|
I do not feel like I am maximizing my value on my 401K from work. I am currently debating upping my contribution per check to 10% pre-tax. About Me: Age: 24 Years Old Current Income: 39000/yr Personal Per Check - 6% Pre-Tax Company Matched - 4% Pre-Tax 401K's Current Worth - Total: $3,117.10 Vested: $2,330.06 (Will be fully vested in a little under 4 years). Current Investments in 401K: code:
Edit: Should I elect to have a professional manage my 401K? "The Personal Asset Manager fee is just 0.6% of your account balance per year." Regnevelc fucked around with this message at 21:05 on Sep 21, 2008 |
# ¿ Sep 21, 2008 21:00 |
|
|
# ¿ Apr 29, 2024 14:13 |
|
I am thinking of pulling out of some stocks in my 401K and investing more in mutuals. What do you all think about this? Right now I am about 80% in stocks and 20% in mutuals. I was thinking of moving to a 60/40 split due to the current market. Edit: I just bumped my contributions to PreTax 8% from PreTax 6%. Regnevelc fucked around with this message at 01:10 on Sep 30, 2008 |
# ¿ Sep 30, 2008 00:59 |
|
I did think about that and didn't make the change.
|
# ¿ Sep 30, 2008 12:40 |
|
I reallocated my portfolio based on some reading I did online at some websites. I invested more in the Global and International Funds and put money into the small companies. I have until tomorrow at 11:00PM to delete this reallocation and do something else. I had one guy comment that I should just shove all of my money into the 2050 (2045 in my case) fund and let it go. What do people think.code:
Regnevelc fucked around with this message at 02:40 on Oct 2, 2008 |
# ¿ Oct 2, 2008 02:35 |
|
CellBlock posted:If you're looking for something where you can just "set it and forget it," just use one of the Target Funds. There's no point at all in putting only a portion of the money in there, since it's just a collection of their other funds anyway. I will actively manage it. I will remove money from that fund and spread it to other things. I am thinking small business, as when this bill gets signed, I think they will be the first to go back up.
|
# ¿ Oct 3, 2008 00:03 |
|
Edit: Scratch this.
Regnevelc fucked around with this message at 01:21 on Apr 21, 2009 |
# ¿ Apr 21, 2009 00:08 |
|
|
# ¿ Apr 29, 2024 14:13 |
|
Well, I heard this second hand from my bosses financial adviser. He could in fact be a loving retard (and it sounds like it).
|
# ¿ Apr 21, 2009 01:03 |