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This PSLF process is making me feel very dumb. Help please! In June I completed 10 full years working as a public school teacher, so I started my PSLF paperwork shortly afterward. It took a couple of tries to get my current employer to fill out their form, so I didn't get an answer from MOHELA until about a month ago. Their first message, from 10/09/2023 just confirming payment counts:  Not sure why the payments are out of sync by 3... my teaching career started 08/2013 and I changed employers last summer so I was not employed for 07/2022 and 08/2022. But that's only 2 months. Not sure if this is a huge deal anyway. Second message, from 10/10/2023 saying I'm not yet eligible:  Question on this one: Loan sequence 2 and 3 have 121 eligible payments, but the message says I'm not yet eligible... does that mean they won't forgive those two until the third one is eligible in a couple months? And current payment tracker on the MOHELA website:  So, my gut feeling is that I make my two payments on loan sequence 1 and then recertify my employment in January or so, and then hopefully get my forgiveness processed soon after? Does that sound right or am I missing something? Thanks!!
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Nov 18, 2023 19:09
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| # ¿ Apr 28, 2024 20:26 |
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Ol' Limber Legs posted:This PSLF process is making me feel very dumb. Help please! Update: 2 of my 3 loans were seem to have been forgiven in the last couple of days, but I haven't received any correspondence saying so. I just see that they have a negative balance adding up to the ~$25 payment I made in October before my forbearance kicked in. So...yay? Studentaid.gov still shows my full balance, but it's as of 12/31. Turns out my 3rd loan was still in forbearance for a couple months after I started my first job, but it's hit 120 qualifying payments now too. Hopefully it doesn't take another 4 months to finally zero out.
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Jan 13, 2024 17:31
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