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Evil SpongeBob posted:It's 0.35% for me because I do all index funds (0.40 if you do active managed). I don't have a separate financial advisor. How are you liking VPAS? I currently use Wealthfront for my taxable account so it will do tax loss harvesting for me. I read that VPAS began doing tax loss harvesting - have you noticed it? So far, the tax savings that I reinvest have outweighed the 0.25% AUM fee at Wealthfront.
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Jul 16, 2023 05:19
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| # ¿ May 22, 2024 17:06 |
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Evil SpongeBob posted:I only use them for retirement fund advice and rebalancing. Oh ok. If you don't have a taxable account, wouldn't make sense to see any TLH.
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Jul 16, 2023 06:04
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smackfu posted:How do those services work if your 401k is with some other provider? Do they give guidance for the 401k too or just pay attention to what they have control over? They don’t manage it, but they can offer advice on it. Part of the VPAS service is ability to schedule time with a financial advisor.
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Jul 16, 2023 16:29
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Set an auto investment and stop staring at it. Market downturns are actually sales!
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Jul 27, 2023 19:35
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I put my emergency fund amount in I Bonds and plan on just keeping it there for inflation protection.
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Sep 26, 2023 14:19
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Roth IRA maxed out! 401k and HSA on auto-contribute from paycheck. 2024 here we are. Love simple investing! 
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Jan 3, 2024 18:08
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GordonComstock posted:Not necessarily long-term, but what's a good option for an online bank that will simply be for collecting interest on an existing home down payment fund? Won't be buying until next year, won't need to pull from it most likely (the "most likely" is why I won't throw it into a CD or something). Wealthfront has 5% interest.
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Mar 11, 2024 01:12
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| # ¿ May 22, 2024 17:06 |
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Every year the Black & Tans sweat when I “up the IRA.”
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Apr 12, 2024 13:48
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