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Go to a school where you can live at home for bachelor's, get straight As and then go to a prestige school for masters/PhD/JD/MD/Horse doctor degree. Best of both worlds.
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Feb 9, 2017 00:33
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Business Octopus posted:Go to a school where you can live at home for bachelor's, get straight As and then go to a prestige school for masters/PhD/JD/MD/Horse doctor degree. Best of both worlds.
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Feb 9, 2017 00:35
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NancyPants posted:Well I have an answer to my question I'm not sure what's wrong with wanting your kid to go to a better school. I spent 7 years in a lovely commuter campus, I'd like my child to have a more 'traditional' college experience. I could always change her college fund to a wedding fund I guess. Swans here we come.
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Feb 9, 2017 00:56
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monster on a stick posted:Old people tend to not get asked where they went to college because it doesn't matter much anymore, what matters is experience by that point. This goes for any job, in tech people may care whether you went to MIT/Waterloo/etc. if you are 21 but if you are 35 it's whether you worked at Google/some other respectable tech company vs. being the IT guy at the donut shop. Yeah I know how that works but that wasn't really what I was implying...
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Feb 9, 2017 01:06
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Business Octopus posted:Go to a school where you can live at home for bachelor's, get straight As and then go to a prestige school for masters/PhD/JD/MD/Horse doctor degree. Best of both worlds. Better yet sneak in to a better school's classes and steal their fancy expensive learnin', I bet nobody would stop you if you didn't bother anyone.
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Feb 9, 2017 01:07
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Better schools don't really have much better learning, it's mostly just better networking
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Feb 9, 2017 01:24
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A lot of people still meet their spouses in college. Marrying someone smart with high earning potential is bestWM.
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Feb 9, 2017 01:26
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Ashcans posted:Better schools don't really have much better learning, it's mostly just better networking
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Feb 9, 2017 01:31
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I sympathize with your kid, Kareem: I had mad anxiety and guilt over the cost of my higher education. I hope that they're able to eventually look calmly at the actual cost-difference of the different in-state schools and confidently follow through on their decision.
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Feb 9, 2017 01:37
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Anyway there's an easy solution to your kid being overly debt-averse when picking schools - simply pay their bills and suddenly they can have their cake and eat it too. If you want you can make them promise to pay it forward to their own children.
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Feb 9, 2017 01:55
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The way to make that student loan situation manageable is to permanently emigrate.
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Feb 9, 2017 03:18
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Krispy Kareem posted:I'm not sure what's wrong with wanting your kid to go to a better school. I spent 7 years in a lovely commuter campus, I'd like my child to have a more 'traditional' college experience. But that is of course assuming that you don't pay $200K to study to become a Park Ranger. Just... don't do that.
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Feb 9, 2017 04:40
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Ashcans posted:Better schools don't really have much better learning, it's mostly just better networking Unfortunately it doesn't actually matter what you learn in college anymore, only who you can schmooze into getting a job offer these days. Going to a prestige school helps with that a whole lot.
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Feb 9, 2017 05:20
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Can't take 25 classes on machine learning in college outside of Stanford, CMU, Berkeley or MIT, I think Research colleges do research, I knew folks who published 6 papers in undergrad, can't do that by community college + finish at 4-year (That prolly ends up meaning grad school, tho, which is the canonical BWM)
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Feb 9, 2017 08:40
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curufinor posted:Can't take 25 classes on machine learning in college outside of Stanford, CMU, Berkeley or MIT, I think I took 3 years to do my masters, I think we did take out a loan one semester because there was an interruption in my funding. I think it added 6k to our total debt load (plus of course the hit from delaying repayments). If you're doing a science masters, you should be funded. The chairman of my undergraduate department told us flatly that if they don't offer a package that includes tuition waiver, health insurance, and a stipend (as a TA or RA), don't go. When you convince a committee you have something to offer and can hack it, they'll bring you on. If no committee will pay for you, you should reconsider your decision to apply and go to grad school in the first place. When I read about people paying 50k+ to get a masters in something non-science, it makes me feel like there should be different words for our respective educational situations. They're totally different experiences- seems like the science masters is about 10000% better for the student.
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Feb 9, 2017 14:33
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I managed to get my non-science MS paid for by my university, but overall it was still probably a BWM decision for opportunity cost. Actually if I hadn't done my MS I probably wouldn't have met my wife and wouldn't have two kids now, which is the ultimate BWM, so really I'll be paying for the MS for the rest of my life.
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Feb 9, 2017 15:11
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Uncle Enzo posted:When I read about people paying 50k+ to get a masters in something non-science, it makes me feel like there should be different words for our respective educational situations. They're totally different experiences- seems like the science masters is about 10000% better for the student. So then they dump thousands of dollars and several hundreds hours of wasted time into a Masters degree instead of taking extra courses in something with real world application, or *gasp* going to community college for something with better employment prospects. And they almost always regret it. Many of them don't even list their Masters degree because it overqualifies them for most entry-level jobs. There's this weird, old wisdom of, "The more money you spend on education the higher your income will be." And there's all sorts of dubious "studies" that come out making the same claim. So we have an entire generation of ignorant students who think that more time in post-secondary = more money, even if you're pursuing a Masters in Theological Studies. melon cat fucked around with this message at 15:50 on Feb 9, 2017 |
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Feb 9, 2017 15:21
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Money Problems: - Had government civil service job; quit - Had career job in the army; quit to "find something real" - Opens Virtual Reality Saloon - Spends 2 years setting it up with no profits - Never made a profit once it opened - Invested in Bitcoins - "my business is not profitable, but if I could be at 100% capacity all day/every day and have people pay me a monthly subscription on Kickstarter for no reason, then it could potentially get to break even. This is a good business plan and safe assumption, right?" "P.S. My business plan is based on my experience in World of Warcraft Gold Farming. Would you like to invest?" Solutions: 1) Get your girlfriend pregnant 2) Start a Kickstarter quote:27, Hardly Prospering VR Saloon Owner, Future Dad. Leon Trotsky 2012 fucked around with this message at 15:33 on Feb 9, 2017 |
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Feb 9, 2017 15:29
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Not a ton of juicy details in this one, but it might be the largest concentration of poor decisions per word ratio I have seen on a post. - Went into debt for theater degree - Can't get a job - Wants to take an unpaid internship for a year and get a personal loan to pay for living expenses during this time. - The goal of the unpaid internship and personal loan is to allow him to go to Grad School for theater and get more loans quote:Want to take an unpaid internship to advance my career. Can I take a loan out to cover my cost of living expenses for up to a year?
