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What are the best private loans and their interest rates if their use becomes necessary? Also what would be the difference in interest rate between applying with no credit history and having a cosigner with good credit history?
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Jun 17, 2007 22:58
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| # ¿ May 1, 2024 11:11 |
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Wiggy Marie posted:I don't know, which ones have you looked at and what did they say? These two both seem fairly reputable in that they are at least actual banks as well as being lenders, so they at least don't NEED to screw people to make their money through loans. They obviously might just do that anyway through. http://studentloan.citibank.com/slcsite/fr_ccund.asp http://www.wachovia.com/personal/page/0,,325_496_8294,00.html On the other hand this seems similar but I've never actually heard of SunTrust. http://www.suntrusteducation.com/ploans-academic-answer.asp Now the APR seems bizarrely low, since they mark it so it appears to be below the prime rate. (which I believe the Parent PLUS loans are based on, and I can't see how a private loan would ever end up with a lower interest rate then a Federal one, even with a cosigner.) I'm thinking that either I'm reading into this wrong, or theres a big catch. Anyway sorry for the vague first question but the thought of dropping a large loan on my parents that they will have to start paying back immediately makes me want to jump off a bridge. theracecard fucked around with this message at 07:01 on Jun 18, 2007 |
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Jun 18, 2007 02:36
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