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Oct 5, 2003

I SHOULD KEEP MY DUMB MOUTH SHUT INSTEAD OF SPEWING HORSESHIT ABOUT THE ORBITAL MECHANICS OF THE JAMES WEBB SPACE TELESCOPE.

CAN SOMEONE PLEASE TELL ME WHAT A LAGRANGE POINT IS?
I've got somewhere around 25k in student loans from Sallie Mae. I missed several payments because of severe financial difficulties(I got a large pay cut, then I lost my job, then went into the hospital for emergency surgery and was unable to work for nearly a year while I was rehabbing). They gave me a one-year deferment and after that they put me on a one-year forbearance. My forbearance is up in May, but I won't feel financially comfortable making payments until July.

I was thinking about consolidating my loans with one of the companies in the OP, but the other day I got an automated email from Sallie Mae saying that if I consolidate with them before my forbearance is up, I "will be eligible for an extended forbearance option."

Is this a smart idea? Those other companies sound good, but extending the forbearance is very tempting.

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