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The Something Awful Forums > Discussion > Ask/Tell > Business, Finance, and Careers > Ask Me About Student Loans!
 
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dAPER
Apr 21, 2005

haaaaaaaaaaaaaaaaaaaaats
I have 100K in private student loans that I need to consolidate, some through AES and some through Wells Fargo. The loan people there think I'm not worth their time, as real people seem to be a myth on their telephones. I am employed full time by a school as a teacher and I also have a side retail gig and possibly private voice lessons as well.

Help??

* # ¿ Dec 29, 2006 05:59
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# ¿ Apr 28, 2024 01:41
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dAPER
Apr 21, 2005

haaaaaaaaaaaaaaaaaaaaats

Wiggy Marie posted:

1. AES? Oh God. I'm so sorry. I feel your pain, I really do.

2. I really hope you don't mean credit-based alternative loans. You can't consolidate those, period. You'll have to shop around with banks/etc. to see if someone would do it for you, but no federal loan lender could.

3. Are you teaching at a Title 1 school? If so, you may be eligible for the Teacher Loan Forgiveness program after 5 years. Also, this would require the loans to be federal loans.

If they're private loans, as in credit-based, I'm sorry bub, but I got nuthin'. All you can do in that case is call the servicing agent and beg, plead and whimper for a forbearance or deferment, and that's a very iffy prospect. If they're federal loans, do you know off the top of your head if you've used any of your def/forb time?

There are private consolidation programs available for me. Yes, I have credit-based loans, my parents made too much to go otherwise but not enough to pay for my schooling. It just seems that I can't get a HOLD of anyone. I know AES and Wells Fargo provide the service, it's jsut getting them on the phone. In all honesty, I'd rather sit down and talk with a person, as I have 7 years worth of loans to contend with. I really suck at paperwork.

* # ¿ Dec 29, 2006 06:08
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The Something Awful Forums > Discussion > Ask/Tell > Business, Finance, and Careers > Ask Me About Student Loans!