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Feb 9, 2017 15:41
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Bad WIth Money: The MMO have teach me basic trading skills
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Feb 9, 2017 15:45
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Let's up the ante and teach him real basic trading skills so he can really gently caress up his life: The Day Trading on Margin Story
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Feb 9, 2017 15:54
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VR saloon? hahahahahaha is this a thing
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Feb 9, 2017 17:10
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BraveUlysses posted:VR saloon? hahahahahaha is this a thing it's not the idea itself that's bad, just his location and money management and marketing and basically everything else.
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Feb 9, 2017 17:12
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What is a VR Saloon? Like is it a bar where you go and hang out and play VR games, or like a cybercafe where you use VR to hang out in a virtual saloon? Or a bar where you use VR to hang out in a virtual one?
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Feb 9, 2017 17:19
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*drinks virtual beer* *is charged 0.02BTC for the experience*
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Feb 9, 2017 17:22
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I hope you can fight virtual cowboys while drinking virtual whiskey out of dusty virtual glasses.
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Feb 9, 2017 17:29
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Nail Rat posted:I hope you can fight virtual cowboys while drinking virtual whiskey out of dusty virtual glasses.
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Feb 9, 2017 17:33
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This might be heroin-induced (also BWM) but I can't tell for sure. A girl I went to high school with and haven't seen in 15 years just had her kids taken away by CPS for being evicted from her apartment for non-payment (and I'm guessing heroin) and made an epic Facebook rant trying to figure out who reported her. I cut out most of it, but left in the financial philosophy part. quote:the lil bitch who reported me to DFS does not give a poo poo about my kids. she is just jealous and hateful as hell. They say that I had too much discretionary income and thats why you lose your kids. I got a job bitch. I don't remember any of my checks having a note on them telling me what I can spend it on. NEWSFLASH ALL INCOME IS DISCRETIONARY INCOME. i can choose to live wherever i want AT MY DISCRETION choosing to live with my nan or to pay for a piece of poo poo place is my DISCRETION. you cant take away someones kids because of a made up idea. they got food and they got their mom. now they gotta live at a certain address or have a home ec course at goddamn TWO YEARS OLD????
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Feb 9, 2017 17:34
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What makes you think it might be heroin?
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Feb 9, 2017 18:21
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Yeah that's definitely the trademark addict writing style. 
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Feb 9, 2017 18:25
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Yikes, feel bad for her kids.
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Feb 9, 2017 18:39
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People like that believe in complete freedom to do wahtsoever with their property. And they consider their children and others to be their property.
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Feb 9, 2017 18:42
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WhoopsTIFU How should I tell my wife I lost all of our savings? posted:When I paid her monthly student loan I clicked pay in full by accident and now almost 40,000 is gone from our savings and now we can't afford the home we were going to buy. Every month for the past 2 years I have made this payment with no issues at all. Today (well last week) I made the payment and I clicked pay in full instead of monthly payment. I did not even know I did that until I was checking my bank records and moving some money from one account to another. I called the bank that has the loan and I was told that I agreed to the terms when I submitted the payment. While they agree that it's wrong that they can't give me back my money but they have rules to follow as well. Now the hard part, I have to tell my wife that it's all gone. On one hand a high interest loan is paid off but on the other hand we're now broke. I have such a sinking feeling and lost my hope for the future. I really screwed this one up. I know my wife is understanding and there won't be any kind of a yelling match going on but I know she is going to be really bummed out. It took a few years to save the money and now we are back to square one. I have made many mistakes in my life and some were financial mistakes but this one is the grand daddy of all mistakes. I'm really lost.... TL;DR How do I tell my wife all our money is gone and we can no longer buy a home..
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Feb 9, 2017 18:45
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On the plus side, it was a high interest loan after all, so they'll save that 40k back up quicker than they did before and be in a better spot 3 years from now than they would have been otherwise...I kept waiting for the shoe to drop that she was 2 years away from PSLF. Accidentally GWM I'd call it.
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Feb 9, 2017 18:49
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help i accidentally a gwm
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Feb 9, 2017 18:49
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At least he ruined their home buying by paying down other debt? 
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Feb 9, 2017 18:51
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H110Hawk posted:At least he ruined their home buying by paying down other debt? Maybe the house they were going to buy had a horse farm, now what is she going to do? GWM: divorcing with no assets means there's nothing to split
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Feb 9, 2017 18:52
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I was expecting it to be Bitcoin or gambling or some sort of MLM, paying off your debts is probably the best way that could have gone down.
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Feb 9, 2017 18:55
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He avoided a high interest loan (BWM) and buying a house (BWM) so what's the problem?
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Feb 9, 2017 18:56
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If he'd acted quickly and called them, he could have had the transaction cancelled.
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Feb 9, 2017 18:56
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