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The Something Awful Forums > Discussion > Ask/Tell > Business, Finance, and Careers > Ask Me About Student Loans!
 
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Stryfe
Jun 20, 2006
Death is instant, Pain will end, glory is forever

Wiggy Marie posted:

The NJCLASS loan is excellent, and I would highly recommend it, if you are comfortable knowing you can never consolidate it with your federal loans. If you're certain you can handle that payment as well as your federal ones, it really is an awesome loan which features a nifty fixed interest rate which is lower than the GradPlus - and will remain that way.

The only caution I could recommend is reading every inch of the application once it is sent to you, and not being shy to call in and ask any questions you might have about the language. Make sure there's no stipulation that states you can lose that fixed rate if [delinquency/whatever thing] happens.

How much do you know about the NJCLASS loan? im checking it out right now, and it seems to be one of the better options. The only thing is, they don't have much detailed info on their site (i guess i have to start applying, then itll give me a contract midway through it?). I just have a few quick questions-
the disburstment is one lump sum or divided up? and secondly, am i suppose to loan out the full amount for 4 years, or take seperate loans each year? Third, if i want can i pay more then the required monthly amount to lower my further payments? What about if i go with option 2 (just quarterly interest payments)? Thanks in advance.

* # ¿ Jun 16, 2007 20:38
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# ¿ May 1, 2024 08:36
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Stryfe
Jun 20, 2006
Death is instant, Pain will end, glory is forever
i have a question regarding grants/scholarships. I know normally you get them during HS/ for your freshmen year and all the following years, but will i be able to reapply for new grants/scholarships for my following years in undergrad? I'm guessing no, but in my situation i will be applying to pharmacy school after two years, will i be able to do so then?

* # ¿ Aug 15, 2007 01:27
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The Something Awful Forums > Discussion > Ask/Tell > Business, Finance, and Careers > Ask Me About Student Loans!