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I'm currently in need of a loan to survive the spring semester. I'm an undergraduate with not good credit. My mom is jobless and recently homeless with really really bad credit, she's currently not paying the one PLUS loan someone was stupid enough to give her. My dad's credit is just as bad and he has no job as he's currently going back to school. My financial aid office told me to try for a private loan. Is it possible for my dad to apply for a second PLUS loan for me? If not, do you know of any private loans that he may qualify for? We tried Sallie Mae and were denied, so I don't have much hope, but its worth a try.
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Mar 12, 2007 19:34
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| # ¿ May 1, 2024 23:54 |
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Wiggy Marie posted:Chouzan, are you already maxed out on Staffords for the year? If not, a PLUS loan denial will actually get you additional Stafford funding. If yes...your co-signer for an alternative loan doesn't HAVE to be a parent, they can be *anyone* who is credit-worthy. What school are you at? I can try to find some alt loan information for ya. I have the subsidized (I think) stafford, but my mom already has a PLUS loan out for this school year, it just wasn't enough to cover other stuff like rent and food. I don't have any other family, and no credit-worthy friends. My school is a tiny liberal arts college, Albertson College of Idaho.
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Mar 13, 2007 08:00
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Are there any decent alternate loans that you recommend? Any that are specifically for the gap between tuition and living? One of my roommates left unexpectedly, so I need a loan for room & board this year. I need a non-certified loan, if possible, as my financial aid office has refused/lowered PLUS loan amounts/certified loans on me before, so I really need to try to get this loan without involving them.
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Aug 31, 2008 06:15
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Catenoid posted:Mine just sent me a check for the full amount in less than a week (Chase), and they had my loan added to my online account immediately and gave me a year after graduation before I have to start repaying the loan. I just had to prove enrollment, and everything else was pretty straightforward. Would use again A++. Well, they do have a non-certified private loan, but my school isn't listed, as they don't participate in it. I'm at a loss of what to do, I've emailed my financial aid office twice this month, and I'm ready to kill them already... What most frustrates me is that they're well aware of myself and other students having this problem, but seem to offer no help.
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Sep 17, 2008 07:53
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