account for the past two years in order to give her a fabulous wedding. Yet it will still not be enough.
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Jan 18, 2017 19:56
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Stitecin posted:She never said they don't pay rent. What kind of family makes their kid pay rent when he and his gf are working 4+ jobs to barely break even?
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Jan 18, 2017 20:07
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Yeah if your relatives are charging you so much rent to live in their lovely mildewy flooded basement that you are working 3 jobs to pay them off you need to walk out that loving door and get a loving studio apartment or something because jesus christ
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Jan 18, 2017 20:11
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Maybe she needs to let us know what kind of part time jobs he's working. If its like gas stations then stealing is his way to financial security. Learn the old "no sale" change trick and the only thing he'll have to worry about is management figuring out inventory shortages while he's working.
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Jan 18, 2017 20:15
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Fitzy Fitz posted:What kind of family makes their kid pay rent when he and his gf are working 4+ jobs to barely break even? My parents, for one. My brother and SIL had to pay rent for a room in my parent's house when they were down on their luck.
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Jan 18, 2017 21:04
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Any parent should start charging rent as soon as a kid either turns 18 or is out of college.
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Jan 18, 2017 22:01
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Lots of possibilities: -Student loans -Medical problems -Wage garnishment due to tax/child support issues She really needs to sit down with him and hammer out some long term plans; this is what my wife and I did when we were dating/engaged. One of the reasons our marriage worked out well was because we each knew what mutual expectations we had going into it.
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Jan 18, 2017 22:04
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Solice Kirsk posted:Any parent should start charging rent as soon as a kid either turns 18 or is out of college. This is a different statement from "Any parent should start charging rent for a kid to live in their lovely mildewy flooded basement as soon as they turn 18 or are out of college, and that rent should be so high they have to work multiple jobs to pay it" Like, a symbolic payment to show that they're an adult now and have to earn their own way, sure, but if you're gonna charge enough that they have trouble paying you and the room also sucks, you're just another slumlord In summary: either they're not paying rent, or the rent is low enough that it doesn't explain their money issues, or they need to get out of that basement asap
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Jan 18, 2017 22:08
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Solice Kirsk posted:Any parent should start charging rent as soon as a kid either turns 18 or is out of college. Almost without exception I've observed that adults that live with family members rent free tend to take it for granted one way or another. One compromise I've heard is to charge them rent but set it aside(without their knowledge) , and after say 2 years if they're able to act responsibly and follow household rules you can return it as a 'gift' since they're likely to use it responsibly at that point. But if they're flakes, the 'rent' gives you a convenient excuse to kick them out and you can spend the money on a nice vacation or new water heater or something.
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Jan 18, 2017 22:08
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Jim Barris posted:Sometimes when I see people with bumber stickers that are egregiously stupid I break all the valve stems on their tires. I'm not sure if that's what its called but basically their tires go flat. It's fairly passive-aggressive and petty but, well, I hate those dumb loving stickers of calvin pissing on various things. I mean I have an appointment at a tire shop today to fix my broken tire valve. Was this you???? I don't even have any stickers on my car.
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Jan 18, 2017 22:08
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Panfilo posted:Almost without exception I've observed that adults that live with family members rent free tend to take it for granted one way or another. One compromise I've heard is to charge them rent but set it aside(without their knowledge) , and after say 2 years if they're able to act responsibly and follow household rules you can return it as a 'gift' since they're likely to use it responsibly at that point. But if they're flakes, the 'rent' gives you a convenient excuse to kick them out and you can spend the money on a nice vacation or new water heater or something. I would totally just end up raiding my kid's secret rent stash. They're not gonna know.
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Jan 18, 2017 22:19
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Solice Kirsk posted:Any parent should start charging rent as soon as a kid either turns 18 or is out of college. this is a terrible idea because rent and house prices in most places are far out of reach of an 18 year old
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Jan 18, 2017 22:41
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Fitzy Fitz posted:What kind of family makes their kid pay rent when he and his gf are working 4+ jobs to barely break even? The kind of family that raises a child who isn't qualified to land a full time job earn more than minimum wage. When we were house shopping we saw a bunch that had extra bedrooms walled off in garages and living rooms filled with rent paying extended families and still in preforeclosure or up for short sale. My point is that moldy-basement-family member rent could be the only thing keeping the whole tribe housed. Poors are bad with their money in most cases.
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Jan 18, 2017 22:43
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I live in one of the cheapest places in the country, earn more than the national median and had to stick an £18k deposit down to buy a flat on monday. I'm single but young people are hosed generally
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Jan 18, 2017 22:45
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Jose posted:this is a terrible idea because rent and house prices in most places are far out of reach of an 18 year old Not one working full time. And if it is: Panfilo posted:Almost without exception I've observed that adults that live with family members rent free tend to take it for granted one way or another. One compromise I've heard is to charge them rent but set it aside(without their knowledge) , and after say 2 years if they're able to act responsibly and follow household rules you can return it as a 'gift' since they're likely to use it responsibly at that point. But if they're flakes, the 'rent' gives you a convenient excuse to kick them out and you can spend the money on a nice vacation or new water heater or something. This is still an option.
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Jan 18, 2017 22:45
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Or you know, wages haven't kept up with housing inflation.
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Jan 18, 2017 22:45
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Solice Kirsk posted:Not one working full time. And if it is: you're completely out of touch congrats
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Jan 18, 2017 22:46
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Don't charge your kids rent, raise them to be good people who won't take advantage of you.
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Jan 18, 2017 22:47
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Jose posted:you're completely out of touch congrats I work in banking so see pretty much everyone in all sorts of situations. There's people living in Chicago with roommates working two part time jobs. You don't know what you're talking about.
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Jan 18, 2017 22:48
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Solice Kirsk posted:I work in banking so see pretty much everyone in all sorts of situations. There's people living in Chicago with roommates working two part time jobs. You don't know what you're talking about. lol you're a dick. these people are never saving any money because it goes on rent and they'll never be able to own somewhere due to no savings and poor wages compared to house prices but well done on being a banker 
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Jan 18, 2017 22:52
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Jose posted:lol you're a dick. these people are never saving any money because it goes on rent and they'll never be able to own somewhere due to no savings and poor wages compared to house prices but well done on being a banker Don't worry, I'm sure that a predatory and incredibly overpriced housing market is great for 18 year -olds in the worst paid generation in decades to enter
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Jan 18, 2017 22:56
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Jose posted:lol you're a dick. these people are never saving any money because it goes on rent and they'll never be able to own somewhere due to no savings and poor wages compared to house prices but well done on being a banker There's always people that can't save. Honestly, most people fall into that category. Nothings gonna stop that. There's plenty of people making <$25k that have several thousands saved away because they live within their means.
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Jan 18, 2017 22:58
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